# 1 bedroom retirement property for sale (EN5 4PL)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 46, LIVINGSTONE COURT, CHRIST CHURCH LANE, BARNET, GREATER LONDON EN5 4PL |
| Price | £219,950 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Last sold | £219,950 Mar 2026 |

## Description

Set in the highly sought after development of Livingstone Court built in 1994 by renowned developers McCarthy & Stone is this well maintained one bedroom RETIRMENT APARTMENT situated on the second floor. 

The property comprises of a good sized double bedroom, a bright and spacious dual aspect living room which enjoys superb views over the front of the development, a well maintained traditional kitchen and a large fully tiled walk in shower room with assisted chair and handrail.

It is a condition of the purchase that residents are over the age of 60 years, or in the event of a couple, one must be over 60 years and the other over 55 years.

Further benefits include residents' lounge, laundry room, emergency intercom, double glazed windows, electric heating, 24 hour care line, and is being sold chain free.

We understand that the lease has approximately 93 years remaining, 

Service Charge approx. £3,150 Per year

Ground Rent: approx. £512 Per year

Council Tax Band: D

Christ Church Lane is located directly off High Street, Barnet (A1000), close to Gladsmuir Road and is just a short level walk away to the shopping facilities at Barnet town centre and pleasant walks over Hadley Green.

## Property Photos

- ![Front shot.jpg](/listings/photos/160107011/901013) - Front shot.jpg
- ![E Lounge.jpg](/listings/photos/160107011/901014) - E Lounge.jpg
- ![E Kitchen.jpg](/listings/photos/160107011/901015) - E Kitchen.jpg
- ![E bedroom.jpg](/listings/photos/160107011/901016) - E bedroom.jpg
- ![E bathroom.jpg](/listings/photos/160107011/901017) - E bathroom.jpg
- ![Communal Garden.jpg](/listings/photos/160107011/901018) - Communal Garden.jpg
- ![Communal Lounge.jpg](/listings/photos/160107011/901027) - Communal Lounge.jpg

## Floorplans

- ![Floorplan.jpg](/listings/photos/160107011/901031) - Floorplan.jpg

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| LIVINGSTONE COURT FLAT 46 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £219,950 | 13/03/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] LIVINGSTONE COURT FLAT 38 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £285,000 | 15/12/2025 | Flat |
| 25 FALKLAND ROAD, BARNET, GREATER LONDON, EN5 4LG | £587,000 | 01/12/2025 | Other |
| [Same street] LIVINGSTONE COURT FLAT 2 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £320,000 | 22/11/2023 | Flat |
| [Same street] LIVINGSTONE COURT FLAT 44 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £287,000 | 25/10/2023 | Flat |
| [Same street] LIVINGSTONE COURT FLAT 19 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £230,000 | 22/09/2023 | Flat |
| [Same street] LIVINGSTONE COURT FLAT 28 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £300,000 | 01/09/2023 | Flat |
| 196 HIGH STREET, BARNET, GREATER LONDON, EN5 5SZ | £910,000 | 22/03/2023 | Other |
| [Same street] LIVINGSTONE COURT FLAT 25 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £300,000 | 11/11/2022 | Flat |
| [Same street] LIVINGSTONE COURT FLAT 17 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £305,000 | 24/10/2022 | Flat |
| [Same street] LIVINGSTONE COURT FLAT 10 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £360,000 | 14/10/2022 | Flat |
| 102 PULLER ROAD, BARNET, GREATER LONDON, EN5 4HD | £645,000 | 26/08/2022 | Other |
| RICHARD COURT GARAGE 5 ALSTON ROAD, HIGH BARNET, BARNET, GREATER LONDON, EN5 4EZ | £25,000 | 06/07/2022 | Other |
| [Same street] LIVINGSTONE COURT FLAT 47 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £200,000 | 01/07/2022 | Flat |
| [Same street] LIVINGSTONE COURT FLAT 30 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £195,000 | 26/05/2022 | Flat |
| 196 HIGH STREET, BARNET, GREATER LONDON, EN5 5SZ | £745,000 | 26/05/2022 | Other |
| [Same street] LIVINGSTONE COURT FLAT 9 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £340,000 | 09/05/2022 | Flat |
| [Same street] LIVINGSTONE COURT FLAT 5 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £182,500 | 25/03/2022 | Flat |
| [Same street] LIVINGSTONE COURT FLAT 6 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £330,000 | 16/03/2022 | Flat |
| 2 ST ALBANS ROAD, BARNET, GREATER LONDON, EN5 4JX | £430,000 | 15/12/2021 | Other |
| [Same street] LIVINGSTONE COURT FLAT 32 CHRIST CHURCH LANE, BARNET, GREATER LONDON, EN5 4PL | £195,000 | 05/11/2021 | Flat |
| 2 ST ALBANS ROAD, BARNET, GREATER LONDON, EN5 4JX | £310,000 | 07/09/2021 | Other |
| EXCHANGE BUILDINGS 2 HIGH STREET, BARNET, GREATER LONDON, EN5 5SY | £1,000 | 30/07/2021 | Other |

**Street average:** £273,536 (14 sales)
**Area average:** £456,625 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £942,125 (8 Other, EN5, 2024–2026)
- **Deviation:** -76.7%

## Rental Range

*ONS Price Index of Private Rents (Barnet). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,741/mo
- **Realistic:** £1,934/mo
- **Optimistic:** £2,127/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer North London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,147/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Clifford Road, EN5 | £1,450/mo | 1 | 0.97 miles | OpenRent |

**Average rent: £1,450/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.66% (weak for cashflow)
- **Max investor price (0.8%):** £181,250
- **Target investor price (1%):** £145,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,450/mo).*

- **Gross yield:** 7.9%
- **Cost-to-rent:** 12.6×
- **Monthly cashflow:** £414/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.4%
- **10y growth:** 234.6%

## House Price Index (HM Land Registry)

*Official index for Barnet; All dwelling types series; as of April 2026.*

- **1y growth (index):** -3.9%
- **5y growth (index):** 2.5%
- **10y growth (index):** 7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
