# 3 bedroom semi-detached house for sale (DE11 9PL) ## Property Details | Key | Value | |-----|-------| | Address | 24 REGENT STREET, SWADLINCOTE, CHURCH GRESLEY, DERBYSHIRE DE11 9PL | | Price | £265,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Construction age | England and Wales: 1900-1929 | | Floor area | 141 m² | | Last sold | £260,000 Mar 2024 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 27/11/2033 - **Current heating cost:** £2,516/year - **Est. upgrade cost to C:** £14,675 ### Recommendations - A2 (£850 - £1,500) - Q (£4,000 - £14,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2187-3932-4209-9077-6204) ## Description Mona Villa is a striking Victorian semi that nails the balance between character and comfort. Packed with period charm but upgraded for modern living, it features UPVC double glazing, full gas central heating, and not one but two multi-fuel burners for those cosy nights in. Set behind mature hedging, the property feels wonderfully private, with a smart, low maintenance slate frontage and a charming keyhole porch that hints at the character inside. Step through the door and you’re greeted by beautiful original details, from the tiled porch floor to the stained glass entrance. The hallway is warm and welcoming, complete with a walk-in pantry (with original thrawl) and access to all main rooms. The front lounge is a real showstopper, bright and airy thanks to the bay window, with high ceilings, coving, picture rails, a striking circular stained glass feature and a stone fireplace housing the burner. The second reception room is just as inviting, with its own fireplace and plenty of character. At the rear, the kitchen is a standout space. Stylish and thoughtfully designed, it offers bespoke units, generous worktops and a Belfast sink set into a box bay window. The exposed brick fireplace with dual-fuel range adds a real wow factor. There’s also a second fully functional kitchen – perfect for entertaining, big families or flexible living – with double ovens, solid wood worktops and garden access. A handy downstairs WC completes the ground floor. Upstairs, the main bedroom stretches across the front of the house and feels luxurious, with dual aspect windows and a freestanding claw foot bath with basin. Bedroom two is another spacious double, while bedroom three makes a great guest room or home office. The family bathroom is stylish and modern, featuring a waterfall shower over the bath, traditional fittings and a classic finish. Outside, the garden is designed for easy living, with patio seating, a gravelled low maintenance area, water feature, summer house and well kept borders. There’s even a useful lean to for laundry. Fully enclosed with side access, it’s a private and versatile outdoor space. ## Property Photos - ![Photo](/listings/photos/88160445/815920) - ![Photo](/listings/photos/88160445/815925) - ![Photo](/listings/photos/88160445/815927) - ![Photo](/listings/photos/88160445/815928) - ![Photo](/listings/photos/88160445/815930) - ![Photo](/listings/photos/88160445/815931) - ![Photo](/listings/photos/88160445/815932) - ![Photo](/listings/photos/88160445/815934) - ![Photo](/listings/photos/88160445/815935) - ![Photo](/listings/photos/88160445/815936) - ![Photo](/listings/photos/88160445/815937) - ![Photo](/listings/photos/88160445/815938) - ![Photo](/listings/photos/88160445/815940) - ![Photo](/listings/photos/88160445/815943) - ![Photo](/listings/photos/88160445/815944) - ![Photo](/listings/photos/88160445/815947) - ![Photo](/listings/photos/88160445/815949) - ![Photo](/listings/photos/88160445/815951) - ![Photo](/listings/photos/88160445/815953) - ![Photo](/listings/photos/88160445/815954) - ![Photo](/listings/photos/88160445/815955) - ![Photo](/listings/photos/88160445/815956) - ![Photo](/listings/photos/88160445/815958) - ![Photo](/listings/photos/88160445/815959) - ![Photo](/listings/photos/88160445/815961) - ![Photo](/listings/photos/88160445/815962) ## Floorplans - ![Floorplan 1](/listings/photos/88160445/815963) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/88160445/815965) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 24 REGENT STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9PL | £260,000 | 28/03/2024 | Semi-detached | | 24 REGENT STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9PL | £121,000 | 07/08/2015 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 21 YORK ROAD, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9QG | £171,000 | 15/12/2025 | Semi-detached | | 3 SCHOOL MEWS, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9QZ | £194,000 | 14/11/2025 | Semi-detached | | 100 OXFORD STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9NB | £155,000 | 27/10/2023 | Semi-detached | | 6 CHESTER GARDENS, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9PU | £182,500 | 20/10/2023 | Semi-detached | | 2 SCHOOL MEWS, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9QZ | £187,500 | 11/08/2023 | Semi-detached | | 10 ROCKCLIFFE CLOSE, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9FD | £230,000 | 04/07/2023 | Semi-detached | | 148 REGENT STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9PH | £147,500 | 14/04/2023 | Semi-detached | | 7 CHESTER GARDENS, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9PU | £222,000 | 18/11/2022 | Semi-detached | | 16 YORK ROAD, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9QG | £143,000 | 15/11/2022 | Semi-detached | | 18 PENKRIDGE ROAD, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9FH | £188,000 | 19/10/2022 | Semi-detached | | 72 OAK STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9RD | £185,000 | 30/09/2022 | Semi-detached | | 6 PENKRIDGE ROAD, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9FH | £179,500 | 02/09/2022 | Semi-detached | | 28 PENKRIDGE ROAD, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9FH | £182,000 | 22/08/2022 | Semi-detached | | 58 REGENT STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9PJ | £125,000 | 16/08/2022 | Semi-detached | | 12 ULDALE GROVE, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9PY | £170,000 | 12/08/2022 | Semi-detached | | 21A NEW STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9PS | £152,000 | 05/08/2022 | Semi-detached | | 16 QUEEN STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9LY | £191,000 | 26/07/2022 | Semi-detached | | 27 MOAT STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9RE | £250,000 | 15/07/2022 | Semi-detached | | 54 OXFORD STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9NB | £165,000 | 04/07/2022 | Semi-detached | | 79 REGENT STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9PJ | £156,000 | 30/05/2022 | Semi-detached | | [Same street] 16 REGENT STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9PL | £89,000 | 08/10/2021 | Semi-detached | | [Same street] 16 REGENT STREET, CHURCH GRESLEY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 9PL | £75,000 | 20/08/2021 | Semi-detached | **Street average:** £82,000 (2 sales) **Area average:** £178,800 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £198,252 (90 Semi-detached, DE11, 2024–2026) - **Deviation:** +33.7% ## Rental Range *ONS Price Index of Private Rents (South Derbyshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £787/mo - **Realistic:** £874/mo - **Optimistic:** £961/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Eastern Staffordshire (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £723/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, School Street, DE11 | £975/mo | 3 | 0.09 miles | OpenRent | | 3 Bed Terraced House, Oxford Street, DE11 | £867/mo | 3 | 0.09 miles | OpenRent | | 3 Bed Detached House, Kirkland Way, DE11 | £1,150/mo | 3 | 0.17 miles | OpenRent | | 3 Bed Terraced House, Talbot Street, DE11 | £875/mo | 3 | 0.2 miles | OpenRent | | 3 Bed Terraced House, Queen Street, DE11 | £900/mo | 3 | 0.24 miles | OpenRent | | 3 Bed Semi-Detached House, Sankey Drive, DE11 | £1,200/mo | 3 | 0.39 miles | OpenRent | | 3 Bed End Terrace, Hastings Road, DE11 | £895/mo | 3 | 0.41 miles | OpenRent | | 3 Bed Semi-Detached House, Castle Road, DE11 | £895/mo | 3 | 0.52 miles | OpenRent | **Average rent: £970/mo (8 listings)** ## 1% Rule - **Rent ratio:** 0.34% (weak for cashflow) - **Max investor price (0.8%):** £112,250 - **Target investor price (1%):** £89,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £898/mo).* - **Gross yield:** 4.1% - **Cost-to-rent:** 24.6× - **Monthly cashflow:** £-260/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -4.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,879/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 18.2% - **10y growth:** 39.9% ## House Price Index (HM Land Registry) *Official index for South Derbyshire; Semi-detached series; as of April 2026.* - **1y growth (index):** 5.2% - **5y growth (index):** 25% - **10y growth (index):** 49.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)