Sold STC Terraced

15 ROWAN LEA

CHATHAM, MEDWAY ME5 0BQ

1 beds 1 baths 452 sq ft Listed 14 Jan 2025 (-512d)

£200,000

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# 1 bedroom terraced house for sale (ME5 0BQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 15 ROWAN LEA, CHATHAM, MEDWAY ME5 0BQ |
| Price | £200,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1983-1990 |
| Floor area | 42 m² |
| Last sold | £205,000 May 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £278/year

### Recommendations
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8506-2054-9329-7707-0763)

## Description

The property has been well maintained with modern fitted kitchen with a range of fitted units, integrated hob and oven. The kitchen is open plan with the lounge. Moving upstairs you have a good sized bedroom and contemporary fitted bathroom with rain shower over the bath. Convenient for access to Chatham Town Centre. A great starter home.

## Property Photos

- ![Photo](/listings/photos/156840251/369193)
- ![Photo](/listings/photos/156840251/369194)
- ![Photo](/listings/photos/156840251/369195)
- ![Photo](/listings/photos/156840251/369196)
- ![Photo](/listings/photos/156840251/369197)
- ![Photo](/listings/photos/156840251/369198)
- ![Photo](/listings/photos/156840251/369199)
- ![Photo](/listings/photos/156840251/369200)

## Floorplans

- ![Floorplan 1](/listings/photos/156840251/369201) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/156840251/369202) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £205,000 | 09/05/2025 | Terraced |
| 15 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £180,000 | 11/10/2019 | Terraced |
| 15 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £145,000 | 02/09/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 21 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £184,000 | 22/12/2025 | Terraced |
| [Same street] 37 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £270,000 | 28/11/2025 | Semi-detached |
| 13 CRESTWAY, CHATHAM, MEDWAY, ME5 0BB | £282,000 | 24/11/2023 | Terraced |
| [Same street] 16 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £215,000 | 18/08/2023 | Semi-detached |
| [Same street] 46 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £270,000 | 28/04/2023 | Terraced |
| 20 STONECROSS LEA, CHATHAM, MEDWAY, ME5 0BL | £175,000 | 06/04/2023 | Terraced |
| 60 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BW | £216,000 | 28/10/2022 | Terraced |
| 45 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL | £262,000 | 06/10/2022 | Terraced |
| 77 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BW | £214,500 | 10/08/2022 | Terraced |
| 32 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL | £250,000 | 20/05/2022 | Terraced |
| 47 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL | £258,000 | 06/05/2022 | Terraced |
| 3 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL | £225,000 | 11/02/2022 | Terraced |
| 65 CRESTWAY, CHATHAM, MEDWAY, ME5 0BD | £270,000 | 24/09/2021 | Terraced |
| 21 STONECROSS LEA, CHATHAM, MEDWAY, ME5 0BL | £210,000 | 03/09/2021 | Terraced |
| 98 CRESTWAY, CHATHAM, MEDWAY, ME5 0BD | £260,000 | 19/08/2021 | Terraced |
| [Same street] 43 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £320,000 | 17/08/2021 | Terraced |
| 20 BRACKEN LEA, CHATHAM, MEDWAY, ME5 0BZ | £220,000 | 16/08/2021 | Terraced |
| [Same street] 12 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ | £195,000 | 06/08/2021 | Semi-detached |
| 23 CRESTWAY, CHATHAM, MEDWAY, ME5 0BB | £250,000 | 16/07/2021 | Terraced |

**Street average:** £242,333 (6 sales)
**Area average:** £237,885 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £318,348 (67 Terraced, ME5, 2024–2026)
- **Deviation:** -37.2%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,113/mo
- **Realistic:** £1,237/mo
- **Optimistic:** £1,361/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £673/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Capstone Road, ME5 | £800/mo | 1 | 0.33 miles | OpenRent |
| 1 Bed Flat, Rainham Road, ME5 | £925/mo | 1 | 0.66 miles | OpenRent |

**Average rent: £863/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.43% (weak for cashflow)
- **Max investor price (0.8%):** £107,875
- **Target investor price (1%):** £86,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £863/mo).*

- **Gross yield:** 5.2%
- **Cost-to-rent:** 19.3×
- **Monthly cashflow:** £-36/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,762/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.2%
- **10y growth:** 30.6%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of March 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 17%
- **10y growth (index):** 45.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

42 m²

Council tax band

EPC rating

Year built

England and Wales: 1983-1990

Last sold

£205,000 May 2025

Price per m²

£4,762/m²

Local average

£318,348 (-37.2%)

Deprivation

Decile 6 (16,962 of 33,755)

Street crime

527 incidents within 1 mile (Apr 2026)

Key features

No forward chain
One bedroom starter home
Modern fitted kitchen and bathroom
Open plan living
Immaculate condition
Popular location
Allocated parking

Additional details

Parking: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Being offered with no forward chain is this one bedroom starter home, great for the first time buyer or an investment opportunity. Situated in a cul-de-sac tucked away in a quiet position and offering an allocated parking space.
The property has been well maintained with modern fitted kitchen with a range of fitted units, integrated hob and oven. The kitchen is open plan with the lounge. Moving upstairs you have a good sized bedroom and contemporary fitted bathroom with rain shower over the bath. Convenient for access to Chatham Town Centre. A great starter home.

