Sold STC Cottage

13 LOWER STREET

NEWTON ABBOT, CHAGFORD, DEVON TQ13 8AZ

2 beds 1 baths 603 sq ft Listed 11 Nov 2020 (-2051d)

£399,950

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# 2 bedroom cottage for sale (TQ13 8AZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 13 LOWER STREET, NEWTON ABBOT, CHAGFORD, DEVON TQ13 8AZ |
| Price | £399,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 56 m² |
| Last sold | £360,000 Feb 2021 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 11/03/2030
- **Est. upgrade cost to C:** £28,500

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- D (£80 - £120)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8900-3129-0022-4396-8703)

## Description

This is a traditional stone built cottage and a self contained one bedroom annexe. The cottage has thick walls and many character features including the large granite fireplace with a wood stove, a kitchen with fitted units and a hob, oven and hood, a curved staircase, two bedrooms and a bathroom with a bath and shower above. To the rear is an enclosed paved courtyard. Behind the courtyard is the granite built one bedroom annexe with a living room and kitchenette and a double bedroom with an ensuite bathroom upstairs. At the rear is a 60' garden. These lovely, sturdy Dartmoor stone cottages are a delight and this property should be viewed to be fully appreciated.During the Covid19 crisis Fowlers are still open for calls and emails, and many of our properties have 3D laser video tours available for virtual viewings.

## Property Photos

- ![Photo 9](/listings/photos/99776912/729597) - Photo 9
- ![Photo 8](/listings/photos/99776912/729599) - Photo 8
- ![Photo 11](/listings/photos/99776912/729602) - Photo 11
- ![Photo 6](/listings/photos/99776912/729606) - Photo 6
- ![Photo 4](/listings/photos/99776912/729608) - Photo 4
- ![Photo 7](/listings/photos/99776912/729610) - Photo 7
- ![Photo 1](/listings/photos/99776912/729614) - Photo 1
- ![Photo 2](/listings/photos/99776912/729617) - Photo 2
- ![Photo 3](/listings/photos/99776912/729622) - Photo 3
- ![Photo 9](/listings/photos/99776912/729628) - Photo 9
- ![Photo 10](/listings/photos/99776912/729631) - Photo 10
- ![Photo 12](/listings/photos/99776912/729642) - Photo 12

## Floorplans

- ![Floor plan](/listings/photos/99776912/729650) - Floor plan
- ![Floorplan 2](/listings/photos/99776912/729656) - Floorplan 2

## EPC Graphs

- ![Energy Perform...](/listings/photos/99776912/729665) - Energy Perform...

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ | £360,000 | 15/02/2021 | Terraced |
| 13 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ | £250,000 | 03/09/2013 | Terraced |
| 13 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ | £225,000 | 19/01/2007 | Terraced |
| 13 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ | £202,500 | 06/11/2003 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 PROUSE AVENUE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FL | £475,000 | 05/01/2026 | Detached |
| 3 - 5 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ | £750,000 | 12/03/2025 | Detached |
| 15 HARES CLOSE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FG | £660,000 | 29/11/2022 | Detached |
| 16 HAMES WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FP | £530,000 | 27/05/2022 | Detached |
| 10 HAMES WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FP | £535,000 | 01/04/2022 | Detached |
| 31 LAMB PARK, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8DN | £350,000 | 11/02/2022 | Detached |
| 5 DROVERS LANE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FQ | £499,950 | 17/12/2021 | Detached |
| ARDGROOM VALLEY VIEW, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8BU | £670,000 | 10/12/2021 | Detached |
| 3 BRETTEVILLE CLOSE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8DW | £380,000 | 30/11/2021 | Detached |
| 8 HAMES WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FP | £499,950 | 29/11/2021 | Detached |
| 4 HAMES WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FP | £405,000 | 26/11/2021 | Detached |
| 6 HAMES WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FP | £530,000 | 25/11/2021 | Detached |
| 32 LAMB PARK, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8DN | £375,000 | 30/09/2021 | Detached |
| 2 HAMES WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FP | £399,950 | 30/09/2021 | Detached |
| 27 ELLIS DRIVE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FN | £435,000 | 03/09/2021 | Detached |
| 7 DROVERS LANE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FQ | £499,950 | 16/08/2021 | Detached |

**Area average:** £499,675 (16 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £622,269 (39 Detached, TQ13, 2024–2026)
- **Deviation:** -35.7%

## Rental Range

*ONS Price Index of Private Rents (West Devon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £755/mo
- **Realistic:** £839/mo
- **Optimistic:** £923/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Devon (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £673/mo

