# 2 bedroom terraced house for sale (BB9 8PA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 GARNETT STREET, NELSON, BARROWFORD, LANCASHIRE BB9 8PA |
| Price | £112,000 |
| Bedrooms | 2 |
| Last sold | £110,000 Aug 2022 |

## Description

A stonebuilt mid terrace house situated within walking distance of Barrowford village centre and the wealth of amenities the village has to offer. The house has a lounge to the front with inset "Living Flame" gas fire and to the rear there is a spacious dining kitchen. Upstairs there are two double bedrooms and an up-to-date 3-piece shower room with fully tiled walls.

The property is currently let with a monthly rent of £500. The property can be offered for sale as a buy to let or with vacant possession if required. Viewing is essential.

## Property Photos

- ![Photo](/listings/photos/119555255/413298)
- ![Photo](/listings/photos/119555255/413299)
- ![Photo](/listings/photos/119555255/413300)
- ![Photo](/listings/photos/119555255/413301)
- ![Photo](/listings/photos/119555255/413302)
- ![Photo](/listings/photos/119555255/413304)
- ![Photo](/listings/photos/119555255/413306)
- ![Photo](/listings/photos/119555255/413309)
- ![Photo](/listings/photos/119555255/413312)

## Floorplans

- ![Floorplan 1](/listings/photos/119555255/413313) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/119555255/413316) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £110,000 | 12/08/2022 | Terraced |
| 4 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £87,500 | 12/11/2010 | Terraced |
| 4 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £79,000 | 27/08/2004 | Terraced |
| 4 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £60,000 | 28/05/2004 | Terraced |
| 4 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £26,500 | 02/06/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 VALE MEWS, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8BF | £195,000 | 19/12/2025 | Terraced |
| 38 HOLMEFIELD GARDENS, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NW | £270,000 | 17/12/2025 | Terraced |
| 18 DUCKWORTH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PF | £115,000 | 17/12/2025 | Terraced |
| 3 LOWER CLOUGH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PQ | £120,000 | 12/12/2025 | Terraced |
| 57 BOLTON GROVE, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PB | £117,500 | 27/11/2025 | Terraced |
| 30 NORA STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NT | £157,000 | 14/11/2025 | Terraced |
| 18 HOLME STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PG | £122,000 | 31/10/2025 | Terraced |
| 95 BOLTON GROVE, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PB | £152,000 | 26/09/2025 | Terraced |
| [Same street] 17 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £85,000 | 26/08/2025 | Terraced |
| [Same street] 11 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £115,000 | 11/07/2025 | Terraced |
| 14 DUCKWORTH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PF | £135,000 | 28/02/2025 | Terraced |
| 29 GROVE STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PW | £135,000 | 10/02/2025 | Terraced |
| [Same street] 6 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £110,000 | 11/11/2024 | Terraced |
| [Same street] 21 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £115,000 | 26/07/2024 | Terraced |
| 49 BOLTON GROVE, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PB | £142,500 | 17/11/2023 | Terraced |
| 10A LOWER CLOUGH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PQ | £58,000 | 18/10/2023 | Terraced |
| 67 NORA STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NT | £117,000 | 13/09/2023 | Terraced |
| 6 DUCKWORTH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PF | £148,450 | 30/08/2023 | Terraced |
| 21 SANDY LANE, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NY | £105,000 | 14/07/2023 | Terraced |
| 6 LEE STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NP | £115,000 | 13/06/2023 | Terraced |
| 49 GISBURN ROAD, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8ND | £113,500 | 05/06/2023 | Terraced |
| [Same street] 1 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £55,000 | 23/03/2023 | Terraced |
| 17 WILTON STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PU | £135,000 | 22/12/2022 | Terraced |
| 27 GISBURN ROAD, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8ND | £125,000 | 16/12/2022 | Terraced |
| 31 NORA STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NS | £92,000 | 16/12/2022 | Terraced |
| [Same street] 23 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £145,500 | 12/08/2022 | Terraced |

**Street average:** £104,250 (6 sales)
**Area average:** £133,498 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £106,166 (117 Terraced, BB9, 2024–2026)
- **Deviation:** +5.5%

## Rental Range

*ONS Price Index of Private Rents (Pendle). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £582/mo
- **Realistic:** £647/mo
- **Optimistic:** £712/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £449/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Milton Street, BB9 | £720/mo | 2 | 0.42 miles | OpenRent |
| 2 Bed Terraced House, Fife Street, BB9 | £800/mo | 2 | 0.54 miles | OpenRent |
| 2 Bed Terraced House, Buccleuch Road, BB9 | £600/mo | 2 | 0.55 miles | OpenRent |
| 2 Bed Terraced House, Holt Square, BB9 | £675/mo | 2 | 0.8 miles | OpenRent |

**Average rent: £699/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.62% (weak for cashflow)
- **Max investor price (0.8%):** £87,250
- **Target investor price (1%):** £69,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £698/mo).*

- **Gross yield:** 7.5%
- **Cost-to-rent:** 13.4×
- **Monthly cashflow:** £162/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 36.5%
- **10y growth:** 101.9%

## House Price Index (HM Land Registry)

*Official index for Pendle; Terraced series; as of March 2026.*

- **1y growth (index):** 6.9%
- **5y growth (index):** 25.1%
- **10y growth (index):** 78.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)