# 2 bedroom terraced house for sale (CA28 6PX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 2 WEST CROFT TERRACE, WHITEHAVEN, LOWCA, CUMBRIA CA28 6PX |
| Price | £84,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £85,950 Sep 2021 |

## Description

West Croft Terrace is a spacious two-bed, traditional, mid-terraced property. The property has been beautifully refurbished by the current owner, and is immaculate throughout, with modern kitchen, bathroom and beautiful decor. The property is an ideal purchase for first time buyers or couples. The property is located in the quiet village of Lowca and is easily accessible to the neighbouring towns of Workington and Whitehaven, both of which are just a few minutes drive. The property also offers easy access to the Lakes, Keswick and Cockermouth. The accommodation briefly comprises hallway, spacious open plan lounge/diner and modern kitchen. To the first floor are two beautifully presented double bedrooms and the stylish bathroom. Externally, there is a walled, gravelled garden to the front and well maintained yard to the rear with outbuildings. There is also a separate garden at the rear of the property which is mostly laid to lawn and fenced around Internal viewing is highly recommended.

## Property Photos

- ![Photo 10](/listings/photos/78882576/194276) - Photo 10
- ![Photo 7](/listings/photos/78882576/194277) - Photo 7
- ![Photo 9](/listings/photos/78882576/194278) - Photo 9
- ![Photo 8](/listings/photos/78882576/194279) - Photo 8
- ![Photo 4](/listings/photos/78882576/194280) - Photo 4
- ![Photo 3](/listings/photos/78882576/194281) - Photo 3
- ![Photo 1](/listings/photos/78882576/194282) - Photo 1
- ![Photo 2](/listings/photos/78882576/194283) - Photo 2
- ![Photo 5](/listings/photos/78882576/194284) - Photo 5
- ![Photo 6](/listings/photos/78882576/194285) - Photo 6

## EPC Graphs

- ![FULL EPC](/listings/photos/78882576/194286) - FULL EPC
- ![EPC GRAPH](/listings/photos/78882576/194288) - EPC GRAPH

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14865986
- **Address:** 2 West Croft Terrace, Lowca, CA28 6PX
- **Certificate Issued:** 31/10/2021
- **Work Completed:** 12/10/2021
- **Items:** 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £85,950 | 10/09/2021 | Terraced |
| 2 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £41,000 | 24/04/2020 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 CROFT HEAD VIEW, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6QP | £144,000 | 28/11/2025 | Terraced |
| 8 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6PX | £65,000 | 19/04/2024 | Terraced |
| 23 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,650 | 14/12/2022 | Terraced |
| 29 SOLWAY ROAD, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QB | £97,000 | 28/10/2022 | Terraced |
| 27 MEADOW VIEW, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QF | £92,000 | 08/04/2022 | Terraced |
| 22 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £80,000 | 22/03/2022 | Terraced |
| 15 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,000 | 01/10/2021 | Terraced |
| 17 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,000 | 06/08/2021 | Terraced |

**Area average:** £86,081 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £130,507 (27 Terraced, CA28, 2024–2026)
- **Deviation:** -34.9%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## 1% Rule

- **Rent ratio:** 1.12% (strong)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 69%
- **10y growth:** 66.6%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)