# 2 bedroom terraced house for sale (ST4 2RD) ## Property Details | Key | Value | |-----|-------| | Address | 75 ELGIN STREET, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2RD | | Price | £92,500 | | Bedrooms | 2 | | Bathrooms | 1 | | Construction age | England and Wales: before 1900 | | Floor area | 88 m² | | Last sold | £63,500 Dec 2007 | ## EPC Rating & Upgrade Cost - **Current rating:** E - **Potential rating:** C - **Current heating cost:** £1,166/year ### Recommendations - A3 (2,700) - Q (14,000) - E (15) - G (450) - N (6,000) - U (8,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8843-7329-3819-5236-8992) ## Description Two/Three-bedroom terraced house offered for sale by auction with tenant in situ, generating an immediate rental income for investors. One of the reception rooms is currently being used as the third bedroom. The property is currently being rented out at £710 PCM, making it an attractive investment opportunity. For sale by public and online auction at The DoubleTree by Hilton, Etruria Hall Festival Way, Staffordshire, ST1 5BQ on Monday 1st June 2026 at 6.30pm. We also offer remote bidding via internet, telephone or proxy. To register to bid on this Lot, or to download the Legal Pack - please see the Butters John Bee website or call the auction team direct Common Auction Conditions: This property is sold subject to our Common Auction Conditions (a copy is available on request) Buyers Administration Fee: A buyer’s administration fee of £1,800 inc. VAT is applicable to this lot. The purchaser will pay the fee whether the property is bought before, at or following the auction date. Legal Pack: Purchasing a property at auction is a firm commitment that carries the same legal implications as a signed contract by private treaty. It is important that you consult with your legal adviser before bidding and also your accountant regarding the impact of VAT, if applicable, on the sale price. The legal pack can be viewed online via our website Legal packs can also be viewed at the selling office. These documents should be passed to your legal adviser as they will help you make an informed decision about the lot. If you need further legal information, please contact the vendor’s solicitor whose details will be in the auction catalogue. Remember that you buy subject to all documentation and terms of contract whether or not you have read them. To view this lot, please contact Butters John Bee Hanley – Internet, Telephone & Proxy Bidding Interested in this lot but can’t attend the auction? You can bid by internet, telephone or by proxy by pre-registering with our auction department on or email . Further details are available in the auction catalogue. ## Property Photos - ![Photo](/listings/photos/174724223/296669) - ![Photo](/listings/photos/174724223/296670) - ![Photo](/listings/photos/174724223/296671) - ![Photo](/listings/photos/174724223/296672) - ![Photo](/listings/photos/174724223/296673) - ![Photo](/listings/photos/174724223/296674) - ![Photo](/listings/photos/174724223/296675) - ![Photo](/listings/photos/174724223/296676) - ![Photo](/listings/photos/174724223/296677) - ![Photo](/listings/photos/174724223/296678) - ![Photo](/listings/photos/174724223/296679) - ![Photo](/listings/photos/174724223/296680) - ![Photo](/listings/photos/174724223/546264) ## Floorplans - ![Floorplan 1](/listings/photos/174724223/296681) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/174724223/296682) - EPC 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #340857 - **Address:** 75 Elgin Street, STOKE-ON-TRENT, ST4 2RD - **Certificate Issued:** 14/02/2003 - **Work Completed:** 12/11/2002 - **Items:** 3 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 75 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £63,500 | 14/12/2007 | Terraced | | 75 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £64,000 | 04/01/2007 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £88,000 | 05/09/2025 | Terraced | | [Same street] 23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £137,000 | 18/08/2025 | Terraced | | [Same street] 57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,250 | 14/07/2025 | Terraced | | 17 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | £75,000 | 07/05/2025 | Terraced | | [Same street] 64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £90,000 | 14/02/2025 | Terraced | | [Same street] 65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £96,000 | 18/10/2024 | Terraced | | 27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £175,000 | 27/03/2024 | Terraced | | [Same street] 74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,000 | 20/12/2023 | Terraced | | [Same street] 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £80,000 | 20/12/2023 | Terraced | | 25 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £131,000 | 18/12/2023 | Terraced | | [Same street] 42 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £50,000 | 28/11/2023 | Terraced | | 22 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ | £140,000 | 17/11/2023 | Terraced | | [Same street] 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £68,000 | 25/10/2023 | Terraced | | 30 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £50,000 | 12/09/2023 | Terraced | | 55 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £165,000 | 30/08/2023 | Terraced | | 53 