Sold STC Terraced

118 MORLEY STREET

ST HELENS, MERSEYSIDE WA10 2BU

2 beds 1 baths 764 sq ft Listed 29 Oct 2020 (-2090d)

£80,000

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# 2 bedroom terraced house for sale (WA10 2BU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 118 MORLEY STREET, ST HELENS, MERSEYSIDE WA10 2BU |
| Price | £80,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 71 m² |
| Last sold | £72,000 Mar 2021 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 31/07/2030
- **Est. upgrade cost to C:** £23,740

### Recommendations
- A (£100 - £350)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- E (£15)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0602-2879-7782-2900-2611)

## Description

****Chain Free****

Introducing to the open market is this well cared for and maintained extended 2 bedroom mid terrace property. Benefiting from many upgrades over the years the property comprises vestibule, through lounge diner with modern feature fireplace, fitted kitchen, utility area, ground floor shower room WC. First floor comprises two double bedrooms with fitted wardrobes and storage cupboard to bedroom 2. Externally the property has a flagged yard to the rear with garden shed, on road parking to the front.

*Freehold*

*Council Tax Band A*

## Property Photos

- ![Front](/listings/photos/99164276/1359380) - Front
- ![Lounge Area](/listings/photos/99164276/1359381) - Lounge Area
- ![Kitchen 1](/listings/photos/99164276/1359382) - Kitchen 1
- ![Shower Room](/listings/photos/99164276/1359391) - Shower Room
- ![Dining Area](/listings/photos/99164276/1359393) - Dining Area
- ![Fireplace](/listings/photos/99164276/1359394) - Fireplace
- ![Bedroom 1](/listings/photos/99164276/1359395) - Bedroom 1
- ![Bedroom 2](/listings/photos/99164276/1359396) - Bedroom 2
- ![Lounge 2](/listings/photos/99164276/1359398) - Lounge 2
- ![Lounge Diner](/listings/photos/99164276/1359400) - Lounge Diner

## Floorplans

- ![118morley-High](/listings/photos/99164276/1359402) - 118morley-High

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #8388641
- **Address:** 118 Morley Street, ST. HELENS, WA10 2BU
- **Certificate Issued:** 19/09/2011
- **Work Completed:** 25/08/2011
- **Items:** 1 door(s)

### FENSA Certificate #8104257
- **Address:** 118 Morley Street, ST. HELENS, WA10 2BU
- **Certificate Issued:** 18/04/2011
- **Work Completed:** 25/02/2011
- **Items:** 1 door(s)

### FENSA Certificate #7353733
- **Address:** 118 Morley Street, ST. HELENS, WA10 2BU
- **Certificate Issued:** 17/05/2010
- **Work Completed:** 27/04/2010
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 118 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £72,000 | 31/03/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ | £107,000 | 17/12/2025 | Terraced |
| 19 COWLEY HILL LANE, ST HELENS, MERSEYSIDE, WA10 2AF | £160,000 | 10/12/2025 | Terraced |
| 31 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP | £160,000 | 27/10/2025 | Terraced |
| 127 COOPER STREET, ST HELENS, MERSEYSIDE, WA10 2DP | £165,000 | 01/09/2025 | Terraced |
| 98 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT | £89,000 | 15/08/2025 | Terraced |
| 53 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ | £140,000 | 15/07/2025 | Terraced |
| [Same street] 143 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £76,000 | 17/10/2023 | Terraced |
| 76 ARGYLE STREET, ST HELENS, MERSEYSIDE, WA10 2DB | £105,000 | 03/10/2023 | Terraced |
| 53 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ | £68,000 | 23/05/2023 | Terraced |
| [Same street] 148 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £55,000 | 31/01/2023 | Terraced |
| 54 WINDLE STREET, ST HELENS, MERSEYSIDE, WA10 2DA | £240,000 | 16/12/2022 | Terraced |
| 17 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP | £135,000 | 01/12/2022 | Terraced |
| 51 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ | £125,000 | 18/11/2022 | Terraced |
| 143 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2UA | £150,000 | 28/10/2022 | Terraced |
| 103 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2TY | £178,000 | 28/09/2022 | Terraced |
| 171 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2UA | £138,000 | 27/09/2022 | Terraced |
| 108 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT | £94,000 | 30/08/2022 | Terraced |
| [Same street] 154 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £120,000 | 28/07/2022 | Terraced |
| 39 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP | £94,000 | 15/07/2022 | Terraced |
| 1 WELLINGTON TERRACE, ST HELENS, MERSEYSIDE, WA10 2SN | £265,000 | 30/06/2022 | Terraced |
| 51 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP | £86,000 | 29/06/2022 | Terraced |
| [Same street] 119 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £80,000 | 24/06/2022 | Terraced |
| 120 OXFORD STREET, ST HELENS, MERSEYSIDE, WA10 2BX | £225,000 | 09/06/2022 | Terraced |
| 111 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2TY | £135,000 | 06/05/2022 | Terraced |
| [Same street] 144 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £72,500 | 04/04/2022 | Terraced |
| [Same street] 113 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £80,000 | 09/03/2022 | Terraced |
| [Same street] 116 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £115,000 | 07/01/2022 | Terraced |
| [Same street] 127 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £93,000 | 21/10/2021 | Terraced |

