# 3 bedroom semi-detached house for sale (CT3 2ET)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 CHEQUER LANE, CANTERBURY, ASH, KENT CT3 2ET |
| Price | £199,995 |
| Bedrooms | 3 |
| Construction age | England and Wales: before 1900 |
| Floor area | 81 m² |
| Last sold | £182,500 Sep 2011 |

## EPC Rating & Upgrade Cost

- **Current rating:** F
- **Potential rating:** E
- **Expiry date:** 25/10/2020 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £1,109/year

### Recommendations
- A
- E
- G
- I
- N
- Q
- U

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9547-2846-6408-9620-9641)

## Description

Regal Estates offer for sale this semi-detached cottage located within the popular village of Ash. The accommodation comprises a spacious open-plan kitchen/dining room, ground floor bathroom with 'claw' foot bath, living room with cast iron fireplace, three bedrooms to the first floor and garden with paved courtyard to rear. There are good local amenities on offer within the village of Ash, making it a very popular choice amongst buyers. Call now to view!

**  VILLAGE LOCATION

3 BEDROOMS

D.G & G.F.C.H. 

OFF ROAD PARKING

KITCHEN

BEROOM THREE

**

Entrance:    Door to inner porch ( currently used as store cupboard). Owners use rear entrance to property. Stripped wooden door to:

Living Room:  13'6" (4.11m) x 9'2" (2.8m) plus recess.  Fireplace with cast iron surround, exposed stripped wooden floor boards, radiator, double glazed window to front, feature beamed ceiling. Stripped wooden door to staircase and:

Kitchen/Dining Room:

Dining Area:  16'4" (4.98m) x 11'2" (3.4m) plus 10'5" (3.18m) x 6'5" (1.96m) 'L' shaped room.  Dual aspect room with double glazed 'French' doors to patio, window to side, radiator, built-in under stairs cupboard, feature beams to ceiling.

Kitchen:  10'5" x 6'5" (3.18m x 1.96m).  Fitted matching 'Antique' pine wall and base units with work surface over, gas hob, fitted oven, 'Butler' sink with mixer tap. Double glazed 'Georgian' style window to side, door to patio, floor tiling, plumbing for washing machine, space for fridge, cooker canopy, glass display units, radiator, stripped wooden door to:

Ground Floor Bathroom:    White suite comprising roll top 'claw' foot bath, pedestal wash hand basin, WC, shower cubicle, radiator, wall tiling, heated towel rail, double glazed windows to side.

First Floor:    Double glazed window to side and stripped wooden doors to:

Bedroom One:  14'8" (4.47m) plus recess x 9'4" (2.84m).  Double glazed window to front and side, exposed floor boards, fitted wardrobes. built-in cupboard, radiator, cast iron fireplace.

Bedroom Two:  11'3" x 8'7" (3.43m x 2.62m).  Cast iron fireplace, exposed floor boards, double glazed window to rear, radiator.

Bedroom Three:  8'4" x 7'5" (2.54m x 2.26m).  Double glazed window to side, exposed floor boards, radiator.

Garden:    Mainly paved courtyard area and surrounding gardens with variety of trees, plants and shrubs. Brick built outhouse.

## Property Photos

- ![Picture No.06](/listings/photos/9998946/1530954) - Picture No.06
- ![Picture No.02](/listings/photos/9998946/1530955) - Picture No.02
- ![Picture No.03](/listings/photos/9998946/1530957) - Picture No.03
- ![Picture No.04](/listings/photos/9998946/1530958) - Picture No.04

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #15171706
- **Address:** 12 Chequer Lane, Ash, CT3 2ET
- **Certificate Issued:** 25/04/2022
- **Work Completed:** 21/04/2022
- **Items:** 4 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 CHEQUER LANE, ASH, CANTERBURY, DOVER, KENT, CT3 2ET | £182,500 | 02/09/2011 | Semi-detached |
| 12 CHEQUER LANE, ASH, CANTERBURY, DOVER, KENT, CT3 2ET | £190,000 | 30/07/2008 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 MOLLAND LEA, ASH, CANTERBURY, DOVER, KENT, CT3 2JF | £340,000 | 16/10/2023 | Semi-detached |
| 14 QUEENS ROAD, ASH, CANTERBURY, DOVER, KENT, CT3 2BG | £265,000 | 20/04/2023 | Semi-detached |
| 38 GLEBELANDS, ASH, CANTERBURY, DOVER, KENT, CT3 2HZ | £410,000 | 27/10/2022 | Semi-detached |
| 46 CHILTON FIELD, ASH, CANTERBURY, DOVER, KENT, CT3 2EY | £265,000 | 05/09/2022 | Semi-detached |
| 27 MOLLAND LEA, ASH, CANTERBURY, DOVER, KENT, CT3 2JE | £415,000 | 09/08/2022 | Semi-detached |
| 56 THE STREET, ASH, CANTERBURY, DOVER, KENT, CT3 2EW | £453,000 | 08/08/2022 | Semi-detached |
| 9 JAMES CLOSE, ASH, CANTERBURY, DOVER, KENT, CT3 2JJ | £347,000 | 06/06/2022 | Semi-detached |
| 3 GOODBAN SQUARE, ASH, CANTERBURY, DOVER, KENT, CT3 2ER | £253,000 | 19/11/2021 | Semi-detached |

**Area average:** £343,500 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £317,667 (15 Semi-detached, CT3, 2024–2026)
- **Deviation:** -37%

## Rental Range

*ONS Price Index of Private Rents (Dover). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £926/mo
- **Realistic:** £1,029/mo
- **Optimistic:** £1,132/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Canterbury (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,097/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Pudding Lane, CT3 | £1,500/mo | 3 | 0.12 miles | OpenRent |

**Average rent: £1,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.75% (weak for cashflow)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 9%
- **Cost-to-rent:** 11.1×
- **Monthly cashflow:** £537/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,469/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -26.7%
- **10y growth:** 39.4%

## House Price Index (HM Land Registry)

*Official index for Dover; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 3.3%
- **10y growth (index):** 32.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)