Sold STC Semi-detached

12 CHEQUER LANE

CANTERBURY, ASH, KENT CT3 2ET

3 beds Listed 28 Jan 2008 (-6760d)

£199,995

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# 3 bedroom semi-detached house for sale (CT3 2ET)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 CHEQUER LANE, CANTERBURY, ASH, KENT CT3 2ET |
| Price | £199,995 |
| Bedrooms | 3 |
| Last sold | £182,500 Sep 2011 |

## Description

**  VILLAGE LOCATION

3 BEDROOMS

D.G & G.F.C.H.

OFF ROAD PARKING

KITCHEN

BEROOM THREE

Entrance:    Door to inner porch ( currently used as store cupboard). Owners use rear entrance to property. Stripped wooden door to:

Living Room:  13'6" (4.11m) x 9'2" (2.8m) plus recess.  Fireplace with cast iron surround, exposed stripped wooden floor boards, radiator, double glazed window to front, feature beamed ceiling. Stripped wooden door to staircase and:

Kitchen/Dining Room:

Dining Area:  16'4" (4.98m) x 11'2" (3.4m) plus 10'5" (3.18m) x 6'5" (1.96m) 'L' shaped room.  Dual aspect room with double glazed 'French' doors to patio, window to side, radiator, built-in under stairs cupboard, feature beams to ceiling.

Kitchen:  10'5" x 6'5" (3.18m x 1.96m).  Fitted matching 'Antique' pine wall and base units with work surface over, gas hob, fitted oven, 'Butler' sink with mixer tap. Double glazed 'Georgian' style window to side, door to patio, floor tiling, plumbing for washing machine, space for fridge, cooker canopy, glass display units, radiator, stripped wooden door to:

Ground Floor Bathroom:    White suite comprising roll top 'claw' foot bath, pedestal wash hand basin, WC, shower cubicle, radiator, wall tiling, heated towel rail, double glazed windows to side.

First Floor:    Double glazed window to side and stripped wooden doors to:

Bedroom One:  14'8" (4.47m) plus recess x 9'4" (2.84m).  Double glazed window to front and side, exposed floor boards, fitted wardrobes. built-in cupboard, radiator, cast iron fireplace.

Bedroom Two:  11'3" x 8'7" (3.43m x 2.62m).  Cast iron fireplace, exposed floor boards, double glazed window to rear, radiator.

Bedroom Three:  8'4" x 7'5" (2.54m x 2.26m).  Double glazed window to side, exposed floor boards, radiator.

Garden:    Mainly paved courtyard area and surrounding gardens with variety of trees, plants and shrubs. Brick built outhouse.

## Property Photos

- ![Picture No.06](/listings/photos/9998946/1530954) - Picture No.06
- ![Picture No.02](/listings/photos/9998946/1530955) - Picture No.02
- ![Picture No.03](/listings/photos/9998946/1530957) - Picture No.03
- ![Picture No.04](/listings/photos/9998946/1530958) - Picture No.04

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #15171706
- **Address:** 12 Chequer Lane, Ash, CT3 2ET
- **Certificate Issued:** 25/04/2022
- **Work Completed:** 21/04/2022
- **Items:** 4 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 CHEQUER LANE, ASH, CANTERBURY, DOVER, KENT, CT3 2ET | £182,500 | 02/09/2011 | Semi-detached |
| 12 CHEQUER LANE, ASH, CANTERBURY, DOVER, KENT, CT3 2ET | £190,000 | 30/07/2008 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 MOLLAND LEA, ASH, CANTERBURY, DOVER, KENT, CT3 2JF | £340,000 | 16/10/2023 | Semi-detached |
| 14 QUEENS ROAD, ASH, CANTERBURY, DOVER, KENT, CT3 2BG | £265,000 | 20/04/2023 | Semi-detached |
| 38 GLEBELANDS, ASH, CANTERBURY, DOVER, KENT, CT3 2HZ | £410,000 | 27/10/2022 | Semi-detached |
| 46 CHILTON FIELD, ASH, CANTERBURY, DOVER, KENT, CT3 2EY | £265,000 | 05/09/2022 | Semi-detached |
| 27 MOLLAND LEA, ASH, CANTERBURY, DOVER, KENT, CT3 2JE | £415,000 | 09/08/2022 | Semi-detached |
| 56 THE STREET, ASH, CANTERBURY, DOVER, KENT, CT3 2EW | £453,000 | 08/08/2022 | Semi-detached |
| 9 JAMES CLOSE, ASH, CANTERBURY, DOVER, KENT, CT3 2JJ | £347,000 | 06/06/2022 | Semi-detached |
| 3 GOODBAN SQUARE, ASH, CANTERBURY, DOVER, KENT, CT3 2ER | £253,000 | 19/11/2021 | Semi-detached |

