Sold STC Terraced

37 ALBERT TERRACE

STAFFORD, STAFFORDSHIRE ST16 3EX

2 beds 1 baths 861 sq ft Listed 28 May 2026 (-20d)

£160,000

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Front (Exterior) Living Room Kitchen Dining Room Bathroom Bedroom Living Room Dining Room Hallway Hallway Bedroom Bedroom Terrace / Patio Rear Garden Front (Exterior)

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Property details

Tenure

FREEHOLD

Floor area

80 m²

Council tax band

A

EPC rating

D

Year built

England and Wales: before 1900

Last sold

£112,000 Mar 2013

Price per m²

£2,000/m²

Local average

£178,296 (-10.3%)

Deprivation

Decile 4 (12,511 of 33,755)

Street crime

404 incidents within 1 mile (Apr 2026)

Key features

  • Charming Victorian mid-terrace home dating back to 1889
  • Spacious living room with log burner and period fireplace
  • Separate dining room leading to fitted kitchen
  • Two generous double bedrooms with plenty of natural light
  • Modern family bathroom with contemporary tiling
  • New combination boiler providing efficient heating and hot water
  • Sunny south-facing rear garden with private access at the rear
  • Low-maintenance courtyard, ideal for outdoor dining and entertaining
  • Walking distance to Stafford town centre, schools and transport links
  • Perfect opportunity for first-time buyers or investors

Additional details

Electricity
Mains supply
Water
Mains supply
Sewerage
Mains supply
Heating
Gas central
Garden
Yes
Listed property
No
Restrictions
Yes
Required access
No
Flooded in last 5 years
No
Flood defences
No

Description

Charming Two-Bedroom Victorian Mid-Terrace with Courtyard Garden in Stafford Town Centre

Nestled in the heart of Albert Terrace, Stafford, this beautifully presented mid-terrace home perfectly balances period charm with modern touches. Dating back to 1889, the property retains its character while offering a warm, practical, and inviting space ideal for today’s lifestyle.

With over 860 sq. ft. of accommodation, the home features two spacious reception rooms, providing flexibility for both relaxed evenings and entertaining. The flow from the cosy living room with its feature fireplace to the bright dining space creates a natural hub for family life. The kitchen is well planned and opens out to the rear garden, offering a practical space for cooking and everyday living.

Upstairs, two generously sized bedrooms provide comfort and versatility, complemented by a stylish family bathroom. Outside, the low-maintenance courtyard garden is ideal for summer dining, a morning coffee, or simply unwinding in the fresh air.

Albert Terrace enjoys a prime location with excellent access to Stafford town centre, local schools, shops, and commuter links, including the M6 and Stafford railway station. Whether you are stepping onto the property ladder, looking to downsize, or seeking a rental investment, this home combines convenience, character, and community in one appealing package.

Local Area Overview — Albert Terrace, Stafford

Location & Transport
Albert Terrace lies in a convenient, urban area just a short stroll from Stafford town centre. It’s within easy reach of shops, cafés, supermarkets, and Stafford railway station, which offers speedy connections to London, Birmingham, Manchester, and beyond—perfect for commuters or weekend explorers.

Schools & Family Needs
Families will appreciate how close the home sits to St Patrick's Catholic Primary School (within a couple of minutes’ walk), with several other primary and secondary schools also nearby—making morning runs simple and stress-free.

Healthcare & Essentials
Stafford Health & Wellbeing medical centre is just half a mile away, and Stafford General Hospital is within easy walking distance, providing reliable access to both everyday care and more urgent medical services.

Leisure, Culture & Green Space
Entertainment and cultural amenities are abundant. Enjoy relaxed weekends at Victoria Park or Stafford Castle, both offering pleasant surroundings and a tranquil escape. The Gatehouse Theatre provides live performances and films, while the Riverside leisure and shopping area offers cinema, dining, and high-street shopping options.

Community Profile
The neighbourhood combines a diverse urban mix—many terraced homes, a strong proportion of rental properties, and a lively single and young-professional demographic. It’s a vibrant, sociable pocket of Stafford where community and convenience meet historic charm.

Summary for Buyers
Living here offers the best of both worlds: characterful housing in a walkable, well-connected location with schools, healthcare, culture, and green space all within easy reach. It’s ideal for first-time buyers, commuters, or anyone seeking a low-maintenance lifestyle in a friendly, established area.

Hallway - 15'12" x 2'11" - A narrow hallway welcomes you into the home, featuring tiled flooring and decorated walls, leading towards the inner living spaces and staircase.

Living Room - 11'11" x 11'5" - A warm and welcoming reception space featuring a charming exposed brick fireplace with inset log burner, creating a cosy focal point for the room. A large front-facing window fills the space with natural light, while the high ceiling and decorative ceiling rose add to the character and period charm. This inviting living room offers the perfect spot to relax with family or entertain guests.

Dining Room - 13' x 11'7" - The dining room is a bright and inviting space featuring wood-effect flooring and a large window. A decorative feature wall adds character, and the room provides ample space for a dining table. A doorway leads to the kitchen, making this a practical area for entertaining and family meals.

Kitchen - 12'10" x 6'6" - The kitchen is compact yet well-equipped, featuring modern units with high contrast black worktops and a tiled splashback in black subway style. It includes integrated appliances and a door providing direct access outside, ideal for convenience.

Landing - 12'12" x 5'7" - The landing at the top of the stairs is a well-lit space with a striped carpet runner and access to the bedrooms and bathroom.