Listed by

Walderslade

Greyfox Estate Agents

Reference: 156840251

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 05/03/2016

Current heating cost: £278/year

Potential heating cost: £279/year

Recommendations

Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

41% since 2016

Event	Date	Price	% change
Sold	09/05/2025 (1 year ago)	£205,000	+13.9%
Sold	11/10/2019 (6 years ago)	£180,000	+24.1%
Sold	02/09/2016 (9 years ago)	£145,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 21 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ	£184,000	22/12/2025	Terraced
Same street 37 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ	£270,000	28/11/2025	Semi-detached
13 CRESTWAY, CHATHAM, MEDWAY, ME5 0BB	£282,000	24/11/2023	Terraced
Same street 16 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ	£215,000	18/08/2023	Semi-detached
Same street 46 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ	£270,000	28/04/2023	Terraced
20 STONECROSS LEA, CHATHAM, MEDWAY, ME5 0BL	£175,000	06/04/2023	Terraced
60 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BW	£216,000	28/10/2022	Terraced
45 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL	£262,000	06/10/2022	Terraced
77 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BW	£214,500	10/08/2022	Terraced
32 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL	£250,000	20/05/2022	Terraced
47 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL	£258,000	06/05/2022	Terraced
3 SHANKLIN CLOSE, CHATHAM, MEDWAY, ME5 7QL	£225,000	11/02/2022	Terraced
65 CRESTWAY, CHATHAM, MEDWAY, ME5 0BD	£270,000	24/09/2021	Terraced
21 STONECROSS LEA, CHATHAM, MEDWAY, ME5 0BL	£210,000	03/09/2021	Terraced
98 CRESTWAY, CHATHAM, MEDWAY, ME5 0BD	£260,000	19/08/2021	Terraced
Same street 43 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ	£320,000	17/08/2021	Terraced
20 BRACKEN LEA, CHATHAM, MEDWAY, ME5 0BZ	£220,000	16/08/2021	Terraced
Same street 12 ROWAN LEA, CHATHAM, MEDWAY, ME5 0BQ	£195,000	06/08/2021	Semi-detached
23 CRESTWAY, CHATHAM, MEDWAY, ME5 0BB	£250,000	16/07/2021	Terraced

Street average: £242,333 (6 sales)

Area average: £237,885 (13 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.2%

10y growth 30.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Medway. Series: Terraced. As of March 2026.

1y (index) 0.5%

5y (index) 17%

10y (index) 45.5%

Rental Range

Estimated market rent for Medway. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,113/mo

Realistic £1,237/mo

Optimistic £1,361/mo

Based on Local Authority from postcode lookup → Medway.

LHA (30th percentile) floor for Medway & Swale: £673/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ME5 0BQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Street End Road	0.1 miles
Shop	Nationwide Repair Centres	0.1 miles
Shop	B&M Specialist	0.2 miles
Hospital	Medway Maritime Hospital	0.9 miles
Hospital	Unknown	1.0 miles
Train station	Chatham	1.3 miles
Train station	Gillingham	1.5 miles
University	Unknown	1.6 miles
University	University of Kent - Medway Campus	2.1 miles

Street-level crime

Category	Count
Violence and sexual offences	174
Anti-social behaviour	110
Shoplifting	57
Criminal damage and arson	37
Other theft	36
Vehicle crime	25
Public order	23
Drugs	22
Robbery	13
Burglary	10
Other crime	8
Possession of weapons	8
Theft from the person	4
Total incidents	527

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Luton Primary School	Primary	0.4 miles	Good — 13 Sep 2023
The Victory Academy	Secondary	0.4 miles	Good — 17 May 2023
Kingfisher Community Primary School	Primary	0.5 miles	Good — 9 Oct 2019
Greenvale Primary School	Primary	0.6 miles	Good — 18 Jan 2024
Wayfield Primary School	Primary	0.6 miles	— (Inspected (no overall grade))

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, Capstone Road, ME5	£800/mo	1	0.33 miles	OpenRent
1 Bed Flat, Rainham Road, ME5	£925/mo	1	0.66 miles	OpenRent

Average rent: £863/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.43%

Max investor price (0.8%) £107,875

Target investor price (1%) £86,300

Gross yield 5.2%

Cost-to-rent ratio 19.3×

Monthly cashflow £-36/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -0.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).