For sale Semi-detached

205 FINSTOCK AVENUE

STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST3 3LB

3 beds 1 baths 883 sq ft Listed 19 Aug 2026 (-11d)

£180,000

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# 3 bedroom semi-detached house for sale (ST3 3LB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 205 FINSTOCK AVENUE, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST3 3LB |
| Price | £180,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 82 m² |
| Last sold | £98,500 Dec 2007 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 18/09/2034
- **Current heating cost:** £934/year
- **Est. upgrade cost to C:** £14,900

### Recommendations
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2151-9181-1756-7011-5129)

## Description

Guide Price: £180,000 - £190,000

A fantastic opportunity for first-time buyers, families and investors alike! This attractive three-bedroom semi-detached home offers well-proportioned accommodation, generous outside space and a convenient location, making it an ideal choice for those looking for a home they can move straight into.

Positioned within the popular residential area of Blurton, the property is ideally placed for a range of local amenities, well-regarded schools, shops and excellent transport links, providing easy access to surrounding areas and major commuter routes.

Upon entering, you are welcomed into a useful entrance hall, leading into a spacious and comfortable living room, perfect for relaxing with family or entertaining guests. To the rear of the property is a well-appointed breakfast kitchen, providing plenty of space for everyday dining and cooking. The ground floor is further complemented by a separate utility area and useful lean-to, offering additional practical space and excellent versatility.

Heading upstairs, the property provides three generously proportioned bedrooms, offering flexibility for a growing family, home office or guest accommodation. Completing the first floor is a modern family bathroom, finished to provide a practical and contemporary space.

Externally, the property continues to impress. To the front is a well-maintained garden alongside a large driveway providing ample off-road parking. The rear garden is a particularly useful feature, offering a good-sized, low-maintenance outdoor space that is ideal for enjoying the warmer months, entertaining guests or simply relaxing without the burden of extensive upkeep.

Combining generous accommodation, excellent parking, a manageable garden and a convenient location, this property represents an exciting opportunity for a wide range of buyers.

Early viewing is highly recommended to fully appreciate everything this home has to offer. Contact us today to arrange your appointment.

## Property Photos

- ![Photo](/listings/photos/92186532/2101256)
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## Floorplans

- ![Floorplan 1](/listings/photos/92186532/2101288) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/92186532/2101289) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9024523
- **Address:** 205 Finstock Avenue, STOKE-ON-TRENT, ST3 3LB
- **Certificate Issued:** 13/08/2012
- **Work Completed:** 24/07/2012
- **Items:** 8 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 205 FINSTOCK AVENUE, STOKE-ON-TRENT, ST3 3LB | £98,500 | 10/12/2007 | Semi-detached |
| 205 FINSTOCK AVENUE, STOKE-ON-TRENT, ST3 3LB | £39,000 | 18/08/2006 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 196 FINSTOCK AVENUE, STOKE-ON-TRENT, ST3 3LA | £142,500 | 08/01/2026 | Semi-detached |
| 17 MAGDALEN ROAD, STOKE-ON-TRENT, ST3 3HS | £128,000 | 19/12/2023 | Semi-detached |
| 12 THATCHAM GREEN, STOKE-ON-TRENT, ST3 3DL | £142,500 | 23/11/2023 | Semi-detached |
| 53 HATFIELD CRESCENT, STOKE-ON-TRENT, ST3 3JG | £160,000 | 15/09/2023 | Semi-detached |
| 25 ORFORD WAY, STOKE-ON-TRENT, ST3 3BZ | £142,000 | 23/06/2023 | Semi-detached |
| 622 TRENTHAM ROAD, STOKE-ON-TRENT, ST3 3DH | £250,000 | 26/05/2023 | Semi-detached |
| 235 BEACONSFIELD DRIVE, STOKE-ON-TRENT, ST3 3JD | £160,000 | 03/03/2023 | Semi-detached |
| 7 THATCHAM GREEN, STOKE-ON-TRENT, ST3 3DL | £150,000 | 17/02/2023 | Semi-detached |
| 10 LADYBANK GROVE, STOKE-ON-TRENT, ST3 3JB | £100,000 | 20/12/2022 | Semi-detached |
| 25 MAGDALEN ROAD, STOKE-ON-TRENT, ST3 3HS | £128,750 | 16/11/2022 | Semi-detached |
| 203 BEACONSFIELD DRIVE, STOKE-ON-TRENT, ST3 3JD | £145,000 | 26/10/2022 | Semi-detached |
| 586 TRENTHAM ROAD, STOKE-ON-TRENT, ST3 3DH | £195,000 | 16/09/2022 | Semi-detached |
| 44 MAGDALEN ROAD, STOKE-ON-TRENT, ST3 3HU | £150,000 | 26/08/2022 | Semi-detached |
| 3 HATFIELD CRESCENT, STOKE-ON-TRENT, ST3 3JG | £97,000 | 25/08/2022 | Semi-detached |
| 600 TRENTHAM ROAD, STOKE-ON-TRENT, ST3 3DH | £232,500 | 12/08/2022 | Semi-detached |
| 14 KIDBROOKE PLACE, STOKE-ON-TRENT, ST3 3HY | £130,000 | 25/07/2022 | Semi-detached |
| 676 TRENTHAM ROAD, STOKE-ON-TRENT, ST3 3DH | £250,000 | 22/07/2022 | Semi-detached |
| 22 MAGDALEN ROAD, STOKE-ON-TRENT, ST3 3HP | £135,000 | 30/06/2022 | Semi-detached |
| 35 LADYBANK GROVE, STOKE-ON-TRENT, ST3 3JB | £122,100 | 27/05/2022 | Semi-detached |
| 5 JESMOND GROVE, STOKE-ON-TRENT, ST3 3JZ | £105,000 | 27/05/2022 | Semi-detached |

