# 1 bedroom retirement property for sale (CW10 9RL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 63 Wheelock Street, Middlewich, Cheshire, CW10 9RL |
| Price | £120,000 |
| Bedrooms | 1 |
| Council tax | B |

## Description

This beautifully designed one-bedroom apartment offers a spacious and modern living environment. The bright and airy living and dining area is perfect for relaxing or entertaining. A separate kitchen, accessed via a door from the dining space, provides a practical and well-appointed cooking area.

The generously sized bedroom features a large walk-in wardrobe, offering ample storage and a touch of luxury. A contemporary shower room includes a stylish white suite and a spacious double shower. Additional storage is available in a handy cupboard off the hallway, ensuring a tidy and organised home.

Thoughtfully designed for both comfort and convenience, this apartment is ideal for those looking for a stylish and well-located place to call home.

£80,000/£184 pcm (50% example share/50% rent)£120,000 (75% example share/no rent)Other shares available

SAP Rating - up to 82

**Room Dimensions**

**Second Floor**

## Property Photos

- ![Communal Lounge](/listings/photos/159038393/79029) - Communal Lounge
- ![Guest Suite](/listings/photos/159038393/79030) - Guest Suite
- ![Living Room](/listings/photos/159038393/79031) - Living Room
- ![Living Room](/listings/photos/159038393/79032) - Living Room
- ![Kitchen](/listings/photos/159038393/79033) - Kitchen
- ![Kitchen](/listings/photos/159038393/79034) - Kitchen
- ![Master Bedroom with walk in wardrobe and ensuite](/listings/photos/159038393/79035) - Master Bedroom with walk in wardrobe and ensuite
- ![Second Bedroom](/listings/photos/159038393/79036) - Second Bedroom
- ![Ensuite with additional storage cupboard](/listings/photos/159038393/79037) - Ensuite with additional storage cupboard
- ![Shower Room](/listings/photos/159038393/79038) - Shower Room
- ![Stunning gardens at Roman Court](/listings/photos/159038393/79039) - Stunning gardens at Roman Court
- ![Stunning gardens at Roman Court](/listings/photos/159038393/79040) - Stunning gardens at Roman Court
- ![Roman Court, Wheelock Street](/listings/photos/159038393/79041) - Roman Court, Wheelock Street
- ![Communal Lounge](/listings/photos/159038393/79042) - Communal Lounge
- ![Communal Lounge Kitchen](/listings/photos/159038393/79043) - Communal Lounge Kitchen
- ![Stunning gardens at Roman Court](/listings/photos/159038393/79044) - Stunning gardens at Roman Court
- ![Communal Lounge](/listings/photos/159038393/79045) - Communal Lounge
- ![Communal Lounge](/listings/photos/159038393/79046) - Communal Lounge

## Floorplans

- ![Floorplan](/listings/photos/159038393/79047) - Floorplan

## EPC Graphs

- ![EPC](/listings/photos/159038393/79048) - EPC

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| SOMERFIELD STORES SOUTHWAY, MIDDLEWICH, CHESHIRE EAST, CW10 9BL | £2,450,000 | 02/09/2022 | Other |
| 15 - 17 GROUND FLOOR PREMISES WHEELOCK STREET, MIDDLEWICH, CHESHIRE EAST, CW10 9AG | £250,000 | 17/06/2022 | Other |
| 6 SOUTHWAY, MIDDLEWICH, CHESHIRE EAST, CW10 9BL | £1,560,000 | 17/11/2021 | Other |

**Area average:** £1,420,000 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £101,450 (3 Other, CW10, 2024–2026)
- **Deviation:** +18.3%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Wheelock St, CW10 | £595/mo | 1 | 0.05 miles | OpenRent |
| 1 Bed Terraced House, Whitemore Road, CW10 | £610/mo | 1 | 0.96 miles | OpenRent |

**Average rent: £603/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £75,375
- **Target investor price (1%):** £60,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £603/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.6×
- **Monthly cashflow:** £45/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## House Price Index (HM Land Registry)

*Official index for North West; All dwelling types series; as of March 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 22%
- **10y growth (index):** 63.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)