# 1 bedroom apartment for rent (LU1 5DT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 55 WINDSOR STREET, LUTON, LUTON, LUTON LU1 5DT |
| Price | £490 pcm |
| Bedrooms | 1 |
| Construction age | England and Wales: 1976-1982 |
| Floor area | 48 m² |
| Last sold | £106,000 Nov 2007 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 03/08/2030
- **Current heating cost:** £454/year

### Recommendations
- W2 (6,000)
- L2 (1,200)
- Y (725)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0848-6063-6218-6310-4290)

## Description

A FURNISHED GROUND FLOOR ONE BEDROOM FLAT SITUATED WITHIN EASY REACH OF TOWN CENTRE, MAIN LINE STATION AND M1 MOTORWAY.

LoungeKitchen1. REFERENCES WILL BE TAKEN UP WITH APPLICANTS BANK, EMPLOYER AND PREVIOUS LANDLORD (IF APPLICABLE). A CREDIT REFERENCE WILL ALSO BE OBTAINED FOR WHICH THERE WILL BE ADMINISTRATION CHARGE OF £100.00 PER PERSON (INCLUSIVE OF VAT)

2. ANY APPLICANT WHO IS UNEMPLOYED OR IS NOT IN FULL TIME EMPLOYMENT (I.E.STUDENTS) WILL BE REQUIRED TO PROVIDE A GUARANTOR, WHO IS FULLY EMPLOYED AND IS A UK RESIDENT, SO AS TO COMPLY WITH INSURANCE REQUIREMENTS.

3. ONE MONTH'S RENT PLUS 1 1/2 MONTH'S DEPOSIT WILL BE REQUIRED AND RENT PAYABLE CALENDAR MONTHLY.

4. APPLICANTS TO SIGN FOR ALL UTILITIES I.E. GAS, ELECTRIC, TELEPHONE, WATER RATES AND COUNCIL TAX.

5. THE TENANCY WILL BE AN ASSURED SHORTHOLD TENANCY UNDER PART 1 OF THE HOUSING ACT 1988.

## Property Photos

- ![Photo](/listings/photos/23156592/427937)
- ![Photo](/listings/photos/23156592/427939)
- ![Photo](/listings/photos/23156592/427940)

## EPC Graphs

- ![EPC 1](/listings/photos/23156592/427945) - EPC 1

## Rental Range

*ONS Price Index of Private Rents (Luton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,093/mo
- **Realistic:** £1,214/mo
- **Optimistic:** £1,335/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Luton (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £698/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Dumfries St, LU1 | £700/mo | 1 | 0.09 miles | OpenRent |

**Average rent: £700/mo (1 listing)**

## Rent-driven metrics

*Based on OpenRent comparables (median £700/mo).*

- **Gross yield:** 1714.3%
- **Monthly cashflow:** £603/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5092.8%

*Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £10/m²

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)