For sale Terraced

55 LOWTHER STREET

STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 5JE

2 beds 1 baths 60 m² Listed 23 Mar 2026 (-155d)

£82,000

Offers Over

Reduced yesterday · Was £85,260

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Property photo

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Property details

Tenure

FREEHOLD

Floor area

60 m²

Last sold

£49,950 Dec 2005

Local average

£102,893 (-20.3%)

Deprivation

Decile 1 (1,525 of 33,755)

Street crime

653 incidents within 1 mile (Jun 2026)

Key features

  • Street Parking
  • Private Garden (Back Only)
  • Buy-to-Let Opportunity
  • Tenant Currently Situated
  • Likely to attract enquiries from Serious Investors & Developers
  • INVESTMENT POTENTIAL DETAILED BELOW (Let Property Pack)

Additional details

Parking
Yes
Garden
Yes

Description

Our latest listing is a 2-bedroom mid-terraced house located in Stoke-on-Trent. It is in close proximity to valuable amenities, is able to generate rewarding rental returns and has a tenant currently situated.

For investors looking to expand their portfolio, this is a fantastic opportunity!

This well-kept home features 2 bedrooms, lounge, bathroom and kitchen and back garden spaces.

Investment details

It currently produces an annual gross income of £6,900 with tenants currently situated. Considering the purchase price and the potential rental income that could be earned in future years, this will make for a worthwhile addition to an investors property portfolio.

For greater detail on this property's investment potential, please see the Let Property Pack linked below.

If you are interested, please call us.

Tenancy Details

The current tenants have lived in the property for several years and have consistently paid their rent for the duration of their stay. They do not have any intentions to move out so hope to remain in the property.

We are committed to facilitating a smooth transaction process between buyer and seller. To allow for maximum commitment to the sale from both parties, a Buyers Premium will apply in order to secure a property.

Listed by

Glasgow

Let Property Sales

Reference: 87738888

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~67 m² (0.02 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Floor Plan

Floor Plan

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #5067235

Property Details

Street: 55 Lowther Street

Town: STOKE-ON-TRENT

Postcode: ST1 5JE

Installation Details

Items: 4 windows and 2 doors

Certificate Issued: 08/10/2007

Work Completed: 26/04/2007

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

129% since 1995

Event Date Price % change
Listed for sale — £82,000 +64.2%
Sold 15/12/2005 (20 years ago) £49,950 +137.9%
Sold 29/03/1996 (30 years ago) £21,000 -3.8%
Sold 29/09/1995 (30 years ago) £21,825 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
73 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN £80,000 30/01/2026 Terraced
42 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG £87,500 11/12/2025 Terraced
15 WAYTE STREET, STOKE-ON-TRENT, ST1 5DU £105,000 12/09/2025 Terraced
21 WINDERMERE STREET, STOKE-ON-TRENT, ST1 5EL £77,000 21/07/2025 Terraced
13 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JA £84,000 27/06/2025 Terraced
46 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG £100,000 31/01/2025 Terraced
33 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG £82,000 27/01/2025 Terraced
15 WAYTE STREET, STOKE-ON-TRENT, ST1 5DU £25,000 15/12/2023 Terraced
43 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG £55,000 07/12/2023 Terraced
18 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB £77,000 06/12/2023 Terraced
36 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DW £58,500 08/11/2023 Terraced
83 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR £105,000 06/10/2023 Terraced
22 MULGRAVE STREET, STOKE-ON-TRENT, ST1 5EP £90,000 28/07/2023 Terraced
7 SHAW STREET, STOKE-ON-TRENT, ST1 5JN £115,000 10/07/2023 Terraced
26 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB £65,000 12/06/2023 Terraced
49 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JA £75,000 26/05/2023 Terraced
89 CENTURY STREET, STOKE-ON-TRENT, ST1 5HY £52,500 02/05/2023 Terraced
75 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN £90,000 28/04/2023 Terraced
48 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN £116,000 13/04/2023 Terraced
29 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR £66,000 27/03/2023 Terraced
Same street 63 LOWTHER STREET, STOKE-ON-TRENT, ST1 5JE £50,000 10/03/2023 Terraced
Same street 15 LOWTHER STREET, STOKE-ON-TRENT, ST1 5JE £54,000 27/10/2022 Terraced
Same street 65 LOWTHER STREET, STOKE-ON-TRENT, ST1 5JE £54,625 08/08/2022 Terraced
Same street 23 LOWTHER STREET, STOKE-ON-TRENT, ST1 5JE £60,000 13/04/2022 Terraced
Same street 41 LOWTHER STREET, STOKE-ON-TRENT, ST1 5JE £56,000 30/03/2022 Terraced
Same street 79 LOWTHER STREET, STOKE-ON-TRENT, ST1 5JE £59,375 03/12/2021 Terraced
Same street 17 LOWTHER STREET, STOKE-ON-TRENT, ST1 5JE £60,500 07/10/2021 Terraced
Same street 11 LOWTHER STREET, STOKE-ON-TRENT, ST1 5JE £68,000 13/09/2021 Terraced

