Sold Terraced

14 ELGIN STREET

STALYBRIDGE, STALYBRIDGE, GREATER MANCHESTER SK15 2NH

2 beds 1 baths 689 sq ft Listed 29 Aug 2025 (-290d)

£160,000

Reduced on 10 Nov 2025

Save

# 2 bedroom terraced house for sale (SK15 2NH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 14 ELGIN STREET, STALYBRIDGE, STALYBRIDGE, GREATER MANCHESTER SK15 2NH |
| Price | £160,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 64 m² |
| Last sold | £104,000 Feb 2007 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 09/09/2035
- **Est. upgrade cost to C:** £18,445

### Recommendations
- Q (£7,500 - £11,000)
- E (£180 - £210)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0340-2200-8510-2595-7445)

## Description

Upon entering, you are welcomed by a spacious reception room that features a characterful fireplace, providing a warm and inviting atmosphere. The property benefits from a well-appointed kitchen, complete with an abundance of natural light and dining space, creating the perfect setting for family meals or hosting friends.

Accommodation is thoughtfully arranged with two bedrooms. The master bedroom is a generous double, larger than average, offering ample space for furnishing and storage. The second bedroom is a comfortable single, ideal for a child’s room, guest accommodation, or even a home office. The bathroom has been designed with practicality in mind, featuring convenient built-in storage to help keep the space tidy and organised.

With the council tax band set at A, running costs are kept to a minimum—making this home both affordable and economical. Its desirable location, combined with its thoughtful layout and excellent presentation, makes this property an unmissable option for those looking to step onto the property ladder or secure an attractive investment opportunity in a sought-after area of Stalybridge. Early viewing is highly recommended.

## Property Photos

- ![a040b95c-IMG_7606.jpg](/listings/photos/166367993/608456) - a040b95c-IMG_7606.jpg
- ![bc468bb8-IMG_7600.jpg](/listings/photos/166367993/608459) - bc468bb8-IMG_7600.jpg
- ![ef81a3b6-IMG_7605.jpg](/listings/photos/166367993/608460) - ef81a3b6-IMG_7605.jpg
- ![f31a32b9-IMG_7601.jpg](/listings/photos/166367993/608461) - f31a32b9-IMG_7601.jpg
- ![ce28be59-IMG_7603.jpg](/listings/photos/166367993/608465) - ce28be59-IMG_7603.jpg
- ![465a234a-IMG_7602.jpg](/listings/photos/166367993/608467) - 465a234a-IMG_7602.jpg

## Floorplans

- ![IMG_7608.JPG.pdf](/listings/photos/166367993/608472) - IMG_7608.JPG.pdf

## EPC Graphs

- ![EPC](/listings/photos/166367993/608473) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £104,000 | 02/02/2007 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 49 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LN | £168,750 | 22/01/2026 | Terraced |
| 62 LINDSAY STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LT | £145,000 | 05/12/2025 | Terraced |
| 17 CRANWORTH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NW | £232,000 | 08/09/2025 | Terraced |
| 75 ACRES LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2JR | £260,000 | 05/09/2025 | Terraced |
| 19 HAWKE STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2PQ | £175,000 | 28/07/2025 | Terraced |
| 68 MOTTRAM ROAD, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2QS | £142,000 | 28/03/2025 | Terraced |
| [Same street] 3 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £127,000 | 10/01/2025 | Other |
| [Same street] 12 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £140,000 | 15/07/2024 | Terraced |
| 4 MILL STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LP | £168,000 | 13/12/2023 | Terraced |
| 17 HUDDERSFIELD ROAD, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2QA | £127,500 | 24/11/2023 | Terraced |
| 8 FRENCH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NT | £174,000 | 16/10/2023 | Terraced |
| 28 CRANWORTH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NW | £236,000 | 29/09/2023 | Terraced |
| 28 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LW | £135,000 | 28/09/2023 | Terraced |
| 10 FRENCH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NT | £170,000 | 25/08/2023 | Terraced |
| 81 TATTON STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NQ | £160,000 | 04/08/2023 | Terraced |
| [Same street] 6 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £135,000 | 28/07/2023 | Terraced |
| 44 GREY STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NR | £138,000 | 25/07/2023 | Terraced |
| [Same street] 1 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £117,500 | 26/06/2023 | Terraced |
| 23 OXFORD STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NX | £155,000 | 26/05/2023 | Terraced |
| 25 HAWKE STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2PQ | £165,000 | 26/05/2023 | Terraced |
| 49 CECIL STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LD | £135,000 | 16/05/2023 | Terraced |
| 38 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LW | £110,000 | 24/04/2023 | Terraced |
| 2 HAWKE STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2PQ | £125,000 | 30/03/2023 | Terraced |
| 39 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LN | £110,000 | 27/03/2023 | Terraced |
| [Same street] 9 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £135,000 | 18/02/2022 | Terraced |
| [Same street] 4 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH | £125,000 | 27/09/2021 | Terraced |

