# 2 bedroom flat for sale (ST5 2AN) ## Property Details | Key | Value | |-----|-------| | Address | FLAT 109, THE MILL, ENDERLEY STREET, NEWCASTLE, STAFFORDSHIRE ST5 2AN | | Price | £120,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | B | | Last sold | £123,950 Dec 2006 | ## Description A beautifully presented and deceptively spacious two-bedroom ground floor apartment, situated within a sought-after modern development on Enderley Street for sale with NO ONWARD CHAIN, Newcastle-under-Lyme. Offering stylish, low-maintenance living throughout, this attractive home is perfectly suited to first-time buyers, downsizers, professionals or investors alike. The accommodation is thoughtfully arranged and begins with a welcoming entrance hallway, leading through to a bright and spacious open-plan living and dining area. Designed with modern living in mind, this versatile space provides the perfect setting for both everyday relaxation and entertaining guests. The well-appointed fitted kitchen features a range of contemporary units and integrated appliances including-washer/dryer, dishwasher, oven, hob and fridge-freezer. Both bedrooms are generous doubles and benefit from fitted wardrobes, with the principal bedroom providing a comfortable retreat and the second bedroom offering flexibility for use as a guest room, home office or dressing room. Completing the accommodation is a modern bathroom fitted with a contemporary suite. Externally, the property enjoys allocated parking together with attractive, well-maintained communal grounds. The ground floor position offers added convenience and ease of access, making the apartment suitable for a wide range of purchasers. It also has the added benefit of a secure communal entrance with an intercom. Ideally located within easy reach of Newcastle-under-Lyme town centre, the property benefits from excellent access to local amenities, shops, leisure facilities and transport links, ensuring everything required for day-to-day living is close at hand. Combining generous accommodation, modern presentation and a highly convenient location, this fantastic apartment represents an excellent opportunity for a variety of buyers. Early viewing is highly recommended. **Ground Floor Apartment** - **Entrance Hall** - **Kitchen/Living Area** - 6.529 x 4.029 (21'5" x 13'2" ) - **Bedroom One** - 3.125 x 3.702 (10'3" x 12'1" ) - **Bedroom Two** - 2.125 x 3.701 (6'11" x 12'1" ) - **Bathroom** - 2.069 x 1.932 (6'9" x 6'4" ) - **Stephenson Browne Aml Disclosure** - Agents are required by law to conduct Anti-Money Laundering checks on all those buying a property. Stephenson Browne charge £49.99 plus VAT for an AML check per purchase transaction . This is a non-refundable fee. The charges cover the cost of obtaining relevant data, any manual checks that are required, and ongoing monitoring. This fee is payable in advance prior to the issuing of a memorandum of sale on the property you are seeking to buy. ## Property Photos - ![0d853396-IMG_5939-IMG_5941.jpg](/listings/photos/88082655/2673310) - 0d853396-IMG_5939-IMG_5941.jpg - ![2a0fc1a3-IMG_5930-IMG_5932.jpg](/listings/photos/88082655/2673312) - 2a0fc1a3-IMG_5930-IMG_5932.jpg - ![2f12612c-IMG_5921-IMG_5923.jpg](/listings/photos/88082655/2673315) - 2f12612c-IMG_5921-IMG_5923.jpg - ![f8e3cc0f-IMG_5933-IMG_5935.jpg](/listings/photos/88082655/2673316) - f8e3cc0f-IMG_5933-IMG_5935.jpg - ![6818669d-IMG_5915-IMG_5917.jpg](/listings/photos/88082655/2673318) - 6818669d-IMG_5915-IMG_5917.jpg - ![6ec7fcd2-IMG_5870-IMG_5872.jpg](/listings/photos/88082655/2673320) - 6ec7fcd2-IMG_5870-IMG_5872.jpg - ![94b693e0-IMG_5897-IMG_5899.jpg](/listings/photos/88082655/2673322) - 94b693e0-IMG_5897-IMG_5899.jpg - ![8065bee6-IMG_5906-IMG_5908.jpg](/listings/photos/88082655/2673323) - 8065bee6-IMG_5906-IMG_5908.jpg - ![cd5240c5-IMG_5888-IMG_5890.jpg](/listings/photos/88082655/2673325) - cd5240c5-IMG_5888-IMG_5890.jpg - ![f7c40a5e-IMG_5882-IMG_5884.jpg](/listings/photos/88082655/2673327) - f7c40a5e-IMG_5882-IMG_5884.jpg ## Floorplans - ![Floorplan.png](/listings/photos/88082655/2673328) - Floorplan.png ## EPC Graphs - ![EE Rating](/listings/photos/88082655/2673330) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | THE MILL FLAT 109 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2AN | £123,950 | 08/12/2006 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] THE MILL 142 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2AN | £138,000 | 13/10/2023 | Flat | | [Same street] THE MILL 139 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2AN | £135,000 | 02/06/2023 | Flat | | [Same street] THE MILL 138 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2AN | £130,000 | 10/11/2022 | Flat | | [Same street] THE MILL 123 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2AN | £122,500 | 26/08/2022 | Flat | | [Same street] THE MILL 118 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2AN | £127,000 | 29/07/2022 | Flat | | [Same street] THE MILL 103 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2AN | £181,000 | 05/05/2022 | Terraced | | [Same street] THE MILL 146 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2AN | £124,000 | 04/03/2022 | Flat | **Street average:** £136,786 (7 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £90,793 (22 Flat, ST5, 2024–2026) - **Deviation:** +32.2% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £753/mo - **Realistic:** £837/mo - **Optimistic:** £921/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £479/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [The Mill, Enderley Mills, Enderley Street, Newcastle Under Lyme, ST5](http://87.117.209.195:8080/listings/9f9cf85) | £1,195/mo | 2 | 0.09 miles | Rightmove | | [West Brampton, Newcastle, ST5](http://87.117.209.195:8080/listings/28fd9cb) | £1,000/mo | 2 | 0.19 miles | Rightmove | | [Dunkirk, Newcastle, ST5](http://87.117.209.195:8080/listings/395961b) | £750/mo | 2 | 0.22 miles | Rightmove | | [Dunkirk, Staffordshire](http://87.117.209.195:8080/listings/817c35b) | £700/mo | 2 | 0.22 miles | Rightmove | | [Silverdale Road, Newcastle, ST5](http://87.117.209.195:8080/listings/8841823) | £800/mo | 2 | 0.38 miles | Rightmove | | [Modern Studio In Newcastle-Under-Lyme, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/5474199) | £595/mo | — | 0.39 miles | Rightmove | | [Hanover Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/58c9596) | £845/mo | 2 | 0.42 miles | Rightmove | | [Orme House, 1 Orme Road, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/139e920) | £695/mo | 2 | 0.46 miles | Rightmove | | [Apartment 11, Marsh Box, Newcastle, ST5 1FA](http://87.117.209.195:8080/listings/21e5a57) | £795/mo | — | 0.53 miles | Rightmove | | [Windsor Court, No1 London Road, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/35d84a8) | £1,295/mo | 2 | 0.56 miles | Rightmove | | [Tower Court, No.1 London Road, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/90c9490) | £1,095/mo | 2 | 0.56 miles | Rightmove | | [Grosvenor Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/fa008bc) | £775/mo | 2 | 0.58 miles | Rightmove | | [Clarence Street, Newcastle-Under-Lyme](http://87.117.209.195:8080/listings/224a040) | £795/mo | 2 | 0.62 miles | Rightmove | | [Stubbs Gate, Newcastle, ST5](http://87.117.209.195:8080/listings/4f8eb20) | £775/mo | 2 | 0.62 miles | Rightmove | | [Hatrell Street, Newcastle, ST5](http://87.117.209.195:8080/listings/a548ce8) | £800/mo | 2 | 0.68 miles | Rightmove | | [Freehold Street, Newcastle, Stoke-on-Trent, ST5](http://87.117.209.195:8080/listings/446fb97) | £750/mo | 2 | 0.69 miles | Rightmove | | [2 bedroom Terraced House in Rogers Avenue, Newcastle-Under-Lyme](http://87.117.209.195:8080/listings/0097904) | £975/mo | 2 | 0.7 miles | Rightmove | | [Thistleberry Avenue, Newcastle](http://87.117.209.195:8080/listings/acaef8c) | £825/mo | 2 | 0.73 miles | Rightmove | | [Thistleberry Avenue, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/77b321b) | £850/mo | 2 | 0.76 miles | Rightmove | | [Basford Park Road, May Bank, Newcastle-under-Lyme](http://87.117.209.195:8080/listings/a3fbf32) | £825/mo | 2 | 0.83 miles | Rightmove | **Average rent: £821/mo (50 listings)** ## 1% Rule - **Rent ratio:** 0.67% (weak for cashflow) - **Max investor price (0.8%):** £100,000 - **Target investor price (1%):** £80,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £800/mo).* - **Gross yield:** 8% - **Cost-to-rent:** 12.5× - **Monthly cashflow:** £222/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 7.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -5.5% - **10y growth:** -15.3% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Flats and maisonettes series; as of August 2026.* - **1y growth (index):** 0.3% - **5y growth (index):** 7.3% - **10y growth (index):** 31% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)