# 3 bedroom terraced house for sale (DL7 0BD) ## Property Details | Key | Value | |-----|-------| | Address | FINCHLEA, NORTHALLERTON, EAST COWTON, NORTH YORKSHIRE DL7 0BD | | Price | £245,000 | | Bedrooms | 3 | | Last sold | £200,000 Feb 2014 | ## Description Set back from the road, this substantial house and garden offers space in abundance. Entrance hall. Living room. Separate dining room. Study. Good sized fitted kitchen with integrated appliances. Pantry. Downstairs cloakroom/WC. Three bedrooms. Half tiled bathroom. Double glazed sash windows to front. Double glazing to rear. Oil central heating. Large 16.08m(52'9'') x 12.60m(41'4'') south facing rear garden, plus additional vegetable garden. The majority of this house is hidden behind its frontage, and viewing is advised to discover it. Entrance HallPanelled entrance door. Living Room4.09m(13'5'') x 3.20m(10'6'') Double glazed sash window to front. Picture rail. Two wall light points. Recessed brick fireplace with cast iron multi-fuel stove and quarry tiled hearth. Cupboard under stairs. Stripped pine doors. Dining Room4.09m(13'5'') x 2.90m(9'6'') Double glazed sash window to front. Picture rail. Radiator. Wood fire surround with arched cast iron interior and open fire. Pine panelled door. Study2.13m(7'0'') x 2.06m(6'9'') Double glazed window to rear. Radiator. Fitted shelves. Worcester oil boiler. Fitted Kitchen5.08m(16'8'') x 2.03m(6'8'') Double glazed window and door to rear. Fitted units comprise: Four base units with wooden worktops over and tiled splashbacks. Four wall mounted units. Belfast sink unit. Integrated electric oven, ceramic hob and extractor hood. Space for fridge. Quarry tiled floor. Pine panelled door. Pantry with fitted shelves and plumbing for washing machine. WcDouble glazed window to rear. Low flush WC. Wash hand basin with tiled splashback. Radiator. Quarry tiled floor. First Floor LandingBedroom One4.09m(13'5'') x 3.18m(10'5'') Plus 1.14m(3'9'') x 0.89m(2'11''). Two double glazed sash windows to front. Radiator. Pine panelled door. Bedroom Two4.09m(13'5'') x 2.95m(9'8'') Double glazed sash window to front. Picture rail. Radiator. Pine panelled door. Bedroom Three3.05m(10'0'') x 2.08m(6'10'') Double glazed sash window to rear. Pine panelled door. Half Tiled Bathroom2.64m(8'8'') x 2.08m(6'10'') Double glazed sash window to rear. A white suite comprises: Panelled bath with shower over and glazed screen. Pedestal wash hand basin. Low flush WC. Radiator. Airing cupboard. Pine panelled door. South Facing Rear Garden16.08m(52'9'') x 12.60m(41'4'') Paved patio leading to lawn with flower and shrub borders. Silver Birch, Lilac and three Apple trees. Garden shed with power. Brick built barbeque. Separate Vegetable GardenWith raised beds, net supports and an aluminium framed greenhouse. Rear Of HouseTravel DirectionsFollow the Darlington Road out of Northallerton. Just after Hutton Bonville take the left turn to East Cowton. Upon reaching the T junction in East Cowton turn left. The property is situated almost opposite The Post Office. Ground Floor PlanThese plans are intended as a guide only, they are NOT TO SCALE. They are provided to give an overall impression of room layout and should not be taken as being scaled drawings. First Floor PlanThese plans are intended as a guide only, they are NOT TO SCALE. They are provided to give an overall impression of room layout and should not be taken as being scaled drawings. The services, systems and appliances listed in this brochure have not been tested by Ian Bebbington Estate Agents Ltd and no guarantee as to their operation ability or their efficiency can be given. ## Property Photos - ![Photo](/listings/photos/22439244/744751) - ![Photo](/listings/photos/22439244/744752) - ![Photo](/listings/photos/22439244/744753) - ![Photo](/listings/photos/22439244/744754) - ![Photo](/listings/photos/22439244/744755) - ![Photo](/listings/photos/22439244/744756) - ![Photo](/listings/photos/22439244/744757) - ![Photo](/listings/photos/22439244/744758) - ![Photo](/listings/photos/22439244/744759) - ![Photo](/listings/photos/22439244/744760) ## Floorplans - ![Floorplan 1](/listings/photos/22439244/744761) - Floorplan 1 - ![Floorplan 2](/listings/photos/22439244/744762) - Floorplan 2 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | FINCHLEA, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BD | £200,000 | 14/02/2014 | Terraced | | FINCHLEA, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BD | £200,000 | 22/08/2005 | Terraced | | FINCHLEA, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BD | £124,200 | 23/07/2002 | Terraced | | FINCHLEA, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BD | £56,000 | 26/01/1996 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | ROSE COTTAGE, EAST COWTON, NORTHALLERTON, NORTH YORKSHIRE, DL7 0BP | £235,000 | 13/07/2023 | Terraced | | 1 NORTH VIEW, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BG | £190,000 | 27/09/2021 | Terraced | **Area average:** £212,500 (2 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £219,667 (9 Terraced, DL7, 2024–2026) - **Deviation:** +11.5% ## Rental Range *ONS Price Index of Private Rents (Yorkshire and The Humber). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £770/mo - **Realistic:** £856/mo - **Optimistic:** £942/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Richmond & Hambleton (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £648/mo ## 1% Rule - **Rent ratio:** 0.35% (weak for cashflow) - **Max investor price (0.8%):** £107,000 - **Target investor price (1%):** £85,600 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -7.5% - **10y growth:** 43.8% ## House Price Index (HM Land Registry) *Official index for Yorkshire and The Humber; Terraced series; as of March 2026.* - **1y growth (index):** -0.5% - **5y growth (index):** 21.7% - **10y growth (index):** 57.2% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)