For sale Detached

1B CUMBERLAND ROAD

CONGLETON CW12 4PH

3 beds 2 baths 936 sq ft Listed 8 Sep 2026 (-57d)

£395,000

Offers in Region of

Reduced on 14 Oct 2026

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# 3 bedroom detached bungalow for sale (CW12 4PH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 1B CUMBERLAND ROAD, CONGLETON CW12 4PH |
| Price | £395,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | D |
| Floor area | 87 m² |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 08/09/2032
- **Current heating cost:** £258/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0360-3111-7110-2702-4875)

## Description

Step outside and discover the landscaped gardens that surround this remarkable home. The rear garden is a pleasant oasis, featuring a gorgeous porcelain patio perfect for al fresco dining or relaxing with family and friends, all set against the backdrop of well-tended lawns that offer plenty more potential for the gardeners amongst you! The front of the property is equally appealing, with a useful driveway providing ample off-road parking and attractive gardens that enhance the property’s Cheshire Brick aesthetic.

To fully appreciate everything this outstanding bungalow has to offer, we invite you to explore the comprehensive selection of photos, videos, and floor plans available, and encourage you to contact our agency for further information or to arrange a private viewing. This is a rare opportunity to secure a premium bungalow in a sought-after location - don’t miss your chance to make it your own.

EPC Rating: B**Parking - Driveway**

## Property Photos

- ![Photo](/listings/photos/92913447/2605191)
- ![DSC00721.jpg](/listings/photos/92913447/2605192) - DSC00721.jpg
- ![DSC00732.jpg](/listings/photos/92913447/2605193) - DSC00732.jpg
- ![DSC00699.jpg](/listings/photos/92913447/2605194) - DSC00699.jpg
- ![DSC00694.jpg](/listings/photos/92913447/2605196) - DSC00694.jpg
- ![Photo](/listings/photos/92913447/2605197)
- ![Photo](/listings/photos/92913447/2605200)
- ![DSC00709.jpg](/listings/photos/92913447/2605201) - DSC00709.jpg
- ![DSC00708.jpg](/listings/photos/92913447/2605203) - DSC00708.jpg
- ![DSC00711.jpg](/listings/photos/92913447/2605206) - DSC00711.jpg
- ![DSC00716.jpg](/listings/photos/92913447/2605208) - DSC00716.jpg
- ![DSC00719.jpg](/listings/photos/92913447/2605210) - DSC00719.jpg
- ![DSC00742.jpg](/listings/photos/92913447/2605212) - DSC00742.jpg
- ![DSC00767.jpg](/listings/photos/92913447/2605214) - DSC00767.jpg
- ![DSC00770.jpg](/listings/photos/92913447/2605226) - DSC00770.jpg
- ![DSC00762.jpg](/listings/photos/92913447/2605227) - DSC00762.jpg
- ![DSC00738.jpg](/listings/photos/92913447/2605228) - DSC00738.jpg
- ![DSC00760.jpg](/listings/photos/92913447/2605229) - DSC00760.jpg
- ![DSC00750.jpg](/listings/photos/92913447/2605230) - DSC00750.jpg
- ![DSC00754.jpg](/listings/photos/92913447/2605231) - DSC00754.jpg

