# 2 bedroom flat for sale (NN2 7JW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 7, PHIPPSVILLE COURT, ST MATTHEWS PARADE, NORTHAMPTON, WEST NORTHAMPTONSHIRE NN2 7JW |
| Price | £140,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 64 m² |
| Last sold | £135,000 Jun 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 11/10/2033
- **Est. upgrade cost to C:** £2,000

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9320-2012-5300-2197-6185)

## Description

**SUMMARY**

A first floor apartment situated within the popular Kingsley area of Northampton, in close proximity of all good amenities, Abington Park and Northampton Racecourse

**DESCRIPTION**

A first floor apartment situated within the popular Kingsley area of Northampton, in close proximity of all good amenities, Abington Park and Northampton Racecourse, benefitting from views over St Matthews Church.  Accommodation comprises entrance hall, lounge, dining area, fitted kitchen, two bedrooms, bathroom and separate WC.  Outside there is a communal garden, parking and a garage in a block.

**Agents Note** 

The sale of this property is subject to Grant Of Probate. Please seek an update from the branch with regards to the potential timeframes involved.

**Communal Entrance** 

Entered via double glazed UPVC door to the side aspect, stairs rising to first floor landing and door to flat.

**Entrance Hall** 

Entered via door to the side aspect, wall mounted security entry phone, coving to ceiling, door to storage cupboard, obscure internal window and doors leading to:

**Lounge/ Diner** 18' 6" x 10'  min ( 5.64m x 3.05m min )

Double glazed box bay window to the front aspect, radiator, coving to ceiling, wall mounted lights and door to kitchen.

**Kitchen/ Breakfast Room** 13' 8" min x 6' 11" min ( 4.17m min x 2.11m min )

Fitted kitchen comprising wall and base units with work surfaces over, stainless steel sink and drainer unit with mixer tap over, tiling to splashback areas, breakfast bar, electric cooker point, plumbing for washing machine, space for fridge freezer, radiator and double glazed window to the front aspect.

**Bedroom One** 13' 1" x 10'  ( 3.99m x 3.05m )

Double glazed window to rear aspect, built in wardrobe, coving to ceiling and radiator.

**Bedroom Two** 8' 11" x 8' 7" ( 2.72m x 2.62m )

Double glazed window to the rear aspect and radiator.

**Bathroom** 5' 6" x 5' 1" ( 1.68m x 1.55m )

Suite comprising bath with electric shower over, wash hand basin, shaver point, extractor fan, Dimplex wall mounted heater and fully tiled.

**Separate Wc** 5' 1" x 5' 3" ( 1.55m x 1.60m )

Low level WC, wash hand basin and tiling to splashback areas.

**Externally** 

Communal parking and gardens, garage in a block with up and over door.

Lease details are currently being compiled.  For further information please contact the branch.  Please note additional fees could be incurred for items such as leasehold packs.

1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.

2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property.

3. The measurements indicated are supplied for guidance only and as such must be considered incorrect.

4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase.

5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS OR TENANTS. NEITHER SEQUENCE (UK) LIMITED NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY.

## Property Photos

- ![Photo](/listings/photos/141054821/693021)
- ![Photo](/listings/photos/141054821/693022)
- ![Photo](/listings/photos/141054821/693023)
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- ![Photo](/listings/photos/141054821/693025)
- ![Photo](/listings/photos/141054821/693026)
- ![Photo](/listings/photos/141054821/693027)
- ![Photo](/listings/photos/141054821/693028)
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- ![Photo](/listings/photos/141054821/693031)
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- ![Photo](/listings/photos/141054821/693033)
- ![Photo](/listings/photos/141054821/693036)
- ![Photo](/listings/photos/141054821/693038)
- ![Photo](/listings/photos/141054821/693040)

## Floorplans

- ![Floorplan 1](/listings/photos/141054821/693042) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/141054821/693043) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| PHIPPSVILLE COURT 7 ST MATTHEWS PARADE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN2 7JW | £135,000 | 06/06/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| BRADFORD HOUSE, 44 FLAT 9 KINGSLEY ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN2 7BL | £150,000 | 19/12/2025 | Flat |
| PHIPPSVILLE COURT 20 ST MATTHEWS PARADE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN2 7JW | £114,000 | 19/05/2023 | Flat |
| PHIPPSVILLE COURT 22 ST MATTHEWS PARADE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN2 7JW | £100,000 | 31/01/2023 | Flat |
| 4 FLAT 5 THE DRIVE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 4RY | £166,000 | 25/11/2022 | Flat |
| 17 FLAT 3 THE DRIVE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 4RY | £169,000 | 18/11/2022 | Flat |
| BRADFORD HOUSE, 44 FLAT 1 KINGSLEY ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN2 7BL | £150,000 | 15/07/2022 | Flat |
| 4 FLAT 6 THE DRIVE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 4RY | £150,004 | 03/09/2021 | Flat |

**Area average:** £142,715 (7 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £133,400 (15 Flat, NN2, 2024–2026)
- **Deviation:** +4.9%

## Rental Range

*ONS Price Index of Private Rents (West Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £964/mo
- **Realistic:** £1,071/mo
- **Optimistic:** £1,178/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Leicester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Wantage Road, NN1 | £2,300/mo | 2 | 0.47 miles | OpenRent |

**Average rent: £2,300/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.64% (strong)
- **Max investor price (0.8%):** £287,500
- **Target investor price (1%):** £230,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,300/mo).*

- **Gross yield:** 19.7%
- **Cost-to-rent:** 5.1×
- **Monthly cashflow:** £1,494/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 44.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,188/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.7%
- **10y growth:** -6.5%

## House Price Index (HM Land Registry)

*Official index for West Northamptonshire; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -2.6%
- **5y growth (index):** 4.2%
- **10y growth (index):** 25.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)