# 3 bedroom semi-detached house for sale (TS13 4JW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 78 CROMWELL AVENUE, SALTBURN-BY-THE-SEA, LOFTUS, REDCAR AND CLEVELAND TS13 4JW |
| Price | £165,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 97 m² |
| Last sold | £162,500 Jul 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 01/09/2034
- **Current heating cost:** £1,294/year
- **Est. upgrade cost to C:** £13,100

### Recommendations
- W1 (£800 - £1,200)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0224-3041-9201-2104-5200)

## Description

A rare find in the heart of a desirable location! This charming house boasts two reception rooms, three cosy bedrooms, a well-appointed wet room, and open aspects to the rear.

Welcome to Cromwell Avenue, Loftus, Saltburn-By-The-Sea - a truly rare find in the heart of a desirable location! This charming house boasts two reception rooms, three cosy bedrooms, and a well-appointed bathroom. 

Situated in a popular residential area, this property offers open aspects to the rear, providing a peaceful and scenic view. Furthermore, this gem is rarely available on the market and comes with the added benefit of no onward chain, making it an ideal choice for those looking to settle into their new home seamlessly.

Whether you're looking to enjoy the tranquillity of the surroundings or simply relish in the comfort of a well-maintained home, this property has it all.

Tenure: Freehold

Council Tax: Redcar & Cleveland Band C

EPC Rating: Await EPC

**Entrance Hall** - 2.22m x 1.45m (7'3" x 4'9") - uPVC door with glazed side panels, storage cupboard housing wall mounted combi boiler, understairs storage cupboard

**Living Room** - 4.88m x 5.38m reducing to 3.76m (16'0" x 17'7" red - Large uPVC bow window to the front aspect, gas fire in feature stone surround, double radiator, coving and carpet

**Dining Room** - 4.59m x 2.71m (15'0" x 8'10") - uPVC window to the rear, single radiator, coving, carpet, single radiator, stairs rising to the first floor

**Kitchen** - 3.73m x 2.51m (12'2" x 8'2") - Range of wall base and drawer units, laminate worktop, stainless steel sink and a half with drainer and mixer tap, stainless steel gas hob, electric oven with pull out extractor hood, tiled splash backs, plumbing for dishwasher, uPVC double glazed window to the side aspect, uPVC door to the rear.

**First Floor** - uPVC window to the rear aspect, loft access

**Bedroom One** - 4.3m x 3.11m (14'1" x 10'2") - uPVC window to the front aspect, range of fitted wardrobes and drawers, coving, carpet, single radiator

**Bedroom Two** - 3.38m x 2.1m (11'1" x 6'10") - uPVC window to the rear, fitted wardrobed, corner desk with built under storage, coving, carpet, radiator

**Bedroom Three** - 3.37m x 3.08m (11'0" x 10'1") - uPVC window to the front aspect, carpet, coving, single radiator

**Bathroom/Wet Room** - 2.56m x 1.95m (8'4" x 6'4") - uPVC window to the rear, wet room shower with glazed screens, low level wc and wash hand basin inset in vanity unit, tiled walls, cladded ceiling, radiator,downlights

**Externally** - Front

Enclosed Garden, laid to lawn , with a variety of shrubs and bushed

Driveway with parking for several vehicles

Rear

Tiered rear garden

Detached garage, with electric, lighting and an up and over door

**Disclaimer** - Please note that all measurements contained in these particulars are for guidance purposes only and should not be relied upon for ordering carpets, furniture, etc.  Anyone requiring more accurate measurements may do so by arrangement with our office.

Our description of any appliances and / or services (including any central heating system, alarm systems, etc.) should not be taken as any guarantee that these are in working order.  The buyer is therefore advised to obtain verification from their solicitor, surveyor or other qualified persons to check the appliances / services before entering into any commitment.

The tenure details and information supplied within the marketing descriptions above are supplied to us by the vendors. This information should not be relied upon for legal purposes and should be verified by a competent / qualified person prior to entering into any commitment.

## Property Photos

- ![DSC_0276.jpg](/listings/photos/149666894/276052) - DSC_0276.jpg
- ![DSC_0279.jpg](/listings/photos/149666894/276053) - DSC_0279.jpg
- ![DSC_0281.jpg](/listings/photos/149666894/276054) - DSC_0281.jpg
- ![DSC_0282.jpg](/listings/photos/149666894/276055) - DSC_0282.jpg
- ![DSC_0285.jpg](/listings/photos/149666894/276056) - DSC_0285.jpg
- ![DSC_0286.jpg](/listings/photos/149666894/276057) - DSC_0286.jpg
- ![DSC_0289.jpg](/listings/photos/149666894/276058) - DSC_0289.jpg
- ![DSC_0290.jpg](/listings/photos/149666894/276059) - DSC_0290.jpg
- ![DSC_0291.jpg](/listings/photos/149666894/276060) - DSC_0291.jpg
- ![DSC_0292.jpg](/listings/photos/149666894/276061) - DSC_0292.jpg
- ![DSC_0293.jpg](/listings/photos/149666894/276062) - DSC_0293.jpg
- ![DSC_0294.jpg](/listings/photos/149666894/276063) - DSC_0294.jpg
- ![DSC_0295.jpg](/listings/photos/149666894/276064) - DSC_0295.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/149666894/276065) - EE Rating

