# 1 bedroom ground floor flat for rent (ST5 1JJ) ## Property Details | Key | Value | |-----|-------| | Address | FLAT 2, 120 KING STREET, NEWCASTLE, STAFFORDSHIRE ST5 1JJ | | Price | £525 pcm | | Bedrooms | 1 | | Bathrooms | 1 | | Last sold | £68,750 Jan 2004 | ## Description UNFURNISHED ONE BED GROUND FLOOR FLAT This ideally situated one bed flat is located within walking distance to Newcastle Under Lyme Town Centre. The flat has been well maintained and upgraded by the current landlord. The accommodation comprises of a kitchen/living room area, bathroom and one bedroom. This flat has electric heating and the use of a carpark area for off road parking which is on a first come first served basis. ## Property Photos - ![1000001789](/listings/photos/170830025/16486) - 1000001789 - ![1000001785](/listings/photos/170830025/16489) - 1000001785 ## EPC Graphs - ![EPC Front Page](/listings/photos/170830025/16493) - EPC Front Page ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £826/mo - **Optimistic:** £909/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £424/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Northcote House, 15 King Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/66d477b) | £875/mo | 1 | 0.14 miles | Rightmove | | [Brunswick Court, Brunswick Street, Newcastle-Under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/24d680a) | £845/mo | 1 | 0.2 miles | Rightmove | | [Water Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/ab5b091) | £550/mo | 1 | 0.21 miles | Rightmove | | [Marsh Box, 2 Marsh Parade, Newcastle under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/e685d2e) | £845/mo | 1 | 0.26 miles | Rightmove | | [Marsh Box, 2 Marsh Parade, Newcastle under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/d9486d3) | £875/mo | 1 | 0.26 miles | Rightmove | | [Brunswick Mews, 9 Brunswick Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/aabde75) | £895/mo | 1 | 0.29 miles | Rightmove | | [West Brampton, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/38cac00) | £595/mo | 1 | 0.43 miles | Rightmove | | [Grosvenor Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/91068cb) | £650/mo | 1 | 0.51 miles | Rightmove | | [Grosvenor Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/23e28f5) | £695/mo | 1 | 0.51 miles | Rightmove | | [High St, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/df9dcfd) | £600/mo | 1 | 0.55 miles | Rightmove | | [Occupation Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/3b051c9) | £566/mo | 1 | 0.58 miles | Rightmove | | [Occupation Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/d00972b) | £541/mo | 1 | 0.58 miles | Rightmove | | [Occupation Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/f84092f) | £566/mo | 1 | 0.61 miles | Rightmove | | [Lyme Court, Leech Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/97fa80f) | £711/mo | 1 | 0.62 miles | Rightmove | | [King Street, Cross Heath, Newcastle, ST5](http://87.117.209.195:8080/listings/5660079) | £600/mo | 1 | 0.89 miles | Rightmove | | [King Street, Cross Heath, Newcastle, ST5](http://87.117.209.195:8080/listings/3b1788e) | £600/mo | 1 | 0.9 miles | Rightmove | | [King Street, Cross Heath, Newcastle, ST5](http://87.117.209.195:8080/listings/f38a261) | £500/mo | 1 | 0.9 miles | Rightmove | | [King Street, Cross Heath, Newcastle, ST5](http://87.117.209.195:8080/listings/d93c803) | £575/mo | 1 | 0.91 miles | Rightmove | | [High Street, Wolstanton, Newcastle](http://87.117.209.195:8080/listings/62f0960) | £595/mo | 1 | 1.2 miles | Rightmove | | [Snowgoose Way, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/84717b1) | £670/mo | 1 | 1.23 miles | Rightmove | **Average rent: £698/mo (33 listings)** ## Rent-driven metrics *Based on OpenRent comparables (median £600/mo).* - **Gross yield:** 1371.4% - **Monthly cashflow:** £513/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 4042.8% *Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)