# 3 bedroom terraced house for sale (SK15 2NZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 18 ST PAULS STREET, STALYBRIDGE, GREATER MANCHESTER SK15 2NZ |
| Price | £190,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 68 m² |
| Last sold | £140,000 Jun 2020 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £527/year
- **Est. upgrade cost to C:** £11,940

### Recommendations
- E (£40)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0718-2828-7186-9996-5731)

## Description

Set on a cobbled street in Stalybridge, this extended mid terraced home comes to the market offering three bedrooms plus a good sized rear garden, and is within walking distance of the busy town centre, Whether you are a first time buyer looking to make your first step onto the property ladder, someone looking to downsize, or an investor looking to add to your portfolio, this well presented home has so much to offer. 

Step though the front door into an entrance vestibule, opening into a good sized lounge. To the rear of the home is the dining room, with stairs rising to the first floor, and an open plan layout with the kitchen, creating a space that is perfect for entertaining. 

Upstairs you will find the master bedroom to the front, with fitted wardrobes complete with mirrored sliding doors. Bedrooms Two and Three are both located to the rear of the home, and are good sized single bedrooms which would be ideal for children, utilising as a home office, or even a dressing room/walk in wardrobe. The bathroom is modern and stylish with a white suite and built in storage. 

Externally to the rear there is a low maintenance, private enclosed rear garden. Laid mainly with patio, with additional artificially lawned areas, this is a larger than average outside space for this type of home, and would be a perfect space for enjoying BBQs during the summer months.

The location is ideal for anyone looking to be within walking distance of local amenities - Stalybridge train station is a 15 minute stroll away making it perfect for commuters, whilst the centre of Stalybridge with its array of independent shops, bistros and bars, is just down the road. 

St Pauls Street is also set within the catchment area for a number of local schools, including St Pauls CofE Primary School, St Peters Catholic Primary School, and West Hill Secondary School, making it a great location for anyone with children of a school age.

**Entrance Vestibule** - Door to:

**Lounge** - 4.55m x 4.11m (14'11" x 13'6") - Window to front elevation. Radiator. Ceiling light.

**Dining Room** - 2.41m x 3.99m (7'11" x 13'1") - Stairs to first floor. Space for fridge freezer. Radiator. Ceiling light. Open plan to:

**Kitchen** - 1.83m x 3.25m (6'0" x 10'8") - Fitted with matching range of base and eyelevel units with coordinating worktops over. Built in electric oven with flooring electric hob and extractor over. Plumbed for automatic washing machine. Composite sink with drainer and mixer tap. Downlights to ceiling. Breakfast bar for additional seating. Window to rear elevation. Door leading out to rear garden.

**Stairs And Landing** - Doors to bedrooms and bathroom. Over stairs storage cupboard.

**Bedroom One** - 3.15m x 4.09m (10'4" x 13'5") - A double bedroom complete with fitted wardrobes with sliding mirrored doors. Window to front elevation. Double radiator. Ceiling light.

**Bedroom Two** - 4.17m x 1.75m (13'8" x 5'9") - Window to rear. Ceiling light, Radiator.

**Bedroom Three** - 3.18m x 1.55m (10'5" x 5'1") - Window to rear. Ceiling light, Radiator. Built in storage cupboard.

**Bathroom** - Fitted with three piece suite comprising of panelled bath with folding glass shower screen and mains fed shower over, vanity unit with inset sink, and hidden cistern wc. Heated towel rail. Downlights to ceiling.

**Outside And Gardens** - Good sized private enclosed rear garden. Mainly laid with patio, with additional artificial lawned areas.

