For sale Terraced

81 UPPER BELGRAVE ROAD

STOKE-ON-TRENT, STOKE-ON-TRENT ST3 4QN

3 beds 1 baths 79 m² Listed 13 Aug 2026 (-68d)

£85,000

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# 3 bedroom terraced house for sale (ST3 4QN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 81 UPPER BELGRAVE ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT ST3 4QN |
| Price | £85,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £57,000 Aug 2005 |

## Description

To the front of the property is a forecourt and to the rear is a spacious yard.

This property is being sold on behalf of a corporate client and must remain on the market until contracts are exchanged. It may not be possible to provide answers to the standard property questionnaire. Please refer to the agent before viewing if you feel this may affect your buying decision.

EPC Rating: F

## Property Photos

- ![Photo](/listings/photos/91983855/1928290)
- ![Photo](/listings/photos/91983855/1928291)
- ![Photo](/listings/photos/91983855/1928292)
- ![Photo](/listings/photos/91983855/1928293)
- ![Photo](/listings/photos/91983855/1928294)
- ![Photo](/listings/photos/91983855/1928295)
- ![Photo](/listings/photos/91983855/1928296)
- ![Photo](/listings/photos/91983855/1928297)
- ![Photo](/listings/photos/91983855/1928298)
- ![Photo](/listings/photos/91983855/1928300)

## Floorplans

- ![All](/listings/photos/91983855/1928301) - All

## EPC Graphs

- ![EPC 1](/listings/photos/91983855/1928303) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 81 UPPER BELGRAVE ROAD, STOKE-ON-TRENT, ST3 4QN | £57,000 | 05/08/2005 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 69 ARGYLL ROAD, STOKE-ON-TRENT, ST3 4RD | £75,000 | 09/12/2025 | Terraced |
| 40 FURNACE ROAD, STOKE-ON-TRENT, ST3 4QU | £75,000 | 05/12/2025 | Terraced |
| 44 BUCCLEUCH ROAD, STOKE-ON-TRENT, ST3 4RL | £97,300 | 31/10/2025 | Terraced |
| 24 CHAPLIN ROAD, STOKE-ON-TRENT, ST3 4QS | £70,000 | 20/12/2023 | Terraced |
| 82 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RR | £115,000 | 07/12/2023 | Terraced |
| 99 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RP | £100,000 | 24/11/2023 | Terraced |
| 25 EVERSLEY ROAD, STOKE-ON-TRENT, ST3 4PY | £84,000 | 02/11/2023 | Terraced |
| 73 LENNOX ROAD, STOKE-ON-TRENT, ST3 4JU | £75,000 | 23/10/2023 | Terraced |
| 58 LENNOX ROAD, STOKE-ON-TRENT, ST3 4JU | £76,000 | 06/10/2023 | Terraced |
| 38 ROTHESAY ROAD, STOKE-ON-TRENT, ST3 4QW | £60,000 | 21/08/2023 | Terraced |
| 88 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RR | £100,000 | 07/08/2023 | Terraced |
| 5 ARGYLL ROAD, STOKE-ON-TRENT, ST3 4RD | £65,000 | 03/08/2023 | Terraced |
| 17 MEIR ROAD, STOKE-ON-TRENT, ST3 7HX | £66,000 | 30/06/2023 | Terraced |
| 75 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RP | £100,000 | 12/05/2023 | Terraced |
| 112 BUCCLEUCH ROAD, STOKE-ON-TRENT, ST3 4RL | £110,000 | 31/03/2023 | Terraced |
| 91 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RP | £90,000 | 29/03/2023 | Terraced |
| 17 EVERSLEY ROAD, STOKE-ON-TRENT, ST3 4PY | £85,000 | 13/12/2022 | Terraced |
| 275 NORMACOT ROAD, STOKE-ON-TRENT, ST3 1QY | £90,000 | 12/12/2022 | Terraced |
| 70 LENNOX ROAD, STOKE-ON-TRENT, ST3 4JU | £90,000 | 02/12/2022 | Terraced |
| 29 EVERSLEY ROAD, STOKE-ON-TRENT, ST3 4PY | £95,000 | 18/11/2022 | Terraced |
| [Same street] 69 UPPER BELGRAVE ROAD, STOKE-ON-TRENT, ST3 4QN | £84,000 | 03/11/2022 | Terraced |

