Sold House

21 BEECHAM STREET

MORECAMBE, MORECAMBE, LANCASHIRE LA4 5JE

3 beds 1 baths 893 sq ft Listed 30 Mar 2023 (-1182d)

£129,950

Reduced on 19 May 2023

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# 3 bedroom house for sale (LA4 5JE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 BEECHAM STREET, MORECAMBE, MORECAMBE, LANCASHIRE LA4 5JE |
| Price | £129,950 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 83 m² |
| Last sold | £62,000 Apr 2004 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 18/04/2033
- **Current heating cost:** £1,428/year
- **Est. upgrade cost to C:** £18,500

### Recommendations
- Q (£4,000 - £14,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9817-3026-6204-8547-0204)

## Description

The position is within close proximity of a good range of local amenities, public transport links, seafront and Morecambe town centre (a full list of amenities and services are available in our e-brochure which is available on request).

Internally the ground floor accommodation briefly comprises lounge through dining area and kitchen. To the first floor, there are two good sized bedrooms and a family bathroom. To the second floor, there are a further two spacious bedrooms.

There is a cellar/basement area and externally there is an enclosed rear yard with gated access. The property is offered for sale with no chain delay.

The location takes full advantage of the Bay Gateway link road which provides enhanced access to the Lake District, Kendal, Yorkshire Dales, Preston and central Lancashire.

The Morecambe area is currently under review for the Eden Project North which we believe will significantly enhance the popularity of the area and boost the local economy.

Council Tax Information: Band A

**Agent Note**

In order to be able to purchase a property in the UK all agents have a legal requirement to conduct identity checks on all customers involved in the transaction to fulfil their obligations under anti money laundering regulations. Farrell Heyworth outsource this check to a third party and a charge will apply. Please ask the branch for further details.

## Property Photos

- ![Front View 2](/listings/photos/133082228/721994) - Front View 2
- ![Lounge](/listings/photos/133082228/721996) - Lounge
- ![Reception View 2](/listings/photos/133082228/721997) - Reception View 2
- ![Kitchen](/listings/photos/133082228/721998) - Kitchen
- ![Bedroom Two](/listings/photos/133082228/721999) - Bedroom Two
- ![Bedroom Three](/listings/photos/133082228/722000) - Bedroom Three
- ![Bathroom](/listings/photos/133082228/722002) - Bathroom
- ![Garden](/listings/photos/133082228/722004) - Garden

## Floorplans

- ![Floorplan](/listings/photos/133082228/722005) - Floorplan

## EPC Graphs

- ![EPC Graphs](/listings/photos/133082228/722007) - EPC Graphs

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 BEECHAM STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5JE | £62,000 | 02/04/2004 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 GREEN STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5HN | £145,000 | 15/12/2023 | Other |
| 5 ROSE STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5JB | £135,000 | 01/12/2023 | Other |
| 9 GREEN STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5HL | £40,000 | 17/10/2023 | Other |
| [Same street] 19 BEECHAM STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5JE | £60,000 | 10/08/2023 | Terraced |
| [Same street] 23 BEECHAM STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5JE | £92,000 | 30/11/2022 | Terraced |
| 20 CLARENCE STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5EX | £128,000 | 05/09/2022 | Other |
| 334 MARINE ROAD CENTRAL, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5AB | £375,000 | 30/05/2022 | Other |
| 39 KENSINGTON ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5LU | £180,000 | 01/11/2021 | Other |
| 331 - 332 MARINE ROAD CENTRAL, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5AA | £750,000 | 30/09/2021 | Other |
| 329 - 330 MARINE ROAD CENTRAL, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5AA | £550,000 | 30/09/2021 | Other |
| 119 THORNTON ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5PH | £1,000 | 05/08/2021 | Other |

**Street average:** £76,000 (2 sales)
**Area average:** £256,000 (9 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,126,124 (8 Other, LA4, 2024–2026)
- **Deviation:** -88.5%

## Rental Range

*ONS Price Index of Private Rents (Lancaster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £726/mo
- **Realistic:** £807/mo
- **Optimistic:** £888/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £588/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Marine Road East, LA4 | £1,995/mo | 3 | 0.21 miles | OpenRent |

**Average rent: £1,995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.54% (strong)
- **Max investor price (0.8%):** £249,375
- **Target investor price (1%):** £199,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,995/mo).*

- **Gross yield:** 18.4%
- **Cost-to-rent:** 5.4×
- **Monthly cashflow:** £1,259/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 40.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,566/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1888%
- **10y growth:** 136.3%

## House Price Index (HM Land Registry)

*Official index for Lancaster; All dwelling types series; as of March 2026.*

- **1y growth (index):** -0.4%
- **5y growth (index):** 16.8%
- **10y growth (index):** 44.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front View 2 Lounge Reception View 2 Kitchen Bedroom Two Bedroom Three Bathroom Garden

/ 8

Property details

Tenure

FREEHOLD

Floor area

83 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£62,000 Apr 2004

Price per m²

£1,566/m²

Local average

£1,126,124 (-88.5%)

Deprivation

Decile 1 (347 of 33,755)

Street crime

267 incidents within 1 mile (Apr 2026)

Key features

**VIRTUAL VIEWING AVAILABLE. CLICK ON THE VIDEO TOUR ABOVE**
Three Storey Three Bedroom Mid Terrace Close To Town Centre
Great Position Close To Town Centre And Promenade - NO CHAIN
Entrance, Through Reception, Kitchen, Three Bedrooms and Bathroom
Basement Rooms And Enclosed Yard - Ideal Eden Project Investment

Additional details

Heating: Double glazing, Gas central
Garden: Rear garden

Description

Great investment purchase located in the heart of Morecambe. The house offers a great opportunity to develop or upgrade and would be ideal as buy to let/holiday let. This three storey mid terrace home is in need of some works of improvement.