## 1% Rule

- **Rent ratio:** 0.21% (weak for cashflow)
- **Max investor price (0.8%):** £104,875
- **Target investor price (1%):** £83,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £7,142/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 45.2%
- **10y growth:** 71.9%

## House Price Index (HM Land Registry)

*Official index for West Devon; Detached series; as of March 2026.*

- **1y growth (index):** 6.4%
- **5y growth (index):** 19.8%
- **10y growth (index):** 44.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 9 Photo 8 Photo 11 Photo 6 Photo 4 Photo 7 Photo 1 Photo 2 Photo 3 Photo 9 Photo 10 Photo 12

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Property details

Tenure

FREEHOLD

Floor area

56 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£360,000 Feb 2021

Price per m²

£7,142/m²

Local average

£622,269 (-35.7%)

Deprivation

Decile 6 (18,460 of 33,755)

Street crime

2 incidents within 1 mile (Apr 2026)

Key features

A charming end terrace granite cottage with a courtyard and one bedroom annexe with garden
Just 200 meters to town square
Character living room with granite fireplace
Fitted kitchen with hob, oven and hood
Two bedrooms and a bath/shower room
Gas fired central heating
One bedroom self contained annexe with 60 foot garden
Living room with kitchenette
Ensuite double bedroom
Must be viewed to be properly appreciated

Additional details

Garden: Yes

Description

Listed by

Chagford

Fowlers Estate Agents

Reference: 99776912

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 12/03/2020

Expiry date: 11/03/2030

Est. upgrade cost to C: £28,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Draughtproof single-glazed windows (£80 - £120)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor plan

Floorplan 2

EPC Graphs

Energy Perform...

Price history

78% since 2003

Event	Date	Price	% change
Sold	15/02/2021 (5 years ago)	£360,000	+44%
Sold	03/09/2013 (12 years ago)	£250,000	+11.1%
Sold	19/01/2007 (19 years ago)	£225,000	+11.1%
Sold	06/11/2003 (22 years ago)	£202,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
1 PROUSE AVENUE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FL	£475,000	05/01/2026	Detached
3 - 5 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ	£750,000	12/03/2025	Detached
15 HARES CLOSE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FG	£660,000	29/11/2022	Detached
16 HAMES WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FP	£530,000	27/05/2022	Detached
10 HAMES WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FP	£535,000	01/04/2022	Detached
31 LAMB PARK, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8DN	£350,000	11/02/2022	Detached
5 DROVERS LANE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FQ	£499,950	17/12/2021	Detached
ARDGROOM VALLEY VIEW, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8BU	£670,000	10/12/2021	Detached
3 BRETTEVILLE CLOSE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8DW	£380,000	30/11/2021	Detached
8 HAMES WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FP	£499,950	29/11/2021	Detached
4 HAMES WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FP	£405,000	26/11/2021	Detached
6 HAMES WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FP	£530,000	25/11/2021	Detached
32 LAMB PARK, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8DN	£375,000	30/09/2021	Detached
2 HAMES WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FP	£399,950	30/09/2021	Detached
27 ELLIS DRIVE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FN	£435,000	03/09/2021	Detached
7 DROVERS LANE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FQ	£499,950	16/08/2021	Detached

Area average: £499,675 (16 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 45.2%

10y growth 71.9%

House Price Index (HM Land Registry — official index, not sold-price averages): West Devon. Series: Detached. As of March 2026.

1y (index) 6.4%

5y (index) 19.8%

10y (index) 44.4%

Rental Range

Estimated market rent for West Devon. Low = conservative, Realistic = average, Optimistic = best case.

Low £755/mo

Realistic £839/mo

Optimistic £923/mo

Based on Local Authority from postcode lookup → West Devon.

LHA (30th percentile) floor for South Devon: £673/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View TQ13 8AZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Astors Bookshop & Art Materials	0.1 miles
Shop	Ellis Bakery	0.1 miles
Hospital	Moreton Hospital	3.3 miles
Bus stop	Court Street Car Park	3.3 miles
Bus stop	Square	3.4 miles
Train station	Okehampton	7.9 miles
Train station	Yeoford	8.6 miles

Street-level crime

Category	Count
Other theft	1
Violence and sexual offences	1
Total incidents	2

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Chagford Church of England Primary School	Primary	0.2 miles	Good — 20 Jul 2022
Moretonhampstead Primary School	Primary	3.2 miles	Good — 21 Mar 2013

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.21%

Max investor price (0.8%) £104,875

Target investor price (1%) £83,900

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).