**Street average:** £84,000 (1 sale)
**Area average:** £85,915 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £133,081 (49 Terraced, ST3, 2024–2026)
- **Deviation:** -36.1%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £644/mo
- **Realistic:** £715/mo
- **Optimistic:** £787/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Belgrave Road, ST3 | £1,350/mo | 3 | 0.25 miles | OpenRent |
| [Albert Avenue, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/88b6896) | £1,200/mo | 3 | 0.43 miles | Rightmove |
| [Friar St, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/bfd5fd2) | £1,025/mo | 3 | 1.04 miles | Rightmove |
| [Grosvenor Street, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/e36eef3) | £935/mo | 3 | 1.08 miles | Rightmove |
| [269 Anchor Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/01e47c4) | £1,200/mo | — | 1.24 miles | Rightmove |
| [Oldway Place,Longton, Stoke-on-Trent](http://87.117.209.195:8080/listings/57ad7e2) | £895/mo | 3 | 1.27 miles | Rightmove |
| [Coleridge Road, Blurton, Stoke-on-Trent](http://87.117.209.195:8080/listings/7393742) | £1,195/mo | 3 | 1.31 miles | Rightmove |
| [Wyndham Road, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/4981f50) | £950/mo | 3 | 1.57 miles | Rightmove |
| [Soames Crescent, Longton](http://87.117.209.195:8080/listings/8d0656a) | £1,100/mo | 3 | 1.62 miles | Rightmove |
| [Emsworth Road, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/c7b2e9f) | £775/mo | 3 | 1.67 miles | Rightmove |
| [Finstock Avenue, Blurton, Stoke-On-Trent, Staffordshire, ST3 3LA](http://87.117.209.195:8080/listings/0b1cb9e) | £875/mo | 3 | 1.73 miles | Rightmove |
| [Roundway, Blurton](http://87.117.209.195:8080/listings/7cc105d) | £1,135/mo | 3 | 1.86 miles | Rightmove |

**Average rent: £1,053/mo (12 listings)**

## 1% Rule

- **Rent ratio:** 1.25% (strong)
- **Max investor price (0.8%):** £132,875
- **Target investor price (1%):** £106,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,063/mo).*

- **Gross yield:** 15%
- **Cost-to-rent:** 6.7×
- **Monthly cashflow:** £597/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 29.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -3.3%
- **10y growth:** 32.7%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of July 2026.*

- **1y growth (index):** -0.3%
- **5y growth (index):** 19.1%
- **10y growth (index):** 49.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

79 m²

Council tax band

Last sold

£57,000 Aug 2005

Local average

£133,081 (-36.1%)

Deprivation

Decile 1 (1,130 of 33,755)

Street crime

290 incidents within 1 mile (Aug 2026)

Key features

NO UPWARD CHAIN
Three good size bedrooms
In need of full renovation
Two reception rooms
Fitted kitchen
White bathroom suite- needing renovation
Spacious rear yard
Popular Normacot location

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

ONE TO MAKE YOUR OWN WITH NO CHAIN- A three bedroom terraced house with renovation potential located in Normacot. The property comprises of; dining room, lounge, kitchen, bathroom, three bedrooms and a first floor W.C.
To the front of the property is a forecourt and to the rear is a spacious yard.
This property is being sold on behalf of a corporate client and must remain on the market until contracts are exchanged. It may not be possible to provide answers to the standard property questionnaire. Please refer to the agent before viewing if you feel this may affect your buying decision.
EPC Rating: F

Listed by

Stoke-On-Trent

The Property Franchise Group

Reference: 91983855

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~94 m² (0.02 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