Street average: £57,813 (8 sales)

Area average: £80,275 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.5%
10y growth 43.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of May 2026.

1y (index) 5.3%
5y (index) 25.5%
10y (index) 59.2%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £636/mo
Realistic £707/mo
Optimistic £778/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £479/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST1 5JE

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Car Logic 0.2 miles
Shop Randles Suzuki 0.2 miles
Hospital St Augustine's Hospital 0.3 miles
Bus stop McDonalds 0.3 miles
Bus stop Sainsburys Superstore 0.3 miles
University University of Staffordshire Stoke Campus 1.4 miles
Train station Stoke-on-Trent 1.5 miles
Train station Longport 1.6 miles
Hospital Hartshill Medical Centre 1.7 miles

Street-level crime

Category Count
Violence and sexual offences 193
Anti-social behaviour 134
Public order 85
Shoplifting 57
Criminal damage and arson 45
Other theft 36
Burglary 22
Drugs 22
Vehicle crime 19
Possession of weapons 13
Other crime 12
Robbery 11
Bicycle theft 3
Theft from the person 1
Total incidents 653

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Forest Park Primary School Primary 0.2 miles Good — 4 Jul 2013
Phoenix Independent School Other 0.5 miles Requires improvement — 26 Sep 2023
St Peter's Catholic Academy Primary 0.5 miles — (Inspected (no overall grade))
Etruscan Primary School Primary 0.7 miles — (Inspected (no overall grade))
Sneyd Academy Primary 0.7 miles Good — 1 Aug 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
Denbigh Street, Stoke-on-Trent, Staffordshire, ST1 £750/mo 2 0.04 miles Rightmove
Cobridge Road, Stoke-On-Trent £725/mo 2 0.13 miles Rightmove
Wayte Street, Cobridge £750/mo 2 0.21 miles Rightmove
Lower Foundry Street, Hanley £700/mo 2 0.37 miles Rightmove
Lower Foundry Street, Hanley £700/mo 2 0.37 miles Rightmove
2 Bed Terraced House, North Road, ST6 £720/mo 2 0.43 miles OpenRent
Moxon Island, Stoke-On-Trent, ST1 £475/mo — 0.47 miles Rightmove
Moxons Island, 48 Stafford Street, Stoke-on-Trent, Staffordshire, ST1 £525/mo — 0.47 miles Rightmove
Stafford Street, Stoke-on-Trent, ST1 £575/mo — 0.55 miles Rightmove
Clayworks, Hanley £1,000/mo 2 0.57 miles Rightmove
Clayworks, Hanley £1,000/mo 2 0.57 miles Rightmove
The Webberley, Stoke-On-Trent, ST1 £620/mo — 0.57 miles Rightmove
Clayworks, Hanley £825/mo — 0.57 miles Rightmove
Clayworks, Hanley £825/mo — 0.57 miles Rightmove
Clayworks, Hanley £875/mo — 0.57 miles Rightmove
Clayworks, Hanley £825/mo — 0.57 miles Rightmove
Clayworks, Hanley £875/mo — 0.57 miles Rightmove
Clayworks, Hanley £825/mo — 0.57 miles Rightmove
Clayworks, Hanley £895/mo — 0.57 miles Rightmove
Clayworks, Hanley £1,000/mo 2 0.57 miles Rightmove

Average rent: £772/mo (57 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.96%
Max investor price (0.8%) £98,500
Target investor price (1%) £78,800
Gross yield 11.5%
Cost-to-rent ratio 8.7×
Monthly cashflow £361/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 18.2%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).