Sold STC End of terrace

40 CHURCHILL ROAD

BRAINTREE, ESSEX CM7 5SP

3 beds 1 baths 936 sq ft Listed 4 Apr 2023 (-1216d)

£299,995

Guide Price

Reduced on 11 Sep 2023

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# 3 bedroom end of terrace house for sale (CM7 5SP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 CHURCHILL ROAD, BRAINTREE, ESSEX CM7 5SP |
| Price | £299,995 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 87 m² |
| Last sold | £282,500 Jan 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 25/04/2033
- **Current heating cost:** £1,530/year
- **Est. upgrade cost to C:** £10,540

### Recommendations
- W1 (£800 - £1,200)
- E (£40)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0370-2156-6240-2227-5641)

## Description

** NO ONWARD CHAIN ** Occupying a good sized plot with POTENTIAL TO EXTEND STPP, this spacious family home offers three DOUBLE BEDROOMS, a spacious 20' LOUNGE/DINER, modern fitted Kitchen, and a larger than average Garden with OUTBUILDINGS and Garage to the rear, making this an ideal home for both first time buyers and the growing modern family.  Situated upon a family orientated development, with a good array of local school options as well as being a short walk from the nearby picturesque village of Bocking, early viewing is highly advised in order to appreciate the internal accommodation on offer.

**Ground Floor** -

**Entrance Hall** - Laminate flooring, stairs rising to first floor, under stairs storage, doors to;

**Lounge/Diner** - 6.11 x 3.37 (20'0" x 11'0") - Double glazed window & french doors to rear, laminate flooring, 2 x radiators, feature fireplace, door to;

**Kitchen** - 3.44 x 2.46 (11'3" x 8'0") - Wall & base units, tiled flooring, integral double oven & four ring hob, integral fridge and dishwasher, side door to garden.

**First Floor** -

**Landing** - Carpet flooring, radiator, double glazed window to front.

**Bedroom One** - 3.82 x 3.57 (12'6" x 11'8") - Carpet flooring, radiator, two fitted cupboards, double glazed window to rear.

**Bedroom Two** - 3.59 x 2.82 (11'9" x 9'3") - Carpet flooring, radiator, fitted cupboard double glazed window to rear.

**Bedroom Three** - 2.81 x 2.60 (9'2" x 8'6") - Carpet flooring, radiator, double glazed window to front.

**Bathroom** - Bath with shower over, hand wash basin, obscure double glazed window to front, radiator

**Wc** - WC, double glazed window to side.

**Exterior** -

**Front** - Block paved frontage with side access to rear garden

**Rear Garden** - Commencing with a paved patio area, opening to established garden laid largely to lawn with further paved area to the lower garden.  Outbuilding to side with water connection.

**Garage** - There is a single garage to the rear of the property.

## Property Photos

- ![IMG_5413.jpg](/listings/photos/133240469/1651252) - IMG_5413.jpg
- ![IMG_5379.jpg](/listings/photos/133240469/1651253) - IMG_5379.jpg
- ![IMG_5385.jpg](/listings/photos/133240469/1651254) - IMG_5385.jpg
- ![IMG_5406.jpg](/listings/photos/133240469/1651255) - IMG_5406.jpg
- ![IMG_5382.jpg](/listings/photos/133240469/1651256) - IMG_5382.jpg
- ![IMG_5377.jpg](/listings/photos/133240469/1651257) - IMG_5377.jpg
- ![IMG_5387.jpg](/listings/photos/133240469/1651258) - IMG_5387.jpg
- ![IMG_5388.jpg](/listings/photos/133240469/1651259) - IMG_5388.jpg
- ![IMG_5392.jpg](/listings/photos/133240469/1651260) - IMG_5392.jpg
- ![IMG_5394.jpg](/listings/photos/133240469/1651261) - IMG_5394.jpg
- ![IMG_5396.jpg](/listings/photos/133240469/1651262) - IMG_5396.jpg
- ![IMG_5398.jpg](/listings/photos/133240469/1651263) - IMG_5398.jpg
- ![IMG_5399.jpg](/listings/photos/133240469/1651264) - IMG_5399.jpg
- ![IMG_5401.jpg](/listings/photos/133240469/1651265) - IMG_5401.jpg
- ![IMG_5408.jpg](/listings/photos/133240469/1651266) - IMG_5408.jpg

