To let Terraced

61 ELGIN STREET

STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2RD

4 beds 1 baths 72 m² Listed 24 Oct 2025 (-232d)

£1,018 pcm

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# 4 bedroom terraced house for rent (ST4 2RD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 61 ELGIN STREET, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2RD |
| Price | £1,018 pcm |
| Bedrooms | 4 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £16,000 Sep 2002 |

## Description

Nicholas Humphreys are pleased to offer this beautifully presented 4 bedroom student home situated in Shelton! EPC rating: D.

## Property Photos

- ![Photo](/listings/photos/168570434/9894)
- ![Photo](/listings/photos/168570434/9895)
- ![Photo](/listings/photos/168570434/9896)
- ![Photo](/listings/photos/168570434/9899)
- ![Photo](/listings/photos/168570434/9901)
- ![Photo](/listings/photos/168570434/9902)
- ![Photo](/listings/photos/168570434/9904)
- ![Photo](/listings/photos/168570434/9906)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 61 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £16,000 | 05/09/2002 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £88,000 | 05/09/2025 | Terraced |
| [Same street] 23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £137,000 | 18/08/2025 | Terraced |
| [Same street] 57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,250 | 14/07/2025 | Terraced |
| 17 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | £75,000 | 07/05/2025 | Terraced |
| [Same street] 64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £90,000 | 14/02/2025 | Terraced |
| [Same street] 65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £96,000 | 18/10/2024 | Terraced |
| 27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £175,000 | 27/03/2024 | Terraced |
| [Same street] 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £80,000 | 20/12/2023 | Terraced |
| [Same street] 74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,000 | 20/12/2023 | Terraced |
| 25 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £131,000 | 18/12/2023 | Terraced |
| [Same street] 42 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £50,000 | 28/11/2023 | Terraced |
| 22 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ | £140,000 | 17/11/2023 | Terraced |
| [Same street] 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £68,000 | 25/10/2023 | Terraced |
| 30 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £50,000 | 12/09/2023 | Terraced |
| 53 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £145,000 | 30/08/2023 | Terraced |
| 55 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £165,000 | 30/08/2023 | Terraced |
| 13 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £138,000 | 11/08/2023 | Terraced |
| [Same street] 32 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £90,000 | 28/07/2023 | Terraced |
| 14 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £118,000 | 28/07/2023 | Terraced |
| 37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | £76,500 | 27/06/2023 | Terraced |
| [Same street] 25 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £95,000 | 03/05/2023 | Semi-detached |
| 36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £148,500 | 04/04/2023 | Terraced |
| 36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £148,500 | 04/04/2023 | Terraced |
| [Same street] 59 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £88,000 | 22/03/2023 | Terraced |
| 37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | £45,000 | 16/03/2023 | Terraced |
| 49 AYNSLEY ROAD, STOKE-ON-TRENT, ST4 2RA | £229,000 | 20/01/2023 | Terraced |
| [Same street] 45 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £98,000 | 04/01/2023 | Terraced |
| 19 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £140,000 | 21/12/2022 | Terraced |
| [Same street] 72 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £98,000 | 25/11/2022 | Other |
| 42 CAULDON ROAD, STOKE-ON-TRENT, ST4 2ED | £107,000 | 21/11/2022 | Terraced |
| 66 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £125,000 | 16/11/2022 | Terraced |
| 57 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £159,950 | 28/10/2022 | Terraced |
| [Same street] 38 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £81,000 | 10/10/2022 | Terraced |
| 36 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ | £172,000 | 04/10/2022 | Terraced |
| 47 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £172,000 | 04/10/2022 | Terraced |

**Street average:** £88,617 (15 sales)
**Area average:** £133,023 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £112,840 (152 Terraced, ST4, 2024–2026)
- **Deviation:** -99.1%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Penstock Drive, Stoke-on-Trent, ST4 7GF](http://87.117.209.195:8080/listings/1744fd9) | £675/mo | — | 0.35 miles | Rightmove |
| [Oriel Street, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/dfc02c0) | £1,150/mo | 4 | 0.56 miles | Rightmove |
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 1.01 miles | Rightmove |
| [Linley Road, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/d097e73) | £1,495/mo | 4 | 1.06 miles | Rightmove |
| [Kennington Oval, Trentham Lakes, Stoke on Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/329639a) | £1,395/mo | 4 | 2.91 miles | Rightmove |
| [Wymondley Grove, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/9e4ce6d) | £1,750/mo | 4 | 3.41 miles | Rightmove |

**Average rent: £1,182/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 125.05% (strong)
- **Max investor price (0.8%):** £159,125
- **Target investor price (1%):** £127,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,273/mo).*

- **Gross yield:** 1500.6%
- **Cost-to-rent:** 0.1×
- **Monthly cashflow:** £1,117/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4539.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.5%
- **10y growth:** 17.5%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

72 m²

Council tax band

Last sold

£16,000 Sep 2002

Local average

£112,840 (-99.1%)

Deprivation

Decile 3 (8,108 of 33,755)

Street crime

527 incidents within 1 mile (Apr 2026)

Key features

Well Presented
Bills can be included
Close to Staffordshire University
Prime location for Staffordshire University

Additional details

Garden: Private garden
Listed property: No

Description

Nicholas Humphreys are pleased to offer this beautifully presented 4 bedroom student home situated in Shelton! EPC rating: D.