**Street average:** £129,917 (6 sales)
**Area average:** £161,563 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £174,225 (30 Terraced, SK15, 2024–2026)
- **Deviation:** -8.2%

## Rental Range

*ONS Price Index of Private Rents (Tameside). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £827/mo
- **Realistic:** £919/mo
- **Optimistic:** £1,011/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £576/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Elgin Street, SK15 | £1,000/mo | 2 | 0.01 miles | OpenRent |
| 2 Bed Terraced House, St Pauls Street, SK15 | £800/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed Terraced House, Knowl Street, SK15 | £875/mo | 2 | 0.24 miles | OpenRent |
| 2 Bed Flat, Cocker Hill, SK15 | £695/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Flat, Melbourne Street, SK15 | £875/mo | 2 | 0.4 miles | OpenRent |

**Average rent: £849/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.2×
- **Monthly cashflow:** £132/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,500/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.5%
- **10y growth:** 38.7%

## House Price Index (HM Land Registry)

*Official index for Tameside; Terraced series; as of March 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 30.7%
- **10y growth (index):** 86.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

a040b95c-IMG_7606.jpg bc468bb8-IMG_7600.jpg ef81a3b6-IMG_7605.jpg f31a32b9-IMG_7601.jpg ce28be59-IMG_7603.jpg 465a234a-IMG_7602.jpg

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Property details

Tenure

FREEHOLD

Floor area

64 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£104,000 Feb 2007

Price per m²

£2,500/m²

Local average

£174,225 (-8.2%)

Deprivation

Decile 6 (16,975 of 33,755)

Street crime

0 incidents within 1 mile (Apr 2026)

Key features

2 Bedrooms
Mid Terrace
Perfect for first time buyers
Rear Yard
Close to amenities

Additional details

Garden: Yes

Description

Located in the heart of Stalybridge, this charming terraced house presents an excellent opportunity for first-time buyers and investors alike. Boasting a good condition throughout, this property offers comfortable living in a vibrant area with outstanding access to public transport links, reputable nearby schools, an array of local amenities, and attractive nearby parks.

Upon entering, you are welcomed by a spacious reception room that features a characterful fireplace, providing a warm and inviting atmosphere. The property benefits from a well-appointed kitchen, complete with an abundance of natural light and dining space, creating the perfect setting for family meals or hosting friends.

Accommodation is thoughtfully arranged with two bedrooms. The master bedroom is a generous double, larger than average, offering ample space for furnishing and storage. The second bedroom is a comfortable single, ideal for a child’s room, guest accommodation, or even a home office. The bathroom has been designed with practicality in mind, featuring convenient built-in storage to help keep the space tidy and organised.

With the council tax band set at A, running costs are kept to a minimum—making this home both affordable and economical. Its desirable location, combined with its thoughtful layout and excellent presentation, makes this property an unmissable option for those looking to step onto the property ladder or secure an attractive investment opportunity in a sought-after area of Stalybridge. Early viewing is highly recommended.

