# 1 bedroom apartment for sale (ST4 7GF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 15 PENSTOCK DRIVE, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 7GF |
| Price | £72,500 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Last sold | £72,500 Sep 2025 |

## Description

This ground floor apartment is located on the very popular Lock 38 and is offered with no upward chain.  Neatly presented inside this particular flat comprises of a welcoming entrance hall with built in store facility providing plumbing for washing machine, spacious bathroom, open plan kitchen / lounge area and double size bedroom.  Already finished with blinds and light fittings this accommodation also comes with one allocated parking space to the rear.  Viewings essential to appreciate.

**Entrance Hall.** 

Wooden door to side.  Carpeted.  Electric storage heater.  Airing cupboard with plumbing.  Space for washer.  Smoke alarm.  Ceiling light points.

**Lounge/Kitchen.** 5.16m (16'11") x 3.51m (11'6")

UPVC double-glazed window to rear.  Carpeted to lounge.  Electric storage heaters.  TV and telephone points.  Smoke alarm and ceiling light point.  Also offers range of wall and base units with stainless sink and mixer tap inset.  Single oven with electric hob and extractor hood above.  Integrated dishwasher.  Space for tall fridge freezer.  Ceiling light point.

**Bathroom.** 2.49m (8'2") x 1.98m (6'6")

UPVC double-glazed window to rear.  Carpeted.  Electric towel radiator.  W.c, basin with mixer tap and bath with shower over.  Tiled splashbacks.  Extractor fan.  Ceiling light point.

**Bedroom 1.** 3.89m (12'9") x 2.74m (9'0")

UPVC double-glazed window to rear.  Carpeted.  Electric storage heater.  Overhead storage.  TV and telephone points.  Ceiling light point.

**Viewing Arrangements.** 

Strictly by appointment only through Bramptons Estate Agents.

**Fixtures & Fittings.** 

All measurements are approximate.  The fixtures and fittings will be agreed by the seller.

**Finance.** 

Independent Mortgage Advice is available through Bramptons Mortgage Centre.

**Sales Particulars.** 

We endeavour to make our sales particulars accurate and reliable but they should not be relied on as statements or representations of fact and they do not constitute any part of an offer or contract.  The seller does not make any representation or give any warranty in relation to the property and we have no authority to do so on behalf of the seller.  Any information given by us in these sales details or otherwise is given without responsibility on our part.  Services, fittings and equipment referred to in the sales details have not been tested (unless otherwise stated) and no warranty can be given as to their condition.  We strongly recommend that all the information, which we provide, about the property is verified by yourself and your advisers.  Please contact us before viewing the property if there is any point of particular importance to you we will be pleased to provide additional information or to make further enquiries.  We will also confirm that the property remains available this is particularly important if you are contemplating travelling some distance to view the property.

**OTHER INFORMATION** 

TENURE - Leasehold

Premier Estates 

Service charge £102 per month

Ground rent £130 per year

LEASE TERM - 250 years as from 1st march 2007

COUNCIL TAX BAND - A

EPC RATING - C (77)

## Property Photos

- ![Main Picture](/listings/photos/160578314/207987) - Main Picture
- ![Entrance Hall.](/listings/photos/160578314/207988) - Entrance Hall.
- ![Lounge/Kitchen.](/listings/photos/160578314/207989) - Lounge/Kitchen.
- ![Lounge/Kitchen -](/listings/photos/160578314/207990) - Lounge/Kitchen -
- ![Bathroom.](/listings/photos/160578314/207991) - Bathroom.
- ![Bedroom 1.](/listings/photos/160578314/207992) - Bedroom 1.