**Area average:** £343,500 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £317,667 (15 Semi-detached, CT3, 2024–2026)
- **Deviation:** -37%

## Rental Range

*ONS Price Index of Private Rents (Dover). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £926/mo
- **Realistic:** £1,029/mo
- **Optimistic:** £1,132/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Canterbury (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,097/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Pudding Lane, CT3 | £1,500/mo | 3 | 0.12 miles | OpenRent |

**Average rent: £1,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.75% (weak for cashflow)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 9%
- **Cost-to-rent:** 11.1×
- **Monthly cashflow:** £537/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -26.7%
- **10y growth:** 39.4%

## House Price Index (HM Land Registry)

*Official index for Dover; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 3.3%
- **10y growth (index):** 32.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Last sold

£182,500 Sep 2011

Local average

£317,667 (-37%)

Deprivation

Decile 4 (12,021 of 33,755)

Street crime

12 incidents within 1 mile (May 2026)

Description

Regal Estates offer for sale this semi-detached cottage located within the popular village of Ash. The accommodation comprises a spacious open-plan kitchen/dining room, ground floor bathroom with 'claw' foot bath, living room with cast iron fireplace, three bedrooms to the first floor and garden with paved courtyard to rear. There are good local amenities on offer within the village of Ash, making it a very popular choice amongst buyers. Call now to view!

VILLAGE LOCATION
3 BEDROOMS
D.G & G.F.C.H.
OFF ROAD PARKING

KITCHEN
BEROOM THREE

Entrance: Door to inner porch ( currently used as store cupboard). Owners use rear entrance to property. Stripped wooden door to:

Living Room: 13'6" (4.11m) x 9'2" (2.8m) plus recess. Fireplace with cast iron surround, exposed stripped wooden floor boards, radiator, double glazed window to front, feature beamed ceiling. Stripped wooden door to staircase and:

Kitchen/Dining Room:

Dining Area: 16'4" (4.98m) x 11'2" (3.4m) plus 10'5" (3.18m) x 6'5" (1.96m) 'L' shaped room. Dual aspect room with double glazed 'French' doors to patio, window to side, radiator, built-in under stairs cupboard, feature beams to ceiling.

Kitchen: 10'5" x 6'5" (3.18m x 1.96m). Fitted matching 'Antique' pine wall and base units with work surface over, gas hob, fitted oven, 'Butler' sink with mixer tap. Double glazed 'Georgian' style window to side, door to patio, floor tiling, plumbing for washing machine, space for fridge, cooker canopy, glass display units, radiator, stripped wooden door to:

Ground Floor Bathroom: White suite comprising roll top 'claw' foot bath, pedestal wash hand basin, WC, shower cubicle, radiator, wall tiling, heated towel rail, double glazed windows to side.

First Floor: Double glazed window to side and stripped wooden doors to:

Bedroom One: 14'8" (4.47m) plus recess x 9'4" (2.84m). Double glazed window to front and side, exposed floor boards, fitted wardrobes. built-in cupboard, radiator, cast iron fireplace.