All

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Listed for sale	—	£85,000	+49.1%
Sold	05/08/2005 (21 years ago)	£57,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
69 ARGYLL ROAD, STOKE-ON-TRENT, ST3 4RD	£75,000	09/12/2025	Terraced
40 FURNACE ROAD, STOKE-ON-TRENT, ST3 4QU	£75,000	05/12/2025	Terraced
44 BUCCLEUCH ROAD, STOKE-ON-TRENT, ST3 4RL	£97,300	31/10/2025	Terraced
24 CHAPLIN ROAD, STOKE-ON-TRENT, ST3 4QS	£70,000	20/12/2023	Terraced
82 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RR	£115,000	07/12/2023	Terraced
99 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RP	£100,000	24/11/2023	Terraced
25 EVERSLEY ROAD, STOKE-ON-TRENT, ST3 4PY	£84,000	02/11/2023	Terraced
73 LENNOX ROAD, STOKE-ON-TRENT, ST3 4JU	£75,000	23/10/2023	Terraced
58 LENNOX ROAD, STOKE-ON-TRENT, ST3 4JU	£76,000	06/10/2023	Terraced
38 ROTHESAY ROAD, STOKE-ON-TRENT, ST3 4QW	£60,000	21/08/2023	Terraced
88 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RR	£100,000	07/08/2023	Terraced
5 ARGYLL ROAD, STOKE-ON-TRENT, ST3 4RD	£65,000	03/08/2023	Terraced
17 MEIR ROAD, STOKE-ON-TRENT, ST3 7HX	£66,000	30/06/2023	Terraced
75 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RP	£100,000	12/05/2023	Terraced
112 BUCCLEUCH ROAD, STOKE-ON-TRENT, ST3 4RL	£110,000	31/03/2023	Terraced
91 HAMILTON ROAD, STOKE-ON-TRENT, ST3 4RP	£90,000	29/03/2023	Terraced
17 EVERSLEY ROAD, STOKE-ON-TRENT, ST3 4PY	£85,000	13/12/2022	Terraced
275 NORMACOT ROAD, STOKE-ON-TRENT, ST3 1QY	£90,000	12/12/2022	Terraced
70 LENNOX ROAD, STOKE-ON-TRENT, ST3 4JU	£90,000	02/12/2022	Terraced
29 EVERSLEY ROAD, STOKE-ON-TRENT, ST3 4PY	£95,000	18/11/2022	Terraced
Same street 69 UPPER BELGRAVE ROAD, STOKE-ON-TRENT, ST3 4QN	£84,000	03/11/2022	Terraced

Street average: £84,000 (1 sale)

Area average: £85,915 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -3.3%

10y growth 32.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of July 2026.

1y (index) -0.3%

5y (index) 19.1%

10y (index) 49.6%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £644/mo

Realistic £715/mo

Optimistic £787/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £593/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST3 4QN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Mr Tyre Longton	0.2 miles
Shop	Prime Express	0.2 miles
Bus stop	Unknown	0.4 miles
Train station	Longton	1.0 miles
Train station	Caverswall Road	2.4 miles
Hospital	Royal Stoke University Hospital	4.2 miles
Hospital	North Staffordshire Nuffield Hospital	4.3 miles
University	Keele University	6.4 miles
University	Buxton & Leek College	9.8 miles

Street-level crime

Category	Count
Violence and sexual offences	100
Anti-social behaviour	54
Public order	31
Shoplifting	25
Criminal damage and arson	23
Burglary	20
Vehicle crime	10
Other theft	9
Other crime	6
Drugs	4
Bicycle theft	3
Possession of weapons	3
Robbery	1
Theft from the person	1
Total incidents	290

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Alexandra Infants' School	Primary	0.2 miles	Requires improvement — 22 Jan 2023
Belgrave St Bartholomew's Academy	Primary	0.3 miles	Outstanding — 5 May 2017
Alexandra Junior School	Primary	0.4 miles	Good — 15 Jan 2023
Ormiston Meridian Academy	Secondary	0.5 miles	Good — 3 Feb 2022
Abbey Hill Academy & College	Other	0.6 miles	Good — 3 Mar 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Belgrave Road, ST3	£1,350/mo	3	0.25 miles	OpenRent
Albert Avenue, Stoke-On-Trent, ST3	£1,200/mo	3	0.43 miles	Rightmove
Friar St, Stoke-On-Trent, ST3	£1,025/mo	3	1.04 miles	Rightmove
Grosvenor Street, Stoke-on-Trent, Staffordshire, ST3	£935/mo	3	1.08 miles	Rightmove
269 Anchor Road, Stoke-On-Trent	£1,200/mo	—	1.24 miles	Rightmove
Oldway Place,Longton, Stoke-on-Trent	£895/mo	3	1.27 miles	Rightmove
Coleridge Road, Blurton, Stoke-on-Trent	£1,195/mo	3	1.31 miles	Rightmove
Wyndham Road, Stoke-On-Trent, ST3	£950/mo	3	1.57 miles	Rightmove
Soames Crescent, Longton	£1,100/mo	3	1.62 miles	Rightmove
Emsworth Road, Stoke-on-Trent, Staffordshire, ST3	£775/mo	3	1.67 miles	Rightmove
Finstock Avenue, Blurton, Stoke-On-Trent, Staffordshire, ST3 3LA	£875/mo	3	1.73 miles	Rightmove
Roundway, Blurton	£1,135/mo	3	1.86 miles	Rightmove

Average rent: £1,053/mo (12 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.25%

Max investor price (0.8%) £132,875

Target investor price (1%) £106,300

Gross yield 15%

Cost-to-rent ratio 6.7×

Monthly cashflow £597/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 29.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).