Sold STC Bungalow

52 LANSDOWNE ROAD

LOWESTOFT, SUFFOLK NR33 7ES

3 beds 829 sq ft Listed 6 Feb 2013 (-4912d)

£134,995

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# 3 bedroom bungalow for sale (NR33 7ES)

## Property Details

| Key | Value |
|-----|-------|
| Address | 52 LANSDOWNE ROAD, LOWESTOFT, SUFFOLK NR33 7ES |
| Price | £134,995 |
| Bedrooms | 3 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 77 m² |
| Last sold | £130,000 Mar 2013 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 09/01/2023 — **EXPIRED** (no longer valid for marketing or letting)
- **Est. upgrade cost to C:** £20,350

### Recommendations
- A (Â£100 - Â£350)
- W (Â£800 - Â£1,200)
- E (Â£25)
- I (Â£2,200 - Â£3,000)
- N (Â£4,000 - Â£6,000)
- U (Â£9,000 - Â£14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8957-7129-0120-5440-8996)

## Description

** The property comprises a well maintained semi detached extended bungalow of brick and tile construction pleasantly situated in this popular Pakefield location close to local shops and school and being within easy reach of the cliff top, sea and beach. The property which provides well proportioned accommodation is centrally heated by a gas fired radiator system, has UPVC sealed unit double glazing, is in excellent decorative order, has a separate lounge and dining room, 3 separate bedrooms, a well fitted kitchen, a separate bathrooms and w.c, pleasant well maintained gardens, ample car parking and garage space. A nearby regular bus service provides easy access to Lowestoft main town shopping centre where all amenities are available and an early inspection is recommended.

****

**ENTRANCE HALL - LOUNGE - SITTING ROOM/DINING ROOM - KITCHEN - REAR LOBBY - SEPARATE W.C. - BATHROOM - 3 BEDROOMS - GARDENS**

**ENTRANCE HALL**

With sealed unit aluminium framed double glazed entrance door and matching panel, radiator, coved ceiling, wall mounted central heating thermostat.

**LOUNGE

14' x 10' 9 **with wall mounted gas fire having back boiler for domestic hot water and central heating, power points, telephone point, wall light points, radiator, TV aerial, arch opening to:

**SITTING ROOM/DINING ROOM

10' 10 x 8' 5 **with sealed unit double glazed window and matching sliding patio doors to rear garden, radiator, power points, wall light points.

**KITCHEN

13' maximum x 12' 6 maximum **with inset stainless steel sink unit (h&c) mixer tap, cupboards under, work tops with cupboards, drawers, recesses under, matching wall cupboards, electric cooker control panel, radiator, coved ceiling, sealed unit double glazed windows, airing cupboard with central heating time controls, power points, plumbing for washing machine, fluorescent lighting, part tiled walls.

**REAR LOBBY**

With sealed unit double glazed rear entrance door.

**SEPARATE W.C.**

With low level suite, sealed unit double glazed window.

**BATHROOM**

With white suite comprising panelled bath (h&c) mixer tap, pedestal washbasin (h&c) mixer, full ceramic wall tiling, sealed unit double glazed window.

****

**BEDROOM 1

13' x 10' 10 **with sealed unit double glazed window overlooking front garden, radiator, power points, coved ceiling, TV point.

**BEDROOM 2

10' 9 x 10' 3 **with a sealed unit double glazed window overlooking front garden, radiator, power points.

**BEDROOM 3

10' 9 x 6' 9 **with sealed unit double glazed window, radiator, power points.

**OUTSIDE**

To the front: Walled garden with lawn area, borders, various shrubs and plants, concrete path to main entrance, side concrete driveway, ample car standing space, garage space. Enclosed rear garden with concrete area, ramp to patio doors, paved patio, lawn, borders, covered area, various shrubs and plants, ornamental fish pond.

**PLEASE NOTE:**

All barge boards, fascias, soffits, gutters and down pipes have been replaced in white UPVC.

