# 3 bedroom end of terrace house for sale (CM7 5SP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 CHURCHILL ROAD, BRAINTREE, ESSEX CM7 5SP |
| Price | £299,995 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 87 m² |
| Last sold | £282,500 Jan 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 25/04/2033
- **Current heating cost:** £1,530/year
- **Est. upgrade cost to C:** £10,540

### Recommendations
- W1 (£800 - £1,200)
- E (£40)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0370-2156-6240-2227-5641)

## Description

** NO ONWARD CHAIN ** Occupying a good sized plot with POTENTIAL TO EXTEND STPP, this spacious family home offers three DOUBLE BEDROOMS, a spacious 20' LOUNGE/DINER, modern fitted Kitchen, and a larger than average Garden with OUTBUILDINGS and Garage to the rear, making this an ideal home for both first time buyers and the growing modern family.  Situated upon a family orientated development, with a good array of local school options as well as being a short walk from the nearby picturesque village of Bocking, early viewing is highly advised in order to appreciate the internal accommodation on offer.

**Ground Floor** - 

**Entrance Hall** - Laminate flooring, stairs rising to first floor, under stairs storage, doors to;

**Lounge/Diner** - 6.11 x 3.37 (20'0" x 11'0") - Double glazed window & french doors to rear, laminate flooring, 2 x radiators, feature fireplace, door to;

**Kitchen** - 3.44 x 2.46 (11'3" x 8'0") - Wall & base units, tiled flooring, integral double oven & four ring hob, integral fridge and dishwasher, side door to garden.

**First Floor** - 

**Landing** - Carpet flooring, radiator, double glazed window to front.

**Bedroom One** - 3.82 x 3.57 (12'6" x 11'8") - Carpet flooring, radiator, two fitted cupboards, double glazed window to rear.

**Bedroom Two** - 3.59 x 2.82 (11'9" x 9'3") - Carpet flooring, radiator, fitted cupboard double glazed window to rear.

**Bedroom Three** - 2.81 x 2.60 (9'2" x 8'6") - Carpet flooring, radiator, double glazed window to front.

**Bathroom** - Bath with shower over, hand wash basin, obscure double glazed window to front, radiator

**Wc** - WC, double glazed window to side.

**Exterior** - 

**Front** - Block paved frontage with side access to rear garden

**Rear Garden** - Commencing with a paved patio area, opening to established garden laid largely to lawn with further paved area to the lower garden.  Outbuilding to side with water connection.

**Garage** - There is a single garage to the rear of the property.

## Property Photos

- ![IMG_5413.jpg](/listings/photos/133240469/1651252) - IMG_5413.jpg
- ![IMG_5379.jpg](/listings/photos/133240469/1651253) - IMG_5379.jpg
- ![IMG_5385.jpg](/listings/photos/133240469/1651254) - IMG_5385.jpg
- ![IMG_5406.jpg](/listings/photos/133240469/1651255) - IMG_5406.jpg
- ![IMG_5382.jpg](/listings/photos/133240469/1651256) - IMG_5382.jpg
- ![IMG_5377.jpg](/listings/photos/133240469/1651257) - IMG_5377.jpg
- ![IMG_5387.jpg](/listings/photos/133240469/1651258) - IMG_5387.jpg
- ![IMG_5388.jpg](/listings/photos/133240469/1651259) - IMG_5388.jpg
- ![IMG_5392.jpg](/listings/photos/133240469/1651260) - IMG_5392.jpg
- ![IMG_5394.jpg](/listings/photos/133240469/1651261) - IMG_5394.jpg
- ![IMG_5396.jpg](/listings/photos/133240469/1651262) - IMG_5396.jpg
- ![IMG_5398.jpg](/listings/photos/133240469/1651263) - IMG_5398.jpg
- ![IMG_5399.jpg](/listings/photos/133240469/1651264) - IMG_5399.jpg
- ![IMG_5401.jpg](/listings/photos/133240469/1651265) - IMG_5401.jpg
- ![IMG_5408.jpg](/listings/photos/133240469/1651266) - IMG_5408.jpg

