For sale Terraced

102 UNDERWOOD LANE

CREWE, CHESHIRE EAST CW1 3LE

3 beds 2 baths 980 sq ft Listed 5 Oct 2026 (-16d)

£115,000

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# 3 bedroom terraced house for sale (CW1 3LE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 102 UNDERWOOD LANE, CREWE, CHESHIRE EAST CW1 3LE |
| Price | £115,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | A |
| Construction age | England and Wales: before 1900 |
| Floor area | 91 m² |
| Last sold | £73,500 Mar 2017 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 18/02/2036
- **Current heating cost:** £1,128/year
- **Est. upgrade cost to C:** £18,250

### Recommendations
- Q (£7,500 - £11,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0310-2171-8520-2296-6901)

## Description

**Spacious 3-Bed Terraced House – High-Yield Investment / Refurb Project**

**Asking Price:** £115,000 | **Estimated Rent:** £900+ pcm | **ARV:** £130,000+

An excellent opportunity for investors or proactive buyers looking to add value, this characterful three-bedroom, two-bathroom red-brick terrace combines solid fundamentals with impressive upside potential. The property boasts impressive room proportions throughout, featuring a bright main reception room with a bay window, decorative fireplaces, and classic period charm.

The versatile interior includes a functional kitchen with a separate utility space, two generous bathrooms, and exceptionally large bedrooms that suit high-occupancy rental demand. Outside, a private, low-maintenance rear courtyard offers secure outdoor space. While fully functional, the house would benefit from light cosmetic modernization—providing an ideal canvas to maximize return on investment or craft a high-spec family home.

Offered at a realistic asking price of £115,000 in its current condition, the property offers a straightforward path to an attractive £900+ pcm rental yield or a potential resale value of £130,000+ depending on the standard of finish. Early viewing is strongly advised.

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/93909324/2524669) - Floorplan 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2213082
- **Address:** 102 Underwood Lane, CREWE, CW1 3LE
- **Certificate Issued:** 22/11/2004
- **Work Completed:** 16/10/2004
- **Items:** 2 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 102 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3LE | £73,500 | 03/03/2017 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 189 BADGER AVENUE, CREWE, CHESHIRE EAST, CW1 3JN | £130,000 | 26/11/2025 | Terraced |
| 166 BADGER AVENUE, CREWE, CHESHIRE EAST, CW1 3LP | £80,000 | 10/10/2025 | Terraced |
| 299 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £120,000 | 08/08/2025 | Terraced |
| 154 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3JP | £100,000 | 30/07/2025 | Terraced |
| 243 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £92,000 | 27/05/2025 | Terraced |
| 331 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £72,000 | 27/11/2024 | Terraced |
| 331 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £69,000 | 02/10/2024 | Terraced |
| 329 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £35,000 | 09/08/2024 | Terraced |
| 253 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £92,000 | 28/02/2024 | Terraced |
| 281 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £150,000 | 23/02/2024 | Terraced |
| 43 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3JX | £103,000 | 19/12/2023 | Terraced |
| 21 BROOKLANDS GROVE, CREWE, CHESHIRE EAST, CW1 3JS | £160,000 | 11/12/2023 | Terraced |
| 253 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU | £50,000 | 17/10/2023 | Terraced |
| 15 GLOVER STREET, CREWE, CHESHIRE EAST, CW1 3LD | £127,000 | 28/04/2023 | Terraced |
| 246 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HT | £99,000 | 24/04/2023 | Terraced |
| 18 TIMBRELL AVENUE, CREWE, CHESHIRE EAST, CW1 3LX | £107,000 | 31/03/2023 | Terraced |
| 195 BADGER AVENUE, CREWE, CHESHIRE EAST, CW1 3LJ | £110,000 | 29/03/2023 | Terraced |
| 10 TIMBRELL AVENUE, CREWE, CHESHIRE EAST, CW1 3LX | £90,000 | 27/03/2023 | Terraced |
| 2C OXFORD STREET, CREWE, CHESHIRE EAST, CW1 3HP | £120,000 | 17/03/2023 | Terraced |
| 39 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3JX | £115,000 | 01/02/2023 | Terraced |
| [Same street] 84 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3LE | £98,000 | 08/04/2022 | Terraced |

**Street average:** £98,000 (1 sale)
**Area average:** £101,050 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £134,194 (55 Terraced, CW1, 2024–2026)
- **Deviation:** -14.3%

## Rental Range

*ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £887/mo
- **Realistic:** £985/mo
- **Optimistic:** £1,084/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £678/mo

## 1% Rule

- **Rent ratio:** 0.86% (okay)
- **Max investor price (0.8%):** £123,125
- **Target investor price (1%):** £98,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,264/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24%
- **10y growth:** 79.4%

## House Price Index (HM Land Registry)

*Official index for Cheshire East; Terraced series; as of July 2026.*

- **1y growth (index):** 5.7%
- **5y growth (index):** 28.1%
- **10y growth (index):** 53.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

91 m²

Council tax band

EPC rating

Year built

England and Wales: before 1900

Last sold

£73,500 Mar 2017

Price per m²

£1,264/m²

Local average

£134,194 (-14.3%)

Deprivation

Decile 1 (1,660 of 33,755)

Street crime

385 incidents within 1 mile (Aug 2026)

Key features

Vacant Posession
Fabulous Rental Potential
Large Family Home
Potential To Increase Value
Large windows for ample natural light
Potential to Add Value