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP | £282,500 | 10/01/2024 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 CHARTWELL CLOSE, BRAINTREE, ESSEX, CM7 5SZ | £290,000 | 05/12/2023 | Terraced |
| 18 DEAL CLOSE, BRAINTREE, ESSEX, CM7 5TF | £310,000 | 13/11/2023 | Terraced |
| 190 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SQ | £190,000 | 08/09/2023 | Terraced |
| 2 ROMNEY CLOSE, BRAINTREE, ESSEX, CM7 5TE | £295,000 | 02/06/2023 | Terraced |
| [Same street] 38 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP | £270,000 | 16/12/2022 | Terraced |
| 20 HYTHE CLOSE, BRAINTREE, ESSEX, CM7 5TH | £260,000 | 30/09/2022 | Terraced |
| [Same street] 62 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP | £335,000 | 27/09/2022 | Semi-detached |
| 11 STANES ROAD, BRAINTREE, ESSEX, CM7 5QX | £295,000 | 26/09/2022 | Terraced |
| 162 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SG | £320,000 | 21/09/2022 | Terraced |
| 24 ROMNEY CLOSE, BRAINTREE, ESSEX, CM7 5TE | £272,000 | 26/08/2022 | Terraced |
| 17 STANES ROAD, BRAINTREE, ESSEX, CM7 5QX | £280,000 | 19/08/2022 | Terraced |
| 28 DOVER CLOSE, BRAINTREE, ESSEX, CM7 5TD | £290,000 | 17/06/2022 | Terraced |
| 38 GLEBE AVENUE, BRAINTREE, ESSEX, CM7 5RB | £290,000 | 25/02/2022 | Terraced |
| 5 ROMNEY CLOSE, BRAINTREE, ESSEX, CM7 5TE | £260,000 | 16/02/2022 | Terraced |
| 202 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SQ | £225,000 | 28/01/2022 | Terraced |
| [Same street] 19 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP | £255,000 | 06/12/2021 | Terraced |
| [Same street] 14 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP | £135,000 | 29/10/2021 | Flat |
| 13 DOVER CLOSE, BRAINTREE, ESSEX, CM7 5TD | £155,000 | 30/09/2021 | Terraced |
| 7 STANES ROAD, BRAINTREE, ESSEX, CM7 5QX | £250,000 | 20/09/2021 | Terraced |
| 160 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SG | £260,000 | 06/09/2021 | Terraced |
| [Same street] 34 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP | £255,000 | 26/08/2021 | Terraced |
| 114 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SA | £350,000 | 20/08/2021 | Terraced |

**Street average:** £250,000 (5 sales)
**Area average:** £270,118 (17 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £280,177 (45 Terraced, CM7, 2024–2026)
- **Deviation:** +7.1%

## Rental Range

*ONS Price Index of Private Rents (Braintree). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,102/mo
- **Realistic:** £1,224/mo
- **Optimistic:** £1,346/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,197/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Panfield Lane, CM7 | £1,500/mo | 3 | 0.25 miles | OpenRent |
| 3 Bed Terraced House, Normandy Way, CM7 | £1,550/mo | 3 | 0.34 miles | OpenRent |
| 3 Bed Terraced House, Coggeshall Road, CM7 | £1,595/mo | 3 | 1.22 miles | OpenRent |

**Average rent: £1,548/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £193,750
- **Target investor price (1%):** £155,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,550/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16.1×
- **Monthly cashflow:** £189/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,448/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.3%
- **10y growth:** 15.9%

## House Price Index (HM Land Registry)

*Official index for Braintree; Terraced series; as of April 2026.*

- **1y growth (index):** -0.9%
- **5y growth (index):** 9.9%
- **10y growth (index):** 30.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

87 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£282,500 Jan 2024

Price per m²

£3,448/m²

Local average

£280,177 (+7.1%)

Deprivation

Decile 2 (5,852 of 33,755)

Street crime

67 incidents within 1 mile (May 2026)

Key features

THREE DOUBLE BEDROOMS
NO ONWARD CHAIN
GENEROUS REAR GARDEN
POTENTIAL TO EXTEND STPP
OUTBUILDINGS
20' LOUNGE/DINER
DOUBLE GLAZED
RECENTLY RE-FITTED GAS BOILER
GARAGE

Additional details

Parking: Yes
Garden: Yes

Description

NO ONWARD CHAIN Occupying a good sized plot with POTENTIAL TO EXTEND STPP, this spacious family home offers three DOUBLE BEDROOMS, a spacious 20' LOUNGE/DINER, modern fitted Kitchen, and a larger than average Garden with OUTBUILDINGS and Garage to the rear, making this an ideal home for both first time buyers and the growing modern family. Situated upon a family orientated development, with a good array of local school options as well as being a short walk from the nearby picturesque village of Bocking, early viewing is highly advised in order to appreciate the internal accommodation on offer.

Ground Floor -

Entrance Hall - Laminate flooring, stairs rising to first floor, under stairs storage, doors to;

Lounge/Diner - 6.11 x 3.37 (20'0" x 11'0") - Double glazed window & french doors to rear, laminate flooring, 2 x radiators, feature fireplace, door to;

Kitchen - 3.44 x 2.46 (11'3" x 8'0") - Wall & base units, tiled flooring, integral double oven & four ring hob, integral fridge and dishwasher, side door to garden.

First Floor -

Landing - Carpet flooring, radiator, double glazed window to front.

Bedroom One - 3.82 x 3.57 (12'6" x 11'8") - Carpet flooring, radiator, two fitted cupboards, double glazed window to rear.

Bedroom Two - 3.59 x 2.82 (11'9" x 9'3") - Carpet flooring, radiator, fitted cupboard double glazed window to rear.

Bedroom Three - 2.81 x 2.60 (9'2" x 8'6") - Carpet flooring, radiator, double glazed window to front.

Bathroom - Bath with shower over, hand wash basin, obscure double glazed window to front, radiator

Wc - WC, double glazed window to side.