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #12379199
- **Address:** 78 Cromwell Avenue, Loftus, TS13 4JW
- **Certificate Issued:** 07/06/2017
- **Work Completed:** 12/05/2017
- **Items:** 7 window(s), 1 door(s)

### FENSA Certificate #3570003
- **Address:** 78 Cromwell Avenue, Loftus, TS13 4JW
- **Certificate Issued:** 20/03/2006
- **Work Completed:** 07/03/2006
- **Items:** 3 window(s)

### FENSA Certificate #4055861
- **Address:** 78 Cromwell Avenue, Loftus, TS13 4JW
- **Certificate Issued:** 18/09/2006
- **Work Completed:** 06/09/2006
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 78 CROMWELL AVENUE, LOFTUS, SALTBURN-BY-THE-SEA, REDCAR AND CLEVELAND, TS13 4JW | £162,500 | 11/07/2025 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ROBINSON COURT 10 ROBINSON STREET, LOFTUS, SALTBURN-BY-THE-SEA, REDCAR AND CLEVELAND, TS13 4LN | £90,000 | 14/12/2023 | Semi-detached |
| 12 GRENDALE COURT, LOFTUS, SALTBURN-BY-THE-SEA, REDCAR AND CLEVELAND, TS13 4JP | £184,000 | 27/09/2023 | Semi-detached |
| [Same street] 63 CROMWELL AVENUE, LOFTUS, SALTBURN-BY-THE-SEA, REDCAR AND CLEVELAND, TS13 4JW | £190,000 | 13/06/2023 | Detached |
| [Same street] 23 CROMWELL AVENUE, LOFTUS, SALTBURN-BY-THE-SEA, REDCAR AND CLEVELAND, TS13 4JW | £125,000 | 31/03/2023 | Semi-detached |
| 37 BOULBY DRIVE, LOFTUS, SALTBURN-BY-THE-SEA, REDCAR AND CLEVELAND, TS13 4JN | £137,000 | 16/12/2022 | Semi-detached |
| 22 BOULBY DRIVE, LOFTUS, SALTBURN-BY-THE-SEA, REDCAR AND CLEVELAND, TS13 4JN | £157,000 | 04/11/2022 | Semi-detached |
| ROBINSON COURT 9 ROBINSON STREET, LOFTUS, SALTBURN-BY-THE-SEA, REDCAR AND CLEVELAND, TS13 4LN | £110,500 | 14/10/2022 | Semi-detached |
| [Same street] 12 CROMWELL AVENUE, LOFTUS, SALTBURN-BY-THE-SEA, REDCAR AND CLEVELAND, TS13 4JW | £115,500 | 08/04/2022 | Semi-detached |
| OLD DAIRY 1 DAM STREET, LOFTUS, SALTBURN-BY-THE-SEA, REDCAR AND CLEVELAND, TS13 4JX | £128,000 | 02/12/2021 | Semi-detached |
| [Same street] 86 CROMWELL AVENUE, LOFTUS, SALTBURN-BY-THE-SEA, REDCAR AND CLEVELAND, TS13 4JW | £175,000 | 29/11/2021 | Semi-detached |

**Street average:** £151,375 (4 sales)
**Area average:** £134,417 (6 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £150,357 (7 Semi-detached, TS13, 2024–2026)
- **Deviation:** +9.7%

## Rental Range

*ONS Price Index of Private Rents (Redcar and Cleveland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £580/mo
- **Realistic:** £644/mo
- **Optimistic:** £708/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Teesside (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Hartington Street, TS13 | £525/mo | 3 | 0.86 miles | OpenRent |

**Average rent: £525/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.32% (weak for cashflow)
- **Max investor price (0.8%):** £65,625
- **Target investor price (1%):** £52,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £525/mo).*

- **Gross yield:** 3.8%
- **Cost-to-rent:** 26.2×
- **Monthly cashflow:** £-202/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,701/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 41.3%
- **10y growth:** 24.5%

## House Price Index (HM Land Registry)

*Official index for Redcar and Cleveland; Semi-detached series; as of March 2026.*

- **1y growth (index):** 6.2%
- **5y growth (index):** 23.5%
- **10y growth (index):** 45.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)