For sale Terraced

75 ELGIN STREET

STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2RD

2 beds 1 baths 947 sq ft Listed 21 Apr 2026 (-91d)

£87,000

Guide Price

Reduced on 19 Jun 2026 · Was £92,500

Save

Listing type

Auction

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Property details

Listing category

Auction

Tenure

FREEHOLD

Floor area

88 m²

EPC rating

E

Year built

England and Wales: before 1900

Last sold

£63,500 Dec 2007

Price per m²

£989/m²

Local average

£112,393 (-22.6%)

Deprivation

Decile 3 (8,108 of 33,755)

Street crime

622 incidents within 1 mile (May 2026)

Key features

  • Ideal Investment Opportunity
  • Sold with Tenants in Situ
  • Some Modernisation/Improvements could be made to add value
  • No Chain
  • Over 8% Yield
  • Coming to Auction - 13th July 2026

Description

Two/Three-bedroom terraced house offered for sale by auction with tenant in situ, generating an immediate rental income for investors. One of the reception rooms is currently being used as the third bedroom.

The property is currently being rented out at £710 PCM, making it an attractive investment opportunity.

For sale by public and online auction at The DoubleTree by Hilton, Etruria Hall Festival Way, Staffordshire, ST1 5BQ on Monday 13th July 2026 at 6.30pm. We also offer remote bidding via internet, telephone or proxy. To register to bid on this Lot, or to download the Legal Pack - please see the Butters John Bee website or call the auction team direct

Common Auction Conditions: This property is sold subject to our Common Auction Conditions (a copy is available on request)

Buyers Administration Fee: A buyer’s administration fee of £1,800 inc. VAT is applicable to this lot. The purchaser will pay the fee whether the property is bought before, at or following the auction date.

Legal Pack: Purchasing a property at auction is a firm commitment that carries the same legal implications as a signed contract by private treaty. It is important that you consult with your legal adviser before bidding and also your accountant regarding the impact of VAT, if applicable, on the sale price. The legal pack can be viewed online via our website Legal packs can also be viewed at the selling office. These documents should be passed to your legal adviser as they will help you make an informed decision about the lot. If you need further legal information, please contact the vendor’s solicitor whose details will be in the auction catalogue. Remember that you buy subject to all documentation and terms of contract whether or not you have read them.

To view this lot, please contact Butters John Bee Hanley –

Internet, Telephone & Proxy Bidding
Interested in this lot but can’t attend the auction? You can bid by internet, telephone or by proxy by pre-registering with our auction department on or email . Further details are available in the auction catalogue.

Listed by

Hanley

Spicerhaart

Reference: 174724223

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 16/11/2017

Expiry date: 15/11/2027

Current heating cost: £1,166/year

Potential heating cost: £714/year

Recommendations

  • Room-in-roof insulation (2,700)
  • 50 mm internal or external wall insulation (14,000)
  • Low energy lighting for all fixed outlets (15)
  • Upgrade heating controls (450)
  • Solar water heating (6,000)
  • Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

EPC 1

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #340857

Property Details

Street: 75 Elgin Street

Town: STOKE-ON-TRENT

Postcode: ST4 2RD

Installation Details

Items: 3 windows

Certificate Issued: 14/02/2003

Work Completed: 12/11/2002

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

-1% since 2007

Event Date Price % change
Listed for sale £87,000 +37%
Sold 14/12/2007 (18 years ago) £63,500 -0.8%
Sold 04/01/2007 (19 years ago) £64,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £88,000 05/09/2025 Terraced
Same street 23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £137,000 18/08/2025 Terraced
Same street 57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £85,250 14/07/2025 Terraced
17 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB £75,000 07/05/2025 Terraced
Same street 64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £90,000 14/02/2025 Terraced
Same street 65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £96,000 18/10/2024 Terraced
27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU £175,000 27/03/2024 Terraced
Same street 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £80,000 20/12/2023 Terraced
Same street 74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £85,000 20/12/2023 Terraced
25 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH £131,000 18/12/2023 Terraced
Same street 42 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £50,000 28/11/2023 Terraced
22 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ £140,000 17/11/2023 Terraced
Same street 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £68,000 25/10/2023 Terraced
30 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX £50,000 12/09/2023 Terraced
53 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH £145,000 30/08/2023 Terraced
55 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH £165,000 30/08/2023 Terraced
13 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX £138,000 11/08/2023 Terraced
Same street 32 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £90,000 28/07/2023 Terraced
14 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH £118,000 28/07/2023 Terraced
37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB £76,500 27/06/2023 Terraced
Same street 25 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £95,000 03/05/2023 Semi-detached
36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU £148,500 04/04/2023 Terraced
36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU £148,500 04/04/2023 Terraced
Same street 59 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £88,000 22/03/2023 Terraced
37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB £45,000 16/03/2023 Terraced
49 AYNSLEY ROAD, STOKE-ON-TRENT, ST4 2RA £229,000 20/01/2023 Terraced
Same street 45 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £98,000 04/01/2023 Terraced
19 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU £140,000 21/12/2022 Terraced
Same street 72 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £98,000 25/11/2022 Other
42 CAULDON ROAD, STOKE-ON-TRENT, ST4 2ED £107,000 21/11/2022 Terraced
66 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX £125,000 16/11/2022 Terraced
57 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX £159,950 28/10/2022 Terraced
Same street 38 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £81,000 10/10/2022 Terraced
54 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ £172,000 04/10/2022 Terraced
45 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH £172,000 04/10/2022 Terraced