**Street average:** £86,438 (8 sales)
**Area average:** £142,950 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £125,311 (81 Terraced, WA10, 2024–2026)
- **Deviation:** -36.2%

## Rental Range

*ONS Price Index of Private Rents (St. Helens). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £711/mo
- **Realistic:** £790/mo
- **Optimistic:** £869/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for St Helens (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## 1% Rule

- **Rent ratio:** 0.99% (okay)
- **Max investor price (0.8%):** £98,750
- **Target investor price (1%):** £79,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,127/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10.5%
- **10y growth:** 47.4%

## House Price Index (HM Land Registry)

*Official index for St Helens; Terraced series; as of April 2026.*

- **1y growth (index):** 7.9%
- **5y growth (index):** 33.9%
- **10y growth (index):** 78.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Lounge Area Kitchen 1 Shower Room Dining Area Fireplace Bedroom 1 Bedroom 2 Lounge 2 Lounge Diner

/ 10

Property details

Floor area

71 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£72,000 Mar 2021

Price per m²

£1,127/m²

Local average

£125,311 (-36.2%)

Deprivation

Decile 1 (961 of 33,755)

Street crime

393 incidents within 1 mile (May 2026)

Key features

Utility Area
Chain Free
uPVC Double Glazing
Extended
Lounge Diner
Freehold
Fitted Wardrobes To Both Bedrooms
Gas Central Heated

Additional details

Parking: Yes
Garden: Yes

Description

**Chain Free**
Introducing to the open market is this well cared for and maintained extended 2 bedroom mid terrace property. Benefiting from many upgrades over the years the property comprises vestibule, through lounge diner with modern feature fireplace, fitted kitchen, utility area, ground floor shower room WC. First floor comprises two double bedrooms with fitted wardrobes and storage cupboard to bedroom 2. Externally the property has a flagged yard to the rear with garden shed, on road parking to the front.
*Freehold*
*Council Tax Band A*

Listed by

North West

Yopa Property Ltd

Reference: 99164276

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 01/08/2020

Expiry date: 31/07/2030

Est. upgrade cost to C: £23,740

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£15)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