****

## Property Photos

- ![main (Main)](/listings/photos/40584812/1355091) - main (Main)
- ![lounge](/listings/photos/40584812/1355094) - lounge
- ![rear gdn](/listings/photos/40584812/1355096) - rear gdn
- ![kitchen](/listings/photos/40584812/1355098) - kitchen
- ![extension](/listings/photos/40584812/1355101) - extension
- ![kitchen a](/listings/photos/40584812/1355103) - kitchen a
- ![bed 1](/listings/photos/40584812/1355106) - bed 1
- ![bed 2](/listings/photos/40584812/1355108) - bed 2
- ![bed 3](/listings/photos/40584812/1355111) - bed 3
- ![epc](/listings/photos/40584812/1355112) - epc

## Floorplans

- ![Floorplan 1](/listings/photos/40584812/1355114) - Floorplan 1

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #11066394
- **Address:** 52 Lansdowne Road, LOWESTOFT, NR33 7ES
- **Certificate Issued:** 29/06/2015
- **Work Completed:** 18/06/2015
- **Items:** 1 door(s)

### FENSA Certificate #9702463
- **Address:** 52 Lansdowne Road, LOWESTOFT, NR33 7ES
- **Certificate Issued:** 05/08/2013
- **Work Completed:** 19/07/2013
- **Items:** 8 window(s), 1 door(s)

### FENSA Certificate #6935513
- **Address:** 52 Lansdowne Road, LOWESTOFT, NR33 7ES
- **Certificate Issued:** 03/11/2009
- **Work Completed:** 01/10/2009
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 52 LANSDOWNE ROAD, LOWESTOFT, WAVENEY, SUFFOLK, NR33 7ES | £130,000 | 27/03/2013 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 CRANLEIGH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EX | £195,000 | 24/07/2025 | Detached |
| 59 CRANESBILL ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EE | £229,000 | 30/08/2024 | Detached |
| 40 CRANLEIGH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EX | £135,000 | 29/11/2023 | Detached |
| 46 SHIP ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7DW | £285,000 | 13/10/2023 | Detached |
| 73 CRANESBILL ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EE | £192,500 | 29/08/2023 | Detached |
| 1 RANVILLE, CARLTON COLVILLE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 8UB | £412,000 | 11/08/2023 | Detached |
| 61 CRANESBILL ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EE | £257,500 | 30/06/2023 | Detached |
| 28 CRANLEIGH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EX | £260,000 | 24/03/2023 | Detached |
| 6 CRANLEIGH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EX | £400,000 | 21/10/2022 | Detached |
| 1 DOVEDALE, CARLTON COLVILLE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 8TE | £270,000 | 20/10/2022 | Detached |
| 2 PRIMROSE CLOSE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EG | £238,000 | 18/10/2022 | Detached |
| 6 SPEEDWELL CLOSE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7DU | £300,000 | 13/10/2022 | Detached |
| 2 RIDGEVILLE, CARLTON COLVILLE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 8UA | £265,000 | 07/09/2022 | Detached |
| 36 CRANLEIGH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EX | £265,000 | 02/08/2022 | Detached |
| 71 CRANESBILL ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EE | £268,000 | 26/07/2022 | Detached |
| 10 RANVILLE, CARLTON COLVILLE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 8UB | £342,000 | 15/07/2022 | Detached |
| 6 COLTSFOOT CLOSE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EQ | £212,000 | 08/07/2022 | Detached |
| 9 RANVILLE, CARLTON COLVILLE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 8UB | £325,000 | 22/04/2022 | Detached |
| 5 SPEEDWELL CLOSE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7DU | £251,000 | 04/04/2022 | Detached |
| 17 ROCHDALE, CARLTON COLVILLE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 8TF | £350,000 | 25/02/2022 | Detached |

**Area average:** £272,600 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £347,123 (43 Detached, NR33, 2024–2026)
- **Deviation:** -61.1%

## Rental Range

*ONS Price Index of Private Rents (East Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £751/mo
- **Realistic:** £834/mo
- **Optimistic:** £917/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lowestoft & Great Yarmouth (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £628/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Bungalow, Stradbroke Road, NR33 | £1,400/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Flat, Morton Road, NR33 | £900/mo | 3 | 0.67 miles | OpenRent |

**Average rent: £1,150/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.85% (okay)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 10.2%
- **Cost-to-rent:** 9.8×
- **Monthly cashflow:** £478/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,753/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.7%
- **10y growth:** 41.4%

## House Price Index (HM Land Registry)

*Official index for East Suffolk; Detached series; as of April 2026.*

- **1y growth (index):** 2.2%
- **5y growth (index):** 9.7%
- **10y growth (index):** 34.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

main (Main) lounge rear gdn kitchen extension kitchen a bed 1 bed 2 bed 3 epc

/ 10

Property details

Floor area

77 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£130,000 Mar 2013

Price per m²

£1,753/m²

Local average

£347,123 (-61.1%)