Street average: £88,617 (15 sales)

Area average: £133,023 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.1%
10y growth 26%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of April 2026.

1y (index) 4.8%
5y (index) 25.7%
10y (index) 63.3%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: KAINTH PROPERTY LTD (12139498)

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £638/mo
Realistic £709/mo
Optimistic £780/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £479/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Cauldon Road 0.1 miles
Bus stop Station Road (Signal Radio) 0.1 miles
Shop Azin Gents Hairdressers 0.2 miles
Shop Eastern Jewellers 0.2 miles
University University of Staffordshire Stoke Campus 0.3 miles
Train station Stoke-on-Trent 0.3 miles
Hospital North Staffordshire Hospital 0.9 miles
Hospital Hartshill Medical Centre 1.1 miles
Train station Longport 2.4 miles

Street-level crime

Category Count
Violence and sexual offences 173
Anti-social behaviour 122
Criminal damage and arson 63
Public order 55
Other theft 45
Shoplifting 43
Burglary 32
Drugs 26
Other crime 20
Vehicle crime 16
Possession of weapons 11
Robbery 10
Bicycle theft 6
Total incidents 622

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
The Registry Other 0.2 miles (No rating)
Stoke-on-Trent College Other 0.2 miles (No rating)
Excellence Girls Academy Other 0.3 miles Good — 16 Jun 2024
Staffordshire University Other 0.3 miles (No rating)
Regent College Other 0.3 miles (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
Penstock Drive, Etruria £750/mo 2 0.34 miles Rightmove
Lewis Street, Stoke-On-Trent, ST4 £725/mo 2 0.34 miles Rightmove
Tolkein Way, Stoke-on-Trent, ST4 £915/mo 2 0.37 miles Rightmove
Hartshill House, St. Andrews Square, Stoke-On-Trent. ST4 7GD £750/mo 2 0.42 miles Rightmove
Quarry Avenue, Stoke-On-Trent, ST4 £800/mo 2 0.53 miles Rightmove
61 Kingsway, Stoke-on-Trent, ST4 1JB £695/mo 2 0.58 miles Rightmove
Princes Road, Stoke-on-Trent £800/mo 2 0.61 miles Rightmove
Elizabeth House, Scholars Court, Off West Avenue, Penkhull, Stoke On Trent, Staffordshire, ST4 £945/mo 2 0.62 miles Rightmove
Princes Road, Penkhull £395/mo 0.62 miles Rightmove
Boothen Road, Stoke-on-Trent £785/mo 2 0.71 miles Rightmove
Allen Street, Hartshill £725/mo 2 0.77 miles Rightmove
Cornwallis street, Stoke £695/mo 2 0.78 miles Rightmove
Cornwallis Street, Stoke-on-Trent, Staffordshire, ST4 £650/mo 2 0.78 miles Rightmove
Cornwallis Street, Stoke-On-Trent £695/mo 2 0.8 miles Rightmove
Cumming Street, Hartshill, Stoke On Trent £725/mo 2 0.8 miles Rightmove
Cornwallis Street, Stoke-on-Trent, ST4 £850/mo 2 0.8 miles Rightmove
Fletcher Road, Stoke-On-Trent £775/mo 2 0.85 miles Rightmove
Grice Road, Stoke-on-Trent, Staffordshire, ST4 £950/mo 2 0.88 miles Rightmove
Fletcher Road, Stoke-on-Trent, ST4 £750/mo 2 0.89 miles Rightmove
Bob Mcgrory Street, Stoke-On-Trent, ST4 £900/mo 2 0.91 miles Rightmove

Average rent: £784/mo (73 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 6.1% gross yield avg £89,060 sale, £455/mo rent
Rent ratio 0.86%
Max investor price (0.8%) £93,750
Target investor price (1%) £75,000
Gross yield 10.3%
Cost-to-rent ratio 9.7×
Monthly cashflow £307/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 14.6%
  • This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).