Bedroom - 12'12" x 8'8" - A well-sized bedroom with a large window allowing plenty of daylight, decorated in calming blue tones and patterned wallpaper on one wall. The room is carpeted and has ample space for furniture including a wardrobe and chest of drawers.

Bedroom 2 - 11'11" x 12'5" - The second bedroom is spacious and bright, featuring a large window, carpeted flooring, and neutral decoration. It offers ample space for a large bed and additional furniture, making it a comfortable retreat.

Bathroom - 7'11" x 6'4" - The bathroom is a light and airy space, fitted with a classic suite including a bath with shower, wash basin, and toilet. The walls are tiled in a neutral tone, and a window provides natural light and ventilation.

Rear Garden - The rear garden is a private and low-maintenance outdoor space, paved throughout with brick-style paving. It features seating areas perfect for outdoor dining or relaxing, bordered by walls providing a sense of enclosure and privacy.

Listed by

Nationwide

Open House Estate Agents

Reference: 89010768

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 22/03/2025

Expiry date: 21/03/2035

Current heating cost: £895/year

Potential heating cost: £682/year

Est. upgrade cost to C: £18,500

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor Plan

Floor Plan

Floor Plan

Floor Plan

Floor Plan

Floor Plan

Price history

220% since 1999

Event Date Price % change
Listed for sale £160,000 +42.9%
Sold 08/03/2013 (13 years ago) £112,000 +220%
Sold 16/02/1999 (27 years ago) £35,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
108 PEEL TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HD £94,000 19/01/2026 Terraced
19 PEEL TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HD £85,000 07/01/2026 Terraced
58 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HB £110,000 19/12/2025 Terraced
95 SANDON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3HF £158,000 19/12/2025 Terraced
49 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HB £120,000 05/12/2025 Terraced
50 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BU £160,000 14/10/2025 Terraced
46 GAOL ROAD, STAFFORD, STAFFORDSHIRE, ST16 3AR £71,000 25/03/2025 Terraced
18 LOVATT STREET, STAFFORD, STAFFORDSHIRE, ST16 3DB £160,000 23/11/2023 Terraced
75 SANDON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3HF £142,500 14/08/2023 Terraced
47 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BU £148,850 01/08/2023 Terraced
73 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HB £182,000 30/06/2023 Terraced
14 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HA £200,000 30/06/2023 Terraced
43 SANDON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3ES £86,100 21/06/2023 Terraced
Same street 30 ALBERT TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3EX £129,000 19/05/2023 Terraced
57 PEEL TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HE £117,000 05/05/2023 Terraced
33 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JB £165,000 24/04/2023 Terraced
58A PEEL TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HE £205,000 21/04/2023 Terraced
45 PEEL TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HE £170,000 31/03/2023 Terraced
6 FRIAR STREET, STAFFORD, STAFFORDSHIRE, ST16 3BB £170,000 28/02/2023 Terraced
151 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BS £180,000 04/01/2023 Terraced
39 ROWLEY STREET, STAFFORD, STAFFORDSHIRE, ST16 2RH £170,000 15/12/2022 Terraced
Same street 5 ALBERT TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3EX £135,000 14/10/2022 Terraced
Same street 23 ALBERT TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3EX £135,000 21/07/2022 Terraced
Same street 34 ALBERT TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3EX £102,000 11/04/2022 Terraced
Same street 10 ALBERT TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3EX £119,950 21/02/2022 Terraced
Same street 15 ALBERT TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3EX £127,000 28/10/2021 Terraced
Same street 3 ALBERT TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3EX £114,000 04/10/2021 Terraced

Street average: £123,136 (7 sales)

Area average: £144,723 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 23%
10y growth 26.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Stafford. Series: Terraced. As of March 2026.

1y (index) 3.1%
5y (index) 26.1%
10y (index) 54.9%

Rental Range

Estimated market rent for Stafford. Low = conservative, Realistic = average, Optimistic = best case.

Low £799/mo
Realistic £888/mo
Optimistic £977/mo

Based on Local Authority from postcode lookup → Stafford.

LHA (30th percentile) floor for Mid Staffs: £623/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Fancy Walk 0.1 miles
Bus stop St Patricks School 0.1 miles
Shop Fulwood Roofing & Supplies 0.1 miles
Shop Polski Sklep Stafford 0.1 miles
Train station Stafford 0.8 miles
Hospital County Hospital 1.0 miles
Hospital Rowley Hall Hospital 1.5 miles
University Staffordshire University Blackheath Lane Site 1.9 miles
Train station Amerton Station 5.0 miles

Street-level crime

Category Count
Violence and sexual offences 142
Anti-social behaviour 74
Public order 41
Shoplifting 33
Criminal damage and arson 27
Other theft 23
Burglary 16
Other crime 16
Drugs 10
Vehicle crime 9
Bicycle theft 7
Robbery 4
Possession of weapons 1
Theft from the person 1
Total incidents 404

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Patrick's Catholic Primary School Primary 0.0 miles Good — 21 Nov 2022
John Wheeldon Primary Academy Primary 0.2 miles Good — 8 Oct 2019
Tillington Manor Primary School Primary 0.7 miles Requires improvement — 12 Jun 2023
Bailey Street Alternative Provision Academy Other 0.9 miles Requires improvement — 18 Jan 2024
Sir Graham Balfour High School Secondary 1.0 miles Good — 6 Jun 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed End Terrace, Lovatt Street, ST16 £542/mo 2 0.14 miles OpenRent

Average rent: £542/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.34%
Max investor price (0.8%) £67,750
Target investor price (1%) £54,200
Gross yield 4.1%
Cost-to-rent ratio 24.6×
Monthly cashflow £-167/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -4.3%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).