Sold Terraced

Finchlea

NORTHALLERTON, EAST COWTON, NORTH YORKSHIRE DL7 0BD

3 beds Listed 28 Mar 2012 (-5203d)

£245,000

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# 3 bedroom terraced house for sale (DL7 0BD)

## Property Details

| Key | Value |
|-----|-------|
| Address | FINCHLEA, NORTHALLERTON, EAST COWTON, NORTH YORKSHIRE DL7 0BD |
| Price | £245,000 |
| Bedrooms | 3 |
| Last sold | £200,000 Feb 2014 |

## Description

Entrance HallPanelled entrance door.

Living Room4.09m(13'5'') x 3.20m(10'6'')

Double glazed sash window to front. Picture rail. Two wall light points. Recessed brick fireplace with cast iron multi-fuel stove and quarry tiled hearth. Cupboard under stairs. Stripped pine doors.

Dining Room4.09m(13'5'') x 2.90m(9'6'')

Double glazed sash window to front.  Picture rail. Radiator. Wood fire surround with arched cast iron interior and open fire. Pine panelled door.

Study2.13m(7'0'') x 2.06m(6'9'')

Double glazed window to rear. Radiator. Fitted shelves. Worcester oil boiler.

Fitted Kitchen5.08m(16'8'') x 2.03m(6'8'')

Double glazed window and door to rear. Fitted units comprise: Four base units with wooden worktops over and tiled splashbacks. Four wall mounted units. Belfast sink unit. Integrated electric oven, ceramic hob and extractor hood. Space for fridge. Quarry tiled floor. Pine panelled door. Pantry with fitted shelves and plumbing for washing machine.

WcDouble glazed window to rear. Low flush WC. Wash hand basin with tiled splashback. Radiator. Quarry tiled floor.

First Floor LandingBedroom One4.09m(13'5'') x 3.18m(10'5'')

Plus 1.14m(3'9'') x 0.89m(2'11''). Two double glazed sash windows to front. Radiator. Pine panelled door.

Bedroom Two4.09m(13'5'') x 2.95m(9'8'')

Double glazed sash window to front. Picture rail. Radiator. Pine panelled door.

Bedroom Three3.05m(10'0'') x 2.08m(6'10'')

Double glazed sash window to rear. Pine panelled door.

Half Tiled Bathroom2.64m(8'8'') x 2.08m(6'10'')

Double glazed sash window to rear. A white suite comprises: Panelled bath with shower over and glazed screen. Pedestal wash hand basin. Low flush WC. Radiator. Airing cupboard. Pine panelled door.

South Facing Rear Garden16.08m(52'9'') x 12.60m(41'4'')

Paved patio leading to lawn with flower and shrub borders. Silver Birch, Lilac and three Apple trees. Garden shed with power. Brick built barbeque.

Separate Vegetable GardenWith raised beds, net supports and an  aluminium framed greenhouse.

Rear Of HouseTravel DirectionsFollow the Darlington Road out of Northallerton. Just after Hutton Bonville take the left turn to East Cowton. Upon reaching the T junction in East Cowton turn left. The property is situated almost opposite The Post Office.

Ground Floor PlanThese plans are intended as a guide only, they are NOT TO SCALE. They are provided to give an overall impression of room layout and should not be taken as being scaled drawings.

First Floor PlanThese plans are intended as a guide only, they are NOT TO SCALE. They are provided to give an overall impression of room layout and should not be taken as being scaled drawings.

The services, systems and appliances listed in this brochure have not been tested by Ian Bebbington Estate Agents Ltd and no guarantee as to their operation ability or their efficiency can be given.

## Property Photos

- ![Photo](/listings/photos/22439244/744751)
- ![Photo](/listings/photos/22439244/744752)
- ![Photo](/listings/photos/22439244/744753)
- ![Photo](/listings/photos/22439244/744754)
- ![Photo](/listings/photos/22439244/744755)
- ![Photo](/listings/photos/22439244/744756)
- ![Photo](/listings/photos/22439244/744757)
- ![Photo](/listings/photos/22439244/744758)
- ![Photo](/listings/photos/22439244/744759)
- ![Photo](/listings/photos/22439244/744760)

## Floorplans

- ![Floorplan 1](/listings/photos/22439244/744761) - Floorplan 1
- ![Floorplan 2](/listings/photos/22439244/744762) - Floorplan 2