The position is within close proximity of a good range of local amenities, public transport links, seafront and Morecambe town centre (a full list of amenities and services are available in our e-brochure which is available on request).

Internally the ground floor accommodation briefly comprises lounge through dining area and kitchen. To the first floor, there are two good sized bedrooms and a family bathroom. To the second floor, there are a further two spacious bedrooms.

There is a cellar/basement area and externally there is an enclosed rear yard with gated access. The property is offered for sale with no chain delay.

The location takes full advantage of the Bay Gateway link road which provides enhanced access to the Lake District, Kendal, Yorkshire Dales, Preston and central Lancashire.

The Morecambe area is currently under review for the Eden Project North which we believe will significantly enhance the popularity of the area and boost the local economy.

Council Tax Information: Band A

Agent Note
In order to be able to purchase a property in the UK all agents have a legal requirement to conduct identity checks on all customers involved in the transaction to fulfil their obligations under anti money laundering regulations. Farrell Heyworth outsource this check to a third party and a charge will apply. Please ask the branch for further details.

Listed by

Morecambe

Farrell Heyworth

Reference: 133082228

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 19/04/2023

Expiry date: 18/04/2033

Current heating cost: £1,428/year

Potential heating cost: £1,080/year

Est. upgrade cost to C: £18,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

Price history

Event	Date	Price	% change
Sold	02/04/2004 (22 years ago)	£62,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
31 GREEN STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5HN	£145,000	15/12/2023	Other
5 ROSE STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5JB	£135,000	01/12/2023	Other
9 GREEN STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5HL	£40,000	17/10/2023	Other
Same street 19 BEECHAM STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5JE	£60,000	10/08/2023	Terraced
Same street 23 BEECHAM STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5JE	£92,000	30/11/2022	Terraced
20 CLARENCE STREET, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5EX	£128,000	05/09/2022	Other
334 MARINE ROAD CENTRAL, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5AB	£375,000	30/05/2022	Other
39 KENSINGTON ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5LU	£180,000	01/11/2021	Other
331 - 332 MARINE ROAD CENTRAL, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5AA	£750,000	30/09/2021	Other
329 - 330 MARINE ROAD CENTRAL, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5AA	£550,000	30/09/2021	Other
119 THORNTON ROAD, MORECAMBE, LANCASTER, LANCASHIRE, LA4 5PH	£1,000	05/08/2021	Other

Street average: £76,000 (2 sales)

Area average: £256,000 (9 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 1888%

10y growth 136.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Lancaster. Series: All dwelling types. As of March 2026.

1y (index) -0.4%

5y (index) 16.8%

10y (index) 44.9%

Rental Range

Estimated market rent for Lancaster. Low = conservative, Realistic = average, Optimistic = best case.

Low £726/mo

Realistic £807/mo

Optimistic £888/mo

Based on Local Authority from postcode lookup → Lancaster.

LHA (30th percentile) floor for North Cumbria: £588/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA4 5JE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	The Shrimp Shop	0.1 miles
Shop	Tip To Toe Hair & Beauty	0.1 miles
Hospital	Queen Victoria Hospital	0.1 miles
Bus stop	Health Centre	0.1 miles
Bus stop	Lord Street	0.1 miles
Train station	Morecambe	0.4 miles
Train station	Bare Lane	1.0 miles
University	University of Cumbria, Lancaster Campus	3.7 miles
Hospital	Fleetwood Hospital	11.8 miles

Street-level crime

Category	Count
Violence and sexual offences	92
Anti-social behaviour	49
Criminal damage and arson	28
Shoplifting	23
Public order	22
Vehicle crime	13
Burglary	11
Other theft	9
Drugs	7
Other crime	7
Bicycle theft	2
Possession of weapons	2
Robbery	2
Total incidents	267

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Poulton-le-Sands Church of England Primary School	Primary	0.1 miles	Good — 30 Jan 2022
Morecambe Bay Community Primary School	Primary	0.1 miles	Good — 2 Dec 2021
St Mary's Catholic Primary School, Morecambe	Primary	0.3 miles	Requires improvement — 17 Sep 2024
Morecambe Bay Academy	Secondary	0.4 miles	Good — 29 Oct 2023
Lancaster Road Primary School	Primary	0.6 miles	Good — 17 Jul 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Detached House, Marine Road East, LA4	£1,995/mo	3	0.21 miles	OpenRent

Average rent: £1,995/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.54%

Max investor price (0.8%) £249,375

Target investor price (1%) £199,500

Gross yield 18.4%

Cost-to-rent ratio 5.4×

Monthly cashflow £1,259/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 40.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).