# 3 bedroom semi-detached house for sale (ME2 2LL) ## Property Details | Key | Value | |-----|-------| | Address | 1 OAK ROAD, ROCHESTER, MEDWAY ME2 2LL | | Price | £165,000 | | Bedrooms | 3 | | Construction age | England and Wales: 1950-1966 | | Floor area | 92 m² | | Last sold | £171,000 May 2013 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 08/11/2022 — **EXPIRED** (no longer valid for marketing or letting) - **Current heating cost:** £595/year - **Est. upgrade cost to C:** £17,605 ### Recommendations - B (£500 - £1,500) - E (£105) - N (£4,000 - £6,000) - U (£9,000 - £14,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9805-2831-7191-9102-3111) ## Description If you have a family and you are now looking for a home to provide you with that little bit extra space, this could definitely be the one for you. The 18ft kitchen/dining room gives you plenty of room to have a large table and chairs, perfect for entertaining guests or just having a big sit down family meal on a Sunday afternoon. You can then retire to the cosy lounge to let your dinner go down, with its fireplace and view over the gardenOn a practical level the accommodation works in many ways, a utility room perfect for getting all that washing out of the way and hiding all your daily essentials out of sight.It is upstairs that this home really shows its star feature and that is the 3 double bedrooms. There should certainly be no arguments as to who has what room and if you have always wanted that large wardrobe or maybe even a dressing table, there will be plenty of space for you to arrange your furniture.It is not just inside this home but the outside space allows you to pull up on your drive and park by your front door, making it very easy for unloading your weekly shopping.The rear garden provides you with a secluded decked area which by the owners account can be a great little sun trap, perfect for relaxing in the summer time.What the Owner says: We have made several improvements to the property since we have lived here including the installation of a new boiler and re-decorating many of the rooms.One of the main things that really attracted us was the lovely big kitchen/dining room, which is particularly ideal for gatherings and at Christmas we have had at least 10 people sitting round the table.Our home is particularly well positioned for all the amenities such as the schools and the town centre, allowing easy access onto the M2 motorway within a matter of a few minutes by car.Room sizes:**GROUND FLOOR****Entrance Hall****Lounge**: 14'2 × 10' (4.32m × 3.05m)**Study Area**: 8'6 × 6'3 (2.59m × 1.91m)**Kitchen/Dining Room**: 18'6 × 10' (5.64m × 3.05m)**Utility Area**: 6'10 × 5'6 (2.08m × 1.68m)**Bathroom**: 8'8 × 6'8 (2.64m × 2.03m)**FIRST FLOOR****Bedroom 1**: 14'4 × 10'2 (4.37m × 3.1m)**Bedroom 2**: 12'6 × 7' (3.81m × 2.14m)**Bedroom 3**: 14'7 × 10' (4.45m × 3.05m)**OUTSIDE****Front & Rear Gardens****Drive to Side for 2 Cars**  The information provided about this property does not constitute or form part of an offer or contract, nor may be it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose. ## Property Photos - ![Front](/listings/photos/36520660/399601) - Front - ![Lounge](/listings/photos/36520660/399602) - Lounge - ![Kitchen1](/listings/photos/36520660/399606) - Kitchen1 - ![Garden](/listings/photos/36520660/399610) - Garden - ![Garden](/listings/photos/36520660/399612) - Garden - ![Kitche/Diner](/listings/photos/36520660/399614) - Kitche/Diner - ![Bedroom](/listings/photos/36520660/399615) - Bedroom - ![Bathroom](/listings/photos/36520660/399616) - Bathroom - ![Bedroom3](/listings/photos/36520660/399618) - Bedroom3 - ![Bedroom 1](/listings/photos/36520660/399626) - Bedroom 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 1 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £171,000 | 10/05/2013 | Semi-detached | | 1 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £71,950 | 05/05/2000 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 121 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £330,000 | 03/10/2025 | Semi-detached | | 54 LILAC ROAD, ROCHESTER, MEDWAY, ME2 2LF | £305,000 | 08/08/2025 | Semi-detached | | 3 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £342,000 | 17/11/2023 | Semi-detached | | 124 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HR | £300,000 | 22/09/2023 | Semi-detached | | 137 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £295,500 | 21/09/2023 | Semi-detached | | 139 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £300,000 | 03/07/2023 | Semi-detached | | 15 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £322,500 | 28/06/2023 | Semi-detached | | 52 LABURNUM ROAD, ROCHESTER, MEDWAY, ME2 2JZ | £286,500 | 18/04/2023 | Semi-detached | | 23 LILAC ROAD, ROCHESTER, MEDWAY, ME2 2LE | £275,000 | 31/03/2023 | Semi-detached | | 2 MAPLE ROAD, ROCHESTER, MEDWAY, ME2 2HY | £262,000 | 13/12/2022 | Semi-detached | | 21 HOLLY ROAD, ROCHESTER, MEDWAY, ME2 2JS | £320,000 | 07/12/2022 | Semi-detached | | 112 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JR | £365,000 | 09/11/2022 | Semi-detached | | 122 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HR | £270,000 | 14/10/2022 | Semi-detached | | 31 HOLLY ROAD, ROCHESTER, MEDWAY, ME2 2JT | £280,000 | 30/09/2022 | Semi-detached | | 197 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2LJ | £325,000 | 22/08/2022 | Semi-detached | | 4 LABURNUM ROAD, ROCHESTER, MEDWAY, ME2 2JZ | £412,000 | 19/08/2022 | Semi-detached | | 90 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £325,000 | 12/08/2022 | Semi-detached | | 199 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HT | £290,000 | 10/08/2022 | Semi-detached | | 77 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HP | £280,000 | 24/06/2022 | Semi-detached | | 5 LILAC CRESCENT, ROCHESTER, MEDWAY, ME2 2LG | £325,000 | 30/05/2022 | Semi-detached | **Area average:** £310,525 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £345,230 (37 Semi-detached, ME2, 2024–2026) - **Deviation:** -52.2% ## Rental Range *ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,114/mo - **Realistic:** £1,238/mo - **Optimistic:** £1,362/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £937/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Beech Road, ME2 | £1,650/mo | 3 | 0.24 miles | OpenRent | **Average rent: £1,650/mo (1 listing)** ## 1% Rule - **Rent ratio:** 1% (strong) - **Max investor price (0.8%):** £206,250 - **Target investor price (1%):** £165,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,650/mo).* - **Gross yield:** 12% - **Cost-to-rent:** 8.3× - **Monthly cashflow:** £810/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 20.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,793/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 7.7% - **10y growth:** 23.5% ## House Price Index (HM Land Registry) *Official index for Medway; Semi-detached series; as of March 2026.* - **1y growth (index):** 1.5% - **5y growth (index):** 18% - **10y growth (index):** 46.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)