# 4 bedroom semi-detached house for sale (MK45 5HE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 38 CHURCH ROAD, BEDFORD, PULLOXHILL, BEDFORDSHIRE MK45 5HE |
| Price | £429,995 |
| Bedrooms | 4 |
| Last sold | £420,000 Jun 2006 |

## Description

ENTRANCE PORCH      

Solid timber entrance door to side, leaded double glazed window to front. Coir matt flooring, cottage style timber door to:

LOUNGE   26'2 x 14'1 reducing to 11'3   (7.98m x 4.29m reducing to 3.43m )

Dual aspect leaded light double glazed windows to front and side, wall lights, wall thermostat for gas central heating, Two radiators, tv point, feature exposed brick open fireplace with tiled hearth, carpet, exposed timber boards, built-in understairs storage cupboard, opening into dining room and cottage style timber door to kitchen. 

DINING ROOM   17'10 x 13'6 max   (5.44m x 4.11m max )

Two double glazed French doors to rear, decorative fire with open grate, stained timber surround and quarry tiled hearth, radiator, stained timber floorboards, inset feature glass panel with a lit decorative well beneath, cottage style door to rear lobby. 

KITCHEN/BREAKFAST ROOM   18'4 x 9'10   (5.59m x 3.00m )

Fitted to comprise: a range of pine cottage style wall and base units incorporating stainless steel single drainer single bowl sink unit with mixer tap and cupboard under, roll edged work surfaces, gas cooker point, kitchen cupboard housing wall mounted gas boiler, part tiled walls, radiator, integrated upright fridge freezer, integrated dishwasher, washing machine and tumble drier, tiled floor, twin leaded light double glazed windows to side, leaded light window to front. 

REAR LOBBY

Flagstone floor with inset door mat, double radiator, stable door to side, cottage style doors to cloakroom and kitchen. 

CLOAKROOM      

White 'Heritage' suite with corner wall mounted wash hand basin, low level wc, part tiled walls, flagstone floor, leaded light obscure double glazed window to rear. 

FIRST FLOOR      

LANDING      

Part galleried landing, exposed timber floorboards, radiator, carpet, cottage style doors to bedrooms and bathroom. 

BEDROOM ONE   13'7 x 12'6   (4.14m x 3.81m )

Leaded light double glazed window to front, timber floorboards, radiator, feature cast iron open fireplace with decorative timber surround.

EN-SUITE      

A white suite fitted to comprise: shower cubicle with 'Aqualisa' power shower unit, wc with enclosed cistern, wash hand basin with storage cupboard below and fly over shelf with lighting, airing cupboard housing water tank, extractor fan, tiled floor.

BEDROOM TWO   17'8 x 10'3   (5.38m x 3.12m )

Leaded light double glazed window to rear, carpet, radiator, part sloping ceiling. 

BEDROOM THREE   10'5 x 10'   (3.18m x 3.05m )

Dual aspect leaded light double glazed windows to front and side, carpet, fitted wardrobe, radiator, part sloping ceiling. 

BEDROOM FOUR   9'9 x 7'5   (2.97m x 2.26m )

Leaded light double glazed window to rear, carpet, access to loft space. 

FAMILY BATHROOM      

A white period style suite fitted to comprise: freestanding ball and claw foot bath, pedestal wash hand basin with tiled splashback area, high level wc, radiator, vaulted ceiling, tiled floor, extractor, exposed timber beams, leaded light obscure double glazed window to side. 

OUTSIDE      

GARAGE      

Accessed via driveway, single garage with up and over door.

FRONT GARDEN      

Part walled front garden with gravel driveway providing off road parking with 5 bar gate leading to garage, pedestrian access to rear. 

REAR GARDEN      

Large L - shaped rear garden which is mainly laid to lawn with patio area, various flower and shrub borders, fruit trees, pedestrian access to front and views over fields to the rear. 

NOTE: Planning permission granted July 2005 for a substantial single storey extension to the rear of the property.

DIRECTIONS      

On entering the village from Greenfield turn right into Church Road, the property is located on the right hand side.

## Property Photos

- ![Photo](/listings/photos/10721288/361726)
- ![Photo](/listings/photos/10721288/361727)
- ![Photo](/listings/photos/10721288/361728)
- ![Photo](/listings/photos/10721288/361730)
- ![Photo](/listings/photos/10721288/361731)
- ![Photo](/listings/photos/10721288/361733)
- ![Photo](/listings/photos/10721288/361735)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 CHURCH ROAD, PULLOXHILL, BEDFORD, MID BEDFORDSHIRE, BEDFORDSHIRE, MK45 5HE | £420,000 | 07/06/2006 | Semi-detached |
| 38 CHURCH ROAD, PULLOXHILL, BEDFORD, MID BEDFORDSHIRE, BEDFORDSHIRE, MK45 5HE | £385,000 | 11/04/2003 | Semi-detached |
| 38 CHURCH ROAD, PULLOXHILL, BEDFORD, MID BEDFORDSHIRE, BEDFORDSHIRE, MK45 5HE | £124,000 | 29/01/1999 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 44 CHURCH ROAD, PULLOXHILL, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5HE | £320,000 | 18/10/2024 | Terraced |
| 18 TYBURN LANE, PULLOXHILL, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5HG | £250,000 | 15/11/2023 | Semi-detached |
| [Same street] 76 CHURCH ROAD, PULLOXHILL, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5HE | £682,000 | 03/10/2023 | Semi-detached |
| 1 TYBURN LANE, PULLOXHILL, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5HG | £420,000 | 27/03/2023 | Semi-detached |
| 16 ST JAMES CLOSE, PULLOXHILL, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5HF | £500,000 | 26/09/2022 | Semi-detached |
| 14 TYBURN LANE, PULLOXHILL, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5HG | £465,000 | 09/09/2022 | Semi-detached |
| THE EDGE BLACKHILL LANE, PULLOXHILL, BEDFORD, CENTRAL BEDFORDSHIRE, MK45 5HQ | £600,000 | 20/12/2021 | Semi-detached |

**Street average:** £501,000 (2 sales)
**Area average:** £447,000 (5 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £383,564 (69 Semi-detached, MK45, 2024–2026)
- **Deviation:** +12.1%

## Rental Range

*ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,118/mo
- **Realistic:** £1,242/mo
- **Optimistic:** £1,366/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,296/mo

## 1% Rule

- **Rent ratio:** 0.29% (weak for cashflow)
- **Max investor price (0.8%):** £155,250
- **Target investor price (1%):** £124,200

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.6%
- **10y growth:** 35.2%

## House Price Index (HM Land Registry)

*Official index for Central Bedfordshire; Semi-detached series; as of March 2026.*

- **1y growth (index):** 3.7%
- **5y growth (index):** 22.2%
- **10y growth (index):** 40.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
