Sold STC Flat

FLAT 3

OSBORNE LODGE, 99, THE PARK, CHELTENHAM, GLOUCESTERSHIRE GL50 2RW

1 beds 1 baths 77 m² Listed 18 Apr 2019 (-2592d)

£125,000

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# 1 bedroom flat for sale (GL50 2RW)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 3, OSBORNE LODGE, 99, THE PARK, CHELTENHAM, GLOUCESTERSHIRE GL50 2RW |
| Price | £125,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Last sold | £117,500 Sep 2019 |

## Description

**Entrance Hall** -

**Open Plan Living/Dining/Bedroom** - 16' 8 max x 15'2 max (4.88m 0.20m max x 4.62m max) -

**Kitchen** - 11'9 max x 7'9 max (3.58m max x 2.36m max) -

**Bathroom** - 5'11 x 5'2 (1.80m x 1.57m) -

**Communal Grounds** -

Cheltenham Borough Council. Tax Band A.

Tenure - Leasehold. 999 year lease from 1974.

Service Charge - £888.09 per annum.

Complete Property Group.

**Directions** - Leave our Leckhampton office via the Shurdington Road and at the traffic lights turn right into Moorend Park Road.  At the mini roundabout turn left into The Park where the property can be found after a short distance on the left hand side

You may download, store and use the material for your own personal use and research. You may not republish, retransmit, redistribute or otherwise make the material available to any party or make the same available on any website, online service or bulletin board of your own or of any other party or make the same available in hard copy or in any other media without the website owner's express prior written consent. The website owner's copyright must remain on all reproductions of material taken from this website.

## Property Photos

- ![Photo](/listings/photos/61745157/441287)
- ![OPEN PLAN LIVING/DINING/BEDROOM](/listings/photos/61745157/441288) - OPEN PLAN LIVING/DINING/BEDROOM
- ![OPEN PLAN LIVING/DINING/BEDROOM](/listings/photos/61745157/441292) - OPEN PLAN LIVING/DINING/BEDROOM
- ![OPEN PLAN LIVING/DINING/BEDROOM](/listings/photos/61745157/441295) - OPEN PLAN LIVING/DINING/BEDROOM
- ![OPEN PLAN LIVING/DINING/BEDROOM](/listings/photos/61745157/441298) - OPEN PLAN LIVING/DINING/BEDROOM
- ![KITCHEN](/listings/photos/61745157/441300) - KITCHEN
- ![KITCHEN](/listings/photos/61745157/441302) - KITCHEN
- ![BATHROOM](/listings/photos/61745157/441303) - BATHROOM
- ![COMMUNAL GROUNDS](/listings/photos/61745157/441308) - COMMUNAL GROUNDS

## Floorplans

- ![Floorplan 1](/listings/photos/61745157/441315) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/61745157/441317) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| OSBORNE LODGE, 99 FLAT 3 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW | £117,500 | 13/09/2019 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 77F THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RP | £237,000 | 11/12/2025 | Flat |
| TIVOLI PLACE, 24 FLAT 6 TIVOLI ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2TF | £407,500 | 12/02/2025 | Flat |
| [Same street] OSBORNE LODGE, 99 FLAT 14 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW | £138,000 | 20/12/2023 | Flat |
| MELROSE, 6 FLAT 6 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2SG | £305,000 | 12/12/2023 | Flat |
| [Same street] 103A THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW | £1,195,000 | 31/10/2023 | Detached |
| 33 FLAT 1 ST STEPHENS ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL51 3AB | £210,000 | 17/10/2023 | Flat |
| [Same street] OSBORNE LODGE, 99 FLAT 19 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW | £106,000 | 30/08/2023 | Flat |
| THE PINES, 22 FLAT 4 TIVOLI ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2TF | £200,000 | 20/06/2023 | Flat |
| LONGFORD COURT 3 TIVOLI ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2TE | £260,000 | 19/05/2023 | Flat |
| 48 FLAT 4 ST STEPHENS ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL51 3AD | £235,000 | 19/05/2023 | Flat |
| [Same street] OSBORNE LODGE, 99 FLAT 13 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW | £432,500 | 10/03/2023 | Other |
| 33 FLAT 8 ST STEPHENS ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL51 3AB | £182,000 | 13/12/2022 | Flat |
| [Same street] OSBORNE LODGE, 99 FLAT 2 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW | £98,000 | 28/10/2022 | Flat |
| LINDHOLME, 8 FLAT 6 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2SG | £256,000 | 28/10/2022 | Flat |
| 22 FLAT 3 TIVOLI ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2TF | £385,000 | 07/10/2022 | Flat |
| 33 FLAT 2 ST STEPHENS ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL51 3AB | £275,000 | 09/09/2022 | Flat |
| PEMBRIDGE COURT FLAT 5 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2SG | £294,000 | 09/09/2022 | Flat |
| [Same street] 115 FLAT 13 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW | £325,000 | 18/08/2022 | Flat |
| PARK HOUSE, 39 FLAT 21 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RF | £250,000 | 05/08/2022 | Flat |
| 79 FLAT 1 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2GA | £445,000 | 28/07/2022 | Flat |
| 79 FLAT 8 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2GA | £675,000 | 28/06/2022 | Flat |
| CODENHAM LODGE, 27 FLAT 2 ST STEPHENS ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL51 3AB | £210,000 | 17/06/2022 | Flat |
| 4 NORTHCROFT, CHELTENHAM, GLOUCESTERSHIRE, GL50 2NL | £275,000 | 17/06/2022 | Flat |
| REDESDALE HOUSE, 85 FLAT 1 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RP | £415,000 | 29/04/2022 | Flat |
| 12 NORTHCROFT, CHELTENHAM, GLOUCESTERSHIRE, GL50 2NL | £400,000 | 25/03/2022 | Flat |
| 79 FLAT 5 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2GA | £590,000 | 11/03/2022 | Flat |
| [Same street] 107 FLAT 2 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW | £618,000 | 08/02/2022 | Flat |
| [Same street] 115 FLAT 15 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW | £310,000 | 08/12/2021 | Flat |
| [Same street] 97 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW | £900,000 | 30/11/2021 | Detached |
| [Same street] 87 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW | £445,000 | 05/08/2021 | Terraced |