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| FINCHLEA, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BD | £200,000 | 14/02/2014 | Terraced |
| FINCHLEA, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BD | £200,000 | 22/08/2005 | Terraced |
| FINCHLEA, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BD | £124,200 | 23/07/2002 | Terraced |
| FINCHLEA, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BD | £56,000 | 26/01/1996 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ROSE COTTAGE, EAST COWTON, NORTHALLERTON, NORTH YORKSHIRE, DL7 0BP | £235,000 | 13/07/2023 | Terraced |
| 1 NORTH VIEW, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BG | £190,000 | 27/09/2021 | Terraced |

**Area average:** £212,500 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £219,667 (9 Terraced, DL7, 2024–2026)
- **Deviation:** +11.5%

## Rental Range

*ONS Price Index of Private Rents (Yorkshire and The Humber). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £770/mo
- **Realistic:** £856/mo
- **Optimistic:** £942/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Richmond & Hambleton (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £107,000
- **Target investor price (1%):** £85,600

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.6%
- **10y growth:** 45.1%

## House Price Index (HM Land Registry)

*Official index for Yorkshire and The Humber; Terraced series; as of March 2026.*

- **1y growth (index):** -0.5%
- **5y growth (index):** 21.7%
- **10y growth (index):** 57.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10

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Property details

Last sold

£200,000 Feb 2014

Local average

£219,667 (+11.5%)

Deprivation

Decile 6 (19,347 of 33,755)

Street crime

0 incidents within 1 mile (Apr 2026)

Additional details

Garden: Yes

Description

Set back from the road, this substantial house and garden offers space in abundance. Entrance hall. Living room. Separate dining room. Study. Good sized fitted kitchen with integrated appliances. Pantry. Downstairs cloakroom/WC. Three bedrooms. Half tiled bathroom. Double glazed sash windows to front. Double glazing to rear. Oil central heating. Large 16.08m(52'9'') x 12.60m(41'4'') south facing rear garden, plus additional vegetable garden. The majority of this house is hidden behind its frontage, and viewing is advised to discover it.
Entrance HallPanelled entrance door.
Living Room4.09m(13'5'') x 3.20m(10'6'')
Double glazed sash window to front. Picture rail. Two wall light points. Recessed brick fireplace with cast iron multi-fuel stove and quarry tiled hearth. Cupboard under stairs. Stripped pine doors.
Dining Room4.09m(13'5'') x 2.90m(9'6'')
Double glazed sash window to front. Picture rail. Radiator. Wood fire surround with arched cast iron interior and open fire. Pine panelled door.
Study2.13m(7'0'') x 2.06m(6'9'')
Double glazed window to rear. Radiator. Fitted shelves. Worcester oil boiler.
Fitted Kitchen5.08m(16'8'') x 2.03m(6'8'')
Double glazed window and door to rear. Fitted units comprise: Four base units with wooden worktops over and tiled splashbacks. Four wall mounted units. Belfast sink unit. Integrated electric oven, ceramic hob and extractor hood. Space for fridge. Quarry tiled floor. Pine panelled door. Pantry with fitted shelves and plumbing for washing machine.
WcDouble glazed window to rear. Low flush WC. Wash hand basin with tiled splashback. Radiator. Quarry tiled floor.
First Floor LandingBedroom One4.09m(13'5'') x 3.18m(10'5'')
Plus 1.14m(3'9'') x 0.89m(2'11''). Two double glazed sash windows to front. Radiator. Pine panelled door.
Bedroom Two4.09m(13'5'') x 2.95m(9'8'')
Double glazed sash window to front. Picture rail. Radiator. Pine panelled door.
Bedroom Three3.05m(10'0'') x 2.08m(6'10'')
Double glazed sash window to rear. Pine panelled door.
Half Tiled Bathroom2.64m(8'8'') x 2.08m(6'10'')
Double glazed sash window to rear. A white suite comprises: Panelled bath with shower over and glazed screen. Pedestal wash hand basin. Low flush WC. Radiator. Airing cupboard. Pine panelled door.
South Facing Rear Garden16.08m(52'9'') x 12.60m(41'4'')
Paved patio leading to lawn with flower and shrub borders. Silver Birch, Lilac and three Apple trees. Garden shed with power. Brick built barbeque.
Separate Vegetable GardenWith raised beds, net supports and an aluminium framed greenhouse.
Rear Of HouseTravel DirectionsFollow the Darlington Road out of Northallerton. Just after Hutton Bonville take the left turn to East Cowton. Upon reaching the T junction in East Cowton turn left. The property is situated almost opposite The Post Office.
Ground Floor PlanThese plans are intended as a guide only, they are NOT TO SCALE. They are provided to give an overall impression of room layout and should not be taken as being scaled drawings.
First Floor PlanThese plans are intended as a guide only, they are NOT TO SCALE. They are provided to give an overall impression of room layout and should not be taken as being scaled drawings.
The services, systems and appliances listed in this brochure have not been tested by Ian Bebbington Estate Agents Ltd and no guarantee as to their operation ability or their efficiency can be given.

