# 3 bedroom house for sale (M19 2BN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 20 MONICA GROVE, MANCHESTER, MANCHESTER, GREATER MANCHESTER M19 2BN |
| Price | £275,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 93 m² |
| Last sold | £131,000 Oct 2008 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 16/07/2035
- **Current heating cost:** £867/year
- **Est. upgrade cost to C:** £18,250

### Recommendations
- Q (£7,500 - £11,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0320-2823-0430-2795-6351)

## Description

***VIDEO TOUR AVAILABLE*** An attractive & deceptively spacious, THREE DOUBLE BEDROOM, mid-terrace property. Located on a quiet residential road in Burnage, the property is ideally located within close proximity of the amenities on Stockport Road, fantastic transport links into the City centre and further afield, and both good primary and second school are also close by. In brief the property consists of a good-sized dining room to the front aspect, a well-proportioned lounge with views into the rear garden, a useful storage cupboard, and a modern fitted kitchen which allows access out into the rear courtyard style garden completing this floor. Stairs leading to the first-floor landing reveal three good sized double bedrooms, and a white three-piece bathroom suite completing this delightful property. Other benefits include a newly installed boiler (fitted in 2025), high ceiling, ceiling coving, and both front and rear enclosed gardens. Would ideally suite a family, first time buyer, or investor due to C4 usage being in place. OFFERED WITH NO VENDOR CHAIN.

**Externally** - To the front aspect there is a low-level brick boundary wall with mature hedge row above, a low-maintenance front garden, and a pedestrian gate opening to a pathway leading to the front door. To the rear aspect there is a good-sized courtyard style garden with a gravelled area ideal for outdoor seating. The garden is enclosed with brick-built walls to the neighbouring properties and there is a timber gate allowing access into the communal service alley.

**Financial Services** - We believe that by introducing our clients to specialist advisors who provide simple, sensible, mortgage & protection advice we can help our clients make fully informed decisions giving them the confidence that they are getting the right deal from the start. 

Our partners are committed to offering a tailor-made personal and professional service and aim to exceed expectations on every level, specialising in finding the best mortgage & protection products to suit your particular needs.

If you wish to take the opportunity to speak with our partner advisors at Bespoke Mortgage; Bridget and Mark can be reached on   or  

**Aml - (Anti-Money Laundering).** - We are required by law and HMRC guidelines to carry out anti-money laundering checks on all those selling or buying a property. Whilst we retain responsibility for ensuring checks and any ongoing monitoring are carried out correctly, the initial checks are carried out on our behalf by Lifetime Legal who will contact you once you have agreed to instruct us in your sale or had an offer accepted on a property you wish to buy. The cost of these checks is £60 (incl. VAT), which covers the cost of obtaining relevant data and any manual checks and monitoring which might be required. This fee will need to be paid by you in advance of us publishing your property (in the case of a vendor) or issuing a memorandum of sale (in the case of a buyer), directly to Lifetime Legal, and is non-refundable.  We will receive some of the fee taken by Lifetime Legal to compensate for its role in the provision of these checks.

**Stamp Duty Land Tax (Sdlt)** - You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price when you buy residential property, for example a house or flat. 

The amount you pay depends on: 

*When you bought the property

*How much you paid for it

*Whether you’re eligible for relief or an exemption

*Use the SDLT calculator to work out how much tax you’ll pay. 

Further details available on

## Property Photos

- ![DSC00798.jpg](/listings/photos/90834549/1246249) - DSC00798.jpg
- ![DSC02858.jpg](/listings/photos/90834549/1246250) - DSC02858.jpg
- ![DSC02869.jpg](/listings/photos/90834549/1246252) - DSC02869.jpg
- ![DSC02851.jpg](/listings/photos/90834549/1246254) - DSC02851.jpg
- ![DSC02853-2.jpg](/listings/photos/90834549/1246255) - DSC02853-2.jpg
- ![DSC02827.jpg](/listings/photos/90834549/1246257) - DSC02827.jpg
- ![DSC02833.jpg](/listings/photos/90834549/1246258) - DSC02833.jpg
- ![DSC02842.jpg](/listings/photos/90834549/1246259) - DSC02842.jpg
- ![DSC02835.jpg](/listings/photos/90834549/1246260) - DSC02835.jpg
- ![DSC02876.png](/listings/photos/90834549/1246261) - DSC02876.png
- ![DSC02849.jpg](/listings/photos/90834549/1246262) - DSC02849.jpg
- ![DSC02867-2.jpg](/listings/photos/90834549/1246263) - DSC02867-2.jpg
- ![DSC02864.jpg](/listings/photos/90834549/1246264) - DSC02864.jpg
- ![DSC02874.jpg](/listings/photos/90834549/1246265) - DSC02874.jpg
- ![DSC02848.jpg](/listings/photos/90834549/1246266) - DSC02848.jpg
- ![DSC02877.png](/listings/photos/90834549/1246267) - DSC02877.png

## Floorplans

- ![20 Monica Grove, Levenshulme - all floors.JPG](/listings/photos/90834549/1246268) - 20 Monica Grove, Levenshulme - all floors.JPG

## EPC Graphs

- ![EE Rating](/listings/photos/90834549/1246269) - EE Rating

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #6226936
- **Address:** 20 Monica Grove, MANCHESTER, M19 2BN
- **Certificate Issued:** 22/12/2008
- **Work Completed:** 12/12/2008
- **Items:** 8 window(s)

### FENSA Certificate #528259
- **Address:** 20 Monica Grove, MANCHESTER, M19 2BN
- **Certificate Issued:** 08/08/2003
- **Work Completed:** 27/02/2003
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 MONICA GROVE, MANCHESTER, GREATER MANCHESTER, M19 2BN | £131,000 | 17/10/2008 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 42 MONICA GROVE, MANCHESTER, GREATER MANCHESTER, M19 2BN | £563,556 | 10/11/2025 | Terraced |
| 324 SLADE LANE, MANCHESTER, GREATER MANCHESTER, M19 2BY | £150,000 | 09/10/2023 | Other |
| [Same street] 48 MONICA GROVE, MANCHESTER, GREATER MANCHESTER, M19 2BN | £240,000 | 07/04/2022 | Terraced |
| [Same street] 58 MONICA GROVE, MANCHESTER, GREATER MANCHESTER, M19 2BN | £238,000 | 14/01/2022 | Terraced |

**Street average:** £347,185 (3 sales)
**Area average:** £150,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £522,667 (3 Other, M19, 2024–2026)
- **Deviation:** -47.4%

## Rental Range

*ONS Price Index of Private Rents (Manchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,217/mo
- **Realistic:** £1,352/mo
- **Optimistic:** £1,487/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £504/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Brailsford Road, M14 | £1,495/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed End Terrace, Brailsford Road, M14 | £1,495/mo | 3 | 0.35 miles | OpenRent |
| 3 Bed Semi-Detached House, Woodland Road, M19 | £1,400/mo | 3 | 0.54 miles | OpenRent |

**Average rent: £1,463/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £186,875
- **Target investor price (1%):** £149,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,495/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.3×
- **Monthly cashflow:** £238/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,957/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5951.1%
- **10y growth:** 1017.8%

## House Price Index (HM Land Registry)

*Official index for Manchester; All dwelling types series; as of April 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 17.7%
- **10y growth (index):** 73.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)