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £145,000 | 30/08/2023 | Terraced | | 13 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £138,000 | 11/08/2023 | Terraced | | [Same street] 32 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £90,000 | 28/07/2023 | Terraced | | 14 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £118,000 | 28/07/2023 | Terraced | | 37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | £76,500 | 27/06/2023 | Terraced | | [Same street] 25 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £95,000 | 03/05/2023 | Semi-detached | | 36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £148,500 | 04/04/2023 | Terraced | | 36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £148,500 | 04/04/2023 | Terraced | | [Same street] 59 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £88,000 | 22/03/2023 | Terraced | | 37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | £45,000 | 16/03/2023 | Terraced | | 49 AYNSLEY ROAD, STOKE-ON-TRENT, ST4 2RA | £229,000 | 20/01/2023 | Terraced | | [Same street] 45 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £98,000 | 04/01/2023 | Terraced | | 19 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £140,000 | 21/12/2022 | Terraced | | [Same street] 72 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £98,000 | 25/11/2022 | Other | | 42 CAULDON ROAD, STOKE-ON-TRENT, ST4 2ED | £107,000 | 21/11/2022 | Terraced | | 66 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £125,000 | 16/11/2022 | Terraced | | 57 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £159,950 | 28/10/2022 | Terraced | | [Same street] 38 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £81,000 | 10/10/2022 | Terraced | | 36 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ | £172,000 | 04/10/2022 | Terraced | | 47 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £172,000 | 04/10/2022 | Terraced | **Street average:** £88,617 (15 sales) **Area average:** £133,023 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £112,715 (150 Terraced, ST4, 2024–2026) - **Deviation:** -17.9% ## Rental Range *ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £637/mo - **Realistic:** £708/mo - **Optimistic:** £779/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £479/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Spencer Road, Stoke, ST4](http://87.117.209.195:8080/listings/6b4c851) | £850/mo | 2 | 0.33 miles | Rightmove | | [Penstock Drive ](http://87.117.209.195:8080/listings/0e1b74c) | £725/mo | 2 | 0.34 miles | Rightmove | | [Brook Street, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/3726dc2) | £750/mo | 2 | 0.55 miles | Rightmove | | [Westland Street, Penkhull, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/6ef42a7) | £750/mo | 2 | 0.58 miles | Rightmove | | [Victoria House, Scholars Court, Penkhull, Stoke on Trent](http://87.117.209.195:8080/listings/e4f5db5) | £825/mo | 2 | 0.59 miles | Rightmove | | [Princes Road, Hartshill, ST4](http://87.117.209.195:8080/listings/1757133) | £800/mo | 2 | 0.63 miles | Rightmove | | [Hartshill Road, Stoke-on-trent](http://87.117.209.195:8080/listings/8468ecd) | £750/mo | 2 | 0.68 miles | Rightmove | | [Woodhouse Street, Stoke](http://87.117.209.195:8080/listings/9205f07) | £700/mo | 2 | 0.71 miles | Rightmove | | [Cornwallis street, Stoke](http://87.117.209.195:8080/listings/3dff9ad) | £695/mo | 2 | 0.78 miles | Rightmove | | [Cornwallis Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/ad0c78e) | £695/mo | 2 | 0.8 miles | Rightmove | | [Cornwallis Street, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/c80065a) | £850/mo | 2 | 0.8 miles | Rightmove | | [Selwyn Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/c87062e) | £700/mo | 2 | 0.81 miles | Rightmove | | [Fletcher Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/f7b6ff6) | £775/mo | 2 | 0.85 miles | Rightmove | | [Hunters Way, Stoke-On-Trent](http://87.117.209.195:8080/listings/1bb7798) | £795/mo | 2 | 0.86 miles | Rightmove | | [Fletcher Road, Stoke, Stoke-On-Trent](http://87.117.209.195:8080/listings/8d5fcc3) | £695/mo | 2 | 0.88 miles | Rightmove | | [Frank Street, Stoke-on-Trent, ](http://87.117.209.195:8080/listings/d6a8ed1) | £750/mo | 2 | 0.93 miles | Rightmove | | [Campbell Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/89298f5) | £700/mo | 2 | 0.97 miles | Rightmove | | [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 1 miles | Rightmove | | [Gladstone Street, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/624f433) | £900/mo | 2 | 1.01 miles | Rightmove | | [Victoria Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/8ed58a4) | £795/mo | 2 | 1.04 miles | Rightmove | **Average rent: £769/mo (53 listings)** ## 1% Rule - **Rent ratio:** 0.81% (okay) - **Max investor price (0.8%):** £93,750 - **Target investor price (1%):** £75,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £750/mo).* - **Gross yield:** 9.7% - **Cost-to-rent:** 10.3× - **Monthly cashflow:** £286/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 12.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,051/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 6.2% - **10y growth:** 30.6% ## House Price Index (HM Land Registry) *Official index for Stoke-on-Trent; Terraced series; as of February 2026.* - **1y growth (index):** 1.6% - **5y growth (index):** 24.9% - **10y growth (index):** 57.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)