Deprivation

Decile 7 (22,958 of 33,755)

Street crime

75 incidents within 1 mile (May 2026)

Key features

3 Separate Bedrooms
Gas Fired Central Heating
UPVC Double Glazing
Excellent Decorations
Extended Dining Room
ENERGY RATING:

Additional details

Parking: Yes
Garden: Yes

Description

The property comprises a well maintained semi detached extended bungalow of brick and tile construction pleasantly situated in this popular Pakefield location close to local shops and school and being within easy reach of the cliff top, sea and beach. The property which provides well proportioned accommodation is centrally heated by a gas fired radiator system, has UPVC sealed unit double glazing, is in excellent decorative order, has a separate lounge and dining room, 3 separate bedrooms, a well fitted kitchen, a separate bathrooms and w.c, pleasant well maintained gardens, ample car parking and garage space. A nearby regular bus service provides easy access to Lowestoft main town shopping centre where all amenities are available and an early inspection is recommended.

ENTRANCE HALL - LOUNGE - SITTING ROOM/DINING ROOM - KITCHEN - REAR LOBBY - SEPARATE W.C. - BATHROOM - 3 BEDROOMS - GARDENS

ENTRANCE HALL
With sealed unit aluminium framed double glazed entrance door and matching panel, radiator, coved ceiling, wall mounted central heating thermostat.

LOUNGE
14' x 10' 9 with wall mounted gas fire having back boiler for domestic hot water and central heating, power points, telephone point, wall light points, radiator, TV aerial, arch opening to:

SITTING ROOM/DINING ROOM
10' 10 x 8' 5 with sealed unit double glazed window and matching sliding patio doors to rear garden, radiator, power points, wall light points.

KITCHEN
13' maximum x 12' 6 maximum with inset stainless steel sink unit (h&c) mixer tap, cupboards under, work tops with cupboards, drawers, recesses under, matching wall cupboards, electric cooker control panel, radiator, coved ceiling, sealed unit double glazed windows, airing cupboard with central heating time controls, power points, plumbing for washing machine, fluorescent lighting, part tiled walls.

REAR LOBBY
With sealed unit double glazed rear entrance door.

SEPARATE W.C.
With low level suite, sealed unit double glazed window.

BATHROOM
With white suite comprising panelled bath (h&c) mixer tap, pedestal washbasin (h&c) mixer, full ceramic wall tiling, sealed unit double glazed window.

BEDROOM 1
13' x 10' 10 with sealed unit double glazed window overlooking front garden, radiator, power points, coved ceiling, TV point.

BEDROOM 2
10' 9 x 10' 3 with a sealed unit double glazed window overlooking front garden, radiator, power points.

BEDROOM 3
10' 9 x 6' 9 with sealed unit double glazed window, radiator, power points.

OUTSIDE
To the front: Walled garden with lawn area, borders, various shrubs and plants, concrete path to main entrance, side concrete driveway, ample car standing space, garage space. Enclosed rear garden with concrete area, ramp to patio doors, paved patio, lawn, borders, covered area, various shrubs and plants, ornamental fish pond.

PLEASE NOTE:
All barge boards, fascias, soffits, gutters and down pipes have been replaced in white UPVC.

**

Listed by

Lowestoft

Spicerhaart Lettings

Reference: 40584812

EPC Rating & Upgrade Cost

This certificate expired on 09/01/2023. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: B

Inspection date: 10/01/2013

Expiry date: 09/01/2023 (expired)

Est. upgrade cost to C: £20,350

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (Â£100 - Â£350)
Floor insulation (Â£800 - Â£1,200)
Low energy lighting for all fixed outlets (Â£25)
Replace boiler with new condensing boiler (Â£2,200 - Â£3,000)
Solar water heating (Â£4,000 - Â£6,000)
Solar photovoltaic panels, 2.5 kWp (Â£9,000 - Â£14,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #11066394

