# 3 bedroom semi-detached house for sale (AL1 5JA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 38 CAMPFIELD ROAD, ST ALBANS, HERTFORDSHIRE AL1 5JA |
| Price | £310,000 |
| Bedrooms | 3 |
| Last sold | £295,000 Aug 2010 |

## Description

Storm porch to wooden front door with stained glass panel, into-

HALLWAY:	Stained wooden flooring, radiator, stairs with wooden balustrade to first floor, storage cupboard below.

LOUNGE:	14'2 x 9'7  (4.32m x 2.92m).  Polished wood flooring with square double-glazed bay window to front, double radiator below, feature tiled fireplace with wooden surround, stripped wood double doors leading into dining room, cornice to ceiling, dado rail, telephone points.

KITCHEN/DINING ROOM: 	16'5 x 12'4  (5m x 3.76m) (overall measurement).  

DINING AREA:  Polished wood flooring, double radiator, feature tiled fireplace with wooden surround, picture rail, door into conservatory.

KITCHEN AREA:  Range of wooden floor and wall cupboards and drawers, marble-effect roll-top work surfaces, single drainer sink unit with mixer tap, inset four-ring gas hob with oven below and extractor hood over, space for tall fridge/freezer, plumbing for washing machine, wall-mounted Baxi gas boiler, vinyl flooring, inset ceiling lights, radiator.

CONSERVATORY: 	17'1 x 10'5  (5.21m x 3.18m).  Double-glazed windows and door to garden, quarry tiled floor, three radiators, built-in cupboards to one side, power point.

ON THE FIRST FLOOR

LANDING:	Wooden balustrade, radiator, window to side, access to loft.

BEDROOM 1: 	12'3 x 8'5  (3.73m x 2.57m).  Wood-framed window to rear with radiator below, polished wood floor, in-built storage cupboard, small fireplace, picture rail.

BEDROOM 2: 	11'3 x 9'7  (3.43m x 2.92m).  Double-glazed window to front with radiator below, polished wood floor, small fireplace, in-built cupboard, picture rail.

BEDROOM 3:	8'3 x 6'4  (2.51m x 1.93m).  Double-glazed window to front with radiator below, picture rail.

BATHROOM:	Panelled bath with chrome taps and shower unit over, plus screen.  Large hand basin in white with chrome taps, low level wc, heated towel rail, inset ceiling lights, cork tiled floor, part-tiled walls, obscure glazed window.

EXTERIOR:	FRONT GARDEN:  Borders to both sides, outside coach lamp, side access to-

REAR GARDEN:  Measures approximately 60ft, stone-paved patio area, flower beds to each side, lawned area to rear, wooden shed with veranda.

## Property Photos

- ![Conservatory](/listings/photos/29305571/1064286) - Conservatory
- ![Dining room](/listings/photos/29305571/1064287) - Dining room
- ![Front aspect](/listings/photos/29305571/1064290) - Front aspect
- ![Rear garden](/listings/photos/29305571/1064291) - Rear garden
- ![Lounge](/listings/photos/29305571/1064293) - Lounge

## EPC Graphs

- ![EPC 1](/listings/photos/29305571/1064295) - EPC 1

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #10377489
- **Address:** 38 Campfield Road, ST. ALBANS, AL1 5JA
- **Certificate Issued:** 30/06/2014
- **Work Completed:** 09/06/2014
- **Items:** 1 window(s)

### FENSA Certificate #8569757
- **Address:** 38 Campfield Road, ST. ALBANS, AL1 5JA
- **Certificate Issued:** 09/01/2012
- **Work Completed:** 25/11/2011
- **Items:** 2 window(s)

### FENSA Certificate #12337314
- **Address:** 38 Campfield Road, ST. ALBANS, AL1 5JA
- **Certificate Issued:** 08/05/2017
- **Work Completed:** 01/04/2017
- **Items:** 3 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 CAMPFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5JA | £295,000 | 13/08/2010 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 76 CAMPFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5HZ | £650,000 | 22/01/2026 | Semi-detached |
| 5 ROLAND STREET, ST ALBANS, HERTFORDSHIRE, AL1 5HS | £890,500 | 15/12/2025 | Semi-detached |
| [Same street] 18 CAMPFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5JA | £690,000 | 06/12/2024 | Terraced |
| 34 CAMBRIDGE ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5LQ | £775,000 | 29/09/2023 | Semi-detached |
| 32 CAMBRIDGE ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5LQ | £800,000 | 24/03/2023 | Semi-detached |
| 2 MAXWELL ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5LA | £680,000 | 28/02/2023 | Semi-detached |
| [Same street] 4 CAMPFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5JA | £660,000 | 15/02/2023 | Semi-detached |
| 17 ROLAND STREET, ST ALBANS, HERTFORDSHIRE, AL1 5HS | £920,029 | 15/12/2022 | Semi-detached |
| 15 ROLAND STREET, ST ALBANS, HERTFORDSHIRE, AL1 5HS | £745,000 | 29/11/2022 | Semi-detached |
| 14 MAXWELL ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5LA | £710,000 | 20/10/2022 | Semi-detached |
| 9 ROLAND STREET, ST ALBANS, HERTFORDSHIRE, AL1 5HS | £632,000 | 18/10/2022 | Semi-detached |
| 4 ROYAL ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4LQ | £905,000 | 29/04/2022 | Semi-detached |
| 62 CAMPFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5HZ | £715,000 | 07/10/2021 | Semi-detached |
| 16 VALERIE CLOSE, ST ALBANS, HERTFORDSHIRE, AL1 5JD | £795,000 | 17/09/2021 | Semi-detached |

**Street average:** £675,000 (2 sales)
**Area average:** £768,127 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £770,857 (22 Semi-detached, AL1, 2024–2026)
- **Deviation:** -59.8%

## Rental Range

*ONS Price Index of Private Rents (St Albans). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,733/mo
- **Realistic:** £1,925/mo
- **Optimistic:** £2,118/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £997/mo

## 1% Rule

- **Rent ratio:** 0.62% (weak for cashflow)
- **Max investor price (0.8%):** £240,625
- **Target investor price (1%):** £192,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.2%
- **10y growth:** 16.2%

## House Price Index (HM Land Registry)

*Official index for St Albans; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.6%
- **5y growth (index):** 15.9%
- **10y growth (index):** 24.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