**Area average:** £153,268 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £171,472 (108 Semi-detached, ST3, 2024–2026)
- **Deviation:** +5%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £640/mo
- **Realistic:** £711/mo
- **Optimistic:** £782/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Jesmond Grove, Stoke-On-Trent](http://87.117.209.195:8080/listings/d290891) | £895/mo | 3 | 0.12 miles | Rightmove |
| [Critchlow Grove, Blurton, Stoke-On-Trent](http://87.117.209.195:8080/listings/b67e75e) | £850/mo | 3 | 0.74 miles | Rightmove |
| [Blurton Road, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/7fa96f1) | £1,000/mo | 3 | 0.78 miles | Rightmove |
| [Coleridge Road, Blurton, Stoke-on-Trent](http://87.117.209.195:8080/listings/7393742) | £1,195/mo | 3 | 0.89 miles | Rightmove |
| [Roundway, Blurton](http://87.117.209.195:8080/listings/7cc105d) | £1,135/mo | 3 | 0.9 miles | Rightmove |
| 3 Bed Semi-Detached House, Central Drive, ST3 | £950/mo | 3 | 0.97 miles | OpenRent |
| 3 Bed Semi-Detached House, Cedar Grove, ST3 | £995/mo | 3 | 1.11 miles | OpenRent |
| [Marlborough Road, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/9dcc220) | £1,100/mo | 3 | 1.86 miles | Rightmove |
| [Eversley Road, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/ec1e01f) | £900/mo | 3 | 1.88 miles | Rightmove |
| [Blandford Close, Longton, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/ac97536) | £950/mo | 3 | 1.9 miles | Rightmove |
| [Goddard Street, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/bb46829) | £900/mo | 3 | 1.9 miles | Rightmove |
| [Albert Avenue, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/88b6896) | £1,300/mo | 3 | 2.04 miles | Rightmove |

**Average rent: £1,014/mo (12 listings)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £121,625
- **Target investor price (1%):** £97,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £973/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.4×
- **Monthly cashflow:** £142/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,195/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.9%
- **10y growth:** 69.9%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Semi-detached series; as of May 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 26.5%
- **10y growth (index):** 59.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

82 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£98,500 Dec 2007

Price per m²

£2,195/m²

Local average

£171,472 (+5%)

Deprivation

Decile 1 (1,586 of 33,755)

Street crime

169 incidents within 1 mile (Jun 2026)

Key features

Guide Price £180,000 - £190,000
Three-bedroom semi-detached home
Spacious Living Room & Dining Area
Breakfast kitchen with utility & lean-to
Large driveway with ample parking
Low-maintenance rear garden

Additional details

Parking: Yes
Garden: Yes

Description

Guide Price: £180,000 - £190,000

A fantastic opportunity for first-time buyers, families and investors alike! This attractive three-bedroom semi-detached home offers well-proportioned accommodation, generous outside space and a convenient location, making it an ideal choice for those looking for a home they can move straight into.