## Floorplans

- ![All](/listings/photos/92913447/2605232) - All

## EPC Graphs

- ![EPC 1](/listings/photos/92913447/2605233) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1B CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH | £102,000 | 08/10/2020 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 ASH GROVE, CONGLETON, CHESHIRE EAST, CW12 4PN | £279,250 | 13/04/2026 | Detached |
| 23 LEAMINGTON ROAD, CONGLETON, CHESHIRE EAST, CW12 4PF | £425,000 | 16/12/2025 | Detached |
| 80 HOLMES CHAPEL ROAD, CONGLETON, CHESHIRE EAST, CW12 4NX | £420,000 | 21/11/2025 | Detached |
| 34 BIRCH ROAD, CONGLETON, CHESHIRE EAST, CW12 4NR | £280,000 | 10/07/2025 | Detached |
| 8 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS | £385,000 | 06/06/2025 | Detached |
| 31 RIBBON AVENUE, SOMERFORD, CONGLETON, CHESHIRE EAST, CW12 4FE | £531,555 | 30/05/2025 | Detached |
| 4 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS | £445,000 | 23/05/2025 | Detached |
| 33 RIBBON AVENUE, SOMERFORD, CONGLETON, CHESHIRE EAST, CW12 4FE | £390,845 | 23/05/2025 | Detached |
| 34 RIBBON AVENUE, SOMERFORD, CONGLETON, CHESHIRE EAST, CW12 4FE | £432,995 | 09/05/2025 | Detached |
| [Same street] 28 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH | £315,000 | 20/11/2024 | Semi-detached |
| [Same street] 42 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH | £275,000 | 08/11/2024 | Other |
| [Same street] 36 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH | £255,000 | 08/11/2024 | Semi-detached |
| 3 BIRCH ROAD, CONGLETON, CHESHIRE EAST, CW12 4NJ | £327,000 | 08/11/2024 | Detached |
| 9 RIBBON AVENUE, SOMERFORD, CONGLETON, CHESHIRE EAST, CW12 4FE | £529,995 | 28/10/2024 | Detached |
| 16 THREE FIELDS CLOSE, CONGLETON, CHESHIRE EAST, CW12 4PU | £295,000 | 08/11/2023 | Detached |
| 47 NASEBY ROAD, CONGLETON, CHESHIRE EAST, CW12 4QX | £238,683 | 27/10/2023 | Detached |
| 21 BIRCH ROAD, CONGLETON, CHESHIRE EAST, CW12 4NN | £498,000 | 04/09/2023 | Detached |
| 9 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS | £409,950 | 28/07/2023 | Detached |
| 7 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS | £419,950 | 28/07/2023 | Detached |
| 26 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS | £359,950 | 28/07/2023 | Detached |
| 24 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS | £434,950 | 26/05/2023 | Detached |
| 22 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS | £419,950 | 02/05/2023 | Detached |
| 20 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS | £329,950 | 24/04/2023 | Detached |
| [Same street] 27 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH | £90,000 | 10/02/2023 | Semi-detached |
| [Same street] 23 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH | £241,000 | 31/10/2022 | Semi-detached |
| [Same street] 19 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH | £285,000 | 18/07/2022 | Detached |
| [Same street] 30 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH | £300,000 | 14/07/2022 | Semi-detached |
| [Same street] 21 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH | £300,000 | 10/06/2022 | Detached |

**Street average:** £257,625 (8 sales)
**Area average:** £392,651 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £427,815 (94 Detached, CW12, 2024–2026)
- **Deviation:** -7.7%

## Rental Range

*ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £893/mo
- **Realistic:** £992/mo
- **Optimistic:** £1,091/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Newcastle Road, Congleton](http://87.117.209.195:8080/listings/242cb5c) | £1,600/mo | 3 | 0.36 miles | Rightmove |
| [Antrobus Street, Congleton](http://87.117.209.195:8080/listings/492731f) | £995/mo | 3 | 1 miles | Rightmove |
| [Giantswood Lane, Somerford Booths](http://87.117.209.195:8080/listings/2af0b42) | £1,900/mo | 3 | 1.43 miles | Rightmove |
| [Buxton Road, Congleton, CW12](http://87.117.209.195:8080/listings/c27d3d2) | £875/mo | — | 1.55 miles | Rightmove |
| [Wallhill Lane, Brownlow, CW12](http://87.117.209.195:8080/listings/5c6d29b) | £1,500/mo | 3 | 1.57 miles | Rightmove |
| [Canal Road, Congleton, CW12](http://87.117.209.195:8080/listings/961083d) | £1,250/mo | 3 | 1.68 miles | Rightmove |
| [Kensington Drive, Congleton](http://87.117.209.195:8080/listings/a5f545f) | £1,100/mo | 3 | 1.78 miles | Rightmove |
| [Edinburgh Road, Congleton](http://87.117.209.195:8080/listings/0697ade) | £1,100/mo | 3 | 1.87 miles | Rightmove |
| [The Parklands, Congleton](http://87.117.209.195:8080/listings/6b6671d) | £1,150/mo | 3 | 1.9 miles | Rightmove |
| [Church Lane, North Rode, CW12](http://87.117.209.195:8080/listings/64638fd) | £1,300/mo | 3 | 3.6 miles | Rightmove |

**Average rent: £1,277/mo (10 listings)**

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 3.6%
- **Cost-to-rent:** 27.4×
- **Monthly cashflow:** £-501/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,540/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.5%
- **10y growth:** 42.2%

## House Price Index (HM Land Registry)

*Official index for Cheshire East; Detached series; as of August 2026.*

- **1y growth (index):** 3.9%
- **5y growth (index):** 28.7%
- **10y growth (index):** 51.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 DSC00721.jpg DSC00732.jpg DSC00699.jpg DSC00694.jpg Photo 6 Photo 7 DSC00709.jpg DSC00708.jpg DSC00711.jpg DSC00716.jpg DSC00719.jpg DSC00742.jpg DSC00767.jpg DSC00770.jpg DSC00762.jpg DSC00738.jpg DSC00760.jpg DSC00750.jpg DSC00754.jpg

