Sold STC Flat

FLAT 5

MORELAND HOUSE, 41, BLOXHAM ROAD, BANBURY, OXFORDSHIRE OX16 9JS

2 beds 1 baths 635 sq ft Listed 22 Aug 2024 (-699d)

£218,000

Reduced on 24 Jan 2025

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Property details

Tenure

SHARE_OF_FREEHOLD

Floor area

59 m²

Council tax band

B

EPC rating

D

Year built

England and Wales: 1900-1929

Last sold

£210,000 Mar 2026

Price per m²

£3,695/m²

Local average

£152,485 (+43%)

Deprivation

Decile 9 (28,575 of 33,755)

Street crime

259 incidents within 1 mile (May 2026)

Key features

  • BEAUTIFULLY PRESENTED
  • RE-FITTED MODERN KITCHEN
  • COMMUNAL GARDEN
  • SHARE OF FREEHOLD
  • TWO LARGE BEDROOMS
  • GAS CENTRAL HEATING
  • SOUGHT AFTER LOCATION
  • MANY PERIOD FEATURES
  • MODERN FAMILY BATHROOM
  • SPACIOUS ACCOMMODATION

Additional details

Parking
Yes

Description

A beautifully presented two bedroom apartment located close to the town centre on this highly regarded road forming part of this handsome period house conversion.

Listed by

Banbury

Round & Jackson Estate Agents Limited

Reference: 151638512

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 22/08/2024

Expiry date: 21/08/2034

Current heating cost: £1,195/year

Potential heating cost: £633/year

Est. upgrade cost to C: £11,600

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Replace boiler with new condensing boiler (£2,200 - £3,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

Energy Performance Certificate

Energy Performance Certificate

Price history

-1% since 2021

Event Date Price % change
Sold 23/03/2026 (3 months ago) £210,000 -1.4%
Sold 30/03/2021 (5 years ago) £213,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
UPTON COURT, 19A FLAT 1 CROUCH STREET, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PP £169,950 20/11/2023 Flat
GARDEN COURT 4 NEW ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PN £222,500 06/09/2023 Flat
UPTON COURT, 19A FLAT 4 CROUCH STREET, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PP £156,001 11/08/2023 Flat
MORELAND HOUSE, 41 FLAT 1 BLOXHAM ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9JS £174,000 04/11/2022 Flat
GARDEN COURT 1 NEW ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PN £225,000 27/10/2022 Flat
GARDEN COURT 3 NEW ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PN £230,000 23/09/2022 Flat
GARDEN COURT 5 NEW ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PN £295,000 15/08/2022 Flat
LEIGHSANNE COURT 10 MEWBURN ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NZ £125,000 05/08/2022 Flat
GARDEN COURT 2 NEW ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PN £235,000 08/07/2022 Flat
UPTON COURT, 19A FLAT 9 CROUCH STREET, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PP £155,000 17/06/2022 Flat
1 - 2 FLAT 1A ST JOHNS PLACE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 5HP £135,000 09/11/2021 Flat

Area average: £192,950 (11 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -0.8%
10y growth -5.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Cherwell. Series: Flats and maisonettes. As of April 2026.

1y (index) -1.2%
5y (index) 6.4%
10y (index) 10.5%

Rental Range

Estimated market rent for Cherwell. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,160/mo
Realistic £1,289/mo
Optimistic £1,418/mo

Based on Local Authority from postcode lookup → Cherwell.

LHA (30th percentile) floor for Cherwell Valley: £947/mo (Apr 2025 – Mar 2026)

Location

Address

48 Bloxham Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Harriers Ground School 0.1 miles
Bus stop Easington Road 0.1 miles
Shop Easington Barbers 0.2 miles
Shop The Co-operative Food 0.3 miles
Hospital Horton Midwifery-led Unit 0.4 miles
Train station Banbury 0.8 miles
Train station King's Sutton 3.6 miles
Hospital Hospital Car Park 11.9 miles

Street-level crime

Category Count
Violence and sexual offences 100
Anti-social behaviour 34
Public order 28
Shoplifting 22
Other theft 19
Criminal damage and arson 18
Other crime 11
Vehicle crime 10
Drugs 5
Burglary 3
Possession of weapons 3
Theft from the person 3
Robbery 2
Bicycle theft 1
Total incidents 259

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Harriers Banbury Academy Primary 0.1 miles Good — 25 Nov 2014
English Language Training Other 0.2 miles (No rating)
St John's Priory School Other 0.2 miles (No rating)
Queensway School Primary 0.3 miles Good — 1 Aug 2022
Wykham Park Secondary 0.3 miles Good — 12 Jun 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
The Studio Annex, Sinclair Avenue, Banbury £800/mo 1.02 miles Rightmove

Average rent: £800/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.37%
Max investor price (0.8%) £100,000
Target investor price (1%) £80,000
Gross yield 4.4%
Cost-to-rent ratio 22.7×
Monthly cashflow £-164/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -3.1%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).