Sold STC Terraced

4 GARNETT STREET

NELSON, BARROWFORD, LANCASHIRE BB9 8PA

2 beds 66 m² Listed 4 Feb 2022 (-1587d)

£112,000

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# 2 bedroom terraced house for sale (BB9 8PA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 GARNETT STREET, NELSON, BARROWFORD, LANCASHIRE BB9 8PA |
| Price | £112,000 |
| Bedrooms | 2 |
| Last sold | £110,000 Aug 2022 |

## Description

The property is currently let with a monthly rent of £500. The property can be offered for sale as a buy to let or with vacant possession if required. Viewing is essential.

## Property Photos

- ![Photo](/listings/photos/119555255/413298)
- ![Photo](/listings/photos/119555255/413299)
- ![Photo](/listings/photos/119555255/413300)
- ![Photo](/listings/photos/119555255/413301)
- ![Photo](/listings/photos/119555255/413302)
- ![Photo](/listings/photos/119555255/413304)
- ![Photo](/listings/photos/119555255/413306)
- ![Photo](/listings/photos/119555255/413309)
- ![Photo](/listings/photos/119555255/413312)

## Floorplans

- ![Floorplan 1](/listings/photos/119555255/413313) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/119555255/413316) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £110,000 | 12/08/2022 | Terraced |
| 4 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £87,500 | 12/11/2010 | Terraced |
| 4 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £79,000 | 27/08/2004 | Terraced |
| 4 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £60,000 | 28/05/2004 | Terraced |
| 4 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £26,500 | 02/06/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 VALE MEWS, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8BF | £195,000 | 19/12/2025 | Terraced |
| 18 DUCKWORTH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PF | £115,000 | 17/12/2025 | Terraced |
| 38 HOLMEFIELD GARDENS, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NW | £270,000 | 17/12/2025 | Terraced |
| 3 LOWER CLOUGH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PQ | £120,000 | 12/12/2025 | Terraced |
| 57 BOLTON GROVE, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PB | £117,500 | 27/11/2025 | Terraced |
| 30 NORA STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NT | £157,000 | 14/11/2025 | Terraced |
| 18 HOLME STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PG | £122,000 | 31/10/2025 | Terraced |
| 95 BOLTON GROVE, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PB | £152,000 | 26/09/2025 | Terraced |
| [Same street] 17 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £85,000 | 26/08/2025 | Terraced |
| [Same street] 11 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £115,000 | 11/07/2025 | Terraced |
| 14 DUCKWORTH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PF | £135,000 | 28/02/2025 | Terraced |
| 29 GROVE STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PW | £135,000 | 10/02/2025 | Terraced |
| [Same street] 6 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £110,000 | 11/11/2024 | Terraced |
| [Same street] 21 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £115,000 | 26/07/2024 | Terraced |
| 49 BOLTON GROVE, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PB | £142,500 | 17/11/2023 | Terraced |
| 10A LOWER CLOUGH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PQ | £58,000 | 18/10/2023 | Terraced |
| 67 NORA STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NT | £117,000 | 13/09/2023 | Terraced |
| 6 DUCKWORTH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PF | £148,450 | 30/08/2023 | Terraced |
| 21 SANDY LANE, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NY | £105,000 | 14/07/2023 | Terraced |
| 6 LEE STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NP | £115,000 | 13/06/2023 | Terraced |
| 49 GISBURN ROAD, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8ND | £113,500 | 05/06/2023 | Terraced |
| [Same street] 1 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £55,000 | 23/03/2023 | Terraced |
| 17 WILTON STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PU | £135,000 | 22/12/2022 | Terraced |
| 31 NORA STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NS | £92,000 | 16/12/2022 | Terraced |
| 27 GISBURN ROAD, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8ND | £125,000 | 16/12/2022 | Terraced |
| [Same street] 23 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA | £145,500 | 12/08/2022 | Terraced |

**Street average:** £104,250 (6 sales)
**Area average:** £133,498 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £106,166 (117 Terraced, BB9, 2024–2026)
- **Deviation:** +5.5%

## Rental Range

*ONS Price Index of Private Rents (Pendle). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £582/mo
- **Realistic:** £647/mo
- **Optimistic:** £712/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £449/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Milton Street, BB9 | £720/mo | 2 | 0.42 miles | OpenRent |
| 2 Bed Terraced House, Fife Street, BB9 | £800/mo | 2 | 0.54 miles | OpenRent |
| 2 Bed Terraced House, Buccleuch Road, BB9 | £600/mo | 2 | 0.55 miles | OpenRent |
| 2 Bed Terraced House, Holt Square, BB9 | £675/mo | 2 | 0.8 miles | OpenRent |

**Average rent: £699/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.62% (weak for cashflow)
- **Max investor price (0.8%):** £87,250
- **Target investor price (1%):** £69,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £698/mo).*

- **Gross yield:** 7.5%
- **Cost-to-rent:** 13.4×
- **Monthly cashflow:** £162/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 36.5%
- **10y growth:** 101.9%

## House Price Index (HM Land Registry)

*Official index for Pendle; Terraced series; as of March 2026.*

- **1y growth (index):** 6.9%
- **5y growth (index):** 25.1%
- **10y growth (index):** 78.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

66 m²

Last sold

£110,000 Aug 2022

Local average

£106,166 (+5.5%)

Deprivation

Decile 5 (14,639 of 33,755)

Street crime

260 incidents within 1 mile (Apr 2026)

Key features

Stonebuilt terrace house
2 double bedrooms
Lounge and dining kitchen
Convenient location close to centre
Gas CH and PVC double glazing
3-piece shower room
Ideal for first time buy or to let
74 m2 (792 sq ft) approx.

