# 3 bedroom terraced house for sale (ST3 4QN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 81 UPPER BELGRAVE ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT ST3 4QN |
| Price | £85,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £57,000 Aug 2005 |

## Description

ONE TO MAKE YOUR OWN WITH NO CHAIN- A three bedroom terraced house with renovation potential located in Normacot. The property comprises of; dining room, lounge, kitchen, bathroom, three bedrooms and a first floor W.C.

To the front of the property is a forecourt and to the rear is a spacious yard.

This property is being sold on behalf of a corporate client and must remain on the market until contracts are exchanged. It may not be possible to provide answers to the standard property questionnaire. Please refer to the agent before viewing if you feel this may affect your buying decision.

EPC Rating: F

## Property Photos

- ![Photo](/listings/photos/91983855/1928290)
- ![Photo](/listings/photos/91983855/1928291)
- ![Photo](/listings/photos/91983855/1928292)
- ![Photo](/listings/photos/91983855/1928293)
- ![Photo](/listings/photos/91983855/1928294)
- ![Photo](/listings/photos/91983855/1928295)
- ![Photo](/listings/photos/91983855/1928296)
- ![Photo](/listings/photos/91983855/1928297)
- ![Photo](/listings/photos/91983855/1928298)
- ![Photo](/listings/photos/91983855/1928300)

## Floorplans

- ![All](/listings/photos/91983855/1928301) - All

## EPC Graphs

- ![EPC 1](/listings/photos/91983855/1928303) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 81 UPPER BELGRAVE ROAD, STOKE-ON-TRENT, ST3 4QN | £57,000 | 05/08/2005 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 69 ARGYLL ROAD, STOKE-ON-TRENT, ST3 4RD | £75,000 | 09/12/2025 | Terraced |
| 40 FURNACE ROAD, STOKE-ON-TRENT, ST3 4QU | £75,000 | 05/12/2025 | Terraced |
| 44 BUCCLEUCH ROAD, STOKE-ON-TRENT, ST3 4RL | £97,300 | 31/10/2025 | Terraced |
| 24 CHAPLIN ROAD, STOKE-ON-TRENT, ST3 4QS | £70,000 | 20/12/2023 | Terraced |
| 82 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RR | £115,000 | 07/12/2023 | Terraced |
| 99 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RP | £100,000 | 24/11/2023 | Terraced |
| 25 EVERSLEY ROAD, STOKE-ON-TRENT, ST3 4PY | £84,000 | 02/11/2023 | Terraced |
| 73 LENNOX ROAD, STOKE-ON-TRENT, ST3 4JU | £75,000 | 23/10/2023 | Terraced |
| 58 LENNOX ROAD, STOKE-ON-TRENT, ST3 4JU | £76,000 | 06/10/2023 | Terraced |
| 38 ROTHESAY ROAD, STOKE-ON-TRENT, ST3 4QW | £60,000 | 21/08/2023 | Terraced |
| 88 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RR | £100,000 | 07/08/2023 | Terraced |
| 5 ARGYLL ROAD, STOKE-ON-TRENT, ST3 4RD | £65,000 | 03/08/2023 | Terraced |
| 17 MEIR ROAD, STOKE-ON-TRENT, ST3 7HX | £66,000 | 30/06/2023 | Terraced |
| 75 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RP | £100,000 | 12/05/2023 | Terraced |
| 112 BUCCLEUCH ROAD, STOKE-ON-TRENT, ST3 4RL | £110,000 | 31/03/2023 | Terraced |
| 91 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RP | £90,000 | 29/03/2023 | Terraced |
| 17 EVERSLEY ROAD, STOKE-ON-TRENT, ST3 4PY | £85,000 | 13/12/2022 | Terraced |
| 275 NORMACOT ROAD, STOKE-ON-TRENT, ST3 1QY | £90,000 | 12/12/2022 | Terraced |
| 70 LENNOX ROAD, STOKE-ON-TRENT, ST3 4JU | £90,000 | 02/12/2022 | Terraced |
| 29 EVERSLEY ROAD, STOKE-ON-TRENT, ST3 4PY | £95,000 | 18/11/2022 | Terraced |
| [Same street] 69 UPPER BELGRAVE ROAD, STOKE-ON-TRENT, ST3 4QN | £84,000 | 03/11/2022 | Terraced |

**Street average:** £84,000 (1 sale)
**Area average:** £85,915 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £133,081 (49 Terraced, ST3, 2024–2026)
- **Deviation:** -36.1%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £644/mo
- **Realistic:** £715/mo
- **Optimistic:** £787/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Belgrave Road, ST3 | £1,350/mo | 3 | 0.25 miles | OpenRent |
| [Albert Avenue, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/88b6896) | £1,200/mo | 3 | 0.43 miles | Rightmove |
| [Friar St, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/bfd5fd2) | £1,025/mo | 3 | 1.04 miles | Rightmove |
| [Grosvenor Street, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/e36eef3) | £935/mo | 3 | 1.08 miles | Rightmove |
| [269 Anchor Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/01e47c4) | £1,200/mo | — | 1.24 miles | Rightmove |
| [Oldway Place,Longton, Stoke-on-Trent](http://87.117.209.195:8080/listings/57ad7e2) | £895/mo | 3 | 1.27 miles | Rightmove |
| [Coleridge Road, Blurton, Stoke-on-Trent](http://87.117.209.195:8080/listings/7393742) | £1,195/mo | 3 | 1.31 miles | Rightmove |
| [Wyndham Road, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/4981f50) | £950/mo | 3 | 1.57 miles | Rightmove |
| [Soames Crescent, Longton](http://87.117.209.195:8080/listings/8d0656a) | £1,100/mo | 3 | 1.62 miles | Rightmove |
| [Emsworth Road, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/c7b2e9f) | £775/mo | 3 | 1.67 miles | Rightmove |
| [Finstock Avenue, Blurton, Stoke-On-Trent, Staffordshire, ST3 3LA](http://87.117.209.195:8080/listings/0b1cb9e) | £875/mo | 3 | 1.73 miles | Rightmove |
| [Roundway, Blurton](http://87.117.209.195:8080/listings/7cc105d) | £1,135/mo | 3 | 1.86 miles | Rightmove |

**Average rent: £1,053/mo (12 listings)**

## 1% Rule

- **Rent ratio:** 1.25% (strong)
- **Max investor price (0.8%):** £132,875
- **Target investor price (1%):** £106,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,063/mo).*

- **Gross yield:** 15%
- **Cost-to-rent:** 6.7×
- **Monthly cashflow:** £597/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 29.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -3.3%
- **10y growth:** 32.7%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of July 2026.*

- **1y growth (index):** -0.3%
- **5y growth (index):** 19.1%
- **10y growth (index):** 49.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)