**Street average:** £456,750 (10 sales)
**Area average:** £325,325 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £303,362 (59 Flat, GL50, 2024–2026)
- **Deviation:** -58.8%

## Rental Range

*ONS Price Index of Private Rents (Cheltenham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,116/mo
- **Realistic:** £1,240/mo
- **Optimistic:** £1,364/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cheltenham (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £623/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Monson Avenue, Cheltenham GL50 4EH](http://87.117.209.195:8080/listings/4276ae9) | £650/mo | — | 1.27 miles | Rightmove |

**Average rent: £650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16×
- **Monthly cashflow:** £68/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 40.8%
- **10y growth:** 58.9%

## House Price Index (HM Land Registry)

*Official index for Cheltenham; Flats and maisonettes series; as of February 2026.*

- **1y growth (index):** 0.4%
- **5y growth (index):** 6.6%
- **10y growth (index):** 29.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 OPEN PLAN LIVING/DINING/BEDROOM OPEN PLAN LIVING/DINING/BEDROOM OPEN PLAN LIVING/DINING/BEDROOM OPEN PLAN LIVING/DINING/BEDROOM KITCHEN KITCHEN BATHROOM COMMUNAL GROUNDS

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Property details

Floor area

77 m²

Last sold

£117,500 Sep 2019

Local average

£303,362 (-58.8%)

Deprivation

Decile 10 (32,969 of 33,755)

Street crime

1 incident within 1 mile (Mar 2026)

Key features

Studio Apartment
Grade II Listed Period Building
Sought After Location
Living/Bedroom
Refitted Kitchen
Off Road Parking
Investment/First Time Buy
No Onward Chain

Additional details

Parking: Yes
Garden: Yes

Description

A lower ground floor studio apartment situated within this Grade ll listed building, forming part of a detached Regency villa located in the much sought after Park area of Cheltenham. A super apartment ideal for both investment and as a first time buy with a modern attractive kitchen and bathroom, allocated parking space and NO ONWARD CHAIN. This well presented studio apartment is accessed via a communal entrance/hallway to the side leading to the apartment entrance door. The accommodation comprises entrance hallway which leads to the living/bedroom/dining space with a feature bay window to the rear, window to the side aspect and a fitted wardrobe which houses a pull down double bed. The refitted modern kitchen comprises a range of wall and base storage units, stainless steel sink with under counter fidge and freezer, washing machine, four ring electric hob with oven under and extractor fan above. The fully tiled modern bathroom enjoys a three piece white suite with a shower fitting over the bath. Outside there are communal grounds and off road parking.

Entrance Hall -

Open Plan Living/Dining/Bedroom - 16' 8 max x 15'2 max (4.88m 0.20m max x 4.62m max) -

Kitchen - 11'9 max x 7'9 max (3.58m max x 2.36m max) -

Bathroom - 5'11 x 5'2 (1.80m x 1.57m) -

Communal Grounds -

Cheltenham Borough Council. Tax Band A.
Tenure - Leasehold. 999 year lease from 1974.
Service Charge - £888.09 per annum.
Complete Property Group.

Directions - Leave our Leckhampton office via the Shurdington Road and at the traffic lights turn right into Moorend Park Road. At the mini roundabout turn left into The Park where the property can be found after a short distance on the left hand side

You may download, store and use the material for your own personal use and research. You may not republish, retransmit, redistribute or otherwise make the material available to any party or make the same available on any website, online service or bulletin board of your own or of any other party or make the same available in hard copy or in any other media without the website owner's express prior written consent. The website owner's copyright must remain on all reproductions of material taken from this website.

