# 1 bedroom terraced house for sale (ME5 0BQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 15 ROWAN LEA, CHATHAM, MEDWAY ME5 0BQ |
| Price | £200,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1983-1990 |
| Floor area | 42 m² |
| Last sold | £205,000 May 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 04/03/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £278/year

### Recommendations
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8506-2054-9329-7707-0763)

## Description

Being offered with no forward chain is this one bedroom starter home, great for the first time buyer or an investment opportunity. Situated in a cul-de-sac tucked away in a quiet position and offering an allocated parking space.

The property has been well maintained with modern fitted kitchen with a range of fitted units, integrated hob and oven. The kitchen is open plan with the lounge. Moving upstairs you have a good sized bedroom and contemporary fitted bathroom with rain shower over the bath. Convenient for access to Chatham Town Centre. A great starter home.

## Property Photos

- ![Photo](/listings/photos/156840251/369193)
- ![Photo](/listings/photos/156840251/369194)
- ![Photo](/listings/photos/156840251/369195)
- ![Photo](/listings/photos/156840251/369196)
- ![Photo](/listings/photos/156840251/369197)
- ![Photo](/listings/photos/156840251/369198)
- ![Photo](/listings/photos/156840251/369199)
- ![Photo](/listings/photos/156840251/369200)

## Floorplans

- ![Floorplan 1](/listings/photos/156840251/369201) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/156840251/369202) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £205,000 | 09/05/2025 | Terraced |
| 15 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £180,000 | 11/10/2019 | Terraced |
| 15 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £145,000 | 02/09/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 21 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £184,000 | 22/12/2025 | Terraced |
| [Same street] 37 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £270,000 | 28/11/2025 | Semi-detached |
| 13 CRESTWAY, CHATHAM, MEDWAY, ME5 0BB | £282,000 | 24/11/2023 | Terraced |
| [Same street] 16 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £215,000 | 18/08/2023 | Semi-detached |
| [Same street] 46 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £270,000 | 28/04/2023 | Terraced |
| 20 STONECROSS LEA, CHATHAM, MEDWAY, ME5 0BL | £175,000 | 06/04/2023 | Terraced |
| 60 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BW | £216,000 | 28/10/2022 | Terraced |
| 45 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL | £262,000 | 06/10/2022 | Terraced |
| 77 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BW | £214,500 | 10/08/2022 | Terraced |
| 32 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL | £250,000 | 20/05/2022 | Terraced |
| 47 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL | £258,000 | 06/05/2022 | Terraced |
| 3 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL | £225,000 | 11/02/2022 | Terraced |
| 65 CRESTWAY, CHATHAM, MEDWAY, ME5 0BD | £270,000 | 24/09/2021 | Terraced |
| 21 STONECROSS LEA, CHATHAM, MEDWAY, ME5 0BL | £210,000 | 03/09/2021 | Terraced |
| 98 CRESTWAY, CHATHAM, MEDWAY, ME5 0BD | £260,000 | 19/08/2021 | Terraced |
| [Same street] 43 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £320,000 | 17/08/2021 | Terraced |
| 20 BRACKEN LEA, CHATHAM, MEDWAY, ME5 0BZ | £220,000 | 16/08/2021 | Terraced |
| [Same street] 12 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £195,000 | 06/08/2021 | Semi-detached |
| 23 CRESTWAY, CHATHAM, MEDWAY, ME5 0BB | £250,000 | 16/07/2021 | Terraced |

**Street average:** £242,333 (6 sales)
**Area average:** £237,885 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £317,269 (68 Terraced, ME5, 2024–2026)
- **Deviation:** -37%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,113/mo
- **Realistic:** £1,237/mo
- **Optimistic:** £1,361/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £673/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Capstone Road, ME5 | £800/mo | 1 | 0.33 miles | OpenRent |
| 1 Bed Flat, Rainham Road, ME5 | £925/mo | 1 | 0.66 miles | OpenRent |

**Average rent: £863/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.43% (weak for cashflow)
- **Max investor price (0.8%):** £107,875
- **Target investor price (1%):** £86,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £863/mo).*

- **Gross yield:** 5.2%
- **Cost-to-rent:** 19.3×
- **Monthly cashflow:** £-36/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,762/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.5%
- **10y growth:** 28.6%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of March 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 17%
- **10y growth (index):** 45.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)