Listed by

Stalybridge

Hunters Property Group Ltd

Reference: 166367993

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 10/09/2025

Expiry date: 09/09/2035

Est. upgrade cost to C: £18,445

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Low energy lighting for all fixed outlets (£180 - £210)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

IMG_7608.JPG.pdf

EPC Graphs

EPC

Price history

Event	Date	Price	% change
Sold	02/02/2007 (19 years ago)	£104,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
49 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LN	£168,750	22/01/2026	Terraced
62 LINDSAY STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LT	£145,000	05/12/2025	Terraced
17 CRANWORTH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NW	£232,000	08/09/2025	Terraced
75 ACRES LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2JR	£260,000	05/09/2025	Terraced
19 HAWKE STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2PQ	£175,000	28/07/2025	Terraced
68 MOTTRAM ROAD, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2QS	£142,000	28/03/2025	Terraced
Same street 3 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH	£127,000	10/01/2025	Other
Same street 12 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH	£140,000	15/07/2024	Terraced
4 MILL STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LP	£168,000	13/12/2023	Terraced
17 HUDDERSFIELD ROAD, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2QA	£127,500	24/11/2023	Terraced
8 FRENCH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NT	£174,000	16/10/2023	Terraced
28 CRANWORTH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NW	£236,000	29/09/2023	Terraced
28 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LW	£135,000	28/09/2023	Terraced
10 FRENCH STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NT	£170,000	25/08/2023	Terraced
81 TATTON STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NQ	£160,000	04/08/2023	Terraced
Same street 6 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH	£135,000	28/07/2023	Terraced
44 GREY STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NR	£138,000	25/07/2023	Terraced
Same street 1 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH	£117,500	26/06/2023	Terraced
23 OXFORD STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NX	£155,000	26/05/2023	Terraced
25 HAWKE STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2PQ	£165,000	26/05/2023	Terraced
49 CECIL STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LD	£135,000	16/05/2023	Terraced
38 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LW	£110,000	24/04/2023	Terraced
2 HAWKE STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2PQ	£125,000	30/03/2023	Terraced
39 STOCKS LANE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2LN	£110,000	27/03/2023	Terraced
Same street 9 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH	£135,000	18/02/2022	Terraced
Same street 4 ELGIN STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2NH	£125,000	27/09/2021	Terraced

Street average: £129,917 (6 sales)

Area average: £161,563 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.5%

10y growth 38.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Tameside. Series: Terraced. As of March 2026.

1y (index) 3%

5y (index) 30.7%

10y (index) 86.7%

Rental Range

Estimated market rent for Tameside. Low = conservative, Realistic = average, Optimistic = best case.

Low £827/mo

Realistic £919/mo

Optimistic £1,011/mo

Based on Local Authority from postcode lookup → Tameside.

LHA (30th percentile) floor for Oldham & Rochdale: £576/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SK15 2NH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Raja Brothers	0.0 miles
Shop	R And M Convenience Store	0.1 miles
Bus stop	Stocks Lane/Taylor Street	0.1 miles
Bus stop	Mottram Road/Grey Street	0.1 miles
Train station	Stalybridge	0.7 miles
Hospital	Tameside General Hospital	1.2 miles
Train station	Newton for Hyde	1.9 miles
Hospital	The Christie at Oldham	5.7 miles
University	Fallowfield Reception and Richmond Amenities Building	7.3 miles
University	UCEN Manchester (Shena Simon Campus)	7.8 miles

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Paul's CofE Primary School, Stalybridge	Primary	0.3 miles	Good — 27 Feb 2020
St. Peter's Catholic Primary School, a Voluntary Academy	Primary	0.3 miles	Good — 24 Jan 2024
Wild Bank Primary School	Primary	0.4 miles	Requires improvement — 17 Jul 2024
Copley Academy	Secondary	0.5 miles	Good — 9 Jul 2024
Gorse Hall Primary and Nursery School	Primary	0.5 miles	Good — 17 Sep 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Elgin Street, SK15	£1,000/mo	2	0.01 miles	OpenRent
2 Bed Terraced House, St Pauls Street, SK15	£800/mo	2	0.22 miles	OpenRent
2 Bed Terraced House, Knowl Street, SK15	£875/mo	2	0.24 miles	OpenRent
2 Bed Flat, Cocker Hill, SK15	£695/mo	2	0.34 miles	OpenRent
2 Bed Flat, Melbourne Street, SK15	£875/mo	2	0.4 miles	OpenRent

Average rent: £849/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 9.2% gross yield avg £129,917 sale, £1,000/mo rent

Rent ratio 0.55%

Max investor price (0.8%) £109,375

Target investor price (1%) £87,500

Gross yield 6.6%

Cost-to-rent ratio 15.2×

Monthly cashflow £132/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.4%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).