# 4 bedroom semi-detached house for sale (L13 2BN) ## Property Details | Key | Value | |-----|-------| | Address | 81 ELMSHOUSE ROAD, LIVERPOOL, MERSEYSIDE L13 2BN | | Price | £144,950 | | Bedrooms | 4 | | Last sold | £132,500 Nov 2012 | ## Description Move Residential are pleased to offer for sale this spacious and well presented four bedroom end terraced property which is situated on Elmhouse Road. The property briefly comprises; entrance hallway, open plan lounge/diner, sitting room and fitted kitchen. To the first floor there are four bedrooms and family bathroom. Externally there are gardens to the front and rear. Additional benefits to the property include a gas central heating system and double glazing throughout. Inspection Highly Recommended. Entrance Hall Radiator, stairs to first floor, wood style laminate flooring Sitting Room - 16' 6'' x 13' 6'' (5.03m x 4.12m) Double glazed UPVC walk in bay window to front aspect, radiator, wood style laminate flooring, surround feature Open Plan Lounge and Dining Room - 30' 3'' x 17' 6'' (9.21m x 5.33m) Double glazed UPVC windows to front and side aspects, radiator, wood style laminate flooring, double glazed UPVC French doors to rear garden, electric fire with feature surround Kitchen - 17' 3'' x 9' 7'' (5.26m x 2.92m) Double glazed UPVC window to rear aspect, range of wall and base units with rolled edge work surfaces, integrated 5 ring gas hob and electric oven, plumbing for washing machine, tiled floor, inset ceiling spotlights, tiled splash back, stainless steel single drainer sink unit with mixer tap Landing Double glazed UPVC window to rear aspect, doors to all rooms, access to loft Extended Bedroom 1 - 16' 3'' x 13' 10'' (4.96m x 4.23m) Double glazed UPVC windows to front and rear aspects, fitted wardrobes Bedroom 2 - 12' 2'' x 10' 4'' (3.7m x 3.16m) Double glazed UPVC window to front aspect, fitted wardrobes Bedroom 3 - 10' 4'' x 6' 11'' (3.16m x 2.12m) Double glazed UPVC window to front aspect, dado rail Bedroom 4 Bathroom Double glazed UPVC frosted window to rear aspect, tiled floor, four piece suite comprising low level WC, pedestal wash hand basin, panelled bath and walk in shower unit, fully tiled walls in complementary ceramics Front Mainly laid to lawn with plant and shrub borders and surrounding brick wall Rear Garden Raised decking area, paved patio area, remainder mainly laid to lawn with plant and shrub borders, garden shed ## Property Photos - ![Exterior](/listings/photos/22257462/1357727) - Exterior - ![Lounge Diner](/listings/photos/22257462/1357728) - Lounge Diner - ![Lounge](/listings/photos/22257462/1357730) - Lounge - ![Lounge Diner](/listings/photos/22257462/1357732) - Lounge Diner - ![Dining Area](/listings/photos/22257462/1357734) - Dining Area - ![Kitchen](/listings/photos/22257462/1357736) - Kitchen - ![Kitchen](/listings/photos/22257462/1357738) - Kitchen - ![Sitting Room](/listings/photos/22257462/1357740) - Sitting Room - ![Bedroom One](/listings/photos/22257462/1357744) - Bedroom One - ![Bedroom One](/listings/photos/22257462/1357747) - Bedroom One - ![Bedroom Two](/listings/photos/22257462/1357749) - Bedroom Two - ![Bathroom](/listings/photos/22257462/1357751) - Bathroom - ![Garden](/listings/photos/22257462/1357752) - Garden - ![Garden](/listings/photos/22257462/1357754) - Garden - ![Garden](/listings/photos/22257462/1357756) - Garden ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 81 ELMSHOUSE ROAD, LIVERPOOL, MERSEYSIDE, L13 2BN | £132,500 | 06/11/2012 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 3 ALLENBY SQUARE, LIVERPOOL, MERSEYSIDE, L13 2BR | £151,000 | 30/06/2023 | Semi-detached | | 60 ELMS HOUSE ROAD, LIVERPOOL, MERSEYSIDE, L13 2BW | £168,000 | 27/06/2023 | Semi-detached | | 35 DAVIDSON ROAD, LIVERPOOL, MERSEYSIDE, L13 2BT | £150,000 | 07/03/2023 | Semi-detached | | 33 ELMS HOUSE ROAD, LIVERPOOL, MERSEYSIDE, L13 2BN | £155,000 | 16/01/2023 | Semi-detached | | 3 SELKIRK ROAD, LIVERPOOL, MERSEYSIDE, L13 2AP | £155,000 | 31/10/2022 | Semi-detached | | 35 ELMS HOUSE ROAD, LIVERPOOL, MERSEYSIDE, L13 2BN | £205,000 | 21/10/2022 | Semi-detached | | 30 ALLENBY SQUARE, LIVERPOOL, MERSEYSIDE, L13 2BR | £185,000 | 13/10/2022 | Semi-detached | | 14 ALLENBY SQUARE, LIVERPOOL, MERSEYSIDE, L13 2BR | £155,000 | 16/09/2022 | Semi-detached | | 31 ALLENBY SQUARE, LIVERPOOL, MERSEYSIDE, L13 2BR | £90,000 | 04/02/2022 | Semi-detached | | 1 DAVIDSON ROAD, LIVERPOOL, MERSEYSIDE, L13 2BT | £122,000 | 28/01/2022 | Semi-detached | | 11 RAWLINSON ROAD, LIVERPOOL, MERSEYSIDE, L13 2DA | £137,000 | 12/11/2021 | Semi-detached | | 17 CHURCH ROAD, STANLEY, LIVERPOOL, MERSEYSIDE, L13 2AU | £200,000 | 10/11/2021 | Semi-detached | | 26 ALLENBY SQUARE, LIVERPOOL, MERSEYSIDE, L13 2BR | £141,000 | 05/11/2021 | Semi-detached | **Area average:** £154,923 (13 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £169,908 (19 Semi-detached, L13, 2024–2026) - **Deviation:** -14.7% ## Rental Range *ONS Price Index of Private Rents (Liverpool). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £811/mo - **Realistic:** £901/mo - **Optimistic:** £991/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £873/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 4 Bed Terraced House, Derby Lane, L13 | £1,200/mo | 4 | 0.35 miles | OpenRent | **Average rent: £1,200/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.83% (okay) - **Max investor price (0.8%):** £150,000 - **Target investor price (1%):** £120,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,200/mo).* - **Gross yield:** 9.9% - **Cost-to-rent:** 10.1× - **Monthly cashflow:** £484/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 13.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 24.1% - **10y growth:** 18.6% ## House Price Index (HM Land Registry) *Official index for Liverpool; Semi-detached series; as of April 2026.* - **1y growth (index):** 5.1% - **5y growth (index):** 30.7% - **10y growth (index):** 77.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)