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Property details

Tenure

FREEHOLD

Floor area

87 m²

Council tax band

EPC rating

Price per m²

£4,540/m²

Local average

£427,815 (-7.7%)

Deprivation

Decile 8 (24,609 of 33,755)

Street crime

53 incidents within 1 mile (Aug 2026)

Key features

NO ONWARD CHAIN!
Stunning detached bungalow constructed by reputable local buulder
Striking spacious living kitchen with bifold doors into gardens
Gorgeous rear gardens with porcelain patio and pleasant lawns
Useful driveway and gardens to front
Two or three bedrooms plus two stunning bathrooms
Immaculately presented with a high specification throughout
Welcoming large entrance hall accessing all principal rooms
Very large loft with quality ladder access
Extremely popular West Heath location close to great amentites and transport

Additional details

Electricity: Mains supply
Broadband: FTTP (fibre to the premises)
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: Driveway
Garden: Private garden
Restrictions: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Welcome to this exceptional two or three-bedroom detached bungalow, offered to the market with no onward chain and boasting a truly premium specification throughout. Constructed by a very well regarded local builder to a bespoke finish, this immaculately presented home stands out for its striking, spacious living kitchen - a true heart of the home - complete with sleek bifold doors opening directly onto the rear gardens. The large entrance hall creates a welcoming first impression, providing access to all principal rooms and setting the tone for the generous proportions found throughout. Flexible accommodation offers two or three bedrooms, complemented by two stunning bathrooms finished to the highest standards. The property enjoys a seamless blend of style and practicality, with a very large loft (accessed via a quality fitted ladder) offering excellent additional storage or potential for further use. Every detail has been considered to ensure comfort and ease of living, making this bungalow a rare find in the extremely popular West Heath area. Residents benefit from close proximity to a wide array of amenities, excellent transport links, and a vibrant local community, making this an ideal setting for those seeking both convenience and an enviable lifestyle..

Step outside and discover the landscaped gardens that surround this remarkable home. The rear garden is a pleasant oasis, featuring a gorgeous porcelain patio perfect for al fresco dining or relaxing with family and friends, all set against the backdrop of well-tended lawns that offer plenty more potential for the gardeners amongst you! The front of the property is equally appealing, with a useful driveway providing ample off-road parking and attractive gardens that enhance the property’s Cheshire Brick aesthetic.

To fully appreciate everything this outstanding bungalow has to offer, we invite you to explore the comprehensive selection of photos, videos, and floor plans available, and encourage you to contact our agency for further information or to arrange a private viewing. This is a rare opportunity to secure a premium bungalow in a sought-after location - don’t miss your chance to make it your own.
EPC Rating: BParking - Driveway

Listed by

Congleton

Chris Hamriding Lettings & Estates

Reference: 92913447

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: A

Inspection date: 09/09/2022

Expiry date: 08/09/2032

Current heating cost: £258/year

Potential heating cost: £258/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~273 m² (0.07 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

