# 2 bedroom terraced house for sale (SK15 2NH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 14 ELGIN STREET, STALYBRIDGE, STALYBRIDGE, GREATER MANCHESTER SK15 2NH |
| Price | £160,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £104,000 Feb 2007 |

## Description

Located in the heart of Stalybridge, this charming terraced house presents an excellent opportunity for first-time buyers and investors alike. Boasting a good condition throughout, this property offers comfortable living in a vibrant area with outstanding access to public transport links, reputable nearby schools, an array of local amenities, and attractive nearby parks.

Upon entering, you are welcomed by a spacious reception room that features a characterful fireplace, providing a warm and inviting atmosphere. The property benefits from a well-appointed kitchen, complete with an abundance of natural light and dining space, creating the perfect setting for family meals or hosting friends.

Accommodation is thoughtfully arranged with two bedrooms. The master bedroom is a generous double, larger than average, offering ample space for furnishing and storage. The second bedroom is a comfortable single, ideal for a child’s room, guest accommodation, or even a home office. The bathroom has been designed with practicality in mind, featuring convenient built-in storage to help keep the space tidy and organised.

With the council tax band set at A, running costs are kept to a minimum—making this home both affordable and economical. Its desirable location, combined with its thoughtful layout and excellent presentation, makes this property an unmissable option for those looking to step onto the property ladder or secure an attractive investment opportunity in a sought-after area of Stalybridge. Early viewing is highly recommended.

## Property Photos

- ![a040b95c-IMG_7606.jpg](/listings/photos/166367993/608456) - a040b95c-IMG_7606.jpg
- ![bc468bb8-IMG_7600.jpg](/listings/photos/166367993/608459) - bc468bb8-IMG_7600.jpg
- ![ef81a3b6-IMG_7605.jpg](/listings/photos/166367993/608460) - ef81a3b6-IMG_7605.jpg
- ![f31a32b9-IMG_7601.jpg](/listings/photos/166367993/608461) - f31a32b9-IMG_7601.jpg
- ![ce28be59-IMG_7603.jpg](/listings/photos/166367993/608465) - ce28be59-IMG_7603.jpg
- ![465a234a-IMG_7602.jpg](/listings/photos/166367993/608467) - 465a234a-IMG_7602.jpg

## Floorplans

- ![IMG_7608.JPG.pdf](/listings/photos/166367993/608472) - IMG_7608.JPG.pdf

## EPC Graphs

- ![EPC](/listings/photos/166367993/608473) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £104,000 | 02/02/2007 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 49 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LN | £168,750 | 22/01/2026 | Terraced |
| 62 LINDSAY STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LT | £145,000 | 05/12/2025 | Terraced |
| 17 CRANWORTH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NW | £232,000 | 08/09/2025 | Terraced |
| 75 ACRES LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2JR | £260,000 | 05/09/2025 | Terraced |
| 19 HAWKE STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2PQ | £175,000 | 28/07/2025 | Terraced |
| 68 MOTTRAM ROAD, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2QS | £142,000 | 28/03/2025 | Terraced |
| [Same street] 3 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £127,000 | 10/01/2025 | Other |
| [Same street] 12 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £140,000 | 15/07/2024 | Terraced |
| 4 MILL STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LP | £168,000 | 13/12/2023 | Terraced |
| 17 HUDDERSFIELD ROAD, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2QA | £127,500 | 24/11/2023 | Terraced |
| 8 FRENCH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NT | £174,000 | 16/10/2023 | Terraced |
| 28 CRANWORTH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NW | £236,000 | 29/09/2023 | Terraced |
| 28 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LW | £135,000 | 28/09/2023 | Terraced |
| 10 FRENCH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NT | £170,000 | 25/08/2023 | Terraced |
| 81 TATTON STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NQ | £160,000 | 04/08/2023 | Terraced |
| [Same street] 6 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £135,000 | 28/07/2023 | Terraced |
| 44 GREY STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NR | £138,000 | 25/07/2023 | Terraced |
| [Same street] 1 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £117,500 | 26/06/2023 | Terraced |
| 23 OXFORD STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NX | £155,000 | 26/05/2023 | Terraced |
| 25 HAWKE STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2PQ | £165,000 | 26/05/2023 | Terraced |
| 49 CECIL STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LD | £135,000 | 16/05/2023 | Terraced |
| 38 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LW | £110,000 | 24/04/2023 | Terraced |
| 2 HAWKE STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2PQ | £125,000 | 30/03/2023 | Terraced |
| 39 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LN | £110,000 | 27/03/2023 | Terraced |
| [Same street] 9 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £135,000 | 18/02/2022 | Terraced |
| [Same street] 4 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £125,000 | 27/09/2021 | Terraced |

**Street average:** £129,917 (6 sales)
**Area average:** £161,563 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £174,225 (30 Terraced, SK15, 2024–2026)
- **Deviation:** -8.2%

## Rental Range

*ONS Price Index of Private Rents (Tameside). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £827/mo
- **Realistic:** £919/mo
- **Optimistic:** £1,011/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £576/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Elgin Street, SK15 | £1,000/mo | 2 | 0.01 miles | OpenRent |
| 2 Bed Terraced House, St Pauls Street, SK15 | £800/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed Terraced House, Knowl Street, SK15 | £875/mo | 2 | 0.24 miles | OpenRent |
| 2 Bed Flat, Cocker Hill, SK15 | £695/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Flat, Melbourne Street, SK15 | £875/mo | 2 | 0.4 miles | OpenRent |

**Average rent: £849/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.2×
- **Monthly cashflow:** £132/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.8%
- **10y growth:** 38.7%

## House Price Index (HM Land Registry)

*Official index for Tameside; Terraced series; as of March 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 30.7%
- **10y growth (index):** 86.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)