# 5 bedroom end of terrace house for sale (CT8 8NR) ## Property Details | Key | Value | |-----|-------| | Address | 20 CUTHBERT ROAD, WESTGATE-ON-SEA, KENT CT8 8NR | | Price | £299,995 | | Bedrooms | 5 | | Bathrooms | 2 | | Council tax | C | | Last sold | £287,500 Mar 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 02/07/2035 - **Current heating cost:** £1,917/year - **Est. upgrade cost to C:** £18,685 ### Recommendations - Q (£7,500 - £11,000) - D (£150 - £250) - G (£220 - £250) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6711-7135-4002-0103-6202) ## Description Spacious 5-Bedroom Victorian Property with Large Basement and Parking with Fantastic Potential This substantial five-bedroom Victorian house presents an exciting opportunity to create a truly stunning family home or explore development possibilities. Offering generous room sizes and versatile accommodation across three floors, the property is well-proportioned and ready for a new owner to enhance and personalise to their own taste. The ground floor features a large lounge, a second reception room, a fitted kitchen with separate utility area, and a convenient ground floor bathroom. The entrance hall is compact but leads directly into the spacious living areas, providing a warm welcome. The first floor offers two good-sized bedrooms and a family bathroom, with three further bedrooms on the top floor, providing plenty of space for family living or home working. A particular highlight is the large basement, ideal for storage or with excellent potential for conversion, subject to the necessary consents. The property also benefits from private parking – a valuable feature in this style of home. Given its size, layout, and central location, the property may also appeal to investors seeking a potential project, with scope (subject to planning) to convert into apartments or create a multi-unit residence. Identification Checks: Should a purchaser(s) have an offer accepted on a property marketed by Miles & Barr, they will need to undertake an identification check. This is done to meet our obligation under Anti Money Laundering Regulations (AML) and is a legal requirement. We use a specialist third party service to verify your identity. The cost of these checks is £60 inc. VAT per purchase, which is paid in advance, when an offer is agreed and prior to a sales memorandum being issued. This charge is non-refundable under any circumstances. Location Summary: Westgate is regarded by some as a well-kept secret amongst the towns and villages along the North coast of Kent. This picturesque village provides a variety of shops, bars, restaurants and cafes. Westgate also has its own railway station providing a regular service to London Victoria and in the other direction to the popular seaside towns of Margate, Broadstairs and Ramsgate. There are many grand and historic buildings to be found in the area including the magnificent listed Carlton Cinema and lovely balcony apartments overlooking garden squares. There are a number of highly regarded schools to be found in the area in both the public and private sectors including grammar schools. You will also find a number of leisure and recreational facilities in the area including Westgate golf course, endless miles of promenade for runners and walkers as well as numerous other sports clubs. ## Property Photos - ![Picture 1](/listings/photos/87188622/947565) - Picture 1 - ![Picture 3](/listings/photos/87188622/947566) - Picture 3 - ![Picture 4](/listings/photos/87188622/947567) - Picture 4 - ![Picture 5](/listings/photos/87188622/947568) - Picture 5 - ![Picture 6](/listings/photos/87188622/947569) - Picture 6 - ![Picture 7](/listings/photos/87188622/947570) - Picture 7 - ![Picture 8](/listings/photos/87188622/947571) - Picture 8 - ![Picture 9](/listings/photos/87188622/947572) - Picture 9 - ![Picture 10](/listings/photos/87188622/947573) - Picture 10 - ![Picture 11](/listings/photos/87188622/947574) - Picture 11 - ![Picture 12](/listings/photos/87188622/947575) - Picture 12 - ![Picture 13](/listings/photos/87188622/947576) - Picture 13 - ![Picture 14](/listings/photos/87188622/947577) - Picture 14 - ![Picture 15](/listings/photos/87188622/947578) - Picture 15 - ![Picture 16](/listings/photos/87188622/947579) - Picture 16 ## Floorplans - ![Picture 2](/listings/photos/87188622/947580) - Picture 2 ## EPC Graphs - ![Picture 17](/listings/photos/87188622/947581) - Picture 17 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #6922419 - **Address:** 20 Cuthbert Road, WESTGATE-ON-SEA, CT8 8NR - **Certificate Issued:** 26/10/2009 - **Work Completed:** 02/09/2009 - **Items:** 5 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 20 CUTHBERT ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8NR | £287,500 | 06/03/2026 | Detached | | 20 CUTHBERT ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8NR | £77,000 | 01/09/2000 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 27 WESTBURY ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8QX | £390,000 | 04/12/2025 | Terraced | | 7 HAROLD AVENUE, WESTGATE-ON-SEA, THANET, KENT, CT8 8QU | £350,000 | 29/08/2024 | Terraced | | 15 WESTBURY ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8QX | £460,000 | 24/04/2023 | Terraced | | 25 WESTBURY ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8QX | £310,000 | 31/03/2023 | Terraced | | [Same street] 42 CUTHBERT ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8NR | £350,000 | 18/11/2022 | Semi-detached | | 107 WESTGATE BAY AVENUE, WESTGATE-ON-SEA, THANET, KENT, CT8 8PD | £377,500 | 04/10/2022 | Terraced | | 21 DENT DE LION ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8NT | £255,000 | 04/08/2022 | Terraced | | 99 WESTGATE BAY AVENUE, WESTGATE-ON-SEA, THANET, KENT, CT8 8NX | £341,500 | 28/01/2022 | Terraced | | 6 TIDEWELL MEWS, WESTGATE-ON-SEA, THANET, KENT, CT8 8PX | £385,000 | 25/10/2021 | Terraced | **Street average:** £350,000 (1 sale) **Area average:** £358,625 (8 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £355,813 (8 Terraced, CT8, 2024–2026) - **Deviation:** -15.7% ## Rental Range *ONS Price Index of Private Rents (Thanet). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £998/mo - **Realistic:** £1,109/mo - **Optimistic:** £1,220/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Thanet (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,147/mo ## 1% Rule - **Rent ratio:** 0.37% (weak for cashflow) - **Max investor price (0.8%):** £138,625 - **Target investor price (1%):** £110,900 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £1,667/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 17.9% - **10y growth:** 65.9% ## House Price Index (HM Land Registry) *Official index for Thanet; Terraced series; as of April 2026.* - **1y growth (index):** -3% - **5y growth (index):** 7.8% - **10y growth (index):** 45.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)