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Garden: Private garden
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Spacious 3-Bed Terraced House – High-Yield Investment / Refurb Project
Asking Price: £115,000 | Estimated Rent: £900+ pcm | ARV: £130,000+
An excellent opportunity for investors or proactive buyers looking to add value, this characterful three-bedroom, two-bathroom red-brick terrace combines solid fundamentals with impressive upside potential. The property boasts impressive room proportions throughout, featuring a bright main reception room with a bay window, decorative fireplaces, and classic period charm.
The versatile interior includes a functional kitchen with a separate utility space, two generous bathrooms, and exceptionally large bedrooms that suit high-occupancy rental demand. Outside, a private, low-maintenance rear courtyard offers secure outdoor space. While fully functional, the house would benefit from light cosmetic modernization—providing an ideal canvas to maximize return on investment or craft a high-spec family home.
Offered at a realistic asking price of £115,000 in its current condition, the property offers a straightforward path to an attractive £900+ pcm rental yield or a potential resale value of £130,000+ depending on the standard of finish. Early viewing is strongly advised.

Listed by

West Yorkshire

Aspire Trading House Limited

Reference: 93909324

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 19/02/2026

Expiry date: 18/02/2036

Current heating cost: £1,128/year

Potential heating cost: £759/year

Est. upgrade cost to C: £18,250

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~67 m² (0.02 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Floorplan 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #2213082

Property Details

Street: 102 Underwood Lane

Town: CREWE

Postcode: CW1 3LE

Installation Details

Items: 2 windows and 1 door

Certificate Issued: 22/11/2004

Work Completed: 16/10/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Listed for sale	—	£115,000	+56.5%
Sold	03/03/2017 (9 years ago)	£73,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
189 BADGER AVENUE, CREWE, CHESHIRE EAST, CW1 3JN	£130,000	26/11/2025	Terraced
166 BADGER AVENUE, CREWE, CHESHIRE EAST, CW1 3LP	£80,000	10/10/2025	Terraced
299 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£120,000	08/08/2025	Terraced
154 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3JP	£100,000	30/07/2025	Terraced
243 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£92,000	27/05/2025	Terraced
331 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£72,000	27/11/2024	Terraced
331 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£69,000	02/10/2024	Terraced
329 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£35,000	09/08/2024	Terraced
253 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£92,000	28/02/2024	Terraced
281 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£150,000	23/02/2024	Terraced
43 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3JX	£103,000	19/12/2023	Terraced
21 BROOKLANDS GROVE, CREWE, CHESHIRE EAST, CW1 3JS	£160,000	11/12/2023	Terraced
253 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HU	£50,000	17/10/2023	Terraced
15 GLOVER STREET, CREWE, CHESHIRE EAST, CW1 3LD	£127,000	28/04/2023	Terraced
246 WEST STREET, CREWE, CHESHIRE EAST, CW1 3HT	£99,000	24/04/2023	Terraced
18 TIMBRELL AVENUE, CREWE, CHESHIRE EAST, CW1 3LX	£107,000	31/03/2023	Terraced
195 BADGER AVENUE, CREWE, CHESHIRE EAST, CW1 3LJ	£110,000	29/03/2023	Terraced
10 TIMBRELL AVENUE, CREWE, CHESHIRE EAST, CW1 3LX	£90,000	27/03/2023	Terraced
2C OXFORD STREET, CREWE, CHESHIRE EAST, CW1 3HP	£120,000	17/03/2023	Terraced
39 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3JX	£115,000	01/02/2023	Terraced
Same street 84 UNDERWOOD LANE, CREWE, CHESHIRE EAST, CW1 3LE	£98,000	08/04/2022	Terraced

Street average: £98,000 (1 sale)

Area average: £101,050 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 24%

10y growth 79.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheshire East. Series: Terraced. As of July 2026.

1y (index) 5.7%

5y (index) 28.1%

10y (index) 53.1%

Rental Range

Estimated market rent for Cheshire East. Low = conservative, Realistic = average, Optimistic = best case.

Low £887/mo

Realistic £985/mo

Optimistic £1,084/mo

Based on Local Authority from postcode lookup → Cheshire East.

LHA (30th percentile) floor for South Cheshire: £678/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CW1 3LE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Crewe, Underwood Lane / Pioneer Club	0.0 miles
Shop	Newsagents	0.1 miles
Shop	The Car Pitch	0.2 miles
Train station	Crewe	1.5 miles
University	University of Buckingham Crewe Campus	1.7 miles
Train station	Nantwich	3.8 miles
Hospital	Tarporley War Memorial Hospital	9.5 miles
University	Keele University	10.6 miles
Hospital	Haywood Hospital Walk-in Centre	11.6 miles

Street-level crime

Category	Count
Violence and sexual offences	153
Anti-social behaviour	47
Public order	40
Drugs	32
Other theft	26
Criminal damage and arson	24
Shoplifting	18
Other crime	17
Burglary	12
Possession of weapons	6
Bicycle theft	3
Vehicle crime	3
Robbery	2
Theft from the person	2
Total incidents	385

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Underwood West Academy	Primary	0.1 miles	— (Inspected (no overall grade))
Lavender Field School	Other	0.3 miles	Good — 12 Dec 2023
St Michael's Community Academy	Primary	0.4 miles	Requires improvement — 18 Jan 2024
Adelaide School	Other	0.4 miles	Outstanding — 13 Mar 2018
Beechwood Primary School and Nursery	Primary	0.5 miles	Good — 15 Nov 2021

Rental Comparables

Rental comparables data is not available for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.86%

Max investor price (0.8%) £123,125

Target investor price (1%) £98,500

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).