118morley-High

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8388641

Property Details

Street: 118 Morley Street

Town: ST. HELENS

Postcode: WA10 2BU

Installation Details

Items: 1 door

Certificate Issued: 19/09/2011

Work Completed: 25/08/2011

This certificate data was retrieved from FENSA's database

FENSA Certificate #8104257

Property Details

Street: 118 Morley Street

Town: ST. HELENS

Postcode: WA10 2BU

Installation Details

Items: 1 door

Certificate Issued: 18/04/2011

Work Completed: 25/02/2011

This certificate data was retrieved from FENSA's database

FENSA Certificate #7353733

Property Details

Street: 118 Morley Street

Town: ST. HELENS

Postcode: WA10 2BU

Installation Details

Items: 1 window

Certificate Issued: 17/05/2010

Work Completed: 27/04/2010

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	31/03/2021 (5 years ago)	£72,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
45 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ	£107,000	17/12/2025	Terraced
19 COWLEY HILL LANE, ST HELENS, MERSEYSIDE, WA10 2AF	£160,000	10/12/2025	Terraced
31 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP	£160,000	27/10/2025	Terraced
127 COOPER STREET, ST HELENS, MERSEYSIDE, WA10 2DP	£165,000	01/09/2025	Terraced
98 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT	£89,000	15/08/2025	Terraced
53 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ	£140,000	15/07/2025	Terraced
Same street 143 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£76,000	17/10/2023	Terraced
76 ARGYLE STREET, ST HELENS, MERSEYSIDE, WA10 2DB	£105,000	03/10/2023	Terraced
53 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ	£68,000	23/05/2023	Terraced
Same street 148 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£55,000	31/01/2023	Terraced
54 WINDLE STREET, ST HELENS, MERSEYSIDE, WA10 2DA	£240,000	16/12/2022	Terraced
17 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP	£135,000	01/12/2022	Terraced
51 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ	£125,000	18/11/2022	Terraced
143 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2UA	£150,000	28/10/2022	Terraced
103 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2TY	£178,000	28/09/2022	Terraced
171 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2UA	£138,000	27/09/2022	Terraced
108 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT	£94,000	30/08/2022	Terraced
Same street 154 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£120,000	28/07/2022	Terraced
39 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP	£94,000	15/07/2022	Terraced
1 WELLINGTON TERRACE, ST HELENS, MERSEYSIDE, WA10 2SN	£265,000	30/06/2022	Terraced
51 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP	£86,000	29/06/2022	Terraced
Same street 119 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£80,000	24/06/2022	Terraced
120 OXFORD STREET, ST HELENS, MERSEYSIDE, WA10 2BX	£225,000	09/06/2022	Terraced
111 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2TY	£135,000	06/05/2022	Terraced
Same street 144 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£72,500	04/04/2022	Terraced
Same street 113 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£80,000	09/03/2022	Terraced
Same street 116 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£115,000	07/01/2022	Terraced
Same street 127 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£93,000	21/10/2021	Terraced

Street average: £86,438 (8 sales)

Area average: £142,950 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 10.5%

10y growth 47.4%

House Price Index (HM Land Registry — official index, not sold-price averages): St Helens. Series: Terraced. As of April 2026.

1y (index) 7.9%

5y (index) 33.9%

10y (index) 78.1%

Rental Range

Estimated market rent for St. Helens. Low = conservative, Realistic = average, Optimistic = best case.

Low £711/mo

Realistic £790/mo

Optimistic £869/mo

Based on Local Authority from postcode lookup → St. Helens.

LHA (30th percentile) floor for St Helens: £524/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View WA10 2BU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	NORTH ROAD/WINDLE STREET	0.1 miles
Bus stop	NORTH RD/ST MARKS CHURCH	0.1 miles
Shop	Party Peace Balloons	0.3 miles
Shop	The Wine Loft	0.3 miles
Train station	St Helens Central	0.8 miles
Hospital	St Helens Hospital	1.8 miles
Train station	Thatto Heath	1.8 miles
Hospital	Main Entrance (Broadgreen)	7.2 miles
University	Edge Hill University	8.6 miles
University	University of Chester - Warrington Campus	8.6 miles

Street-level crime

Category	Count
Violence and sexual offences	171
Shoplifting	45
Anti-social behaviour	32
Public order	27
Criminal damage and arson	26
Drugs	25
Other theft	21
Vehicle crime	14
Other crime	12
Bicycle theft	6
Possession of weapons	6
Robbery	4
Burglary	3
Theft from the person	1
Total incidents	393

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
This Is My Education - TIME	Other	0.4 miles	Inadequate — 10 May 2023
Launchpad Centre	Other	0.4 miles	Good — 24 Mar 2017
St Mary & St Thomas CofE Primary School	Primary	0.4 miles	Outstanding — 20 Mar 2019
Rivington Primary School	Primary	0.4 miles	Good — 25 Apr 2024
Cowley International College	Secondary	0.5 miles	Good — 22 Nov 2016

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.99%

Max investor price (0.8%) £98,750

Target investor price (1%) £79,000

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).