All

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Listed for sale	—	£395,000	+287.3%
Sold	08/10/2020 (6 years ago)	£102,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
4 ASH GROVE, CONGLETON, CHESHIRE EAST, CW12 4PN	£279,250	13/04/2026	Detached
23 LEAMINGTON ROAD, CONGLETON, CHESHIRE EAST, CW12 4PF	£425,000	16/12/2025	Detached
80 HOLMES CHAPEL ROAD, CONGLETON, CHESHIRE EAST, CW12 4NX	£420,000	21/11/2025	Detached
34 BIRCH ROAD, CONGLETON, CHESHIRE EAST, CW12 4NR	£280,000	10/07/2025	Detached
8 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS	£385,000	06/06/2025	Detached
31 RIBBON AVENUE, SOMERFORD, CONGLETON, CHESHIRE EAST, CW12 4FE	£531,555	30/05/2025	Detached
4 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS	£445,000	23/05/2025	Detached
33 RIBBON AVENUE, SOMERFORD, CONGLETON, CHESHIRE EAST, CW12 4FE	£390,845	23/05/2025	Detached
34 RIBBON AVENUE, SOMERFORD, CONGLETON, CHESHIRE EAST, CW12 4FE	£432,995	09/05/2025	Detached
Same street 28 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH	£315,000	20/11/2024	Semi-detached
Same street 42 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH	£275,000	08/11/2024	Other
Same street 36 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH	£255,000	08/11/2024	Semi-detached
3 BIRCH ROAD, CONGLETON, CHESHIRE EAST, CW12 4NJ	£327,000	08/11/2024	Detached
9 RIBBON AVENUE, SOMERFORD, CONGLETON, CHESHIRE EAST, CW12 4FE	£529,995	28/10/2024	Detached
16 THREE FIELDS CLOSE, CONGLETON, CHESHIRE EAST, CW12 4PU	£295,000	08/11/2023	Detached
47 NASEBY ROAD, CONGLETON, CHESHIRE EAST, CW12 4QX	£238,683	27/10/2023	Detached
21 BIRCH ROAD, CONGLETON, CHESHIRE EAST, CW12 4NN	£498,000	04/09/2023	Detached
9 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS	£409,950	28/07/2023	Detached
7 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS	£419,950	28/07/2023	Detached
26 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS	£359,950	28/07/2023	Detached
24 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS	£434,950	26/05/2023	Detached
22 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS	£419,950	02/05/2023	Detached
20 SHIRE AVENUE, CONGLETON, CHESHIRE EAST, CW12 4FS	£329,950	24/04/2023	Detached
Same street 27 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH	£90,000	10/02/2023	Semi-detached
Same street 23 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH	£241,000	31/10/2022	Semi-detached
Same street 19 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH	£285,000	18/07/2022	Detached
Same street 30 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH	£300,000	14/07/2022	Semi-detached
Same street 21 CUMBERLAND ROAD, CONGLETON, CHESHIRE EAST, CW12 4PH	£300,000	10/06/2022	Detached

Street average: £257,625 (8 sales)

Area average: £392,651 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 13.5%

10y growth 42.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheshire East. Series: Detached. As of August 2026.

1y (index) 3.9%

5y (index) 28.7%

10y (index) 51.7%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: LONGSTONE PROPERTY DEVELOPMENTS LTD (12887208)

Rental Range

Estimated market rent for Cheshire East. Low = conservative, Realistic = average, Optimistic = best case.

Low £893/mo

Realistic £992/mo

Optimistic £1,091/mo

Based on Local Authority from postcode lookup → Cheshire East.

LHA (30th percentile) floor for Oldham & Rochdale: £693/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CW12 4PH

Address

1B Cumberland Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	West Heath, Cumberland Road / Grosvenor Road	0.1 miles
Shop	Constantinos	0.1 miles
Shop	Bargain Booze	0.1 miles
Train station	Congleton	2.0 miles
Train station	Holmes Chapel	5.2 miles
Hospital	John Munroe Hospital	7.1 miles
Hospital	Rosemount Resource Centre	7.5 miles
University	University of Buckingham Crewe Campus	9.1 miles
University	Buxton & Leek College	9.8 miles

Street-level crime

Category	Count
Violence and sexual offences	25
Shoplifting	10
Anti-social behaviour	8
Public order	4
Drugs	2
Criminal damage and arson	1
Other crime	1
Other theft	1
Robbery	1
Total incidents	53

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Quinta Primary School	Primary	0.2 miles	Good — 12 Sep 2023
Black Firs Primary School	Primary	0.3 miles	Good — 27 Nov 2013
Congleton High School	Secondary	0.4 miles	Good — 15 Jan 2015
Aidenswood School	Other	0.7 miles	Good — 24 Apr 2024
Saint Mary's Catholic Primary School	Primary	0.9 miles	Requires improvement — 1 Jul 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Newcastle Road, Congleton	£1,600/mo	3	0.36 miles	Rightmove
Antrobus Street, Congleton	£995/mo	3	1 miles	Rightmove
Giantswood Lane, Somerford Booths	£1,900/mo	3	1.43 miles	Rightmove
Buxton Road, Congleton, CW12	£875/mo	—	1.55 miles	Rightmove
Wallhill Lane, Brownlow, CW12	£1,500/mo	3	1.57 miles	Rightmove
Canal Road, Congleton, CW12	£1,250/mo	3	1.68 miles	Rightmove
Kensington Drive, Congleton	£1,100/mo	3	1.78 miles	Rightmove
Edinburgh Road, Congleton	£1,100/mo	3	1.87 miles	Rightmove
The Parklands, Congleton	£1,150/mo	3	1.9 miles	Rightmove
Church Lane, North Rode, CW12	£1,300/mo	3	3.6 miles	Rightmove

Average rent: £1,277/mo (10 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.3%

Max investor price (0.8%) £150,000

Target investor price (1%) £120,000

Gross yield 3.6%

Cost-to-rent ratio 27.4×

Monthly cashflow £-501/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).