Listed by

Stoke-on-Trent

The Property Franchise Group

Reference: 168570434

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

Event	Date	Price	% change
Listed for sale	—	£1,018	-93.6%
Sold	05/09/2002 (23 years ago)	£16,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£88,000	05/09/2025	Terraced
Same street 23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£137,000	18/08/2025	Terraced
Same street 57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£85,250	14/07/2025	Terraced
17 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB	£75,000	07/05/2025	Terraced
Same street 64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£90,000	14/02/2025	Terraced
Same street 65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£96,000	18/10/2024	Terraced
27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£175,000	27/03/2024	Terraced
Same street 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£80,000	20/12/2023	Terraced
Same street 74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£85,000	20/12/2023	Terraced
25 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£131,000	18/12/2023	Terraced
Same street 42 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£50,000	28/11/2023	Terraced
22 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ	£140,000	17/11/2023	Terraced
Same street 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£68,000	25/10/2023	Terraced
30 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX	£50,000	12/09/2023	Terraced
53 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£145,000	30/08/2023	Terraced
55 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£165,000	30/08/2023	Terraced
13 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX	£138,000	11/08/2023	Terraced
Same street 32 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£90,000	28/07/2023	Terraced
14 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£118,000	28/07/2023	Terraced
37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB	£76,500	27/06/2023	Terraced
Same street 25 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£95,000	03/05/2023	Semi-detached
36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£148,500	04/04/2023	Terraced
36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£148,500	04/04/2023	Terraced
Same street 59 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£88,000	22/03/2023	Terraced
37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB	£45,000	16/03/2023	Terraced
49 AYNSLEY ROAD, STOKE-ON-TRENT, ST4 2RA	£229,000	20/01/2023	Terraced
Same street 45 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£98,000	04/01/2023	Terraced
19 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£140,000	21/12/2022	Terraced
Same street 72 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£98,000	25/11/2022	Other
42 CAULDON ROAD, STOKE-ON-TRENT, ST4 2ED	£107,000	21/11/2022	Terraced
66 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX	£125,000	16/11/2022	Terraced
57 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX	£159,950	28/10/2022	Terraced
Same street 38 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£81,000	10/10/2022	Terraced
36 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ	£172,000	04/10/2022	Terraced
47 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£172,000	04/10/2022	Terraced

Street average: £88,617 (15 sales)

Area average: £133,023 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6.5%

10y growth 17.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of March 2026.

1y (index) 1.8%

5y (index) 26.4%

10y (index) 64.5%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: BEYOND PROPERTIES LTD (12288202)

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £637/mo

Realistic £708/mo

Optimistic £779/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £798/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST4 2RD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Station Road (Signal Radio)	0.1 miles
Bus stop	Cauldon Road	0.1 miles
Shop	Azin Gents Hairdressers	0.2 miles
Shop	Eastern Jewellers	0.2 miles
University	University of Staffordshire Stoke Campus	0.2 miles
Train station	Stoke-on-Trent	0.3 miles
Hospital	Royal Stoke University Hospital	1.3 miles
Hospital	North Staffordshire Nuffield Hospital	2.3 miles
Train station	Longport	2.5 miles

Street-level crime

Category	Count
Violence and sexual offences	147
Anti-social behaviour	105
Public order	54
Shoplifting	49
Criminal damage and arson	41
Other theft	30
Vehicle crime	29
Drugs	21
Burglary	20
Other crime	11
Possession of weapons	9
Bicycle theft	6
Robbery	5
Total incidents	527

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Registry	Other	0.2 miles	— (No rating)
Stoke-on-Trent College	Other	0.2 miles	— (No rating)
Excellence Girls Academy	Other	0.3 miles	Good — 16 Jun 2024
Staffordshire University	Other	0.3 miles	— (No rating)
Regent College	Other	0.3 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Penstock Drive, Stoke-on-Trent, ST4 7GF	£675/mo	—	0.35 miles	Rightmove
Oriel Street, STOKE-ON-TRENT	£1,150/mo	4	0.56 miles	Rightmove
Claridge Road, Stoke-on-Trent, Staffordshire, ST4	£625/mo	—	1.01 miles	Rightmove
Linley Road, Stoke-on-Trent, ST4	£1,495/mo	4	1.06 miles	Rightmove
Kennington Oval, Trentham Lakes, Stoke on Trent, Staffordshire, ST4	£1,395/mo	4	2.91 miles	Rightmove
Wymondley Grove, Stoke-on-Trent, Staffordshire, ST4	£1,750/mo	4	3.41 miles	Rightmove

Average rent: £1,182/mo (6 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 125.05%

Max investor price (0.8%) £159,125

Target investor price (1%) £127,300

Gross yield 1500.6%

Cost-to-rent ratio 0.1×

Monthly cashflow £1,117/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4539.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).