**Additional Information** - Tenure: Freehold

EPC Rating: D

Council Tax Band: A

## Property Photos

- ![Outside and Gardens](/listings/photos/172633067/82957) - Outside and Gardens
- ![Lounge](/listings/photos/172633067/82958) - Lounge
- ![Dining Room](/listings/photos/172633067/82959) - Dining Room
- ![Lounge](/listings/photos/172633067/82960) - Lounge
- ![Kitchen](/listings/photos/172633067/82961) - Kitchen
- ![Kitchen](/listings/photos/172633067/82962) - Kitchen
- ![Bedroom One](/listings/photos/172633067/82963) - Bedroom One
- ![Bedroom One](/listings/photos/172633067/82964) - Bedroom One
- ![Bedroom Two](/listings/photos/172633067/82965) - Bedroom Two
- ![Bedroom Three](/listings/photos/172633067/82966) - Bedroom Three
- ![Bathroom](/listings/photos/172633067/82967) - Bathroom
- ![Outside and Gardens](/listings/photos/172633067/82968) - Outside and Gardens
- ![Outside and Gardens](/listings/photos/172633067/82969) - Outside and Gardens

## Floorplans

- ![3D Floorplan](/listings/photos/172633067/82970) - 3D Floorplan
- ![2D Floorplan](/listings/photos/172633067/82971) - 2D Floorplan

## EPC Graphs

- ![EE Rating](/listings/photos/172633067/82972) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18 ST PAULS STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NZ | £140,000 | 03/06/2020 | Terraced |
| 18 ST PAULS STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NZ | £80,000 | 04/08/2017 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 49 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LN | £168,750 | 22/01/2026 | Terraced |
| 39 ST PAULS STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NZ | £160,000 | 08/12/2025 | Terraced |
| 62 LINDSAY STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LT | £145,000 | 05/12/2025 | Terraced |
| 62 KNOWL STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 3AJ | £195,000 | 14/11/2025 | Terraced |
| 19 HAWKE STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2PQ | £175,000 | 28/07/2025 | Terraced |
| 9 ST PAULS STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NZ | £160,000 | 18/12/2023 | Terraced |
| 4 MILL STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LP | £168,000 | 13/12/2023 | Terraced |
| 17 HUDDERSFIELD ROAD, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2QA | £127,500 | 24/11/2023 | Terraced |
| 8 FRENCH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NT | £174,000 | 16/10/2023 | Terraced |
| 28 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LW | £135,000 | 28/09/2023 | Terraced |
| 10 FRENCH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NT | £170,000 | 25/08/2023 | Terraced |
| 1 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £117,500 | 26/06/2023 | Terraced |
| 23 OXFORD STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NX | £155,000 | 26/05/2023 | Terraced |
| 25 HAWKE STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2PQ | £165,000 | 26/05/2023 | Terraced |
| 38 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LW | £110,000 | 24/04/2023 | Terraced |
| 2 HAWKE STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2PQ | £125,000 | 30/03/2023 | Terraced |
| 39 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LN | £110,000 | 27/03/2023 | Terraced |
| 2 ST PAULS STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NZ | £110,000 | 24/02/2023 | Terraced |
| 14 ST PAULS STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NZ | £134,000 | 25/11/2022 | Terraced |
| 59 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LN | £143,000 | 25/11/2022 | Terraced |

**Area average:** £147,388 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £175,526 (29 Terraced, SK15, 2024–2026)
- **Deviation:** +8.2%

## Rental Range

*ONS Price Index of Private Rents (Tameside). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £827/mo
- **Realistic:** £919/mo
- **Optimistic:** £1,011/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Darnton Road, OL6 | £450/mo | 3 | 1.19 miles | OpenRent |

**Average rent: £450/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.24% (weak for cashflow)
- **Max investor price (0.8%):** £56,250
- **Target investor price (1%):** £45,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £450/mo).*

- **Gross yield:** 2.8%
- **Cost-to-rent:** 35.2×
- **Monthly cashflow:** £-368/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,794/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.4%
- **10y growth:** 59.2%

## House Price Index (HM Land Registry)

*Official index for Tameside; Terraced series; as of February 2026.*

- **1y growth (index):** 3.8%
- **5y growth (index):** 33.1%
- **10y growth (index):** 85.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)