Positioned within the popular residential area of Blurton, the property is ideally placed for a range of local amenities, well-regarded schools, shops and excellent transport links, providing easy access to surrounding areas and major commuter routes.

Upon entering, you are welcomed into a useful entrance hall, leading into a spacious and comfortable living room, perfect for relaxing with family or entertaining guests. To the rear of the property is a well-appointed breakfast kitchen, providing plenty of space for everyday dining and cooking. The ground floor is further complemented by a separate utility area and useful lean-to, offering additional practical space and excellent versatility.

Heading upstairs, the property provides three generously proportioned bedrooms, offering flexibility for a growing family, home office or guest accommodation. Completing the first floor is a modern family bathroom, finished to provide a practical and contemporary space.

Externally, the property continues to impress. To the front is a well-maintained garden alongside a large driveway providing ample off-road parking. The rear garden is a particularly useful feature, offering a good-sized, low-maintenance outdoor space that is ideal for enjoying the warmer months, entertaining guests or simply relaxing without the burden of extensive upkeep.

Combining generous accommodation, excellent parking, a manageable garden and a convenient location, this property represents an exciting opportunity for a wide range of buyers.

Early viewing is highly recommended to fully appreciate everything this home has to offer. Contact us today to arrange your appointment.

Listed by

Longton

Spicerhaart

Reference: 92186532

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 19/09/2024

Expiry date: 18/09/2034

Current heating cost: £934/year

Potential heating cost: £810/year

Est. upgrade cost to C: £14,900

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~280 m² (0.07 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Floorplan 1

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #9024523

Property Details

Street: 205 Finstock Avenue

Town: STOKE-ON-TRENT

Postcode: ST3 3LB

Installation Details

Items: 8 windows

Certificate Issued: 13/08/2012

Work Completed: 24/07/2012

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

153% since 2006

Event	Date	Price	% change
Listed for sale	—	£180,000	+82.7%
Sold	10/12/2007 (18 years ago)	£98,500	+152.6%
Sold	18/08/2006 (20 years ago)	£39,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
196 FINSTOCK AVENUE, STOKE-ON-TRENT, ST3 3LA	£142,500	08/01/2026	Semi-detached
17 MAGDALEN ROAD, STOKE-ON-TRENT, ST3 3HS	£128,000	19/12/2023	Semi-detached
12 THATCHAM GREEN, STOKE-ON-TRENT, ST3 3DL	£142,500	23/11/2023	Semi-detached
53 HATFIELD CRESCENT, STOKE-ON-TRENT, ST3 3JG	£160,000	15/09/2023	Semi-detached
25 ORFORD WAY, STOKE-ON-TRENT, ST3 3BZ	£142,000	23/06/2023	Semi-detached
622 TRENTHAM ROAD, STOKE-ON-TRENT, ST3 3DH	£250,000	26/05/2023	Semi-detached
235 BEACONSFIELD DRIVE, STOKE-ON-TRENT, ST3 3JD	£160,000	03/03/2023	Semi-detached
7 THATCHAM GREEN, STOKE-ON-TRENT, ST3 3DL	£150,000	17/02/2023	Semi-detached
10 LADYBANK GROVE, STOKE-ON-TRENT, ST3 3JB	£100,000	20/12/2022	Semi-detached
25 MAGDALEN ROAD, STOKE-ON-TRENT, ST3 3HS	£128,750	16/11/2022	Semi-detached
203 BEACONSFIELD DRIVE, STOKE-ON-TRENT, ST3 3JD	£145,000	26/10/2022	Semi-detached
586 TRENTHAM ROAD, STOKE-ON-TRENT, ST3 3DH	£195,000	16/09/2022	Semi-detached
44 MAGDALEN ROAD, STOKE-ON-TRENT, ST3 3HU	£150,000	26/08/2022	Semi-detached
3 HATFIELD CRESCENT, STOKE-ON-TRENT, ST3 3JG	£97,000	25/08/2022	Semi-detached
600 TRENTHAM ROAD, STOKE-ON-TRENT, ST3 3DH	£232,500	12/08/2022	Semi-detached
14 KIDBROOKE PLACE, STOKE-ON-TRENT, ST3 3HY	£130,000	25/07/2022	Semi-detached
676 TRENTHAM ROAD, STOKE-ON-TRENT, ST3 3DH	£250,000	22/07/2022	Semi-detached
22 MAGDALEN ROAD, STOKE-ON-TRENT, ST3 3HP	£135,000	30/06/2022	Semi-detached
35 LADYBANK GROVE, STOKE-ON-TRENT, ST3 3JB	£122,100	27/05/2022	Semi-detached
5 JESMOND GROVE, STOKE-ON-TRENT, ST3 3JZ	£105,000	27/05/2022	Semi-detached