Property Details

Street: 52 Lansdowne Road

Town: LOWESTOFT

Postcode: NR33 7ES

Installation Details

Items: 1 door

Certificate Issued: 29/06/2015

Work Completed: 18/06/2015

This certificate data was retrieved from FENSA's database

FENSA Certificate #9702463

Property Details

Street: 52 Lansdowne Road

Town: LOWESTOFT

Postcode: NR33 7ES

Installation Details

Items: 8 windows and 1 door

Certificate Issued: 05/08/2013

Work Completed: 19/07/2013

This certificate data was retrieved from FENSA's database

FENSA Certificate #6935513

Property Details

Street: 52 Lansdowne Road

Town: LOWESTOFT

Postcode: NR33 7ES

Installation Details

Items: 1 door

Certificate Issued: 03/11/2009

Work Completed: 01/10/2009

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	27/03/2013 (13 years ago)	£130,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
30 CRANLEIGH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EX	£195,000	24/07/2025	Detached
59 CRANESBILL ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EE	£229,000	30/08/2024	Detached
40 CRANLEIGH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EX	£135,000	29/11/2023	Detached
46 SHIP ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7DW	£285,000	13/10/2023	Detached
73 CRANESBILL ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EE	£192,500	29/08/2023	Detached
1 RANVILLE, CARLTON COLVILLE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 8UB	£412,000	11/08/2023	Detached
61 CRANESBILL ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EE	£257,500	30/06/2023	Detached
28 CRANLEIGH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EX	£260,000	24/03/2023	Detached
6 CRANLEIGH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EX	£400,000	21/10/2022	Detached
1 DOVEDALE, CARLTON COLVILLE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 8TE	£270,000	20/10/2022	Detached
2 PRIMROSE CLOSE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EG	£238,000	18/10/2022	Detached
6 SPEEDWELL CLOSE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7DU	£300,000	13/10/2022	Detached
2 RIDGEVILLE, CARLTON COLVILLE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 8UA	£265,000	07/09/2022	Detached
36 CRANLEIGH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EX	£265,000	02/08/2022	Detached
71 CRANESBILL ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EE	£268,000	26/07/2022	Detached
10 RANVILLE, CARLTON COLVILLE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 8UB	£342,000	15/07/2022	Detached
6 COLTSFOOT CLOSE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7EQ	£212,000	08/07/2022	Detached
9 RANVILLE, CARLTON COLVILLE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 8UB	£325,000	22/04/2022	Detached
5 SPEEDWELL CLOSE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 7DU	£251,000	04/04/2022	Detached
17 ROCHDALE, CARLTON COLVILLE, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR33 8TF	£350,000	25/02/2022	Detached

Area average: £272,600 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 13.7%

10y growth 41.4%

House Price Index (HM Land Registry — official index, not sold-price averages): East Suffolk. Series: Detached. As of April 2026.

1y (index) 2.2%

5y (index) 9.7%

10y (index) 34.2%

Rental Range

Estimated market rent for East Suffolk. Low = conservative, Realistic = average, Optimistic = best case.

Low £751/mo

Realistic £834/mo

Optimistic £917/mo

Based on Local Authority from postcode lookup → East Suffolk.

LHA (30th percentile) floor for Lowestoft & Great Yarmouth: £628/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View NR33 7ES

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Marsden Close	0.1 miles
Shop	Shelton Road Convenience	0.1 miles
Shop	Card Factory	0.3 miles
Train station	Oulton Broad South	1.4 miles
Train station	Chapel Road	1.5 miles
Hospital	Airey Close	3.2 miles
Hospital	Beccles and District War Memorial Hospital	6.7 miles

Street-level crime

Category	Count
Violence and sexual offences	24
Shoplifting	13
Other theft	11
Anti-social behaviour	6
Criminal damage and arson	5
Public order	5
Drugs	4
Burglary	2
Vehicle crime	2
Bicycle theft	1
Other crime	1
Possession of weapons	1
Total incidents	75

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Pakefield High School	Secondary	0.2 miles	Good — 9 Nov 2023
Pakefield Primary School	Primary	0.3 miles	Good — 18 Nov 2021
Westwood Primary School	Primary	0.7 miles	Good — 20 Apr 2017
Elm Tree Primary School	Primary	1.0 miles	Good — 26 Sep 2022
Grove Primary School	Primary	1.0 miles	Good — 4 Dec 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Bungalow, Stradbroke Road, NR33	£1,400/mo	3	0.3 miles	OpenRent
3 Bed Flat, Morton Road, NR33	£900/mo	3	0.67 miles	OpenRent

Average rent: £1,150/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.85%

Max investor price (0.8%) £143,750

Target investor price (1%) £115,000

Gross yield 10.2%

Cost-to-rent ratio 9.8×

Monthly cashflow £478/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 14.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).