# 3 bedroom terraced house for sale (ME10 3NR)

## Property Details

| Key | Value |
|-----|-------|
| Address | Tonge Road, Sittingbourne, Kent, ME10 3NR |
| Price | £170,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £175,000 |

## Description

Located within this popular road of Sittingbourne, is this great example of a Victorian home.  Not only is this particular property at the end of a terrace, ensuring that lounge, main bedroom and dining room is not attached to another house, but it also boasts three separate bedrooms, where some of the properties in the area have the third bedroom off the second.It is within easy walking distance of Sittingbourne town and the railway station and if you run out of milk, or fancy a paper in the morning, then there is a Co-op on the corner that you could pop down to at a moment’s notice.We have also been particularly impressed with the room sizes, but where this home could lend itself to with the correct planning consent and building regulations, is that it does offer the potential to be separated into two one bedroom flats, for any budding investors or someone looking to start a rental portfolio.Put all this together in what is a very affordable price bracket in the current market, we don’t see this one hanging around for too long.What the Owner says:

It is now time to move on but I can honestly say I have enjoyed my time in Tonge Road.I have completed various bits of updating throughout the property in my time here and although there are a few more bits to finish off, it is more than ready to move into.The neighbours have been great since I have lived here!

Room sizes:**GROUND FLOOR****Entrance Hall****Lounge**: 13'7 x 10'4 (4.14m x 3.15m)**Dining Room**: 12'0 x 10'10 (3.66m x 3.30m)**Kitchen**: 10'4 x 8'11 (3.15m x 2.72m)**Lobby****Bathroom****FIRST FLOOR****Landing****Bedroom 3**: 10'1 x 9'0 (3.08m x 2.75m)**Bedroom 2**: 12'0 x 8'11 (3.66m x 2.72m)**Bedroom 1**: 13'9 x 11'11 (4.19m x 3.63m)**OUTSIDE****Front Garden****Rear Garden** 

The information provided about this property does not constitute or form part of an offer or contract, nor may be it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

## Property Photos

- ![Front](/listings/photos/62965898/1576846) - Front
- ![Dining Room](/listings/photos/62965898/1576848) - Dining Room
- ![Kitchen](/listings/photos/62965898/1576850) - Kitchen
- ![Kitchen](/listings/photos/62965898/1576851) - Kitchen
- ![Garden](/listings/photos/62965898/1576853) - Garden

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 52 ALL SAINTS ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3PB | £246,000 | 16/01/2026 | Terraced |
| [Same street] 59 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £230,000 | 10/09/2025 | Terraced |
| 7 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NS | £205,000 | 16/06/2025 | Terraced |
| [Same street] 102 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £197,500 | 25/02/2025 | Terraced |
| [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £245,000 | 25/11/2024 | Terraced |
| [Same street] 61 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £247,000 | 10/05/2024 | Terraced |
| 48 BEACONSFIELD ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3BB | £265,000 | 25/09/2023 | Terraced |
| 9 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG | £300,000 | 14/08/2023 | Terraced |
| [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £250,000 | 24/04/2023 | Terraced |
| 26 COOMBE DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 3DA | £315,000 | 16/03/2023 | Terraced |
| [Same street] 77 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £233,000 | 27/02/2023 | Terraced |
| 42 LEIGH ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3FF | £355,000 | 26/01/2023 | Terraced |
| 34 HARKNESS COURT, SITTINGBOURNE, SWALE, KENT, ME10 3LE | £255,000 | 22/12/2022 | Terraced |
| 14 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG | £290,000 | 28/11/2022 | Terraced |
| 2 PLUMMER CRESCENT, SITTINGBOURNE, SWALE, KENT, ME10 3FH | £335,000 | 28/11/2022 | Terraced |
| 11 PORTLAND AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3QY | £205,000 | 23/11/2022 | Terraced |
| 129 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NX | £230,000 | 18/11/2022 | Terraced |
| 111 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NX | £258,000 | 04/11/2022 | Terraced |
| 28 HOMEVIEW TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3NF | £234,000 | 24/10/2022 | Terraced |
| 5 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG | £325,000 | 16/09/2022 | Terraced |
| 17 PEEL DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 3BS | £295,000 | 13/09/2022 | Terraced |
| 25 HOMEVIEW, SITTINGBOURNE, SWALE, KENT, ME10 3NE | £207,500 | 13/09/2022 | Terraced |
| 1 OAKWOOD TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3EA | £240,000 | 17/08/2022 | Terraced |
| 7 LANSDOWN ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3BU | £316,750 | 05/08/2022 | Terraced |
| 3 OAKWOOD TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3EA | £255,000 | 23/06/2022 | Terraced |
| 17 HOMEVIEW, SITTINGBOURNE, SWALE, KENT, ME10 3NE | £220,000 | 17/06/2022 | Terraced |
| [Same street] 112 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £246,000 | 10/12/2021 | Terraced |
| [Same street] 98 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £208,000 | 06/08/2021 | Terraced |

**Street average:** £232,063 (8 sales)
**Area average:** £267,613 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £259,690 (80 Terraced, ME10, 2024–2026)
- **Deviation:** -34.5%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £986/mo
- **Realistic:** £1,095/mo
- **Optimistic:** £1,205/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £937/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, All Saints Road, ME10 | £1,500/mo | 3 | 0.14 miles | OpenRent |
| 3 Bed Terraced House, Oak Road, ME10 | £1,395/mo | 3 | 0.14 miles | OpenRent |
| 3 Bed End Terrace, Harkness Court, ME10 | £1,500/mo | 3 | 0.16 miles | OpenRent |
| 3 Bed Terraced House, Poulsen Court, ME10 | £1,550/mo | 3 | 0.22 miles | OpenRent |
| 3 Bed Terraced House, Honeysuckle Court, ME10 | £1,500/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed End Terrace, Hutchings Close, ME10 | £1,550/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Terraced House, Harold Road, ME10 | £1,250/mo | 3 | 0.31 miles | OpenRent |

**Average rent: £1,464/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.88% (okay)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 10.6%
- **Cost-to-rent:** 9.4×
- **Monthly cashflow:** £656/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 16%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.2%
- **10y growth:** 33.4%

## House Price Index (HM Land Registry)

*Official index for Swale; Terraced series; as of April 2026.*

- **1y growth (index):** 2%
- **5y growth (index):** 11.6%
- **10y growth (index):** 37%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)