# 7 bedroom detached house for sale (PE28 0TD)

## Property Details

| Key | Value |
|-----|-------|
| Address | IVY HOUSE, 38, HIGH STREET, HUNTINGDON, SPALDWICK, CAMBRIDGESHIRE PE28 0TD |
| Price | £725,000 |
| Bathrooms | 4 |
| Last sold | £700,000 Dec 2017 |

## Description

AN OUTSTANDING GRADE II LISTED VILLAGE RESIDENCE believed to be the oldest continually inhabited home in Spaldwick. 

FOUR Reception Rooms, Large Farmhouse kitchen, Pantry and Utility Room, Cloakroom/Shower on the ground floor.

FIVE Bedrooms, including Two with EN SUITE and Family Bathroom on the first floor, plus Two further substantial Attic Bedrooms.

Outside the lovely garden adequately reflects the stature of this fine home.

DOUBLE GARAGE AND WORKSHOP.

IVY HOUSE has been a beautiful, elegant and much-loved family home for over 50 years. It has been gradually and sympathetically restored and modernised but offers outstanding potential for further improvement.

Property ref: 121_66_4383480

## Property Photos

- ![Photo](/listings/photos/58592014/187113)
- ![Photo](/listings/photos/58592014/187115)
- ![Photo](/listings/photos/58592014/187116)
- ![Photo](/listings/photos/58592014/187117)
- ![Photo](/listings/photos/58592014/187119)
- ![Photo](/listings/photos/58592014/187120)
- ![Photo](/listings/photos/58592014/187122)
- ![Photo](/listings/photos/58592014/187123)
- ![Photo](/listings/photos/58592014/187125)
- ![Photo](/listings/photos/58592014/187126)
- ![Photo](/listings/photos/58592014/187127)
- ![Photo](/listings/photos/58592014/187132)
- ![Photo](/listings/photos/58592014/187135)
- ![Photo](/listings/photos/58592014/187139)
- ![Photo](/listings/photos/58592014/187141)

## Floorplans

- ![Floorplan 1](/listings/photos/58592014/187143) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| IVY HOUSE, 38 HIGH STREET, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0TD | £700,000 | 08/12/2017 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 LITTLECOTES CLOSE, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0UL | £390,000 | 19/04/2023 | Detached |
| 43 HIGH STREET, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0TD | £740,000 | 19/04/2023 | Detached |
| 27 THRAPSTON ROAD, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0TA | £425,000 | 30/09/2022 | Detached |
| 12 THRAPSTON ROAD, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0TA | £385,000 | 26/08/2022 | Detached |
| 3 ST JAMES GARDENS, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0UG | £1,000,000 | 19/08/2022 | Detached |
| 1 FULLER CLOSE, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0YU | £450,000 | 21/03/2022 | Detached |
| 6 CHANDLERS, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0UF | £610,000 | 22/02/2022 | Detached |
| 26 BURTON WAY, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0YY | £395,000 | 28/01/2022 | Detached |
| 3 IVY WAY, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0UN | £600,000 | 07/10/2021 | Detached |
| 15 IVY WAY, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0UN | £653,000 | 07/10/2021 | Detached |
| 10 LITTLECOTES CLOSE, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0UL | £400,000 | 17/09/2021 | Detached |
| 8 FULLER CLOSE, SPALDWICK, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 0YU | £378,000 | 29/06/2021 | Detached |

**Area average:** £535,500 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £505,598 (92 Detached, PE28, 2024–2026)
- **Deviation:** +43.4%

## Rental Range

*ONS Price Index of Private Rents (Huntingdonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £942/mo
- **Realistic:** £1,047/mo
- **Optimistic:** £1,152/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Huntingdon (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Fuller Close, PE28 | £2,500/mo | 4 | 0.24 miles | OpenRent |

**Average rent: £2,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £312,500
- **Target investor price (1%):** £250,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,500/mo).*

- **Gross yield:** 4.1%
- **Cost-to-rent:** 24.2×
- **Monthly cashflow:** £-630/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.9%
- **10y growth:** 44.9%

## House Price Index (HM Land Registry)

*Official index for Huntingdonshire; Detached series; as of March 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 17.4%
- **10y growth (index):** 38.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
