# 3 bedroom terraced house for sale (CA12 4HS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 18 GRETA STREET, KESWICK, KESWICK, CUMBRIA CA12 4HS |
| Price | £249,950 |
| Bedrooms | 3 |
| Last sold | £240,000 May 2006 |

## Description

The double glazed and central heated accommodation with approximate measurements briefly comprises:

Covered storm porch with part glazed entrance door leading into entrance hall.

ENTRANCE HALL  Single radiator, doors to the dining lounge and kitchen, staircase to the first floor.

DINING LOUNGE  A spacious through room comprising of:

LIVING AREA (15'10 x 13')  Double glazed boxed bay window to the front elevation, fireplace with stone surround and mantel incorporating a TV plinth.  Double panelled radiator.

DINING AREA Space for table and chairs, double panelled radiator and sliding double glazed patio door leading into the rear garden.  Door to the kitchen.

KITCHEN (13' x 9'10)  A wide range of fitted base and wall units with complementary worksurfaces incorporating a single drainer sink unit with tiled splashback.  Fitted washing machine, halogen electric hob with extractor fan above and eye level electric oven and grill and integrated fridge/freezer (not tested).    Double panelled radiator, double glazed window to the side elevation.  TV aerial point.  Sliding door to large under-stairs storage cupboard housing electric meters.  Opening into small rear lobby with storage shelves and double glazed door to the rear garden.

FIRST FLOOR

LANDING Spacious landing with doors to bedrooms and bathroom.  Built-in double airing cupboard. Loft access, double glazed window to the side and single radiator.

BEDROOM 1 (13'7 into bay x 11'5)  Double bedroom with boxed bay double glazed window to the front elevation with views towards Skiddaw, Latrigg and Blencathra.  Built-in wardrobe with sliding doors, single radiator.

BEDROOM 2 (13' x 12'8)  Double glazed window to the rear elevation, single radiator.

BEDROOM 3 (9'5 x 7'9)  Double glazed window to the front elevation, single radiator, built-in wardrobe.

BATHROOM  Comprising of panelled bath, pedestal wash hand basin and low level W.C.     Two frosted double glazed windows to the rear elevation, single radiator, tiling to all walls.

OUTSIDE  The property is accessed through a dwarf retaining wall with planted flowerbeds to a slate paved low maintenance garden with steps leading up to front entrance door.

To the rear the garden has two sections laid to slate paving, providing low maintenance with planted raised beds and borders and outside tap.  Useful garden store housing the gas fired boiler.  A rear wrought iron gate leads onto a pedestrian lonning to the rear, which leads around to a block of garages.

Option to purchase a  SINGLE GARAGE in the block to the rear with up and over door, by separate negotiation.

COUNCIL TAX BAND  To be confirmed by the vendor.	

TENURE	We are informed by the vendor the tenure is Freehold.

SERVICES 	Mains water, gas and electricity are connected. Telephone to BT Regulations.

FIXTURES AND FITTINGS 	To be confirmed by the vendor.    

VIEWING  	Strictly through the sole agents, Cumbrian Properties, 36 Station Street, Keswick. Tel No. 017687 73066.

Misrepresentation Act 1967

These particulars, whilst believed to be accurate, are set out for guidance only and do not constitute any part of an offer or contract - intending purchasers or tenants should not rely on them as statements or representations of fact, but must satisfy themselves by inspection or otherwise as to their accuracy.  No person in the employment of Cumbrian Properties has the authority to make or give any representation or warranty in relation to the property.  All electrical appliances mentioned in these details have not been tested and therefore cannot be guaranteed to be in working order.

## Property Photos

- ![External](/listings/photos/4645558/625805) - External
- ![Living Area](/listings/photos/4645558/625807) - Living Area
- ![Dining Area](/listings/photos/4645558/625810) - Dining Area
- ![Kitchen](/listings/photos/4645558/625812) - Kitchen
- ![Garden](/listings/photos/4645558/625814) - Garden

## FENSA Certificates

This property has 4 FENSA certificate(s) on record.

