# 3 bedroom terraced house for sale (SK15 2HF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 29 ELM TREE CLOSE, STALYBRIDGE, STALYBRIDGE, GREATER MANCHESTER SK15 2HF |
| Price | £145,500 |
| Bedrooms | 3 |
| Last sold | £45,000 Sep 1996 |

## Description

CanopyEntrance HallLounge

4.60m x 4.03m

15'1" x 13'3"Dining Room

2.72m x 2.51m

8'11" x 8'3"Kitchen

2.72m x 2.50m

8'11" x 8'2"LandingBedroom 1

3.99m x 2.86m plus wardrobes

13'1" x 9'5" plus wardrobesBedroom 2

3.43m x 2.65m

11'3" x 8'8"Bedroom 3

2.47m x 2.06m max including staircase bulkhead

8'1" x 6'9" max including staircase bulkheadBathroomFront GardenGarageRear Garden

## Property Photos

- ![Photo](/listings/photos/9875978/192526)
- ![Photo](/listings/photos/9875978/192529)
- ![Photo](/listings/photos/9875978/192530)
- ![Photo](/listings/photos/9875978/192532)

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #699683
- **Address:** 29 Elm Tree Close, Stalybridge, SK15 2HF
- **Certificate Issued:** 29/05/2003
- **Work Completed:** 30/04/2003
- **Items:** 6 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 29 ELM TREE CLOSE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2HF | £45,000 | 27/09/1996 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 NEW STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2EZ | £205,000 | 27/11/2025 | Terraced |
| 34 FORESTER DRIVE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2DP | £174,500 | 14/11/2025 | Terraced |
| 9 ELM TREE CLOSE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2HF | £232,000 | 03/09/2024 | Terraced |
| 20 ELM TREE CLOSE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2HF | £190,000 | 13/06/2024 | Terraced |
| 31 ELM TREE CLOSE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2HF | £220,000 | 30/04/2024 | Terraced |
| 17 ELM TREE CLOSE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2HF | £192,000 | 28/04/2023 | Terraced |
| 104 FORESTER DRIVE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2EN | £210,000 | 25/11/2022 | Terraced |
| 81 SPRING BANK, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2EQ | £165,000 | 28/10/2022 | Terraced |
| 31 ELM TREE CLOSE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2HF | £220,000 | 06/09/2022 | Terraced |
| 82 FORESTER DRIVE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2EN | £145,000 | 22/08/2022 | Terraced |
| 113 SPRING BANK, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2HL | £220,000 | 13/07/2022 | Terraced |
| 44 FORESTER DRIVE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2EN | £180,000 | 30/06/2022 | Terraced |
| 106 KENWORTHY STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2DX | £170,000 | 17/06/2022 | Terraced |
| 6B HOUGH HILL ROAD, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2HB | £95,500 | 27/05/2022 | Terraced |
| 82 FORESTER DRIVE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2EN | £117,000 | 29/04/2022 | Terraced |
| 82 FORESTER DRIVE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2EN | £117,000 | 29/04/2022 | Terraced |
| 2 EGMONT TERRACE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2HD | £134,410 | 18/03/2022 | Terraced |
| 23 RANGE ROAD, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2HH | £276,000 | 20/10/2021 | Terraced |
| 7 NEW STREET, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2EZ | £90,000 | 13/10/2021 | Terraced |
| 16 FORESTER DRIVE, STALYBRIDGE, TAMESIDE, GREATER MANCHESTER, SK15 2DP | £157,000 | 15/09/2021 | Terraced |

**Area average:** £175,521 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £174,225 (30 Terraced, SK15, 2024–2026)
- **Deviation:** -16.5%

## Rental Range

*ONS Price Index of Private Rents (Tameside). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £827/mo
- **Realistic:** £919/mo
- **Optimistic:** £1,011/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Forester Drive, SK15 | £1,250/mo | 3 | 0.16 miles | OpenRent |

**Average rent: £1,250/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.86% (okay)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 10.3%
- **Cost-to-rent:** 9.7×
- **Monthly cashflow:** £527/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 15%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.4%
- **10y growth:** 43.1%

## House Price Index (HM Land Registry)

*Official index for Tameside; Terraced series; as of March 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 30.7%
- **10y growth (index):** 86.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)