Bedroom Two: 11'3" x 8'7" (3.43m x 2.62m). Cast iron fireplace, exposed floor boards, double glazed window to rear, radiator.

Bedroom Three: 8'4" x 7'5" (2.54m x 2.26m). Double glazed window to side, exposed floor boards, radiator.

Garden: Mainly paved courtyard area and surrounding gardens with variety of trees, plants and shrubs. Brick built outhouse.

Listed by

Sandwich

Regal Estates

Reference: 9998946

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #15171706 Recent

Property Details

Street: 12 Chequer Lane

Town: Ash

Postcode: CT3 2ET

Installation Details

Items: 4 windows and 1 door

Certificate Issued: 25/04/2022

Work Completed: 21/04/2022

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

-4% since 2008

Event	Date	Price	% change
Sold	02/09/2011 (14 years ago)	£182,500	-3.9%
Sold	30/07/2008 (18 years ago)	£190,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
10 MOLLAND LEA, ASH, CANTERBURY, DOVER, KENT, CT3 2JF	£340,000	16/10/2023	Semi-detached
14 QUEENS ROAD, ASH, CANTERBURY, DOVER, KENT, CT3 2BG	£265,000	20/04/2023	Semi-detached
38 GLEBELANDS, ASH, CANTERBURY, DOVER, KENT, CT3 2HZ	£410,000	27/10/2022	Semi-detached
46 CHILTON FIELD, ASH, CANTERBURY, DOVER, KENT, CT3 2EY	£265,000	05/09/2022	Semi-detached
27 MOLLAND LEA, ASH, CANTERBURY, DOVER, KENT, CT3 2JE	£415,000	09/08/2022	Semi-detached
56 THE STREET, ASH, CANTERBURY, DOVER, KENT, CT3 2EW	£453,000	08/08/2022	Semi-detached
9 JAMES CLOSE, ASH, CANTERBURY, DOVER, KENT, CT3 2JJ	£347,000	06/06/2022	Semi-detached
3 GOODBAN SQUARE, ASH, CANTERBURY, DOVER, KENT, CT3 2ER	£253,000	19/11/2021	Semi-detached

Area average: £343,500 (8 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -26.7%

10y growth 39.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Dover. Series: Semi-detached. As of April 2026.

1y (index) 1.9%

5y (index) 3.3%

10y (index) 32.4%

Rental Range

Estimated market rent for Dover. Low = conservative, Realistic = average, Optimistic = best case.

Low £926/mo

Realistic £1,029/mo

Optimistic £1,132/mo

Based on Local Authority from postcode lookup → Dover.

LHA (30th percentile) floor for Canterbury: £1,097/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CT3 2ET

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Welcome	0.0 miles
Bus stop	The Chequer Inn	0.1 miles
Shop	Poparound	0.1 miles
Train station	Sandwich	2.9 miles
Train station	Minster	3.8 miles
University	University of the Creative Arts	8.2 miles
Hospital	Queen Elizabeth The Queen Mother Hospital	8.3 miles
University	Careers and Employability Service	9.0 miles
Hospital	Whitstable and Tankerton Hospital	11.2 miles

Street-level crime

Category	Count
Violence and sexual offences	6
Anti-social behaviour	4
Burglary	1
Other theft	1
Total incidents	12

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Ash Cartwright and Kelsey Church of England Primary School	Primary	0.1 miles	Good — 17 Oct 2019
St Faith's At Ash School Limited	Other	0.1 miles	— (No rating)
The Davenport School	Other	2.2 miles	Good — 13 Dec 2022
Preston Primary School	Primary	2.6 miles	Good — 10 Sep 2013
Eastry Church of England Primary School	Primary	2.6 miles	Good — 24 Jul 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Pudding Lane, CT3	£1,500/mo	3	0.12 miles	OpenRent

Average rent: £1,500/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.75%

Max investor price (0.8%) £187,500

Target investor price (1%) £150,000

Gross yield 9%

Cost-to-rent ratio 11.1×

Monthly cashflow £537/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 11.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).