### FENSA Certificate #8944392
- **Address:** 18 Greta Street, KESWICK, CA12 4HS
- **Certificate Issued:** 09/07/2012
- **Work Completed:** 22/05/2012
- **Items:** 1 door(s)

### FENSA Certificate #6525738
- **Address:** 18 Greta Street, KESWICK, CA12 4HS
- **Certificate Issued:** 04/05/2009
- **Work Completed:** 21/03/2009
- **Items:** 1 door(s)

### FENSA Certificate #11513651
- **Address:** 18 Greta Street, KESWICK, CA12 4HS
- **Certificate Issued:** 28/03/2016
- **Work Completed:** 17/02/2016
- **Items:** 3 window(s)

### FENSA Certificate #11495639
- **Address:** 18 Greta Street, KESWICK, CA12 4HS
- **Certificate Issued:** 21/03/2016
- **Work Completed:** 28/01/2016
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18 GRETA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HS | £240,000 | 17/05/2006 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 LEONARD STREET, KESWICK, CUMBERLAND, CA12 4EJ | £345,000 | 07/11/2025 | Terraced |
| 31 HELVELLYN STREET, KESWICK, CUMBERLAND, CA12 4EP | £500,000 | 10/07/2025 | Terraced |
| 39 HELVELLYN STREET, KESWICK, CUMBERLAND, CA12 4EP | £414,000 | 25/04/2025 | Terraced |
| 45 BLENCATHRA STREET, KESWICK, CUMBERLAND, CA12 4HX | £350,000 | 24/11/2023 | Terraced |
| [Same street] 10 GRETA STREET, KESWICK, CUMBERLAND, CA12 4HS | £382,500 | 02/05/2023 | Terraced |
| 30 WORDSWORTH STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BZ | £495,000 | 11/11/2022 | Terraced |
| 1 ST HERBERT STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DF | £418,250 | 16/09/2022 | Terraced |
| PITCAIRN HOUSE, 7 BLENCATHRA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HW | £650,000 | 06/09/2022 | Terraced |
| 31 ST HERBERT STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DF | £450,000 | 06/09/2022 | Terraced |
| OLD WORKSHOP COTTAGE SHORLEY LANE, KESWICK, CUMBERLAND, CA12 4HN | £265,000 | 05/09/2022 | Terraced |
| 32 WORDSWORTH STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BZ | £470,000 | 05/09/2022 | Terraced |
| 28 ESKIN STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DG | £428,500 | 28/07/2022 | Terraced |
| 16 SKIDDAW STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BY | £425,000 | 06/07/2022 | Terraced |
| 27 WORDSWORTH STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BZ | £550,000 | 17/06/2022 | Terraced |
| 4 SKIDDAW STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BX | £436,000 | 29/04/2022 | Terraced |
| 20 SOUTHEY STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4EF | £470,999 | 15/03/2022 | Terraced |
| 72 BLENCATHRA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HX | £520,000 | 24/02/2022 | Terraced |
| 53 BLENCATHRA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HX | £500,000 | 28/01/2022 | Terraced |
| 21 ST HERBERT STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DF | £327,500 | 21/01/2022 | Terraced |
| 35 HELVELLYN STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4EP | £470,000 | 01/12/2021 | Terraced |
| 51 WORDSWORTH STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BZ | £430,000 | 26/11/2021 | Terraced |

**Street average:** £382,500 (1 sale)
**Area average:** £445,762 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £335,667 (9 Terraced, CA12, 2024–2026)
- **Deviation:** -25.5%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £588/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Manesty View, CA12 | £2,300/mo | 3 | 0.24 miles | OpenRent |
| 3 Bed Semi-Detached House, Manor Cottages, CA12 | £2,100/mo | 3 | 0.43 miles | OpenRent |
| 3 Bed Maisonette, Penrith Road, CA12 | £1,500/mo | 3 | 0.6 miles | OpenRent |

**Average rent: £1,967/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.84% (okay)
- **Max investor price (0.8%):** £262,500
- **Target investor price (1%):** £210,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,100/mo).*

- **Gross yield:** 10.1%
- **Cost-to-rent:** 9.9×
- **Monthly cashflow:** £881/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -0.8%
- **10y growth:** 266.4%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)