Exterior -

Front - Block paved frontage with side access to rear garden

Rear Garden - Commencing with a paved patio area, opening to established garden laid largely to lawn with further paved area to the lower garden. Outbuilding to side with water connection.

Garage - There is a single garage to the rear of the property.

Listed by

Braintree

Branocs Estates LTD

Reference: 133240469

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 26/04/2023

Expiry date: 25/04/2033

Current heating cost: £1,530/year

Potential heating cost: £1,379/year

Est. upgrade cost to C: £10,540

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£40)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

Event	Date	Price	% change
Sold	10/01/2024 (2 years ago)	£282,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
1 CHARTWELL CLOSE, BRAINTREE, ESSEX, CM7 5SZ	£290,000	05/12/2023	Terraced
18 DEAL CLOSE, BRAINTREE, ESSEX, CM7 5TF	£310,000	13/11/2023	Terraced
190 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SQ	£190,000	08/09/2023	Terraced
2 ROMNEY CLOSE, BRAINTREE, ESSEX, CM7 5TE	£295,000	02/06/2023	Terraced
Same street 38 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP	£270,000	16/12/2022	Terraced
20 HYTHE CLOSE, BRAINTREE, ESSEX, CM7 5TH	£260,000	30/09/2022	Terraced
Same street 62 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP	£335,000	27/09/2022	Semi-detached
11 STANES ROAD, BRAINTREE, ESSEX, CM7 5QX	£295,000	26/09/2022	Terraced
162 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SG	£320,000	21/09/2022	Terraced
24 ROMNEY CLOSE, BRAINTREE, ESSEX, CM7 5TE	£272,000	26/08/2022	Terraced
17 STANES ROAD, BRAINTREE, ESSEX, CM7 5QX	£280,000	19/08/2022	Terraced
28 DOVER CLOSE, BRAINTREE, ESSEX, CM7 5TD	£290,000	17/06/2022	Terraced
38 GLEBE AVENUE, BRAINTREE, ESSEX, CM7 5RB	£290,000	25/02/2022	Terraced
5 ROMNEY CLOSE, BRAINTREE, ESSEX, CM7 5TE	£260,000	16/02/2022	Terraced
202 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SQ	£225,000	28/01/2022	Terraced
Same street 19 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP	£255,000	06/12/2021	Terraced
Same street 14 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP	£135,000	29/10/2021	Flat
13 DOVER CLOSE, BRAINTREE, ESSEX, CM7 5TD	£155,000	30/09/2021	Terraced
7 STANES ROAD, BRAINTREE, ESSEX, CM7 5QX	£250,000	20/09/2021	Terraced
160 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SG	£260,000	06/09/2021	Terraced
Same street 34 CHURCHILL ROAD, BRAINTREE, ESSEX, CM7 5SP	£255,000	26/08/2021	Terraced
114 CHURCH LANE, BRAINTREE, ESSEX, CM7 5SA	£350,000	20/08/2021	Terraced

Street average: £250,000 (5 sales)

Area average: £270,118 (17 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 16.3%

10y growth 15.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Braintree. Series: Terraced. As of April 2026.

1y (index) -0.9%

5y (index) 9.9%

10y (index) 30.2%

Rental Range

Estimated market rent for Braintree. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,102/mo

Realistic £1,224/mo

Optimistic £1,346/mo

Based on Local Authority from postcode lookup → Braintree.

LHA (30th percentile) floor for Chelmsford: £1,197/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CM7 5SP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Oakley Road	0.1 miles
Shop	One Stop	0.6 miles
Shop	Chameleon Costumes Fancy Dress	0.8 miles
Hospital	Braintree Community Hospital	1.3 miles
Train station	Braintree	1.5 miles
Train station	Braintree Freeport	2.1 miles
University	Anglia Ruskin University, Chelmsford Campus	11.2 miles

Street-level crime

Category	Count
Violence and sexual offences	30
Anti-social behaviour	15
Public order	7
Drugs	4
Shoplifting	3
Criminal damage and arson	2
Other crime	2
Other theft	2
Possession of weapons	2
Total incidents	67

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bocking Primary School	Primary	0.6 miles	Good — 13 Dec 2016
The Edith Borthwick School	Other	0.7 miles	Good — 11 Nov 2021
John Bunyan Primary School and Nursery	Primary	0.8 miles	Good — 23 Apr 2018
Tabor Academy	Secondary	0.9 miles	Requires improvement — 8 Nov 2023
St Francis Catholic Primary School, Braintree	Primary	1.0 miles	Good — 17 Sep 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Panfield Lane, CM7	£1,500/mo	3	0.25 miles	OpenRent
3 Bed Terraced House, Normandy Way, CM7	£1,550/mo	3	0.34 miles	OpenRent
3 Bed Terraced House, Coggeshall Road, CM7	£1,595/mo	3	1.22 miles	OpenRent

Average rent: £1,548/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.52%

Max investor price (0.8%) £193,750

Target investor price (1%) £155,000

Gross yield 6.2%

Cost-to-rent ratio 16.1×

Monthly cashflow £189/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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