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP | £282,500 | 10/01/2024 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 CHARTWELL CLOSE, BRAINTREE, ESSEX, CM7 5SZ | £290,000 | 05/12/2023 | Terraced |
| 18 DEAL CLOSE, BRAINTREE, ESSEX, CM7 5TF | £310,000 | 13/11/2023 | Terraced |
| 190 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SQ | £190,000 | 08/09/2023 | Terraced |
| 2 ROMNEY CLOSE, BRAINTREE, ESSEX, CM7 5TE | £295,000 | 02/06/2023 | Terraced |
| [Same street] 38 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP | £270,000 | 16/12/2022 | Terraced |
| 20 HYTHE CLOSE, BRAINTREE, ESSEX, CM7 5TH | £260,000 | 30/09/2022 | Terraced |
| [Same street] 62 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP | £335,000 | 27/09/2022 | Semi-detached |
| 11 STANES ROAD, BRAINTREE, ESSEX, CM7 5QX | £295,000 | 26/09/2022 | Terraced |
| 162 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SG | £320,000 | 21/09/2022 | Terraced |
| 24 ROMNEY CLOSE, BRAINTREE, ESSEX, CM7 5TE | £272,000 | 26/08/2022 | Terraced |
| 17 STANES ROAD, BRAINTREE, ESSEX, CM7 5QX | £280,000 | 19/08/2022 | Terraced |
| 28 DOVER CLOSE, BRAINTREE, ESSEX, CM7 5TD | £290,000 | 17/06/2022 | Terraced |
| 38 GLEBE AVENUE, BRAINTREE, ESSEX, CM7 5RB | £290,000 | 25/02/2022 | Terraced |
| 5 ROMNEY CLOSE, BRAINTREE, ESSEX, CM7 5TE | £260,000 | 16/02/2022 | Terraced |
| 202 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SQ | £225,000 | 28/01/2022 | Terraced |
| [Same street] 19 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP | £255,000 | 06/12/2021 | Terraced |
| [Same street] 14 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP | £135,000 | 29/10/2021 | Flat |
| 13 DOVER CLOSE, BRAINTREE, ESSEX, CM7 5TD | £155,000 | 30/09/2021 | Terraced |
| 7 STANES ROAD, BRAINTREE, ESSEX, CM7 5QX | £250,000 | 20/09/2021 | Terraced |
| 160 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SG | £260,000 | 06/09/2021 | Terraced |
| [Same street] 34 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP | £255,000 | 26/08/2021 | Terraced |
| 114 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SA | £350,000 | 20/08/2021 | Terraced |

**Street average:** £250,000 (5 sales)
**Area average:** £270,118 (17 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £280,177 (45 Terraced, CM7, 2024–2026)
- **Deviation:** +7.1%

## Rental Range

*ONS Price Index of Private Rents (Braintree). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,102/mo
- **Realistic:** £1,224/mo
- **Optimistic:** £1,346/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,197/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Panfield Lane, CM7 | £1,500/mo | 3 | 0.25 miles | OpenRent |
| 3 Bed Terraced House, Normandy Way, CM7 | £1,550/mo | 3 | 0.34 miles | OpenRent |
| 3 Bed Terraced House, Coggeshall Road, CM7 | £1,595/mo | 3 | 1.22 miles | OpenRent |

**Average rent: £1,548/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £193,750
- **Target investor price (1%):** £155,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,550/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16.1×
- **Monthly cashflow:** £189/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,448/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.2%
- **10y growth:** 15.9%

## House Price Index (HM Land Registry)

*Official index for Braintree; Terraced series; as of May 2026.*

- **1y growth (index):** 0%
- **5y growth (index):** 10.7%
- **10y growth (index):** 29.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)