# 3 bedroom bungalow for sale (ST18 9LY) ## Property Details | Key | Value | |-----|-------| | Address | Church Lane, Derrington, ST18 9LY | | Price | £299,950 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | D | ## Description **** **** Accommodation - An open porch leads to a reception hall that has stairs rising to the first floor landing. A delightful lounge has a window overlooking the rear garden and a stone fireplace and hearth (we cannot confirm that gas fire is in safe working condition). The kitchen has a range of high and low level units, tiled splash backs and a stainless steel sink and drainer. A sliding door opens to the dining room. A separate side access lobby has doors to both the front and rear of the property. There is a ground floor double bedroom with a wardrobe and an attractive shower room has a shower, wash basin with integrated cupboard beneath, WC and a mix of full height tiling and splash plates plus a chrome towel radiator. Off the first floor landing are two bedrooms, one of which has built in wardrobes. Outside - The bungalow occupies an attractive corner plot with lovely front garden having established borders and a dwarf height wall. A further garden area lies to the side of the property. The block paved drive gives access to the garage. In addition there is a spacious shed. The lawned rear garden has attractive borders. Derrington is situated a very short distance from the county town of Stafford which has a wide range of amenities including an intercity railway station. Junctions 13 and 14 of the M6 provide direct access into the national motorway network and M6 Toll. Notes: The property forms part of a deceased estate and therefore there is very limited information available. The property is not registered with Land Registry and will require a first registration on sale, for which most solicitors will make an additional charge. We are unaware if there are any rights, restrictions of covenants. Tenure: Freehold (purchasers are advised to satisfy themselves as to the tenure via their legal representative). Please note: It is quite common for some properties to have a Ring doorbell and internal recording devices. Property construction: Traditional Parking: Drive Electricity supply: Water supply: Sewerage: Heating: (Purchasers are advised to satisfy themselves as to their suitability). Broadband type: Unknown See Ofcom link for speed: Mobile signal/coverage: See Ofcom link Local Authority/Tax Band: Stafford Borough Council / Tax Band D Useful Websites: Our Ref: JGA/20012026 The property information provided by John German Estate Agents Ltd is based on enquiries made of the vendor and from information available in the public domain. If there is any point on which you require further clarification, please contact the office and we will be pleased to check the information for you, particularly if contemplating travelling some distance to view the property. Please note if your enquiry is of a legal or structural nature, we advise you to seek advice from a qualified professional in their relevant field. We are required by law to comply fully with The Money Laundering Regulations 2017 and as such need to complete AML ID verification and proof / source of funds checks on all buyers and, where relevant, cash donors once an offer is accepted on a property. We use the Checkboard app to complete the necessary checks, this is not a credit check and therefore will have no effect on your credit history. With effect from 1st March 2025 a non-refundable compliance fee of £30.00 inc. VAT per buyer / donor will be required to be paid in advance when an offer is agreed and prior to a sales memorandum being issued.   ## Property Photos - ![Photo](/listings/photos/171363107/712746) - ![Photo](/listings/photos/171363107/712747) - ![Photo](/listings/photos/171363107/712748) - ![Photo](/listings/photos/171363107/712749) - ![Photo](/listings/photos/171363107/712750) - ![Photo](/listings/photos/171363107/712751) - ![Photo](/listings/photos/171363107/712752) - ![Photo](/listings/photos/171363107/712753) - ![Photo](/listings/photos/171363107/712754) - ![Photo](/listings/photos/171363107/712755) ## Floorplans - ![Floorplan 1](/listings/photos/171363107/712756) - Floorplan 1 - ![Floorplan 2](/listings/photos/171363107/712757) - Floorplan 2 - ![Floorplan 3](/listings/photos/171363107/712758) - Floorplan 3 ## EPC Graphs - ![EPC 1](/listings/photos/171363107/712759) - EPC 1 ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 36 ST MATTHEWS DRIVE, DERRINGTON, STAFFORD, STAFFORDSHIRE, ST18 9LU | £250,000 | 25/08/2023 | Detached | | 19 MEADOW LANE, DERRINGTON, STAFFORD, STAFFORDSHIRE, ST18 9NA | £220,000 | 25/11/2022 | Detached | | [Same street] 10 CHURCH LANE, DERRINGTON, STAFFORD, STAFFORDSHIRE, ST18 9LY | £365,000 | 04/11/2022 | Detached | | QUORN HOUSE BILLINGTON LANE, DERRINGTON, STAFFORD, STAFFORDSHIRE, ST18 9LR | £395,000 | 04/11/2022 | Detached | | [Same street] WILBERICK CHURCH LANE, DERRINGTON, STAFFORD, STAFFORDSHIRE, ST18 9LY | £487,500 | 26/09/2022 | Detached | | 17 ST MATTHEWS DRIVE, DERRINGTON, STAFFORD, STAFFORDSHIRE, ST18 9LS | £250,000 | 29/07/2022 | Detached | | 33 ST MATTHEWS DRIVE, DERRINGTON, STAFFORD, STAFFORDSHIRE, ST18 9LU | £315,000 | 22/07/2022 | Detached | | 9 TWEMLOW CLOSE, DERRINGTON, STAFFORD, STAFFORDSHIRE, ST18 9LX | £228,000 | 16/06/2022 | Detached | | 37 MOUNT PLEASANT, DERRINGTON, STAFFORD, STAFFORDSHIRE, ST18 9NB | £275,000 | 07/06/2022 | Detached | | 1 CHESTNUT CLOSE, DERRINGTON, STAFFORD, STAFFORDSHIRE, ST18 9NJ | £403,000 | 04/02/2022 | Detached | | [Same street] 14 CHURCH LANE, DERRINGTON, STAFFORD, STAFFORDSHIRE, ST18 9LY | £235,000 | 02/08/2021 | Detached | | 38 ST MATTHEWS DRIVE, DERRINGTON, STAFFORD, STAFFORDSHIRE, ST18 9LU | £215,000 | 05/07/2021 | Detached | **Street average:** £362,500 (3 sales) **Area average:** £283,444 (9 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £509,354 (45 Detached, ST18, 2024–2026) - **Deviation:** -41.1% ## Rental Range *ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £802/mo - **Realistic:** £891/mo - **Optimistic:** £980/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £738/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Monmouth Drive, ST16 | £1,280/mo | 3 | 0.78 miles | OpenRent | | 3 Bed Semi-Detached House, Plover Green, ST16 | £1,325/mo | 3 | 0.81 miles | OpenRent | | 3 Bed Semi-Detached House, Plover Green, ST16 | £1,200/mo | 3 | 0.82 miles | OpenRent | | 3 Bed Semi-Detached House, Martin Drive, ST16 | £1,350/mo | 3 | 0.88 miles | OpenRent | **Average rent: £1,289/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.43% (weak for cashflow) - **Max investor price (0.8%):** £162,875 - **Target investor price (1%):** £130,300 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,303/mo).* - **Gross yield:** 5.2% - **Cost-to-rent:** 19.2× - **Monthly cashflow:** £-34/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -0.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 22.1% - **10y growth:** 70.9% ## House Price Index (HM Land Registry) *Official index for Stafford; Detached series; as of March 2026.* - **1y growth (index):** 3.1% - **5y growth (index):** 25.5% - **10y growth (index):** 50.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)