Listed by

Northallerton

Ian Bebbington Ltd

Reference: 22439244

EPC ratings on this postcode

We don't have a matched EPC for this property yet. Below are efficiency scores and details for other addresses on this postcode.

Address	Current	Potential	Floor area	Age band	Type
1 Golden Acrrs, Eadt cowton, Northalleron	29	78	94 m²	England and Wales: 1991-1995	Detached
1, Golden Acres, East Cowton, Northallerton	62	77	92 m²	England and Wales: 1991-1995	Detached
14 Golden Acres, East Cowton, NORTHALLERTON	56	71	135 m²	England and Wales: 1983-1990	Detached
18 Golden Acres, East Cowton, NORTHALLERTON	53	81	91 m²	England and Wales: 1983-1990	Detached
19 Golden Acres, East Cowton, NORTHALLERTON	62	68	186 m²	England and Wales: 1983-1990	Detached
19 Golden Acres, East Cowton, NORTHALLERTON	64	84	182 m²	England and Wales: 1983-1990	Detached
20 Golden Acres, East Cowton, NORTHALLERTON	55	75	135 m²	England and Wales: 1983-1990	Detached
21 Golden Acres, East Cowton, NORTHALLERTON	63	77	167 m²	England and Wales: 1983-1990	Detached
22 GOLDEN ACRES, EAST COWTON, NORTHALLERTON	59	70	200 m²	—	Detached
24 Golden Acres, East Cowton, NORTHALLERTON	57	74	119 m²	England and Wales: 1996-2002	Detached
25 Golden Acres, East Cowton, NORTHALLERTON	63	86	225 m²	England and Wales: 1996-2002	Detached
5 Golden Acres, East Cowton, NORTHALLERTON	67	75	148 m²	England and Wales: 1983-1990	Detached
9 Golden Acres, East Cowton, NORTHALLERTON	42	62	118 m²	England and Wales: 1967-1975	Detached
Bramble Cottage, East Cowton, NORTHALLERTON	62	71	169 m²	England and Wales: before 1900	Terraced
End Cottage, East Cowton, NORTHALLERTON	90	99	74 m²	England and Wales: before 1900	Detached

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 2

Price history

257% since 1996

Event	Date	Price	% change
Sold	14/02/2014 (12 years ago)	£200,000	0%
Sold	22/08/2005 (20 years ago)	£200,000	+61%
Sold	23/07/2002 (23 years ago)	£124,200	+121.8%
Sold	26/01/1996 (30 years ago)	£56,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
ROSE COTTAGE, EAST COWTON, NORTHALLERTON, NORTH YORKSHIRE, DL7 0BP	£235,000	13/07/2023	Terraced
1 NORTH VIEW, EAST COWTON, NORTHALLERTON, HAMBLETON, NORTH YORKSHIRE, DL7 0BG	£190,000	27/09/2021	Terraced

Area average: £212,500 (2 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 20.6%

10y growth 45.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Yorkshire and The Humber. Series: Terraced. As of March 2026.

1y (index) -0.5%

5y (index) 21.7%

10y (index) 57.2%

Rental Range

Estimated market rent for Yorkshire and The Humber. Low = conservative, Realistic = average, Optimistic = best case.

Low £770/mo

Realistic £856/mo

Optimistic £942/mo

Based on Region from postcode lookup → Yorkshire and The Humber.

LHA (30th percentile) floor for Richmond & Hambleton: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View DL7 0BD

Address

Golden Acres

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Unknown	1.2 miles
Shop	Cowton Garage	1.5 miles
Bus stop	St Eloys Church	2.6 miles
Bus stop	St Eloy's Church	2.6 miles
Train station	Northallerton West	6.6 miles
Hospital	Friarage Hospital	6.8 miles
Train station	Darlington	6.8 miles
Hospital	Middleton St.George Hospital	7.5 miles

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
East Cowton Church of England Primary School	Primary	0.1 miles	Good — 18 Oct 2011
North and South Cowton Community Primary School	Primary	1.5 miles	Good — 21 Mar 2012
Great Smeaton Academy Primary School	Primary	2.6 miles	Good — 17 Dec 2015
Hurworth School	Secondary	4.3 miles	Good — 10 Nov 2022
Hurworth House School Aspris Children's services	Other	4.4 miles	Good — 30 Nov 2021

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.35%

Max investor price (0.8%) £107,000

Target investor price (1%) £85,600

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).

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