Area average: £153,268 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 22.9%

10y growth 69.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Semi-detached. As of May 2026.

1y (index) 5.5%

5y (index) 26.5%

10y (index) 59.1%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £640/mo

Realistic £711/mo

Optimistic £782/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £593/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST3 3LB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.0 miles
Shop	Blurton Pound Plus	0.2 miles
Shop	Pinky Promise	0.2 miles
Train station	Trentham Leisure	1.7 miles
Train station	Longton	1.7 miles
University	University of Staffordshire Stoke Campus	2.6 miles
Hospital	North Staffordshire Hospital	2.8 miles
Hospital	Royal Stoke University Hospital	3.1 miles
University	Keele University	5.0 miles

Street-level crime

Category	Count
Violence and sexual offences	86
Anti-social behaviour	22
Criminal damage and arson	13
Public order	12
Shoplifting	9
Other theft	8
Other crime	6
Burglary	4
Robbery	4
Drugs	3
Vehicle crime	2
Total incidents	169

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Ormiston Sir Stanley Matthews Academy	Secondary	0.2 miles	Good — 10 Nov 2017
Kemball School	Other	0.2 miles	Good — 12 Dec 2012
Strathmore College	Other	0.2 miles	— (No rating)
Sutherland Primary Academy	Primary	0.5 miles	Good — 13 Jun 2017
Newstead Primary Academy	Primary	0.6 miles	Outstanding — 10 Sep 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Jesmond Grove, Stoke-On-Trent	£895/mo	3	0.12 miles	Rightmove
Critchlow Grove, Blurton, Stoke-On-Trent	£850/mo	3	0.74 miles	Rightmove
Blurton Road, Stoke-on-Trent, Staffordshire, ST3	£1,000/mo	3	0.78 miles	Rightmove
Coleridge Road, Blurton, Stoke-on-Trent	£1,195/mo	3	0.89 miles	Rightmove
Roundway, Blurton	£1,135/mo	3	0.9 miles	Rightmove
3 Bed Semi-Detached House, Central Drive, ST3	£950/mo	3	0.97 miles	OpenRent
3 Bed Semi-Detached House, Cedar Grove, ST3	£995/mo	3	1.11 miles	OpenRent
Marlborough Road, Stoke-on-Trent, Staffordshire, ST3	£1,100/mo	3	1.86 miles	Rightmove
Eversley Road, Stoke-on-Trent, Staffordshire, ST3	£900/mo	3	1.88 miles	Rightmove
Blandford Close, Longton, Stoke-on-Trent, Staffordshire, ST3	£950/mo	3	1.9 miles	Rightmove
Goddard Street, Stoke-on-Trent, Staffordshire, ST3	£900/mo	3	1.9 miles	Rightmove
Albert Avenue, Stoke-On-Trent, ST3	£1,300/mo	3	2.04 miles	Rightmove

Average rent: £1,014/mo (12 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.54%

Max investor price (0.8%) £121,625

Target investor price (1%) £97,300

Gross yield 6.5%

Cost-to-rent ratio 15.4×

Monthly cashflow £142/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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