Additional details

Garden: Yes

Description

A stonebuilt mid terrace house situated within walking distance of Barrowford village centre and the wealth of amenities the village has to offer. The house has a lounge to the front with inset "Living Flame" gas fire and to the rear there is a spacious dining kitchen. Upstairs there are two double bedrooms and an up-to-date 3-piece shower room with fully tiled walls.

The property is currently let with a monthly rent of £500. The property can be offered for sale as a buy to let or with vacant possession if required. Viewing is essential.

Listed by

Clitheroe

Honeywell

Reference: 119555255

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

315% since 2000

Event	Date	Price	% change
Sold	12/08/2022 (3 years ago)	£110,000	+25.7%
Sold	12/11/2010 (15 years ago)	£87,500	+10.8%
Sold	27/08/2004 (21 years ago)	£79,000	+31.7%
Sold	28/05/2004 (22 years ago)	£60,000	+126.4%
Sold	02/06/2000 (26 years ago)	£26,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
1 VALE MEWS, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8BF	£195,000	19/12/2025	Terraced
18 DUCKWORTH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PF	£115,000	17/12/2025	Terraced
38 HOLMEFIELD GARDENS, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NW	£270,000	17/12/2025	Terraced
3 LOWER CLOUGH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PQ	£120,000	12/12/2025	Terraced
57 BOLTON GROVE, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PB	£117,500	27/11/2025	Terraced
30 NORA STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NT	£157,000	14/11/2025	Terraced
18 HOLME STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PG	£122,000	31/10/2025	Terraced
95 BOLTON GROVE, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PB	£152,000	26/09/2025	Terraced
Same street 17 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA	£85,000	26/08/2025	Terraced
Same street 11 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA	£115,000	11/07/2025	Terraced
14 DUCKWORTH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PF	£135,000	28/02/2025	Terraced
29 GROVE STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PW	£135,000	10/02/2025	Terraced
Same street 6 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA	£110,000	11/11/2024	Terraced
Same street 21 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA	£115,000	26/07/2024	Terraced
49 BOLTON GROVE, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PB	£142,500	17/11/2023	Terraced
10A LOWER CLOUGH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PQ	£58,000	18/10/2023	Terraced
67 NORA STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NT	£117,000	13/09/2023	Terraced
6 DUCKWORTH STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PF	£148,450	30/08/2023	Terraced
21 SANDY LANE, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NY	£105,000	14/07/2023	Terraced
6 LEE STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NP	£115,000	13/06/2023	Terraced
49 GISBURN ROAD, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8ND	£113,500	05/06/2023	Terraced
Same street 1 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA	£55,000	23/03/2023	Terraced
17 WILTON STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PU	£135,000	22/12/2022	Terraced
31 NORA STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8NS	£92,000	16/12/2022	Terraced
27 GISBURN ROAD, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8ND	£125,000	16/12/2022	Terraced
Same street 23 GARNETT STREET, BARROWFORD, NELSON, PENDLE, LANCASHIRE, BB9 8PA	£145,500	12/08/2022	Terraced

Street average: £104,250 (6 sales)

Area average: £133,498 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 36.5%

10y growth 101.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Pendle. Series: Terraced. As of March 2026.

1y (index) 6.9%

5y (index) 25.1%

10y (index) 78.5%

Rental Range

Estimated market rent for Pendle. Low = conservative, Realistic = average, Optimistic = best case.

Low £582/mo

Realistic £647/mo

Optimistic £712/mo

Based on Local Authority from postcode lookup → Pendle.

LHA (30th percentile) floor for West Pennine: £449/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BB9 8PA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Nelson & Colne College	0.1 miles
Bus stop	Roughlee Street	0.1 miles
Shop	Howdens	0.2 miles
Shop	North Valley Forge Trade Counter	0.3 miles
Train station	Nelson	0.8 miles
Train station	Brierfield	1.6 miles
Hospital	health center	2.3 miles
Hospital	Burnley General Hospital	2.6 miles
University	UClan burnley temp	4.1 miles
University	UCLan Burnley Campus	4.1 miles

Street-level crime

Category	Count
Violence and sexual offences	88
Anti-social behaviour	49
Shoplifting	31
Other theft	17
Burglary	16
Vehicle crime	15
Criminal damage and arson	11
Public order	11
Drugs	7
Other crime	7
Robbery	5
Possession of weapons	3
Total incidents	260

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Nelson and Colne College	Other	0.1 miles	— (No rating)
Holy Saviour Roman Catholic Primary School, Nelson	Primary	0.3 miles	Good — 20 Feb 2014
Barrowford School	Primary	0.4 miles	Good — 28 Apr 2022
Barrowford St Thomas Church of England Primary School	Primary	0.4 miles	Outstanding — 8 Nov 2023
Al-Ikhlaas Primary School	Other	0.5 miles	Good — 12 Dec 2021

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Milton Street, BB9	£720/mo	2	0.42 miles	OpenRent
2 Bed Terraced House, Fife Street, BB9	£800/mo	2	0.54 miles	OpenRent
2 Bed Terraced House, Buccleuch Road, BB9	£600/mo	2	0.55 miles	OpenRent
2 Bed Terraced House, Holt Square, BB9	£675/mo	2	0.8 miles	OpenRent

Average rent: £699/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.62%

Max investor price (0.8%) £87,250

Target investor price (1%) £69,800

Gross yield 7.5%

Cost-to-rent ratio 13.4×

Monthly cashflow £162/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).