## EPC Graphs

- ![EPC](/listings/photos/160578314/207993) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £72,500 | 15/09/2025 | Flat |
| 15 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £60,000 | 13/10/2014 | Flat |
| 15 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £55,000 | 30/03/2012 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 52 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £86,000 | 21/01/2026 | Flat |
| 18 TATTERSHALL COURT, STOKE-ON-TRENT, ST4 7GH | £88,000 | 05/12/2025 | Flat |
| [Same street] 79 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £57,000 | 06/08/2024 | Flat |
| [Same street] 2 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £89,000 | 12/03/2024 | Flat |
| 26 TATTERSHALL COURT, STOKE-ON-TRENT, ST4 7GH | £90,000 | 08/12/2023 | Flat |
| 79 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £92,500 | 08/12/2023 | Flat |
| 46 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £95,000 | 27/10/2023 | Flat |
| 6 TATTERSHALL COURT, STOKE-ON-TRENT, ST4 7GH | £65,000 | 14/07/2023 | Flat |
| [Same street] 67 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £76,750 | 30/06/2023 | Flat |
| [Same street] 39 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £81,000 | 24/03/2023 | Flat |
| 40 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £85,000 | 03/03/2023 | Flat |
| 68 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £85,000 | 27/01/2023 | Flat |
| 2 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £95,000 | 21/12/2022 | Flat |
| 9 TATTERSHALL COURT, STOKE-ON-TRENT, ST4 7GH | £79,000 | 14/12/2022 | Flat |
| 29 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £88,000 | 01/12/2022 | Flat |
| 9 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £72,000 | 25/11/2022 | Flat |
| 17 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £81,500 | 10/10/2022 | Flat |
| [Same street] 74 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £85,000 | 16/09/2022 | Flat |
| [Same street] 49 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £85,000 | 09/09/2022 | Flat |
| 75 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £99,000 | 02/09/2022 | Flat |
| 50 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £80,000 | 30/08/2022 | Flat |
| 32 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £93,500 | 19/08/2022 | Flat |
| [Same street] 73 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £85,000 | 08/07/2022 | Flat |
| [Same street] 10 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £90,000 | 01/07/2022 | Flat |
| [Same street] 53 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £84,500 | 01/06/2022 | Flat |
| 82 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £90,000 | 11/05/2022 | Flat |
| 24 TATTERSHALL COURT, STOKE-ON-TRENT, ST4 7GH | £86,950 | 22/04/2022 | Flat |
| [Same street] 70 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £81,000 | 04/04/2022 | Flat |
| [Same street] 60 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £80,000 | 03/03/2022 | Flat |
| [Same street] 23 PENSTOCK DRIVE, STOKE-ON-TRENT, ST4 7GF | £70,000 | 20/12/2021 | Flat |
| 55 HARTLEY COURT, STOKE-ON-TRENT, ST4 7GG | £82,000 | 12/11/2021 | Flat |
| 28 TATTERSHALL COURT, STOKE-ON-TRENT, ST4 7GH | £80,000 | 09/11/2021 | Flat |
| 11 TATTERSHALL COURT, STOKE-ON-TRENT, ST4 7GH | £68,950 | 14/10/2021 | Flat |

**Street average:** £80,788 (13 sales)
**Area average:** £84,820 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £90,821 (14 Flat, ST4, 2024–2026)
- **Deviation:** -20.2%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £424/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Penstock Drive, Etruria](http://87.117.209.195:8080/listings/e8bba03) | £675/mo | 1 | 0 miles | Rightmove |
| [Penstock Drive, Stoke-on-Trent, ST4 7GF](http://87.117.209.195:8080/listings/1744fd9) | £675/mo | — | 0.01 miles | Rightmove |
| [Penstock  Drive, Trent Vale, Staffordshire](http://87.117.209.195:8080/listings/8ea379b) | £695/mo | 1 | 0.01 miles | Rightmove |
| [Oxford St, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/1db8ef1) | £600/mo | 1 | 0.5 miles | Rightmove |
| [Gerrard Street, Stoke, Stoke-on-trent, City Of Stoke-on-trent](http://87.117.209.195:8080/listings/6075842) | £675/mo | 1 | 0.51 miles | Rightmove |
| [Cauldon Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/7477687) | £425/mo | 1 | 0.53 miles | Rightmove |
| [St Andrews Square, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/0e47a12) | £675/mo | 1 | 0.55 miles | Rightmove |
| [St. Judes, Seaford Street, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/a48a1a5) | £841/mo | 1 | 0.56 miles | Rightmove |
| [Wadham Street, ST4](http://87.117.209.195:8080/listings/7ffd45a) | £400/mo | 1 | 0.58 miles | Rightmove |
| [Princes Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/a1c238e) | £500/mo | 1 | 0.66 miles | Rightmove |
| [Princes Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/9fba68f) | £500/mo | 1 | 0.66 miles | Rightmove |
| [Princes Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/0e87439) | £500/mo | 1 | 0.66 miles | Rightmove |
| [Haydon Street, Basford](http://87.117.209.195:8080/listings/e1894bf) | £695/mo | 1 | 0.66 miles | Rightmove |
| [Haydon Street, Basford](http://87.117.209.195:8080/listings/cc6eae3) | £700/mo | 1 | 0.67 miles | Rightmove |
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 0.73 miles | Rightmove |
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/82d3a0c) | £625/mo | 1 | 0.73 miles | Rightmove |
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/71a3ff4) | £550/mo | 1 | 0.74 miles | Rightmove |
| [Victoria Street, Basford, ST4](http://87.117.209.195:8080/listings/319e430) | £450/mo | 1 | 0.78 miles | Rightmove |
| [Victoria Street, Basford, ST4](http://87.117.209.195:8080/listings/831eda8) | £480/mo | 1 | 0.78 miles | Rightmove |
| [Victoria Street, Basford, ST4](http://87.117.209.195:8080/listings/e78af8a) | £500/mo | 1 | 0.78 miles | Rightmove |

**Average rent: £620/mo (45 listings)**

## 1% Rule

- **Rent ratio:** 0.85% (okay)
- **Max investor price (0.8%):** £76,625
- **Target investor price (1%):** £61,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £613/mo).*

- **Gross yield:** 10.1%
- **Cost-to-rent:** 9.9×
- **Monthly cashflow:** £241/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.3%
- **10y growth:** 47.7%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -3.2%
- **5y growth (index):** 13.5%
- **10y growth (index):** 43.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