Listed by

Leckhampton

Alexander & Co

Reference: 61745157

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Sold	13/09/2019 (6 years ago)	£117,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
77F THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RP	£237,000	11/12/2025	Flat
TIVOLI PLACE, 24 FLAT 6 TIVOLI ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2TF	£407,500	12/02/2025	Flat
Same street OSBORNE LODGE, 99 FLAT 14 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW	£138,000	20/12/2023	Flat
MELROSE, 6 FLAT 6 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2SG	£305,000	12/12/2023	Flat
Same street 103A THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW	£1,195,000	31/10/2023	Detached
33 FLAT 1 ST STEPHENS ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL51 3AB	£210,000	17/10/2023	Flat
Same street OSBORNE LODGE, 99 FLAT 19 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW	£106,000	30/08/2023	Flat
THE PINES, 22 FLAT 4 TIVOLI ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2TF	£200,000	20/06/2023	Flat
LONGFORD COURT 3 TIVOLI ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2TE	£260,000	19/05/2023	Flat
48 FLAT 4 ST STEPHENS ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL51 3AD	£235,000	19/05/2023	Flat
Same street OSBORNE LODGE, 99 FLAT 13 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW	£432,500	10/03/2023	Other
33 FLAT 8 ST STEPHENS ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL51 3AB	£182,000	13/12/2022	Flat
Same street OSBORNE LODGE, 99 FLAT 2 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW	£98,000	28/10/2022	Flat
LINDHOLME, 8 FLAT 6 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2SG	£256,000	28/10/2022	Flat
22 FLAT 3 TIVOLI ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2TF	£385,000	07/10/2022	Flat
33 FLAT 2 ST STEPHENS ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL51 3AB	£275,000	09/09/2022	Flat
PEMBRIDGE COURT FLAT 5 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2SG	£294,000	09/09/2022	Flat
Same street 115 FLAT 13 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW	£325,000	18/08/2022	Flat
PARK HOUSE, 39 FLAT 21 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RF	£250,000	05/08/2022	Flat
79 FLAT 1 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2GA	£445,000	28/07/2022	Flat
79 FLAT 8 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2GA	£675,000	28/06/2022	Flat
CODENHAM LODGE, 27 FLAT 2 ST STEPHENS ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL51 3AB	£210,000	17/06/2022	Flat
4 NORTHCROFT, CHELTENHAM, GLOUCESTERSHIRE, GL50 2NL	£275,000	17/06/2022	Flat
REDESDALE HOUSE, 85 FLAT 1 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RP	£415,000	29/04/2022	Flat
12 NORTHCROFT, CHELTENHAM, GLOUCESTERSHIRE, GL50 2NL	£400,000	25/03/2022	Flat
79 FLAT 5 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2GA	£590,000	11/03/2022	Flat
Same street 107 FLAT 2 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW	£618,000	08/02/2022	Flat
Same street 115 FLAT 15 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW	£310,000	08/12/2021	Flat
Same street 97 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW	£900,000	30/11/2021	Detached
Same street 87 THE PARK, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RW	£445,000	05/08/2021	Terraced

Street average: £456,750 (10 sales)

Area average: £325,325 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 40.8%

10y growth 58.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheltenham. Series: Flats and maisonettes. As of February 2026.

1y (index) 0.4%

5y (index) 6.6%

10y (index) 29.8%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: OSBORNE LODGE (CHELTENHAM) LIMITED

Rental Range

Estimated market rent for Cheltenham. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,116/mo

Realistic £1,240/mo

Optimistic £1,364/mo

Based on Local Authority from postcode lookup → Cheltenham.

LHA (30th percentile) floor for Cheltenham: £623/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View GL50 2RW

Address

99 The Park

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Park Campus	0.1 miles
Bus stop	Parkfield Lawn	0.1 miles
Shop	ATB Guitars	0.2 miles
Shop	Groves Batteries	0.2 miles
Train station	Cheltenham Spa	0.7 miles
Hospital	NHS Records Office	0.9 miles
Hospital	Estates Workshop	1.0 miles
Train station	Cheltenham Racecourse	2.6 miles
University	University of Gloucestershire - Oxtalls Campus	5.9 miles
University	University of Gloucestershire City Campus	6.8 miles

Street-level crime

Category	Count
Violence and sexual offences	1
Total incidents	1

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
University of Gloucestershire	Other	0.1 miles	— (No rating)
St James' Church of England Primary School	Primary	0.3 miles	Good — 16 Nov 2023
Bettridge School	Other	0.4 miles	Good — 27 Feb 2017
Belmont School	Other	0.4 miles	Outstanding — 14 Jan 2015
Cheltenham Bournside School and Sixth Form Centre	Secondary	0.5 miles	Good — 27 Nov 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Monson Avenue, Cheltenham GL50 4EH	£650/mo	—	1.27 miles	Rightmove

Average rent: £650/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.52%

Max investor price (0.8%) £81,250

Target investor price (1%) £65,000

Gross yield 6.2%

Cost-to-rent ratio 16×

Monthly cashflow £68/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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